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Can anyone recommend a co. that has decent family insurance.

Posted By: Looking.. on 2006-01-27
In Reply to:

I cannot afford to stay working for the company I am presently with. Low to no work and the family insurance rates are over $700 a month. I have over 13 years of experience and I am hoping there is a company out there that rewards that with decent benefits.


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WOULD LIKE TO FIND A COMPANY THAT HAS DECENT FAMILY INS. BENEFITS AND PTO
I have been working in-house at a hospital and would like to go home to work, but I am having a hard time finding a company out there that offers decent insurance benefits and PTO.. Any ideas are appreciated..
Are there ANY companies out there that actually offer decent family medical coverage??
Some are just downright ridiculous amounts. Right now, I am with a company that offers decent single coverage but the family is like $750 a month and I cannot just work for insurance. There has to be something left over to like....eat on... or pay bills. Any suggestions out there. I do have over 13 years of experience.
For decent private individual policies, it is very expensive for a family.
Unless, you have a $5000-7500 deductible and a 50% copay on prescriptions which is bad for us because my son takes medication that costs $160 a month.  If we went with a policy equal to what my job provides, the premium is over $1000 a month. With my job, I am paying about $400 a month for family coverage.
For me the family insurance...
is high compared to my husband's insurance, but then again, his insurance is AWESOME, so I did not need the coverage. This is based where I live, and I am in PA. Their vision IS better than my husband's though so I did get that, and the dental coverage is not bad either, but again, my husband's covers ortho whereas they do not. Overally, they do have good benefits compared to other companies I have worked for. HTH
How much is insurance for a family at TT
nm
How much does insurance for family
coverage cost with Axolotl? I could not find anything on their web site that said.
Does anyone on here work for them that knows. Thanks.
Could you tell me how much your insurance runs for family?
Thanks..
Can anybody recommend where to get individual insurance affordably sm
for self-employed MTs that doesn't exclude pre-existing conditions?  My husband just lost his job and we haven't received the COBRA papers yet and it has been over a month.  I have health problems and really cannot afford to be without insurance so I thought I would ask if anybody here knows of good reasonable insurance for the self-employed but more importantly one that actually will cover something!  Thanks so much!
Umm - decent insurance? - nm
x
Do you know what the insurance costs are?? family or single?
Thanks. Looking for a new job.
How much if family health insurance at these companies?

Transtech, SOAP, Futurenet, and Transolutions?


Do they include dental and/or vision with that?


Needing to make a choice and health insurance is the most important thing right now with 2 small children.


Thanks!


Who has decent health insurance?

I just got notice from TransHealth that they are changing our (already sucky) insurance in two weeks to an even suckier plan. I cannot afford a $1000 deductible. If I had that lying around, I wouldn't need to work!!!


Is there any company out there with a decent FAMILY healt insurance plan that won't cost $1000 a month in premiums?? I have 10+ years of acute care and multispecialty experience with 99% accuracy. Why can't I insure my family!?


Does anyone know what the current family rate for insurance is with Keystrokes?
Im looking at comparison costs.
family plan insurance - which company has the best prices? sm
pathetic and true -- I'm basing my decisions on that :(  i just can't spend 1200 a month on insurance.  HELLLP.
$600 a month for family?? Yikes.. better pass. I need better insurance than that. Thanks

