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Serving Over 20,000 US Medical Transcriptionists

I'm fine with the coverage - Blue Cross - sm

Posted By: HappyWebX2 on 2008-05-09
In Reply to: Webmedx insurance...sm - WMX MT

and somethings are covered w/o going into your deductible. Copays are $20; drug plan; mammos, Paps covered free. However, lab work falls into the out of pocket going to your deductible; ugh.

I love the dental through MetLife.


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Mine through them is Blue Cross PPO. Very good coverage.
I don't know if they offer other options or not.
I think it starts at 90 days; Blue Cross Blue Shield. Delta dental. nm
.
Any companies have Blue Cross/Blue Shield insurance? sm
I am an IC looking for a new job as an employee- need healthcare bad!  Due to a pre-existing condition, Blue Cross has been the only company that will insure me so looking to get them again.  Anyone know of companies that have this?
Yes, per year and it's Blue Cross also.
xx
TransTech has Blue Cross nm

Acusis has Blue Cross.

Heck, I don't care what it costs. It's Blue Cross, sm
accepted everywhere in my area.  Only one of my docs was in the preferred tier with the last insurance and I didn't want to switch so I just paid out of my pocket. I only have myself and the rate is cheaper for me.
I have a single plan with Affordablue with Blue Cross for $184/month. sm

Not sure about the pre-existing conditions clause -- might be a 3 or 6 month waiting period.   I have a $25 co-pay for office visits (5 per year), but $1000 deductible.  If you're relatively healthy and just need well visit checks, it is ideal, but not sure about your situation. 


I did find a site:  www.healthinsurancesort.com that might help you.


Good luck! 


Blue Cross medical,Guardian dental, Spectera vision, 10,001 lines per pay period. sm
Cost per pay period for single coverage is $94.36, $1.68 vision, $7.06 dental.  Hope this helps.     
cross training
Please call me and I will see what I can do to help you out.
I got one and used it to try out my new cross-cut shredder.

Worked great!


That's a cross to bear with most co's...sm

This demographic BS, looking up Dr's names, addresses, CCs aud nauseum, etc, etc, is just another sample of MT exploitation we have to deal with these MTSOs, and they practically all do it....ironically, it's the demos/unpaid duties that QA gives you the most flack about.  (The client wants it just so ....if he wants it just so...means client is paying for this service, while we get to do it GRATIS.  They really think we're that dumb ,not to know the difference between paid work and voluntary work, our our gift to their stockholders. 


 


Cross-eyed from VR
Okay, here is my spill about VR. The way VR is sold to the MTSO is that it is going to be wonderful and save them money. That may be true, because of course they are now paying the MT less per line which means the MT has to do more lines to make the same amount of money. When an MT used to produce 1000 lines a day, she now has to produce 1300. No matter what they say, VR is entirely different than transcribing. It is like playing a piano when someone has messed up the notes on your sheet music and you have to keep up with the band while transposing the notes and playing the correct ones when the wrong ones are written. It is very hard on the eyes and the brain, and is NOTHING like transcribing. If anything, they should pay us MORE as we never get into any zone, can never close and rest our eyes, and basically it is a miserable brain drain. Sometimes I feel like telling them it is like trying to ride a bike with two flat tires -- and you get paid by the mile. Because we refused to unionize we are sunk. To anyone who will listen: Go back to school, MTing is like being on the Titanic.
So, why don't they just cross train?? NM
x
Cross your eyes and your toes too. :-) The only
than I read but once you get used to it and it learns your particular account, you should be able to do OK with it.  It's picking up more and more all the time, less things you have to fix on certain worktypes but I look at it as job insurance, not displacement.  No matter how they tout this thing, it'll never replace us completely.  And it's good for a laugh now and then. 
If you find a company to cross-train in
can you please post the name of the company. I have been wanting to get into radiology. I probably know more than I think I do. However, radiology and medical records transcription were done in separate parts of the hospital, so never got to practice what I learned.

