Home     Contact Us    
Main Board Job Seeker's Board Job Wanted Board Resume Bank Company Board Word Help Medquist New MTs Classifieds Offshore Concerns VR/Speech Recognition Tech Help Coding/Medical Billing
Gab Board Politics Comedy Stop Health Issues
ADVERTISEMENT




Serving Over 20,000 US Medical Transcriptionists

About 1-1/2 years ago, I paid almost $600/month for COBRA. sm

Posted By: LTMT on 2009-04-07
In Reply to: Does anybody know the rates for COBRA? - hw

That was for medical, dental, vision, one person.  Hope this helps.  It is tremendously expensive, but it does get you by until you get something else.



Good luck! 




Complete Discussion Below: marks the location of current message within thread

The messages you are viewing are archived/old.
To view latest messages and participate in discussions, select the boards given in left menu


Other related messages found in our database

Mine ended at the end of the month, then COBRA took over. nm

IC's are paid twice a month, sm
but you are paid the 15th for the prior month's work. Employee status is different and have a different pay schedule.

I know, I worked there. The first month is difficult, but after that the checks flow routinely. You do get used to it though.
Getting paid once a month???!!! Not for me. nm
s
Only paid once a month
Is it normal for a service to only pay once a month? Also, to take lines away from line count for errors and have to give a 30-day notice? I am thinking of accepting a job that does this, but am feeling a bit uneasy as they only pay 3.5 for VR, which is 80% of the job. Thanks for any input.
Only paid once a month
What worries me is who is going to say what an error is? I've worked with QA people before and was totally frustrated with inconsistent feedback.
I am paid once a month.
But I am also paid 12 cpl so the check is worth the wait. The reason I would not take this position is the 3.5 cpl. Even with VR, you are going to have a hard time earning a decent wage, especially if they deduct from that for errors.
Only paid once a month
Thanks you guys for all your posts. I am not taking the job and am back to square one with looking for a new one.

Is there such a thing as good pay and treatment for good work in MT anymore?

I have been looking now for over 6 months. Seems like every time I find what seems to be a good job, all of a sudden the small print kills it. I sure am glad I can come here to find out about them first or would have been burned long ago. The place I work at now just put in VR and will have EHR soon. Makes me nervous even though they are assuring us we will not lose our jobs. What do you think?
I only get paid twice a month
what plan are you on to get paid every other week?
And only paid once a month...

Yet another company I'm asking to go fly a kite! 


No, you dont get paid once a month. - sm
You get paid twice a month, but rather than invoicing on the first and getting paid on the 15th, every basicall 14 days, you will wait 28 days.  So you will wait an exgtra cople of weeks for the first check, but after that you do get paid twice a month. 
Bimonthly pay....as in you get paid only every other month???????
I could never manage with only getting paid every other month. That's a long stretch between paydays!!!
Waiting for that first check is normal. Getting paid once a month is not.
s
Paid twice a month, with invoices submitted on the 16th and the 1st. sm

Until now, there was no set pay date, but an email today stated that the funds wold be released within 5 business days, and they are working on having it done within 3 days.


Regardless, it is still quicker than any place else I have been paid.  At another place, the pay period ends the same, but I am not paid until the 8th and the 23rd, and then it is by check, not direct deposit (Cardioscribes pays via direct deposit.)


At my full time job, the pay period ends on Sunday at midinght, and I am not paid until a week later on Monday.


So, even though it is a bit different not having a specific date to call payday, I still am paid quickly and have no issues with it, but then again, I only work part-time.  The people there are great, and it is cardiology clinic work, so it is a nice change of pace for me compared to acute care.  


Hope this helps.



 


 


Every company I have worked for (5 total) has paid twice a month. sm
Every two weeks would be too hard to manage. I get paid on the 10th and 25th, so I pay all my bills on the 12th and 27th, which works out perfectly for me.
This is not true. I have been there a month and get a good line rate and paid for spaces. ??? nm
nm
I just left there last month after 2 years -
I had been really happy with my job until about last November. I finally even applied for and received unemployment. Not only was my line count down from 20,000 a pay period to sometimes 7000-8000, but that also meant my line rate of pay was down because of their tiered schedule. It did not seem to matter how much I asked or complained about the work and begged for more, there was always an excuse.
Been here about a month, but worked for them 3 years ago and never should have left.
I left the first time cuz DH (now my EX-DH) was less then cooperative to say the least.

