Home     Contact Us    
Main Board Job Seeker's Board Job Wanted Board Resume Bank Company Board Word Help Medquist New MTs Classifieds Offshore Concerns VR/Speech Recognition Tech Help Coding/Medical Billing
Gab Board Politics Comedy Stop Health Issues
ADVERTISEMENT




Serving Over 20,000 US Medical Transcriptionists

Are there ANY companies out there that actually offer decent family medical coverage??

Posted By: Okay.. asking for some suggestions.. on 2006-05-06
In Reply to:

Some are just downright ridiculous amounts. Right now, I am with a company that offers decent single coverage but the family is like $750 a month and I cannot just work for insurance. There has to be something left over to like....eat on... or pay bills. Any suggestions out there. I do have over 13 years of experience.


Complete Discussion Below: marks the location of current message within thread

The messages you are viewing are archived/old.
To view latest messages and participate in discussions, select the boards given in left menu


Other related messages found in our database

Thank you. Could you elaborate on the benefits, offer single medical coverage or family, PTO etc...
Thanks
Any companies offer part-timers chance to buy into group insurance? need coverage ....

I've been looking at prices for solo medical insurance and while I can probably afford some coverage, I'm feeling rather paranoid about having insurance canceled if I actually get sick -- I'm fairly ignorant about what protections may have been passed and may just be responding to other people's horror stories.


 


Anyway, I'm not entirely sure I want to work full time for any of the nationals ... they seem to have gotten awfully rigid wrt daily line counts within certain fixed hours ... some days I'm simply creaky and hate feeling pressured ... so part time to start seems more reasonable than jumping in with both feet.  Any infor or recommendations appreciated ... 


Thanks!


Companies w/Escription accounts that offer affordable family insurance??
I realize that affordable is subjective so whatever information anyone can give woudl be appreciated. The majority of Escription accounts offer IC only. Thanks
Companies are hardly offer FT employees any decent benefits so I think is going to be rare to find
them for PT employees. I would love that too, unfortunately, I work too much just to get below average benefits. Best of luck in your search. Honestly, I think the only place you'll find benefits for part-timers is going in-house at a hospital.
They do not pay anything on family coverage, IMO. That is why I would rather be an IC and buy

my own policy versus being an employee of a service.  When you think about it, being an employee for most of the services out there offers no real benefits at all.  I have found that the PTO that some of these companies offer as part of their benefits package is a crappy.  You basically get paid a base hourly rate for any PTO you take and that base rate never EVER equals what you actually make when typing.  So you are basically penalized for taking time off.


And health insurance benefit packages are a joke!  They pay nothing for family coverage and not to mention there is always the threat looming over your head that if your production falls, they can take your benefits away.


If I were you, I would either be an IC and buy your own policy or try to get on with a hospital that offers work at home MT jobs.  Hospitals are the only places that offer decent health insurance coverage for families.  I have my own accounts and bought a health insurance policy for my kids and I, but recently I took a job with a hospital just for the insurance.  So now I have my own accounts plus I work FT for a hospital from home.  I pay $175 a month for family coverage with a $1000 family deductible.  It was financially a smarter move for me to go to work as an employee with the hospital because I'm saving a bundle on insurance.


Again, let me say, I would NEVER go back to work as an employee for a service.  They don't offer anything that I would consider benefits.  You're better off buying your own policy.


Family coverage
is about $217 per pay period. I think you have to get this one if you have more than one child.
Yes they have family coverage

but I do not need that right now.  I have a schedule but they are flexible hours so that really helps.  Pay does include all spaces, but what I like is the direct deposit and the steady work.  I have been with Medware for 2 years and always have work.  If my primary is out they give you a back up account.  Finally my income meets my needs and I can move ahead with some things around the house that needed fixing.  Plus it's nice knowing I have good health insurance.


WMX has best overall family coverage
I absolutely agree 1000%!!! It has great benefits.
That is for family coverage.
Maybe there are people that might have had a different experience, but just giving my opinion. I have also heard their platform sucks before from other people.
I have it 2. Pay about $50 for full family coverage.
Yep, all maintenance is paid 100% - major stuff pays very well, too. I really like it, and have had it for years and years.  Nothing exciting, but good basic dental coverage. I like the $1000 a year per kid for braces! Sure helps with 3 in them!!  I think its just the normal probationary period til it starts - 3 months? Honestly don't remember reading anything about waiting a year for braces though. 
That's not bad for single, but I really need family coverage.
Anyone know what these companies preminums are like for family coverage.. Thanks.
Goodness. I have coverage for a family of 4 for
less than that.  I would have looked at options long ago. 
My family coverage amount
I work for Axolotl and our insurance just changed at the beginning of the year, but I pay 134.00 every 2 weeks for mine. It's Aetna PPO insurance. I have coverage for myself, son and husband.
WEBMDX FAMILY COVERAGE INS-Does anyone know how much it is?
nm
Are you looking for individual or family coverage?
X
Webmedx has the best overall family coverage plan.....nm

