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I don't think you can still contribute

Posted By: retirement coming in 10 years on 2007-12-05
In Reply to: i'm not a good one to ask, - sm

to a 401K at a previous job. You need to roll it over into an IRA is my understanding.

I'd recommend going to this website, http://www.daveramsey.com/ and on the right side under TRUSTED SERVICES click on the EPL INVESTMENT place to find a reputable investment broker in your locale.


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Do companies really contribute to insurance?

I am not sure if it is where I live or what, but I just discussed employee status with my company, and they wanted over $450 a month for health insurance for a very high deductible plan (5000 family) with a copay (20%).  I specifically asked if the company paid part of that, and she said yes, 50%.


I went online to e-insurance and priced out a comparable policy, and it was around $200 a month for a family high-deductable policy with an HSA option.  How can it be that a group policy costs over 3 times what an individual policy costs?  Or do the companies fudge a little bit when they say 50%?  I find it really hard to believe that my company will not give me any kind of raise but will automatically pay $5400 a year towards my insurance without batting an eye.  (BTW, the other option was $850 a month which would put them paying over $10000 a year for insurance).


What am I missing here?


TransTech - is their insurance affordable? How much do they contribute? sm
For family coverage, about how much is the monthly premium?  Do they pay well?  Do you have to work a set schedule or can you get your lines in within a 24-hour window?  Thanks!
Yikes, does the company contribute toward your premium? sm
Wow, seems very high.  I've heard of $300 - $400 for a family plan monthly but never double. I know that a lot of places feel that you as the MT are saving travel, clothing, lunch money and getting a lot of perks working from home, but so are they by you doing it!  I do know plenty of people do work just for benefits though. If you're working for needed income just as much as benefits though....I'd check around.  Wow again!  Company I just got an offer from (didn't take it, they're bad) offered full family bennies for just over $300/month and it was a decent plan - good co-pay, deductible, etc. But it is one of the bigger MTSOs.  If it is a smaller one, they may not be contributing, just offering it to you.  It is possible to find one that contributes monthly toward your premium.
How could we start a running list, to each contribute to and could
Any ideas? Javabean, what do you think?
OMG! That is an awful benefit plan! Are you kidding me? You contribute nothing to the
cost of health insurance? One day of bereavement leave? You seem to be proud of this package. I would be hanging my head in shame were I you!