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Serving Over 20,000 US Medical Transcriptionists

Credit check IS the norm. Employers want to how

Posted By: responsible you are with $ as that might reflect on 2007-12-23
In Reply to: Exactly what I was thinking....sm - Disgusted!!

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Employers looking at your credit!
That should absolutely be none of their business about our credit report. I can see about criminal investigation, but credit, that is confidentiality and those people can steal your identity in a heartbeat especially when we have never met these people in person. We fax forms constantly to so many different MTSO companies and have no clue what they could do to destroy our credit! I would never allow a company to check out my credit report unless I was applying for a mortgage, buying a car, applying for a credit card, etc. What nerve do these companies have going into more personal detail about our own credit rating. Please...lets be so darn careful about protecting our identity. Very scary world we live in today!!!!!!!!
Does background check include credit check?

"You can check my credit if I can check yours"
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Why Credit Check for MT job?

Does anyone know why an MT service would want to do a Consumer Report on applicants?  I can understand a background check, but why do they need to do a credit check?  I've never had this come up before. 


I have never had to have a credit check
to work. Not all companies do this. Granted some do but they all do not! You'll find another job just hang tight.
credit check
They do the credit check/background check because they are giving you THEIR equipment. Having worked on the inside for a few years, you would be surprised how many transcriptionists have drug problems, arrest records, identity theft, and best of all - sell the equipment for $$!!!
Credit check
I am not sure potential employers are allowed to run a credit check without your authorization. Are you sure you did not sign something authorizing them to do so? I recently filled out a long application for a hospital and then when I got to the end, there was a notification that they run credit checks. I did not finish application because I do not feel they should have access to all my financial information.
credit check
I have nothing to hide either. I have owned a house since I was 26 and my credit is excellent. My original point was I do not think they are legally able to check without your authorization. If they just want to get my credit rating number that is fine, but I do not feel an employer has any business knowing how many credit cards I have, name of my mortgage, etc., when I am sitting at home 1500 miles away from the hospital transcribing. It is not like I will be stealing from the petty cash drawer.
Even if they tell you is ISN'T a credit check
once you give your permission they can check whatever they want by all rights because you signed on the dotted line giving them permission to do a background check.
Why would a company do a credit check?

They are not loaning you money and you're not purchasing anything on credit are you?


 



A credit check really has no bearing on whether you will get a job offer
I had a phone interview with Amphion this week, and was told they would do a credit check and reference check if they decided to offer the job to me.  Many places do not bother to tell you, but they do check.  You can ask during any interview.  I saw a bunch of posts where companies took a long time to call an applicant.  It could be that they are checking up on them first before they even call to set up an interview.  Most places do it as a formality.  As far as I know, a bad credit report has never prevented anyone from getting a job unless they are going to be working at a bank or someplace where large amounts of money are.  As far as I am concerned, just ignore it.  It has no bearing on whether you will get a job offer or not.  Nothing to worry about. 
You HAVE to authorize a credit check with a signature;
nm
link again for MSN Money credit check
didn't work for some reason above.
You dont remember okay credit check but you
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Oops, meant to post under credit check

That really irks me that a company thinks they can run someone's credit without authorization - business like them need to pay through the pocketbook - maybe they will learn a lesson.


I don't mind undergoing credit check if I'm told in advance and I authorize it - but I would DEFINITELY go after a company for the maximum penalties allowed  if it ran one without my consent.


Credit check, FBI check was not for
me. The notion that if you don't pay your bills means your not a responsible person really kills me!!! Lots of people have $$ problems, especially if you are an MT, LOL!!! They are the only company I know that does these checks. Seems a little anal to me!!!
I guess it is now the norm but it did not used to be the norm.

While some employers may....sm
try to claim that you can't work for someone else and them at the same time there's nothing legally they can do about it if you do as long as you're not telling the other company what hospital/clients you're working with for either company and sharing other internal information.  Things like this have been tested in the courts previously and basically they can't  prevent what you do in your non-work scheduled time.  A lot of MTs don't tell company A if they're working also for company  B... or vice versa, because it's really no one's business what you do in your off hours.
Can. Employers
Terra Nova is looking for as many Canadiab MTs as they can find. Acute care is mandatory and experience with Vianeta is a bonus.
most employers have an
at will employment.  How secure is that?
Not just MT, most Employers require it now
It is becoming quite common for any employer, not just MT Services, to do a Credit Check now.  Some companies think that if you cannot handle your finances (late payment, judgments, etc), you will not make a good employee or you might be tempted to try to cheat on something.   Since past employers are reluctant to give any information besides dates of employment for fear of being sued, new employers had to find some other way to dig up the dirt, so to speak.  Just the sign of our times.  No one trusts anyone anymore.  Nothing personal.   Used to be you could just send in a copy of your ID (Driver's license, SS card, passport, etc), and now they want you to have it Notorized, but still get it back to them within the 72 hours required.  Best advice -- find a job you like and try to stay there -- forever!! 
Employers also like to know how far in debt you are
them!  There goes your negotiating!  If you're desperate they'll dangle any crummy old carrot in front of your nose.
Me too...most of the time employers
ask that you NOT attach your resume, rather paste it into your email. I understand the poster's statement, but it is not the norm to attach resumes in emails anymore. Most companies state that if you do that, it will be deleted.
Canadian employers
Also, hi again. Would anyone know of any Canadian companies hiring MTs, or US based who hired Canadians?