thanks
I'd have to third that motion. In this biz, I never burn bridges I may have to cross later or sta
on. I do my best to work both until I see how it will work. Trust me, I have seen in only a day if there was potential or not at a new job. You get a feel for support, difficulty of work types, and overall general feel of what this new place is like.  Besides that, when I first came home to do transcription and had to give notice, as this is what i had one previously in the outside world. Boy was I shocked when after giving my 2 weeks notice I found out I was locked out of the account. Apparently, my 2 weeks notice ended NOW....so beware and be cautious.  
Called out of the blue...sm

Have you ever been called out of the blue by a company which you did NOT submit an ap or resume to be offered a job?  Happened to me last night and I was a bit shocked.  It was what you would call a cold call, I guess.  Seemed odd...has anyone had a similar experience?


RE: Called out of the blue...........
If it was from Spheris, RUN LIKE HELLLLLLLLLLLLLLL and don't look back!!!
spheris out of blue
Was contacted out of the blue by Spheris.  They and MQ will fail. 
spheris out of the blue
One can only hope they fail.
Blue Meditech
The blue Meditech was the BEST (but it did not have word Expander or spell check). BUT WHO CARES, at that time you could actually get 14,000 lines a week for gross lines... no more with all of the companies not even paying for spaces! Enjoy this platform, I think it is the BEST.
The blue belts? OMG! sm
I remember those blue Dictaphone belts, too, that the doc wrote on with a white waxy pencil. We're BOTH really old MTs!
blue team
There are 4 teams, each with different managers, accounts, etc.  I'm on the red team...just curious if I'd run into you!
I'm on the Blue Team!!!
You'll love our supervisor, she's the best!  QA is pretty good too, though haven't had much dealings with her.  She is very, very fair though and if you ever dispute your score, our supervisor will go to bat for you.  Good luck...I'm sure I'll *see* you there!!!
Try Blue Hippo
Try www.bluehippo.com  They don't do credit checks and you can get a computer on a weekly payment plan.  I have not used them personally so can't comment there.  You may also want to consider a Rent-A-Center type place.  Good Luck.
Spoken like a true blue
You hang in there, sleep well at night?
Anyone know of Proveros? They sent me an email out of the blue.
nm
A blue team account is gone
It's been around for a long time but late last week the e-mail said if working on the account to log off now, business with them has now been completed.  People were switched to new primary accounts.  If you didn't work on this account as a primary or secondary, you wouldn't notice a difference in the amount of work obviously.
What in the blue blazes is your problem???

Do you always have to post something negative and childish after every one of Gourdpainter's posts?  I'd say you were using Mommie's PC but the kids are back in school now, so methinks this is one of the vindictive TT management trolls, angry over the fact that even though they sued her for $294.50 for defamation of character, she had the NERVE to keep posting, not properly chastised and slinking away quietly.  So, I suggest YOU GO!  You are really making a fool out of yourself. 


Keep up the good fight, GP!! 


Look in the blue column on the left- youll see
CONTACTS toward the bottom of the page.  There is an option where you can email MTStars to ask this question.  I'm sure that none of us can answer your question.
Spoken like a true blue manager
Ahh loyalty..... what a wonderful quality. Defend to the end will we UNTIL the table turns on you!
No one has mentioned Blue Choice for Kids
to family insurance. For instance, individual rate is around $37 for an employee. It's adding the *family* that makes it jump sky high. Blue Choice for Kids lets you insure your kid without the parent having the underlying insurance, and rates are around $110 (depending on 3 different options) per month, which comes out to around $50 a pay period. They also give basic dental check-ups, vision, and prescriptions, and doctor visits are around $35 co-pay. I did the math, and my $37 plus $50 for Blue Choice ends up being a lot cheaper than the *family* rate of $200-350 at most companies. I might mention I'm a single mom with 1 kid, so adding just one person makes the rate astronomical. Also, as a warning, I'm not sure Blue Choice is available in all states, so you'll have to check.
WMX question on update this a.m. Little blue box and numbers (sm)

in upper right hand, I think the numbers might be line count, what is the other one in the blue box? 