I am the sole insurance provider for my family and I work for TT
Unfortunately, I did not know about the rate, but I am staying to work more. I am not there for the warm fuzzies necessarily. It is nice. I am there because I can trust the boss to know who I am and that the boss will provide the lines for me to type so I can pay the higher rate. I am willing to work longer hours and stay. I could go elsewhere but I have been in every situation including hospitals where the boss is abusive. Believe me, there was not 1 place worth staying because I am here now. I am not sucking up, nor am I being kushy but as far as I know, this is the best choice for me and my family. I work at home, don't pay gas prices, get reimbursed for cable which is my commute, no one else does that. I don't have to buy clothes or lunches out because I work outside of the house. I don't have to pay for daycare because the boss worked with me and my scheduling needs. My goodness! They are not just warm fuzzy. They are business people who know that their profit goes up if the workforce is happy. Not their fault the cost of insurance goes up. Go talk to the insurance companies. Besides, I said several other times on here that this is not their final rate, they are working to come up with some other plan if possible.
So quit with the warm fuzzy business and make a check list of business facts of why this company is growing both in labor pool and clientelle. I am glad you are happy at your company but please don't speak for breadwinners of TT, because I do not like your speaking for me or about me. Thanks in advance.
Isnt their family medical insurance kind of high. I think that is
why I passed on them previously and they only wanted to pay 7.5 cpl for 12 years of experience.
Anyone pay less than $800 a month for family insurance?? I work for a small MTSO
and it's not like I make a ton anyway, but the insurance is so high for my family. I feel like I'm just working for the insurance. My husband is self-employed so he obviously doesnt have insurance through his job to provide this so it is up to me and I'm dying here. Any suggestions? We have tried individual plans but it is a fortune for high deductible and yucky coverage. I need to maybe find a larger company to work for where the benefits are a little better.
Diskriter--Anyone know if they have decent insurance rates for their employees??
Any help is appreciated.
The current insurance is not bad. The coverage is decent, and they pay which is good. sm
I actually hope that they don't change, but I know that it is a big hassle for the office because they are in the middle. Too big to be individual coverage rates and too small for the best rates. I talked with the HR manager, and she told me that the rates they were given for one company tripled once all the worksheets were in. They based the price on the worst case scenario or worst health. Now they can get a flat rate but only if half of the FT employees sign up. I could here the frustration in her voice when I was talking to her. Insurance companies do not always play fair.
Companies w/Escription accounts that offer affordable family insurance??
I realize that affordable is subjective so whatever information anyone can give woudl be appreciated. The majority of Escription accounts offer IC only. Thanks
Medware- Ballpark figure for cost of their family medical insurance. NM
nm
When I find decent people who know the value of decent wages, I will!
tyvm
Thanks. Can you make any decent pay with them and are the accounts decent. What is your feeling
that. Thank you.
The ad says they treat MTs like family ... what a family that must be! LOL nm

She didn't say she didn't have a family. A family isn't just kids. sm

She also said she didn't have kids. Why do you think you're so much better  BECAUSE you have kids?  I am so sick of that attitude.  I don't have kids, never wanted them, but have been discriminated against in jobs because of it.  Everyone figured since I had no kids I could work all the time.  I said NO!  Just because I don't have kids doesn't mean I don't have a life or that my life is not important.   


BTW I work part time too. 


401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars.  I like the company/people so far, just don't like the insurance.
I used them and would not recommend them
to anyone. Heaven forbid you should refuse a job from them. Extremely nasty company
I'd recommend them!
I've been with DRC a few years and the best thing I ever did was sign on with them. I make more than MTs in my area working at the local hospital; can't speak for other DRCer's though. I have a lot of experience and have a couple accounts I work on. I enjoy all the work and feel like I get a good variety. The company is great, the staff is great. Usually tons of work, and where there are lows they don't last long, flexible with schedules. I really like their operating system too, very easy to work for them.
I am there, and I would NOT recommend them to anyone. no msg
x
i used to recommend MQ
but for the last 1-2 yr have had too much trouble with working too many accounts to have work. In fact, even with plenty of work in my primary, they often bounce me around to other accounts. Keeping all the different account specific info straight takes too much time and costs me too many lines. Besides, they have stated to us in the newsletter that much of the work is going overseas to the international labor partners. So unless you would prefer to edit or do the voice technology editing, you may want to go with someone else.
I would not recommend them either sm
I was there for 1 year 5 months, and I was jerked around the whole time.

I started off at a low pay, then I was bumped up to a higher pay, then my pay was cut, then they stopped paying for spaces.

I couldn't take it and quit.
same here, would not recommend them
same here, they start you at 6.5 cpl, I was moved up to 7.5, then bumped back down and the insurance after they changed it has a 250 dollar emergency room deductible.  What is great about that I don't know.  Several part-timers left last year because the few benefits they had were taken away, so no I wouldn't recommend Spheris either
Could anyone out there recommend...
a recruiter that they have worked with?  I have never gone through a recruiter, but I think I might just sign up with one.  Anyone have any recommendations. 
Would not recommend

If you don't mind not having any benefits or any hopes of receiving a raise then thehy would be okay.


Is there anybody else you would recommend instead?

My main two concerns are a decent platform to work in and a decent medical insurance plan.  But, you're right--there's obviously some other things that I need to consider too.