I LOVE it here.
I have been a MT for four years and I make $1800.00 per month. I am happy with my pay at this
stage
I cannot say enough good things about Keystroke, not just one month but years
I remember when they were having growing pains and I was with another company and saw them on this board. Lee even got on to defend her company. At least she cared and nothing but good things have happened to this company. She still cares. Recently complaints were of running out of work and needing secondaries, and high insurance. She contacted all MTs and has been working on and from what I understand is correcting all that. She is a hands on owner and appears to deeply care for the Transcriptionist even though she cannot see our faces.

All of my posting is from hands on experiences and if for 2 years I can say this is where I want to retire after all the other companies I have had to go through, I am only trying to help and not post pie in the sky hoopla to rope anyone in. This is a down to earth, straight shooting company that I am sure is in it for profit but deeply cares for the transcriptionists who work for her and not make that profit while we eat 69 cent pot pies because our pay checks are so crummy. it takes time even for a good transcriptionists to get familiar with a new account but if the dictation is fairly distributed (I mean first in, first out, unless other arrangements are made between you and the company) then there is hope and a chance to make a living. I don't think it is fair to complete with your team leaders for dictation because they will always win and you will be left with what they do not want as they have dictation goals too with some nationals along with supposedly helping you. That is my 2 cents.
what do you think someone with 30 years experience should be paid ?

XX


Weekly? Services are lucky if they get paid twice a month. Generally, services bill out to their
/
Many years ago I paid an employment agency a fee (sm)
for what seemed like a great job (non-MT). Two of us were hired for a job that didn't have enough work for even one person! In the meantime, I was making payments to the employment agency each paycheck. The two of us were working hard and doing well (we thought!)

The week before my last payment was due to the employment agency, out of the blue the manager began to find fault with every little thing we did, even if it was what she told us to do the day before.

I got suspicious, and on a day she was absent, found her file cabinet unlocked and took a look through her employee file. (Don't even bother to lecture me - I KNOW it was wrong, but I did it anyway.)

What I found was VERY interesting: It turns out that every few months, this company hired 2 people from this agency. They would keep them only until that employee had made their last payment to the agency, then let them go and hire 2 more. Also, our manager was very good friends with the owner of the employment agency!

Sure enough, a few days after my co-worker & I made our last payment to the agency, we were let go. Talk about a scam! And of course, back then I was too young & naiive to know I had a legal recourse.

LESSON LEARNED: Never, ever, pay anything for a job. Your skill is the asset, and you are selling it to the employer for your wage. (So don't sell yourself cheaply!)
In the past 4 years I have always been paid on time
x
I've worked for Ubiqus for 2 years now and I get paid every two weeks.
I really enjoy the work because it's advisory board meetings, round table discussions, and big conferences of all fields of medicine.  I started with them right after I graduated and I've never done any of the doctor dictation, I like this work better.
I did phone training years ago on the platforrm and was paid 50.00 per call (sm)
The call usually lasted an hour, and was one-on-one.
Made 1200-1600 per week paid on a gross line for 5 years!
It CAN be done. The key is either a really high line rate or canned text over and over again with very small accounts. I had a little of both and then some harder stuff thrown in. It also helps if you work like you are on fire most of the day. Needless to say, that gravy train ran out of juice and now I am back to *normal* pay of around $750 per week at another company. SO many variables out there with the *how much do you make?* question.
Cobra
By law, if you have elected cobra coverage, and you have not received the paperwork, the insurance company has to carry you until you do receive the paperwork. I just went through this and I was very nervous because I have all kinds of health problems.  The insuring agency said that paperwork was usually slow, but even if it was over 30 days, as long as you get your payment in when you do receive the paperwork, they can't drop you.  A good place to check also is the National Association of the Self-Employed (NASE).   They  have all kinds of insurance plans.  Best of luck to you!
COBRA
Can anyone out there give me any information on Cobra?  There is just my husband and myself. Would it cover my husband?
We used COBRA and my insurance, thank God. sm
I can't imagine either and he is a top-level engineer (over $130k) but we have heard that it is becoming the norm to wait 90-180 days. They did give him a stipend though to help with COBRA.
Unemployment/COBRA

They said we should apply for unemployment asap but how can we do that if we are still working for them until 7/7?


Also, how much is unemployment usually? I've never been on it. I've heard it is about 66% of your usual pay? Is this correct?


