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I was told the new one will be less than $200/month. My husband's insurance is horrible and $800

Posted By: KS MT2 on 2007-02-13
In Reply to: You could get a private plan through BSBS for1/3 of that, unless - me

nm


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The coverage for myself, husband and 2 daughters through his company is $762 a month. sm
My sister pays $480 for herself and her teenage daughter at a national MTSO (not Keystrokes).

I think it is going up everywhere. Maybe the Clintons were right.
I have insurance through my husband.
I like being an IC too, but when you have your own accounts, it is tough to take time off.  Plus, you have to be really regimented about working.  It is very easy to get distracted.  When you have doctors counting on you, then you just do what needs to be done and the money rolls in.  I have a big problem at this point being told to work set hours and do a set amount of lines or minutes, so I tend to like IC work!  True IC work with a company online is hard to find though.  Most of these companies want you to COMMIT to certain hours or certain minutes of dictation or certain lines per day, which in my personal opinion is not truly IC work.  Just my 2 cents. 
I was told several new accts are coming on this month and also next month, so
I'm not worrying.
Insurance is no cost at all to my husband
and me thru teamsters, $20.00 copay when going to the doctor, PTO. That is the good part- now the bad- if he should die before me, no insurance for me. Well, since I am 10 years older, will possibly have Medicare before him, who knows??
I already have insurance through my husband's job, so I didn't need it.
NM
I like the insurance they have now. It is cheaper than the one that my husband's company has. s
They have been trying to get new insurance for over a year but do not have the participation requirement filled, as they have let everyone know. However, I spoke to a manager who told me that the one that they have been working on since December looks good, just taking longer than expected as they keep asking questions.

We have insurance through my husband's company and this year

our premium was only raised $3.00 and our benefits were improved. 


If you have pre-existing conditions you don't have lots of options, but there are lots of other options available otherwise. 


 


I have insurance through them. It is Unicare. It is less than what my husband's company charges
It is high though, $487 per month for myself, my husband and 2 kids. DH's job wanted $940 per month.
High insurance costs are a national problem, not just in MT. My husband's company sm
charges us $210.00 per paycheck for him, me and our 2 children. The deductible is $500, each visit costs us $25, prescriptions are $10 for generic and $25 for everything else. It is getting crazy everywhere.
The new insurance is very reasonable. I pay $200/month and they pay $200/month. sm
Unfortunately, I have had to use it a lot since it changed and I am very happy. They have covered everything.

The insurance is actually $80 cheaper per month than I paid at the local hospital, which is a large employer.


Thanks so much - I had been told by payroll a month or so ago

that change of status could take place on Nov. 1. Guess that changed since I had talked with her.


Thanks again for your willingness to inform us who have not received any info as of yet.


I hired on a month ago and was told there was no choice sm

but to use their computer.  I do not object to the deposit, and, like you, I think it is reasonable since they are supplying their equipment to a stranger.  I would MUCH prefer to use my computer to the computer they sent me.  


As far as WMX being the best company ever, your experience must be better than mine.  So far, I have experienced an account with VERY poor sound quality, running out of work during my scheduled time, requests for a secondary account ignored, and emails ignored by the team manager.  Fortunately, I am only working part-time, so it is just a minor irritation while I look for something else.


Everyone's experience with a company is unique, and I am glad that yours is a positive one.  Sorry that I cannot say the same. 


Before I quit, they told me 400 a month for family.


IS THE INSURANCE REALLY ALMOST $400 A MONTH
for single coverage?? If it's that, I'm afraid I don't want to know what family coverage is. Please confirm
Thats bull. I was told $2000 was tops a month. nm

The new KS insurance is only $250 a month. That's MUCH lower. sm
It took them over a year to get a decent rate.

You should try to go back if you miss it. I did and am glad I did and grateful they took me back. The grass was definitely not greener on the TT side.


