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I purchase insurance independently so

Posted By: it doesn't matter where I work. on 2007-05-18
In Reply to: I hope you are a healthy person or have insurance - with hubby.

nm


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You can purchase that insurance online. Just go to their website. You sm
do not need to be in a group.
purchase
Good for you!!! Any time any of my appointments come up, I will check first, and then cancel as well and tell them why I am canceling. GOOD JOB!!
Don't purchase anything.

Not sure if they charge you for leads or not, but don't purchase anything. You can check out places like www.transcriptionresource.com to find companies, and post your resume on the boards.  Most of those work at home leads places are dead links to so called jobs.   I found my jobs on this board. HTH  Good luck!!


Yes, purchase (or have one built)

Yes, I would like to purchase one or if it is more cost effective to have on built I would like to do that. The platform that I use now is VERY expensive. If some knows of a company that can build one for me I would appreciate the info.


also, do you have to purchase your own pedal?
xx
wow, I had to purchase mine :(
/
Where did you purchase your software and

Where did you purchase Medbrain from? Tks. nm
nm
please dont tell me you that you were told to purchase that yourself too :(
/
You have to purchase a different "program" for job placement?

.


You say "No one would have told you to purchase that." sm.
Did it ever occur to you that maybe the person at Keystrokes DID tell her that and that they DID make a mistake.
My children are insured by their father and I purchase my

insurance.  For vacations, I work an extra day a week for a twice a month for a couple months going into the month of my vacation.  As for holidays, I usually work them.  I look at it as being blessed enough to have a job at home where I can be with my girls and so if my usual days off happen to fall on the holiday, I usually volunteer to work 1/2 day, usually in the evening of the holiday so I can have the day with my girls and I work after they are in bed.  Hope this helps!


You want to PURCHASE your own platform? Platforms are very expensive so
p
An IC might be willing to purchase equipment to dial into their system if they can. nm
X
$1000 toward the purchase of a new hybrid vehicle
It's a nice way for TT to encourage environmental consciousness. My husband and I are in need of a new car. Haven't made a decision yet, but we're definitely considering taking TT up on this offer.
did you have to purchase equipment for this service to work or do they supply - nm
x
Version 8 stinks. I would not do purchase anything to work for a company.
don't do it, unless they are paying you 12 cpl to edit the VR.

Tell them you can not afford it with the line rate they pay...he he!

Happy New Year!!
Does anyone speak legalese? From the MDI/Transcend purchase contract- sm

I found this.  Now it sounds to me like that means they possibly have a list of people they plan to let go? And they can let go the rest at any time?   There was prior mention of MDI supplying T with a list of people making over $35,000.  Would they be the peope on Schedule 6.11?  The entire document is here:  http://www.sec.gov/Archives/edgar/data/858452/000119312509183673/dex20.htm


Section 6.11 Employees.


(a) Purchaser shall continue the services of the employees of the Company following the Closing except for the individuals listed on Schedule 6.11 hereof who shall be terminated at or shortly following the Closing. Notwithstanding anything to the contrary herein, nothing herein expressed or implied shall confer upon any employee of the Company, any other employee or legal representatives or beneficiaries of any thereof any rights or remedies, including any rights to employment or continued employment for any specified period of any nature or kind whatsoever under or by reason of this Agreement, or shall cause the employment status of any employee to be other than terminable at will.


(b) Purchaser covenants and agrees that in connection with any decision concerning a Company employee’s eligibility for participation and vesting in any employee welfare benefit plan, employee pension benefit plan, or employee fringe benefit arrangement established or maintained by the Purchaser, the Purchaser will recognize such employee’s cumulative prior service with the Company.


401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars.  I like the company/people so far, just don't like the insurance.
Insurance Questions: Can you tell me what you pay for insurance through your

MTSO, which MTSO it is and whether the coverage is decent?  I currently pay $92.00 a pay period for decent coverage but am trying to figure out if I am getting a good deal or if I could do better elsewhere.


TIA.


insurance sm
You may be better off going directly to the source, so to speak. I do not have the insurance, but I have seen the rates, and they are reasonable, even affordable! I believe it's through either Blue Cross or UHC, or it may be both, you get to choose.  Anyways, I do get the eye insurance for my family, which is at no cost to me.  As I said before, your best source is to ask MQ itself.  Good luck, and don't count MQ out just because of all of the negative posts on this board! I'm very happy w/them, and have been for over four years now!
MQ insurance

I don't know if it's still the same, but when I worked for MQ, I cancelled my insurance and went to IC status when the family coverage went up to $900/month.  I asked them how could that be with the largest transcription company in the world, and they claimed it was based on the area I lived in.


 


Insurance
They don't let you go, they make you a statutory employee. If they let you go, then they would put themselves in a situation to where they may have to pay unemployment. If they move you to statutory and take all your benefits, then they don't have to pay your insurance or PTO days. Working off the clock is just free labor for them. So basically, it is going to benefit them either way.
insurance

I carry myself and my husband and it costs me between $30 and $40 monthly.  This is for an HMO.  I think they told me  the PPO was between $80 and 120 monthly, but the HMO had more providers in my area so I went with it.    There were several choices between HMO and PPO.  Like I said before, this will vary depending on which hospital.  I work for a hospital in PA. I'm not sure about details for the Florida hospitals.  


For the insurance directly through Diskriter (if you work for them directly),   I think they quoted me around $300 a month for two people.    


