Employee Medical Insurance

• Employee Medical Insurance - justme
  • recently went to an HSA - teaser
  • It's time to get involved in - radernader
  • See message - sm
  • Yep, those days are loooong gone :( - Hayseed
  • have you just - cherub
    • Some people who work in offices have that benefit, but no MT - I know. Sad.
  • Even companies outside of the home, even outside of healthcare, are paying less and less sm - MO MT
    • Same here, my hubby puts out - $700.00 for us four.
      • Are you serious? Think about it - that's 8400 per year.... - sm
        • I was paying $400 per month - for us 4
          • I actually meant this generally, I do not think it's all that different in other states.... - sm
            • To make a decision not to have kids based on - for us 4
          • I'm currently getting whacked for $544/month - Hayseed

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I was wondering if anyone can recommend a company that has medical insurance for its employees.  The company I work for now has just screwed us on the medical insurance and I am looking elsewhere.  Thanks. NM

I just want to remind everyone that the insurance coverage with a a company is very important, especially when single.  Do ask about the deductible.  Due to medical crisis, I faced 10 grand in medical bills which only added more stress to a very stressful situation.  And, that basically takes 10 thousand off my yearly income. 

Good insurance coverage means so much, especially when there is not a secondary ins. in place.

Just wanted to share this.  :)

MTSO, which MTSO it is and whether the coverage is decent?  I currently pay $92.00 a pay period for decent coverage but am trying to figure out if I am getting a good deal or if I could do better elsewhere.

TIA.

I don't know if it's still the same, but when I worked for MQ, I cancelled my insurance and went to IC status when the family coverage went up to $900/month.  I asked them how could that be with the largest transcription company in the world, and they claimed it was based on the area I lived in.

I carry myself and my husband and it costs me between $30 and $40 monthly.  This is for an HMO.  I think they told me  the PPO was between $80 and 120 monthly, but the HMO had more providers in my area so I went with it.    There were several choices between HMO and PPO.  Like I said before, this will vary depending on which hospital.  I work for a hospital in PA. I'm not sure about details for the Florida hospitals.  

For the insurance directly through Diskriter (if you work for them directly),   I think they quoted me around $300 a month for two people.    

I checked into the self employed insurance (Mega Life) and the deductibles are high -- which I could tolerate -- but if you go into the hospital the deductible must be met for each occurence.   So if you have two surgeries -- I broke my leg and had surgery for placement of a rod and plate, etc.   Ten months later it comes out -- deductible for each has to be met.   I have worked insurance also and their plan is hard to understand what each covers.  You pay for your basic and add on -- chemotherapy, outpatient labs, etc.   I went with a high deductible but where I put money in a tax free account to pay the deductible should I need it.  I am self employed so it works for me.  Most of the docs I type for give me free office visits and labs done in their office as well as prescrition samples.   But then have only been to the doctor three times in the past 3 years.     But do a search for medical insurance and you will get a lot of info.   But with the difference of over $200 for a $2000 deductible, I saved that in a year and like I said it is pre tax account.

Patti