Can anyone working at MD-IT please tell me how much you pay for insurance per month?
x
I have excellent health insurance through them and it is only $185 per month. sm

A lot of companies do not have PTO so I am glad that I have it, although I had to wait a year for it.  When I worked in another field, I had to wait a year, so I do not think it is that unusual.  I wish we had dental but I am glad that we have 401k, health and life.  Like with any company ... get it in writing and then you will not have two different stories. 


2 weekend days a month, no insurance
Statutory employee, not IC. I think their minimum for full-time (paid a better line rate if full-time) is 700 lines a day, but someone please correct me if I'm wrong on that. You pay long distance (most accounts). My accounts are heavy ESL.
It is $400 a month, but they pay half. It is good insurance, too. sm
I recently had surgery and my only costs were my deductible. The hospital split that $1000 into 10 months for me, so it was not so bad, and now the rest of the year, I am past my deductible. It is a LOT better than the insurance I had with Spheris.
$600 a month for family?? Yikes.. better pass. I need better insurance than that. Thanks

Anyone pay less than $800 a month for family insurance?? I work for a small MTSO
and it's not like I make a ton anyway, but the insurance is so high for my family. I feel like I'm just working for the insurance. My husband is self-employed so he obviously doesnt have insurance through his job to provide this so it is up to me and I'm dying here. Any suggestions? We have tried individual plans but it is a fortune for high deductible and yucky coverage. I need to maybe find a larger company to work for where the benefits are a little better.
It stops at the end of the month you quit. Shop around though, I found insurance
for $193 a month for me and the kids. Limit is 2 doctor visits each for a year, but since it is only temporary that is fine, lots cheaper than Cobra which was doing to cost me over $800
Told minimum PT was 3500 lines a week; requires 2 weekend days a month nm
xx
Can anyone tell me the insurance cost for Amphion per month or pay period? I am a single mother
with 2 children under age 10.  I know you can't give me the exact amount, but anything you can tell me would be great!  I have asked the recruiter but have not heard back as of yet and weighing my options.  TIA!!
We all had to call in to the new insurance company last week. I was told that it will be sm
around $250 per single and that KS will be picking up a large portion.
Horrible, horrible, horrible place. Unlike the other poster
I actually worked there.   Sound quality is horrendous.  The account I had was the worst ESL I've ever had and I do 85% ESL so I have no problems doing ESL.   Frequent management turnover.   When I was doing QA the work was so bad that I pretty much had to redo every report.  I hear about how well they pay, but they don't pay that well and certainly not enough to compensate for all the other stuff. 
I talked to the insurance person yesterday (we all have her phone #). She told me sm
that the holdup was the insurance company and the fact that all KS employees did not get their paperwork in despite phone calls and emails. They needed both the applications for those who want it and the waivers from those who don't, apparently a federal requirement to prove that they offered it to everyone eligible.

The date of effect might still be 6/1 and everything will be retroactive with cards in the mail this week. They will know today.

I am excited about. I too have been without insurance for too many years!
I talked to the insurance lady too (she is very nice) and was told the same thing. sm
I called the office and talked to a high-up manager who said that they haven't said anything because they do not have anything in writing and do not want to give information and have it be wrong.

The premium for employee only is $404 per month and KS is paying $202. This is much better than I had at another company that I do not want bash as this was the only issue I had.

I love it at KS because I have plenty of work and everyone in the office is so nice. My lead changed positions in the company a few months ago and my new lead is very nice and more organized. I have been there 11 months (this time) and was there a year before that in 2005-6. I made the mistake of thinking that the grass was greener but it wasn't!
Worked there 2 years ago..horrible, horrible, horrible.
Would totally avoid them at all costs.
SoftScript is the worst - horrible accounts, horrible management, don't go there! nm
nm
horrible, horrible contact person! Worst experience ever. SM
Turned it down because of the arrogance and attitude.

That was not long ago. Ads run every 2 - 3 months.
Horrible accounts, horrible sound quality, etc
The only time SoftScript would not be wonderful is if you aren't doing your job. They are an extremely professional company. Sounds like someone may not have lived up to their standards.
Horrible, horrible place. Lots in the archives.
 
