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Insurance question. The company SM

Posted By: cm on 2007-02-12
In Reply to:

I now work for has something called consumer driven insurance.


I would like to know the names of MT companies that offer HMO or PPO. I do not care what the premiums are; just if they offer regular health insurance and not the above-mentioned type.


Please help. Thank you.




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If you know who the insurance company
is, contact them. If that is who you have been calling, contact HR at your company. SOmetimes it does take a while to get the cards, as long as you have the information on the insurance company you can give to treating facility, if you need it, you should be covered.
Anyone know what company OSI's health insurance is through?
TIA
Just dealt with that with my insurance company
Makes me insane!! Health insurance issues are pretty important to me, especially when the bills are a couple thousand dollars. It would be nice to be able to understand what they are saying and be understood!
Looking for a company with affordable health insurance.
Anybody work for Proscript or DSG, can you tell me how much you pay for husband and wife coverage?  Thanks so much.
I like the insurance they have now. It is cheaper than the one that my husband's company has. s
They have been trying to get new insurance for over a year but do not have the participation requirement filled, as they have let everyone know. However, I spoke to a manager who told me that the one that they have been working on since December looks good, just taking longer than expected as they keep asking questions.

We have insurance through my husband's company and this year

our premium was only raised $3.00 and our benefits were improved. 


If you have pre-existing conditions you don't have lots of options, but there are lots of other options available otherwise. 


 


Great company and they pay employee insurance. nm
x
Need a company that takes out taxes and has insurance
I can't be an independent contractor because my husband is self employed.  One of us needs to pay for taxes and insurance.  Anybody know of some companies that do this that I could check out?
Oh really? What company do they carry their insurance with? Thinking of applying there.
nm
Anyone know of a GOOD company with affordable health insurance?

Hi.  I am a 14+ year MT.  I love the company I am with but they offer NO benefits whatsoever.  Does anyone know of a company that is looking for a dependable MT that offers reasonably priced health insurance and would give at least 9-1/2 cents a line (which is what I am getting now). Any help would be greatly appreciated.  THANK YOU!


We all had to call in to the new insurance company last week. I was told that it will be sm
around $250 per single and that KS will be picking up a large portion.
family plan insurance - which company has the best prices? sm
pathetic and true -- I'm basing my decisions on that :(  i just can't spend 1200 a month on insurance.  HELLLP.
I have insurance through them. It is Unicare. It is less than what my husband's company charges
It is high though, $487 per month for myself, my husband and 2 kids. DH's job wanted $940 per month.
When you leave a company, is your insurance canceled immediately?

I'm assuming I'll still be getting my premium taken out of my check up to the end, so does the insurance go til the end of the month?  Want to make sure my daughter's dentist visit in Oct is covered, and 2 weeks notice would put me into October but I wonder if I should wait until after her appt for my last day.  Does anyone know? 


Oh yeah.... I got a new job!!!  I got a new job!!!


        


Sorry..I meant to say I called into the insurance company but forgot to ask about rates! (nm)

Survey - What type of medical insurance does your company offer?
Just curious about which company you work for and what type of medical insurance they offer.  HMO, PPO?  Cheap or expensive for you?
Does any company offer insurance to part'time employees? nm
xxx
Seeking company that offers good benefits including insurance.
Ideally, I'd like to find a company that offers medical insurance at a reasonable cost for family (under $500 a month) and a decent line count rate. Anyone have any ideas on this. Thanks.
High insurance costs are a national problem, not just in MT. My husband's company sm
charges us $210.00 per paycheck for him, me and our 2 children. The deductible is $500, each visit costs us $25, prescriptions are $10 for generic and $25 for everything else. It is getting crazy everywhere.
Gosh..does this company start with an F. In any event, you need to double check with your insurance
provider to see the exact date the policy was cancelled. Sometimes, companies have to pay preminums ahead of time. I would just make sure and if they are still taking the money out, you need to send a certified letter telling them to return your money at the point you were paid up and the policy cancelled or reinstate the insurance. Why pay for something your not getting.
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
AXOLOTL - A GREAT COMPANY WITH GREAT INSURANCE
Axolotl has AWESOME, AFFORDABLE insurance.  Family plan medical and dental costs a little over $300.00 MONTHLY.  They also pay for family plan vision in its entirety.  STD, LTD, 401K with match and flex spending account, great PTO and HOLIDAY pay.  OH and paid downtime in the case you run out of work, which doesn't happen often!!! 
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars.  I like the company/people so far, just don't like the insurance.
Insurance Questions: Can you tell me what you pay for insurance through your

MTSO, which MTSO it is and whether the coverage is decent?  I currently pay $92.00 a pay period for decent coverage but am trying to figure out if I am getting a good deal or if I could do better elsewhere.