Also... can you apply for Medicaid with unemployment? The COBRA rate is at least $540 for myself and my daughter. :(


COBRA - MEDICAID
Why do you need to apply for Medicaid along with Cobra? Did I understand this to be what you said?
Insurance COBRA
Usually, you're given the chance to maintain insurance premiums on your own so that you won't have a gap in coverage. I've been issued a certificate of continuing coverage twice when I had to leave a job so that I would qualify for ongoing insurance of some kind. Check into COBRA rules on this with your present company. Congrats on new job.
Anyone having a problem getting Cobra through
nm
Unfortunately, no. The last job I had the COBRA was too expensive, so I did
not get it, and had about a 4-month lapse.
Does anybody know the rates for COBRA?
I am about to lose my health insurance since I cannot make the full time line requirements.  Does anybody have a guess as to how much I would have to pay for COBRA for one person?  Thanks in advance for any help!  
Cobra Rates
My paperwork states the coverage is available to you At the current group rates. Meaning, the total amount being paid both by yourself and your employer per month.
Need Cobra info
By law Spheris has to provide you with the information for Cobra. It sometimes takes several weeks to hear, if you think it has been to long....suck it up and call them...you are only hurting yourself by not getting the information for it. If it makes you feel better mention to the person you are talking to that you have a great new job and won't be needing the Cobra for that long. :-)
Cobra rates for TT. Anyone know? sm
Am leaving TT to take an in home customer service job for a local business. Definitely going to be worth it as it pays great money for me, PTO, vacation and full benefits. Would like to know if anyone has left TT and taken the Cobra? Looking to know the cost for just employee.
COBRA only available for 18 months...you MUST do forms...sm
don't get the paperwork in and they have no reason to carry you. With COBRA, all you do is stay on a group insurance plan and pay the full price. Not the best choice for price conscious medical insurance UNLESS you have ANY medical conditions. If you are completely healthy, (no hypertension, diabetes, basically any diagnosis, even neck pain) you can get individual. Think about a high deductible ($5000 yr) if you don't go to the doctor or maybe only go once a year. Then also check out a Health Savings Account (plenty of info on web and at government web sites). But COBRA is not an insurance. It is only allowing you to get in on a group plan at the group price but you pay it all, including what your employer was paying for you.
she's sweet as pie then spits like a cobra. RUN FAR AWAY.
xx
Are employers required to offer Cobra?
nm
I just left. Need Cobra info. Lost the mail and wonder...
I am flailing financially but have a wonderful new job where I am treated like a human being and compensated for my dedication.

I cannot tell you so you'd understand how much more happy I am now. But, I have no insurance and have a preexisting so I lost my mail and can't gather the strength to call and talk with the staff who suddenly sound so distant. Blah
I've been with the company almost 10 years. I know the truth. Hawaii was a company-paid vacation.
.
I was told several new accts are coming on this month and also next month, so
I'm not worrying.
Pay period goes from 1st of the month to the 15th, then 16th to the end of the month. sm

So, I guess you could maybe get by with less than 1000 a day, although the incentive tier would make it worth your while to do a bit more.  I am using ExText, and yes, I find it easy to use, but then I used it for a year with another company.  I think their other platform is Mongoose, and I know nothing about that, so really cannot say.


Yes, they are hiring now.  In fact, there is a $500 sign-on bonus.  I think it is all just acute care.  I'm sure they would love to have someone with your experience.  Rhonda Durham is the recruiter.  I am sure she could answer any of your questions.  I am happy to help too, if I can, but I am relatively new.  The account I am working on is mostly psych, it seems, and I am loving it.


Another nice thing, their benefits start after 60 days, not 90 like most.


Good luck to you.


Without Naming Company, Does anyone know cost of COBRA for out-of-state employees?
x
TransHealth starts 1st day of month after month SM
you start, BC/BS, good rate on single, don't know about family premium.
Last month was slow on my account..but this month (sm)
we've been swamped...
The new insurance is very reasonable. I pay $200/month and they pay $200/month. sm
Unfortunately, I have had to use it a lot since it changed and I am very happy. They have covered everything.

The insurance is actually $80 cheaper per month than I paid at the local hospital, which is a large employer.


Training on the system, not paid, but if you are physically typing reports then you are getting paid
nm
Oh, yea -- PAID, too. Grandmother PAID LEAVE would be a great drawing card to TT !!

Just love that PAID TIME OFF !!