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I thought they were looking for less expensive plans

Posted By: nnn on 2008-01-27
In Reply to: Which companies only have a 30 day wait (or less) - for insurance? No message.

xx


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It's a rumor. They have growth plans, not selling plans. nm
I think they want to be bigger than Spheris, not bought by Spheris, and if they continue to grow in the next few years as in the last few years, I think they can.
VERY expensive
I think it was almost $300/mo for single and much more for kids/family. No dental.

Have you looked to see if your state offers some kind of subsidized health plan for kids? There's one in my state and the income guidelines are quite generous and it was very easy to sign up for - downloaded the forms off the internet and sent them in. I would suggest you do a little research in that direction.

MQ has good benefits, but good luck to a newbie getting the 150 lph on those teaching hospital accounts that you'll need to maintain your benefits.
That is really expensive
for insurance. I could never afford that.
You have to buy a lot of very expensive
equipment - a $300 router, a special modem, and their special telephony equipment. They only do overflow work, accounts not too bad, but there are problems there.
Self-pay for me is less expensive
I work for Keystrokes but unfortuantely their group insurance is more for me than what I pay on my own. I am told it is because of the overall health status of the group involved. If you are healthy, have no preexisting medical conditions,take no medications, and do not smoke you will find that a private plan is more reasonable than a group plan where the majority enrolled are over weight, have chronic illnesses and take prescription medications. Another good reason to stay in shape girls. :)
Very expensive
COBRA is normally offered when your personal or job insurance is no longer active (ex: you quit your job, you were let go). The rates are generally high, there is a cost for others added on to your insurance, and I believe it is only good for 18 months. You may want to check with other medical insurance companies and compare pricing. If there are any pre-exisiting conditions, you will want to find out about the waiting period for that (normally 6 months) as long as you have been covered within the last 6 months. Hope this helps.
insurance 2 expensive?

Recently I was contacted by an agent of the company I work for and was told that basically they didn't know how much longer they could cover me on their insurance plan that I have been on for years.  I am having a bit of a problem changing insurance companies right now because of a chronic illness. I gather that their portion is too expensive although I have no confirmation of that.  Can they actually drop me off of their insurance for this reason?  I suppose they could always terminate me or push me out, giving no reason, their right, but I already know why.  Is this illegal or does it just fall under being a poorly run company?


I think their insurance is very very very expensive. nm
,
TransTech is not less expensive than that...sm

my plan costs what you are paying now with the surcharge, but they have added a high deductible plan that is about 60% of the cost of a regular health plan.


I am getting a little desparate paying these premiums, too.  I hope you find something better.


Unfortunately, no. The last job I had the COBRA was too expensive, so I did
not get it, and had about a 4-month lapse.
I guess India got too expensive.
Glad I quit.
Can someone please tell me how expensive Transtech insurance is.....sm
for self only?  low deductibles.
Yes!! I don't like the new insurance, more expensive and higher co-pay. nm
nm
Psychiatric help is also expensive, but I think you should check into it anyway. nm

they have different plans
.
I wonder what she plans on doing next?

Is MB still there?


They have several different plans to
choose from. I have one of the Aetna ones. My only surprise is that it didn't cover all my labs and I got a bill for about $50 for labs. I called to ask, and they said it appeared there was a deductible. I didn't see that in any of the pamphets. It could be just the plan I chose. Other than that it's been fine.
They have several plans.
I think they are quite affordable. There is quite a lot of reading to do though with all the different plans. Ideally you have a friend who knows about benefit stuff and can help you. My head was spinning, and usually I find it quite easy to wade through that stuff).

(I don't have to cover dependents either, so nobody ask me about that please).
Don't know about OSI but TT has about 9 or 10 plans
nm
You want to PURCHASE your own platform? Platforms are very expensive so
p
There's 49 other states who are tired of hearing how expensive CA is. nm,
x
You sound like the "gambling is expensive" nutcase. nm
She's right above -- just go away.
Which companies do not do VR and have no plans of doing VR? nm
nm
Do you know if they have plans to eventually sm
start up SR on the DocQScribe accounts?
Last time I talked with them, nothing had changed, insurance still way too expensive. nm
.
I got one too. I turned them DOWN for a job, insurance too expensive. Don't worry, just a form
and I have well over 16 years in this bizz.