PT Insurance
There is a company in WI who offers insurance at 30 or 32 hours a week. For the life of me I can't remember the name but out of Waukesha, WI. Hopefully someone can jump in and give you the name.
PT Insurance
I keep wondering why more companies don't offer an option like the hospitals where you pay a little more as PT, but can at least obtain insurance as part of their group. Or for that matter, why AAMT cannot offer a group option for insurance for all the ICs, etc.
insurance
You get to choose full time with benefits, full time with limited benefits, or part time.


Now, tell me about the insurance. I may sm
still look into this.Thanks!
insurance
Check with IRBA on the internet. It is a group for small business owners and then you get a group rate. You join IRBA and then there are different insurance companies.

insurance

I checked into the self employed insurance (Mega Life) and the deductibles are high -- which I could tolerate -- but if you go into the hospital the deductible must be met for each occurence.   So if you have two surgeries -- I broke my leg and had surgery for placement of a rod and plate, etc.   Ten months later it comes out -- deductible for each has to be met.   I have worked insurance also and their plan is hard to understand what each covers.  You pay for your basic and add on -- chemotherapy, outpatient labs, etc.   I went with a high deductible but where I put money in a tax free account to pay the deductible should I need it.  I am self employed so it works for me.  Most of the docs I type for give me free office visits and labs done in their office as well as prescrition samples.   But then have only been to the doctor three times in the past 3 years.     But do a search for medical insurance and you will get a lot of info.   But with the difference of over $200 for a $2000 deductible, I saved that in a year and like I said it is pre tax account.


Patti


insurance
Poster below gave you good info - WMX probably has best, most affordable ins. of all MTSOs.
I know several IC's, over 50, with no insurance. SM
They rave to me about all the money they make, however, they cannot afford to see a doctor and rarely do, one goes to hospital when they run those studies.

Yeah, they make more than I do, but you cannot enjoy the money if your are dead.

Sorry, like I said, this rant is directed at older (over 40) IC's.
Insurance sm
I am over 50 and have insurance through AARP - 118.50 per month. I also have an arrangement with my personal physician to pay cash at a much lower price than he would normally charge for someone with insurance. Also, because I am IC, I have multiple tax deductions that lowers my income so that I can qualify for cheap drugs, free mammograms, etc. I also have additional accident coverage in case I am in an accident or fall or something that would be more than my AARP insurance coverage. This has worked well for me for about 13 years. Most disease can be prevented and if you take care of yourself, you are unlikely to have an emergency.
insurance
Why can't people just pay for their own insurance? IF you make good money it is affordable.

insurance
After changing jobs and realizing I couldnt'afford the new company's insurance, my husband and I attempted to buy our own insurance. Guess what, no reputable health insurance company in our state would even accept us at any price because of our physical condition. They only want you if you're young and/or healthy. So buying your own insurance is not always an option. I would advise anyone to go ahead and buy their own insurance before they get too old or in too bad of health and not count on any company's insurance, because if you lose it, you won't have any. At least that's been my experience.
insurance
please tell us what website to go to.
Insurance
If you find someone that gives good insurance coverage the pay usually goes down.  We need to something about these insurance rates as no one is getting rich but the insurance companies.  
It's not so much about the insurance -
I believe that by law (?) new insurance cannot turn preexisting claims if you have proof of creditable coverage from your prior carrier without a lapse of more than 63(?) days. If you were not so previously covered, I think some companies do make you wait a certain amount of time before they cover you for preexisting.

MW has excellent insurance through United. I suggest you either give your recruiter a call and ask (they usually don't mind giving you specifics as this is as much compensation as money is) and/or look up United Health care on line to see if there are any leads. Good luck to you.
OSi insurance

Are you talking about Opti-Script, Inc., or Outsourcing Solutions?  Both have the same logo.  If Opti-Script in State College, PA, please give me a call at 814.404.8805.  Additionally, we are recruiting for full- and part-time employee MT positions,  If interested, please give me a call. 


Sharon B. Allred, CMT, FAAMT


Opti-Script, Inc. 


Director of Staff Development & Special Projects


sallred@opti-script.com


 


 


 


 


insurance
blame it on the republicans
Insurance
Sure, be glad to share. Webmedx had fabulous insurance coverage. I just got the info this week and jumped on it. The best I have seen in the industry yet! They are worth checking out!
Insurance
For myself and 2 kids I pay $400 per month. I'm in Florida, and this is for the PPO plan. (United) It has been good for us. I had surgery last year and had no unexpected expenses from it at all. The plans and rates vary as to where you live, but they are similar all around.
Insurance
I don't remember their insurance rates as I did not need coverage through them.  They do have 3 plans to choose from with different rates.  Pay is average, maybe slightly better.  They do request you stick to a schedule, require weekends and 3 holidays a year. 
INSURANCE
Can anyone give me some information on this company's benefits?  Thanks.
insurance
anyone willing to share the name of the insurance company Transtech offers?  I wanted to look up their website.  Thank you!
E & O Insurance
I paid about $300 for a year.
E & O insurance
Are all MT companies now requiring E & O insurance?  Is it required if you are an MTE?  Where can you purchase an E & O policy other than AAMT and what are the premiums running?  Thanks for the info.
changes in insurance
Again, it is too soon to tell if the new insurance will be of much help to me. Yes, I am under 35 but not by much.

If I ONLY have a few sick visits and 1 monthly prescription, it MIGHT be decent.