What is family health coverage like at AllType?
XX
Thanks.. I really needed to have good family coverage.. I guess MDI is out for me.. nm
nm
I have single coverage - affordable - but don't know about family. Call them.
nm
!60-180 a month is average for decent coverage.
Remember to multiply what you have taken out every 2 weeks by 26 or twice a month by 24, then divide by 12 and you will see what you really pay. 
!60-180 a month is average for decent coverage.
Remember to multiply what you have taken out every 2 weeks by 26 or twice a month by 24, then divide by 12 and you will see what you really pay. 
I believe they have several to choose from - affordable and decent coverage, IMO
nm
Anyone know what Medware's ins. for family coverage runs. Thinking of applying
Just looking for a company that offers decent insurance for family coverage.
Is OSI's the cost family coverage fairly reasonable or sky-high? nm
xx
The current insurance is not bad. The coverage is decent, and they pay which is good. sm
I actually hope that they don't change, but I know that it is a big hassle for the office because they are in the middle. Too big to be individual coverage rates and too small for the best rates. I talked with the HR manager, and she told me that the rates they were given for one company tripled once all the worksheets were in. They based the price on the worst case scenario or worst health. Now they can get a flat rate but only if half of the FT employees sign up. I could here the frustration in her voice when I was talking to her. Insurance companies do not always play fair.
Would ya'll say that Medware's family ins coverage is relatively reasonable cost-wise? nm
xx
Can anyone recommend a co. that has decent family insurance.
I cannot afford to stay working for the company I am presently with. Low to no work and the family insurance rates are over $700 a month. I have over 13 years of experience and I am hoping there is a company out there that rewards that with decent benefits.
WOULD LIKE TO FIND A COMPANY THAT HAS DECENT FAMILY INS. BENEFITS AND PTO
I have been working in-house at a hospital and would like to go home to work, but I am having a hard time finding a company out there that offers decent insurance benefits and PTO.. Any ideas are appreciated..
For decent private individual policies, it is very expensive for a family.
Unless, you have a $5000-7500 deductible and a 50% copay on prescriptions which is bad for us because my son takes medication that costs $160 a month.  If we went with a policy equal to what my job provides, the premium is over $1000 a month. With my job, I am paying about $400 a month for family coverage.
when you're able to offer flexibility and decent pay
with an acceptable platform.
Single coverage at TH for medical is $52 a mo and add in sm
vision and dental takes it up to around $70, which is the most reasonable I have seen.
it is major medical coverage at best
affordable maybe
I pay about $150 a month for single coverage, medical, dental, sm
vision, $750 deducible, $15 copay for PCP, $30 copay for PPO specialist.  Hope that helps.
desperately need medical benefits, prescription coverage...sm
Can anyone recommend the companies that have good, solid, affordable medical coverage that has excellent prescription coverage for a single mom.  Thank you for all your replies in advance.  I need to get going on this ASAP.
Isnt their family medical insurance kind of high. I think that is
why I passed on them previously and they only wanted to pay 7.5 cpl for 12 years of experience.
Medware- Ballpark figure for cost of their family medical insurance. NM
nm
family practice companies
Does anyone out there know of any companies with good family practice accounts? 
R there any decent companies
I don't want to hear from anyone with Keystrokes. Any other companies? TIA
How much if family health insurance at these companies?

Transtech, SOAP, Futurenet, and Transolutions?


Do they include dental and/or vision with that?


Needing to make a choice and health insurance is the most important thing right now with 2 small children.


Thanks!


Any decent companies hiring?

Does anyone know of a good MT company that is hiring?  Here is what I am looking for...


Flexible schedule


Taxes taken out


Differential if shift work is required


Software that allows decent line counts


 


THANKS!


Are there companies that use a decent platform?
Currently using ExText with Transnet and it is so slow. Need to find a company with some decent software that runs faster. Im getting frustrated, and some days are worse than others. Today is a worse day.
Does anyone know the pay range for decent companies,

including VR.  Guess I have to bite the bullet and learn how to do it, but would lke to be paid a decent line rate.  I am experienced.


Thanks in advance. 


 


What companies have a decent platform to work on, .

have employee status, lots of work, and minimal confusion and disorganization?   Can do the big 4 for acute care.


Who are the good companies that do ASR and pay a decent rate?
I have been an MT a long time - 19 yrs and I am interested in learning ASR, but I need to get informed and rate, companies, realist expectations on lph, etc.  If you can help me out and share your knowledge, I would really appreciate it.  TIA.   I am going to try to line my e-mail in here, so you can e-mail me if you would like. 
Info on Medical Voice Technologies? Job offer
Anyone familiar with this company? Just curious. Possible job.
Are you getting decent responses from companies for positions if you have experience and are
a good transcriptionist.  I am going to start looking but it seems there are so many looking I am just wondering how it is going job wise. 
Survey - What type of medical insurance does your company offer?
Just curious about which company you work for and what type of medical insurance they offer.  HMO, PPO?  Cheap or expensive for you?
Are there any companies that offer.....sm
PTO for part time home workers? 
Which companies offer this?
xx
What companies offer OT?
/
Incentives Which Companies Offer Them?
and which companies used to offer them but are changing their policy now?