Horrible company, horrible dictators, ESL
at its absolute worst, sound quality horrible.  The MTs I did QA for were horrendous.  They made up words, obviously didn't use a spellchecker, couldn't get the hang of something as simple as copying and pasting Preop diagnoses to postop diagnoses and would type same again and again.  QA manager would send out updates for new drugs, equipment and have things misspelled, frequently got e-mails that evidently were sent because someone wanted to feel important, absolutely no useful information, management problems, lots and lots of turnover, including management.    The CEO has no clue about transcription and is in it for the money.  After talking with him you feel like you need a shower. 
Horrible platform. Horrible communication.
Horrible people who say one thing and then when you do what they say, they get mad and act ugly.

Enough of a bone?
Pay period goes from 1st of the month to the 15th, then 16th to the end of the month. sm

So, I guess you could maybe get by with less than 1000 a day, although the incentive tier would make it worth your while to do a bit more.  I am using ExText, and yes, I find it easy to use, but then I used it for a year with another company.  I think their other platform is Mongoose, and I know nothing about that, so really cannot say.


Yes, they are hiring now.  In fact, there is a $500 sign-on bonus.  I think it is all just acute care.  I'm sure they would love to have someone with your experience.  Rhonda Durham is the recruiter.  I am sure she could answer any of your questions.  I am happy to help too, if I can, but I am relatively new.  The account I am working on is mostly psych, it seems, and I am loving it.


Another nice thing, their benefits start after 60 days, not 90 like most.


Good luck to you.


TransHealth starts 1st day of month after month SM
you start, BC/BS, good rate on single, don't know about family premium.
Last month was slow on my account..but this month (sm)
we've been swamped...
I don't hesitate to ask. Have been told "yes", and have been told "no." Never been to
:+
Me and my husband
are both independents. We went to a health savings account. We pay approximately $350 a month with a deductible of $5000. This sounds like a lot - but it was cheaper in the long run, compared to higher monthly premiums. Right now we visit the doctor very infrequently, I am more worried about one of us landing in the hospital as we get older. THAT I want covered.
Then L's husband perhaps?
I thought she owned, maybe her husband but no problem, still love working there.
Yes I will. My husband may be going
up that way in a couple of weeks - I may have him peek in on that company and give me a first impression thought.
What does what her husband makes have anything
to do with anything?
My husband is in sales...sm
He is in sales, plus makes an hourly rate. He is considered full-time and the healthcare takes a chunk from his pay, but is well worth it for our family of four with two children under 12 years of age. I'm so glad he gets commission checks once a month. Before this though, I was the breadwinner working a full-time job plus 3-5 extras at home, he was taking care of the kids and working part-time. This arrangement we currently have works out great as I'm home all of the time, but sometimes I do get lonely. I love this message board!
wow, they sure must take a lot out of your husband's check! SM
because with self-employment taxes, etc., it's in the 30+% range!!!!  I don't think I have ever known an IC who didn't have to pay taxes.  What is your secret???
My husband was sued for this
by a previous employer (not transcription) after he quit his job and took a job with a competing company with better bennys and $. It was a route/delivery type job.  He did sign a non-compete contract, but the judge denied their suite saying the company does not have a right to prevent a person for making a living. It was determined he was working an already established route and was not approaching the first company's clients, and therefore was not in violation. Of course every contract is different, but I can't imagine they can keep you from working.
How much is it for a wife and husband??? nm
Thanks
Same here. My husband wanted to help me out
and encouraged me to try it, but I definitely could type faster.. Just could not stand being so slow...like with my crazy slow dial-up I'm stuck with, drives me NUTS!
My husband is a retired
truck driver.  The truck driving industry seems to have gone the way of the MT business.  I wish you well though.  Sometimes I'm glad I'm old and really don't have to work anymore if I don't want to.  Gonna go paint my gourds!!
Please tell me you are kidding about your husband! nm
??