To Keystrokes employees: Has anyone heard anything about when a new, less expensive insurance (sm)
is starting?  I was told by a valid source it was to be February 1 but it apparently didn't happen then.  Has anyone else heard a different date?  TIA.
bad insurance, expensive & lousy line count
When Transform (in Wyo) started they used MDintouch which was great but with Vscript I spent more time waiting for new reports to open (because it would have to open Word EVERY SINGLE TIME instead of Word just staying open, and for them to finish sending. long reports were OK & you could make SOME lines/$$ but after 6 years I made less & less AND LESS until I quit because I would OWE on payday - yes, I was paying over $900 for really lousy insurance for hubby & I. I'm no slouch - being doing it for about 25 yr when I quit & typed about 110 wpm. So take no time to pound out a report but tooooo much time wasted waiting on things to grind up & download. HAS to be better offers...
spheris growth plans
Spheris just announced they are gearing up their Indian operation and hope to downsize their domestic force by 50% by summer. They justify this by saying it is necessary to position themselves as a leader in the global market. Layoffs should be starting by the beginning of June.
and you must be 13 and the reason why she changed her plans
x
Various high deductible plans when
Back in 12/05, they had 3 high deductible plans, lowest deductible of which was $1500. Believe it was 1st of month after 90 days when it kicked in. Don't know if it's changed since then.
My mgr sure does not say that!! Webmdx is not offshore, nor do they have plans, sm
to go offshore- one of their big selling points to MTs is that they are 100% domestic!
Webmedx - you can choose between 2 plans - sm
500 vs 1000 deductible.
It doesn't look like she plans on paying...sm
I am not one to recommend on how to get your pay. You may have to go through small claims court. I really don't know. It just sounds to me like she has been paid already and is giving you the run around. I'm sorry you are having to deal with that, and good luck.
Thank you! You summed up my thoughts and plans exactly..

Thank you!  You pretty much said it all.


I expect that 2009 will be the last year that I will work full-time as an MT. 


The owners at Keystrokes have other plans. They want to be sm
as big as Spheris or Transcend but still stay the way they are. I talked to the owner last week and to another manager about something unrelated and the subject turned to MDI-MD. The owner said that at this rate, they'll grow just from the MT's and customers who don't want to be part of the offshore trend. They won't go overseas and have no plans to sell for at least several years. They just bought a platform, are adding offices to the office building and plan on staying. She did say that she thinks that a lot of the smaller companies won't survive the changes in healthcare so they need to grow to stay in business.

Talk to her. You'll be surprised how easy she is to reach and talk to. I was. I was nervous when I called to talk to my manager and the owner answered the phone. She ended up helping me and chatting for a while. I was impressed, which is a first for me.
Is it possible to do call forwarding to one of those expensive phone sex lines? teehee.
x
They are nice people, but the pay is on the low side, benefits were expensive and they overhire. nm
x
For decent private individual policies, it is very expensive for a family.
Unless, you have a $5000-7500 deductible and a 50% copay on prescriptions which is bad for us because my son takes medication that costs $160 a month.  If we went with a policy equal to what my job provides, the premium is over $1000 a month. With my job, I am paying about $400 a month for family coverage.
And they hired 300 Indian workers with plans for

Spheris Inc. of Franklin, Tennessee, has hired 300 people for its new center in Coimbatore, in India's southern Tamil Nadu state, and plans to add another 700 workers in the next year, company president and chief executive Steven Simpson told reporters.


honey, all incentive plans look good until
they find some reason not to come through with the pay out!  Good luck!
I cannot get flat rate plans in my area...SM

I presently use One Suite but am reimbursed.  I used to use Vonage but it does not work well with the account I am presently on. 


Here's a link with Spheris growth plans
http://forum.mtstars.com/medical_transcription/v/8/45.html
Yes, my husband is self-employed so we have individual plans but...
the preminums keep going up and up. I realize they also do when you work for a company, but since they get a group rate, the hit isnt as hard as when you are self-employed. Once you have a medical condition and your self-employed, the rates are horrible. I am going to check into some of our plans here locally just to see. My husband and kids are on their own individiual plans and they do have a copay but all we could afford was the cheapest plan which does not cover a lot and like I said every year we get hit with higher preminums just to end up with less coverage. It is very discouraging.
TransTech has NINE health insurance plans
.
Look into insuring yourself. Many health plans can be bought
by the individual. I used HumanaOne instead of Cobra for my family (me and 2 kids). It was $193 a month. Only stipulation was that you only were allowed 6 office visits per person per year that they would cover.
Webmedx: Which health care plans?
Hi.  Can someone tell me which health care providers are offered to employees?  Thanks in advance.
MDI-FL. Last time I checked their medical insurance for families was expensive. Has that changed or
is it supposed to. I know at one point a recruiter told me they were working on making it more affordable but I never heard anything more. That is a big factor for me. I need affordable insurance for my family. Thanks for any input.
They are just getting ready to change plans and the rates are much lower than that.
I would do my homework first before making those statements. That may have been what it was in the past, but not now. Much less.
That is they have LOTS of different insurance plans. typo on last post. sorry. nm
x
Give TT some time to see if they can find cheaper plans

I also am greatly upset by the insurance hike, but I have decided to give them some time to see if they can come up with something more affordable.  Like many of you, I have to insure my whole family, so this increase is astronomical. 


The grass is not always greener.  Changing jobs means switching out problems, and yes, some problems are easier to deal with than others.  My last job (Amphion), I was so stressed out, I lost a lot of quality of life.  I have young children.  I can't afford to be a stressed out freak just like I can't afford the expensive health insurance.  When I moved to TT, I regained my quality of life.  I'm not so tired anymore, and I'm able to be a better mom.  That means the world to me.  I'll hang in patiently to see if another option can be found for the health insurance.