I know that every company will have it's advantages and disadvantages, but does anyone know of any companies where the advantages outweigh the disadvantages?


I recommend MDI, too
Very honest, decent people to work for. Great pay. Competence in all departments from payroll to tech. Superb liaison. MDI is very picky about whom they select and about work quality, which is fine with me. I have been in this biz a good long time and have never liked any company so much.
Would not recommend

I currently work on Cornerstone doing mostly letters and the occasional op and ER notes. By far, I spend more time looking up addresses, time I am not paid for. I would not mind it if the pay was fair but it is not. So, I plan to look at other companies because I can no longer afford working for them.


In the beginning I had a somewhat decent account where I could meet the line count but on my new account with more than half my work being letters I waste a lot of time having to look up information and then inserting it into the document.


Another thing is the number of upgrades, and I use that term loosely, have caused my computer to crash. So I end up wasting more time.


Also, raises are as rare as hens teeth. And, if you do get a raise they end up putting you on an account where you cannot make any lines, so you cannot really call it a raise.


This week I plan to dust off my resume and start sending it out. If nothing else I can get something PT and then work into FT and then get away from Spheris.


Sorry for rambling, but I would not recommend Spheris even to newbies and especially not to the seasoned MT.


To put it bluntly, their platform SUCKS ASS.   


I would recommend against it (sm)
I've been in this field since 1966.  I'm just holding on by my fingernails waiting for retirement age.  It's way too late for me to start a NEW career.  I was single mom for most of the years my girls wer growing up.  I supported them and supported them well in this profession.  Now I make less than I did in 1996.  When people asking me what I do, and express an interest in going into the field, I actively discourage them.  It's definitely NOT what it used to be.
Yes, I recommend it.

I just tell people that expect to make absolutely nothing for the first 10 years.  LOL


My pay has doubled since I left my hourly job; or should I say I was pushed out of my hourly job with outsourcing hanging over my head.  I was to train my replacement as so-called just for back-up but I saw the writing on the wall, so I left.  I was only making 13 dollars an hour and that was 3 years ago.  I started at 7 dollars an hour 17 years ago.  I'm making a lot more now and have a lot less stress for sure than working on-site and having to do everyone else's job with no one to do mine.


I'm happy MT'ing.  I do not recommend it to others though as I tell them it takes years to get acquainted with the terminology. 


As far as telling people to come to this board, they have no clue what all of these abbreviates mean especially the company names.  It's too confusing for someone who doesn't know our world to come in this message board and make anything out of it.


No, no, no - used to recommend MT but no more..
,
Cannot recommend this office at all!
I have been there for a long time, and it just gets worse. They have lost so many accounts that I seem to constantly be learning something new, and I do acute care, any specialty. No money to be made this way. In addition, the office personnel have changed so much that I don't even know who to call with certain matters. It is beyond frustrating!

The only high point has been the excellent computer room staff, but I figure they will probably all be let go in favor of calling 1-800-DICTATE or whatever.

If you have other options, I suggest exercising them! I can E-mail you if you need more info.
I would recommend staying away from
That is all they do, lie and run out of work! Have you tried Keystrokes? I think they might be hiring. I do not know much about them but it might be something to consider.
I recommend Keystrokes.
I have worked for Keystrokes for three months, and they have been very easy to work with.  I don't know about all their accounts/platforms, only the one I am on.  It is an internet-based Word document using Express Scribe--very easy to use.  I am assigned certain doctors and then have 48 hours (yes, 48!) for turnaround.  Pay is based on a standard 65-character line.  Hope this helps!
Well, I wouldn't recommend them.

They have some weird system for line counting and you never can quite figure it out.  Lines are VERY hard to get and pay isn't great.  Many have left because they just can't make any money.  They are also training people in Trinidad (I think) how to do transcription, so guess where they jobs are going to go eventually.   They haven't been allowed to post on this board for that reason, but since MTStars is allow U.S. based offshoring companies to post, they show up.


 


Also, how can you recommend DR based on the
original poster's request? SE status and not strict schedule? DR offers none of the above! Sheesh! What a waste of board space! Must be a DR supe or recruiter.
I recommend Keystrokes...
Never have worked for them but have heard really good things - the other three companies U mentioned have horrible reputations (especially Softscript). Don't know about them personally, just their awful reps. Good luck!
No place I could recommend!!!!!!
nm