Thanks again
Me, too. If employers don't want to get badmouthed,
.
Definitely appeal it. UE is used to having employers
make up reasons for termination. The bottom line is if they cannot provide proof of your misconduct or that they informed you of said misconduct, you will probably win, especially if you saved any of your e-mails regarding your problems with demographics, etc.
Are there any employers hiring that do not use VR? nm

Who are they?


how do you know i am not the norm?
Based upon just the posts on MTstars? did you do an independent survey? I gave her my experience, which is for several years with 2 different branches/mgmt of the company. p.s. MQ is the largest MT provider in the WORLD. Do you think the MAJORITY of these MTs are so unhappy? I don't. THAT is why is shared my experience. Sorry if you don't like it.
$1.35 seems the norm. nm

the norm if ..
you refuse better conditions.  Since there are companies out there who do pay more for your time and effort I would not say that 1.35 is the norm, I'd say that it is the norm you will settle for.  Keep that in mind when you do your collective thinking everyone.  Frankly, being paid by the page to do heavy MRI and scan work is a total insult to the MT who is transcribing the work. 
Yes, 8 cpl is the norm (nt)
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This is not the norm.
It is less than honest to make people believe this is the norm only to find out once hired...it's not.  There are VERY few accounts or platforms at ANY company that would allow MTs to get that kind of count daily....unless working lots of OT.  
Did I ever say this was the norm? I think NOT
All I said was that is what I do on my particular ER account with lots of templates and easy docs. There are multiple different types of accounts at KS on multiple different platforms. Did I once come out and say that everyone should be able to get that kind of a line count? No. I did not. Someone asked what ER MTs at KS usually average for line counts, and I simply responded that I type between 2500-3000 a shift with no OT on my account. I did not speak for anyone other than myself. Good god. Get over it!
Actually, the norm for this was
explained to me this way: For every 1 minute of dictation it should take 2 minutes to type it. This is using the old fashion way of transcribing, meaning straight typing, no Expanders and so on. So, if you use expanders, of course, the typing time is cut down further. You also have to keep in mind whether or not the dictator is good or bad, whether it's an ESL dictator, if you are new to the account and so on. All of these things will increase the amount of time it takes to transcribe any report.
something else going on here then, not the norm.nm
nm
I do too - in the 7 - 8 hrs of norm. NM
!
Yes, it's the norm here...
There are a lot of nasty attitudes here.  I admit, occasionally I have one, too.  I think it has something to do with this industry and the abuse so many MTs receive these days.  My suggestion would be, if you enjoy this site for the most part, just take a break and come back on a different day .
Questions to ask prospective employers
Hi there. I'm the recruiter at Precyse Solutions and was looking out on MTStars to see what's going on and saw your email. I think it is great that you are asking this. So many applicants call me and never ask any questions. Below are some I think are important and probably I am forgetting some:

1. How long has the company been in businss.
2. Approximately how many MTs do they have.
3. What is the companies philosphy regarding MTs.
4.Employee Status or IC
5.Do their lines include spaces (very important. 65 + spaces makes about a 17% difference to your benefit in production.
6.What benefits do they provide. (If benefits are important to you?). If you don't need benefits, can they pay a higher line rate.
7.How does the training period work. What is the pay, how long is it. How are you trained.
8. How is the pay calculated. Do you get shift differentials, etc. Does the line rate fluxuate in anyway regarding QA audit or usage, production, account levels, etc. Any penalties?
9. Do the MTs have a primary account and a secondary or multiple.
10. % of ESLs on Account they are considering you for.
11. Do they provide a computer. What is the cost.
12. Do they reimburse for phone line, internet service provider, etc.
13. What kind of support do they provide. Technical and QA.
14. How is PTO paid?
15. 401k? Match?
16. Minimum production standards and time line.
17. Schedule flexibility. Hours in schedule?
18. What platform to they use?
19. Is there an Expander and medical speller provided.
20. Can you install Stedman's etc. on the computer if provided by the company.

That's all I can think of for now. If you want to email me, I would be happy to talk with you and anwser any questions you might have. Good luck to you :)
Thank you for your help. I performed very well at the jobs, but did not know whether employers may

not be happy with people leaving, etc.  I also did not realize that they may just want to verify your employment there. Do you need to pick a specific person to contact and inform them that you are using them as a reference? Thanks again.


Flipping the script on Employers!!