 


Make sure that it is the Word version not the old blue screen. nm
xx
I use Wild Blue, no problems here but the companies I work for use FTP
x
I use Meditech with them, but it is Client Server version. Not the old blue screen! sm
I actually like the program and I really like ShortHand but I converted my abbreviations from another program into there so I did not have to start over.
yes, Blue Fox Software out of Illinois. Microsoft partner, Gold Standard, etc.
they make White Tiger, a business intelligence system, and their top programmer is Tom. I'm sure they can make something very nice for you. Tell them Jo sent you! link below
I love it! Nothing like the old blue screen Meditech. User friendly and easy to use! sm
I also get paid gross line, which helps, but very easy to use!
I too love path & can't find it at home & would love to cross-train into rad in the meantime I do
 
MAYBE they only need coverage
during those times. They might have other employees/ICs that cover other times so they only need them then. If you don't want to work then, then don't work there. As an IC you do not have the right to jump in whenever. You only have the right to say I will work xx to xx; or say no, I will not work xx to xx.
They do not pay anything on family coverage, IMO. That is why I would rather be an IC and buy

my own policy versus being an employee of a service.  When you think about it, being an employee for most of the services out there offers no real benefits at all.  I have found that the PTO that some of these companies offer as part of their benefits package is a crappy.  You basically get paid a base hourly rate for any PTO you take and that base rate never EVER equals what you actually make when typing.  So you are basically penalized for taking time off.


And health insurance benefit packages are a joke!  They pay nothing for family coverage and not to mention there is always the threat looming over your head that if your production falls, they can take your benefits away.


If I were you, I would either be an IC and buy your own policy or try to get on with a hospital that offers work at home MT jobs.  Hospitals are the only places that offer decent health insurance coverage for families.  I have my own accounts and bought a health insurance policy for my kids and I, but recently I took a job with a hospital just for the insurance.  So now I have my own accounts plus I work FT for a hospital from home.  I pay $175 a month for family coverage with a $1000 family deductible.  It was financially a smarter move for me to go to work as an employee with the hospital because I'm saving a bundle on insurance.


Again, let me say, I would NEVER go back to work as an employee for a service.  They don't offer anything that I would consider benefits.  You're better off buying your own policy.


Family coverage
is about $217 per pay period. I think you have to get this one if you have more than one child.
I have the individual coverage
and it's about $17 per week.  United Healthcare, good plan.  250 deductable.  I wish I could help you more but I know my regular doctor is on the plan so I am quite happy with the coverage.  Hope that helps.
I pay $202 per month for just me. The coverage is sm
OK, not bad actually. I don't go to the doctor often though.
Yes they have family coverage

but I do not need that right now.  I have a schedule but they are flexible hours so that really helps.  Pay does include all spaces, but what I like is the direct deposit and the steady work.  I have been with Medware for 2 years and always have work.  If my primary is out they give you a back up account.  Finally my income meets my needs and I can move ahead with some things around the house that needed fixing.  Plus it's nice knowing I have good health insurance.


We apparently don't have the same coverage
I have been charged the deductible for office visits, which was a surprise to me when it happened. Also, many medications are $50 per co-payment.

If you are healthy and don't need it, I guess it's good insurance. If you use it, you pay a LOT out of pocket and now it will be worse.
WMX has best overall family coverage
I absolutely agree 1000%!!! It has great benefits.
Vacation Coverage - IC
I work as an IC also, and I'm taking a few days off in just a few weeks. I let them know a month ahead of time. I'm the only one working for this company (very small) and she won't hire anyone else, so they know what they're in for when I'm gone. I don't know what they're going to do because they always had another girl for back up. The only bad thing I'll have more work than I can handle when I come back. I'm not sure how other companies handle the situation.
What kind of coverage?
Is that pretty good coverage or a big deductible?
MTSO can say need coverage for Dr X, do you want
x