Since the majority of these companies are not upfront or truthful about their lack of work, and their recruiters are just little monkeys following orders, I have decided to accept as many jobs as I can, space the hiring dates 2 weeks apart, and try each job out before I make a serious commitment.  I have accepted 4 jobs to date, and I will not be left out in the cold another year because I believed in a company that did not measure up to their hype.  My kids will not go hungry again.   I have been burned so many times and I did not start out to accept AL 4, but my husband informed me that none of these companies will be loyal to me, so I need to do what I need to do.


Employers are required to report anything over
Sorry but those are Uncle Sam's rules.
well i have received gifts from employers
and i too have been in the business for over 30 years, in various capacities, various states and on-line. I have received everything from nice cash bonuses, to fruit baskets and smoked turkeys. But i never 'expect' a gift and rarely see one anymore from employers. Nowadays with all the so-called political correctness, they'd probably be in trouble if they didn't offer similar gifts for every various religion's major holiday....
Open letter to MDI and other employers going to VR

In VR: 


Dear empty eye,


 


As an empty with plenty years experience comma eye was vary this dress to learn that I will shortly be demoted from an empty to a VR quote Editor unquote making far less money than my training and years of experience deserve period you are comma node out comma counting on technology to eventually fix the bugs in yore VR soft wear period mean while comma you are ????? a viable resource period sum of us wood much rather retire than see our tail ends miss used by working as VR editors period to whom will you turn when this VR idea fails to pan out question mark period paragraph person alley what I have all ways enjoyed a bout transcription work is the actual typing comma the rhythm and flow comma inserting a punk situation mark here comma subtly colorectal sin tax there comma and turning a complete mismatch of a dictation in to a real double report period lets face it comma many doctors are complete idiots period the dictate the rung medications comma or the rite medications at potentially fetal doe sages period they mambo comma wrestle peppers comma talk to colleges comma eat comma bleach into the phone and make other bodily noises while they dictate period even naive English beakers often do not have the first idea of proper sentence structure or grammar period yet comma you expect olive us to clean up a VR mess for half the money we are making now question mark we think not explanation point paragraph so cut costs as you wish comma in one or 2 years when VR comes to our accounts parenthesis or before parenthesis we will have found something else to do comma and the profess shun will be pourer for the lost of all of us period have a nice stay explanation point


 


MT translation:


Dear MDI,


 


As an MT with 20 years’ experience, I was very distressed to learn that I will shortly be demoted from an MT to a VR  “editor” making far less money than my training and years of experience deserve.  You are, no doubt, counting on technology to eventually fix the bugs in your VR software.   Meanwhile, you are jeopardizing a valuable resource.  Some of us would much rather retire than see our talents misused by working as VR editors.  To whom will you turn when this VR idea fails to pan out?  Many of us believe it is time to retire or find another line of work. 


 


Personally, what I have always enjoyed about transcription work is the actual typing, the rhythm and flow, inserting a punctuation mark here, subtly correcting syntax there, and turning a complete mishmash of a dictation into a readable report.  Let’s face it, many doctors are complete idiots.  They dictate the wrong medications, or the right ones at potentially fatal doses.  They mumble, rustle papers, talk to colleagues, eat, belch into the phone and make other bodily noises while they dictate.  Even native English speakers often do not have the first idea of proper sentence structure or grammar.  Yet, you expect all of us to clean up a VR mess for half the money we are making now?  We think not! 


 


So, cut costs as you wish, in 1 or 2 years when VR comes to our accounts (or before) we will have found something else to do, and the profession will be poorer for the loss of all of us.  Have a nice day!


I think the employers are just lazy, and don't want to do the taxes. nm
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Um, yes employers do expect you to look in books

Employers do want you to own and know how to use reference books.  The Internet is not always the best tool.  A combination of books and Internet are the ideal reference tools.  But to respond to your post would definitely be a waste of my breath, as I can see your mind is made up that you don't need reference books.  That's fine.  I am neither too old to know about Google or to be computer savvy, as I am a college student working on a Bachelor's Degree.  You must be very insecure to have to make such catty personal remarks about a stated opinion.  So when the Internet goes down, you just sit and wait for it to come back up, the rest of us will continue working.


 


MQ not the norm...welllllllll
guess I'm not either?  No complaints on my end w/over 11 years
It seems to be the norm now. I am at $1.15 and make sm
over $50k a year, so it is not bad. If you are fast, know the terminology and have a good mix of types of radiology reports, it would be good.
LOL ... well, that is the exception, not the norm. sm
I wasn't trying to brag at all.  I'm older and simply cannot do that on a daily basis (wish I could!).  My only point was that if they were cheating me, it would not be possible.  I agree with the poster above -- if people think they are being cheated, then they should just move on.  This using several line counters and checking and double checking and so on and so forth seems a huge waste of time.
3 years is the norm. nm
nm
Well if this is becoming the NORM there's a problem s/m
There was a big news article today about skyrocketing late/no credit card payments due to the housing market burst and the upcoming recession.  Maybe a little 1984  here, but could this credit check be being done by companies as another reason why they can't find qualified workers in the US, thus villifying further offshoring of jobs??
98% here and I thought that was the norm. nm
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