TIA.


insurance sm
You may be better off going directly to the source, so to speak. I do not have the insurance, but I have seen the rates, and they are reasonable, even affordable! I believe it's through either Blue Cross or UHC, or it may be both, you get to choose.  Anyways, I do get the eye insurance for my family, which is at no cost to me.  As I said before, your best source is to ask MQ itself.  Good luck, and don't count MQ out just because of all of the negative posts on this board! I'm very happy w/them, and have been for over four years now!
MQ insurance

I don't know if it's still the same, but when I worked for MQ, I cancelled my insurance and went to IC status when the family coverage went up to $900/month.  I asked them how could that be with the largest transcription company in the world, and they claimed it was based on the area I lived in.


 


Insurance
They don't let you go, they make you a statutory employee. If they let you go, then they would put themselves in a situation to where they may have to pay unemployment. If they move you to statutory and take all your benefits, then they don't have to pay your insurance or PTO days. Working off the clock is just free labor for them. So basically, it is going to benefit them either way.
insurance

I carry myself and my husband and it costs me between $30 and $40 monthly.  This is for an HMO.  I think they told me  the PPO was between $80 and 120 monthly, but the HMO had more providers in my area so I went with it.    There were several choices between HMO and PPO.  Like I said before, this will vary depending on which hospital.  I work for a hospital in PA. I'm not sure about details for the Florida hospitals.  


For the insurance directly through Diskriter (if you work for them directly),   I think they quoted me around $300 a month for two people.    


PT Insurance
There is a company in WI who offers insurance at 30 or 32 hours a week. For the life of me I can't remember the name but out of Waukesha, WI. Hopefully someone can jump in and give you the name.
PT Insurance
I keep wondering why more companies don't offer an option like the hospitals where you pay a little more as PT, but can at least obtain insurance as part of their group. Or for that matter, why AAMT cannot offer a group option for insurance for all the ICs, etc.
insurance
You get to choose full time with benefits, full time with limited benefits, or part time.


Now, tell me about the insurance. I may sm
still look into this.Thanks!
insurance
Check with IRBA on the internet. It is a group for small business owners and then you get a group rate. You join IRBA and then there are different insurance companies.

insurance

I checked into the self employed insurance (Mega Life) and the deductibles are high -- which I could tolerate -- but if you go into the hospital the deductible must be met for each occurence.   So if you have two surgeries -- I broke my leg and had surgery for placement of a rod and plate, etc.   Ten months later it comes out -- deductible for each has to be met.   I have worked insurance also and their plan is hard to understand what each covers.  You pay for your basic and add on -- chemotherapy, outpatient labs, etc.   I went with a high deductible but where I put money in a tax free account to pay the deductible should I need it.  I am self employed so it works for me.  Most of the docs I type for give me free office visits and labs done in their office as well as prescrition samples.   But then have only been to the doctor three times in the past 3 years.     But do a search for medical insurance and you will get a lot of info.   But with the difference of over $200 for a $2000 deductible, I saved that in a year and like I said it is pre tax account.


Patti


insurance
Poster below gave you good info - WMX probably has best, most affordable ins. of all MTSOs.
I know several IC's, over 50, with no insurance. SM
They rave to me about all the money they make, however, they cannot afford to see a doctor and rarely do, one goes to hospital when they run those studies.

Yeah, they make more than I do, but you cannot enjoy the money if your are dead.

Sorry, like I said, this rant is directed at older (over 40) IC's.
Insurance sm
I am over 50 and have insurance through AARP - 118.50 per month. I also have an arrangement with my personal physician to pay cash at a much lower price than he would normally charge for someone with insurance. Also, because I am IC, I have multiple tax deductions that lowers my income so that I can qualify for cheap drugs, free mammograms, etc. I also have additional accident coverage in case I am in an accident or fall or something that would be more than my AARP insurance coverage. This has worked well for me for about 13 years. Most disease can be prevented and if you take care of yourself, you are unlikely to have an emergency.
insurance
Why can't people just pay for their own insurance? IF you make good money it is affordable.

insurance
After changing jobs and realizing I couldnt'afford the new company's insurance, my husband and I attempted to buy our own insurance. Guess what, no reputable health insurance company in our state would even accept us at any price because of our physical condition. They only want you if you're young and/or healthy. So buying your own insurance is not always an option. I would advise anyone to go ahead and buy their own insurance before they get too old or in too bad of health and not count on any company's insurance, because if you lose it, you won't have any. At least that's been my experience.
insurance
please tell us what website to go to.
Insurance
If you find someone that gives good insurance coverage the pay usually goes down.  We need to something about these insurance rates as no one is getting rich but the insurance companies.  
It's not so much about the insurance -
I believe that by law (?) new insurance cannot turn preexisting claims if you have proof of creditable coverage from your prior carrier without a lapse of more than 63(?) days. If you were not so previously covered, I think some companies do make you wait a certain amount of time before they cover you for preexisting.

MW has excellent insurance through United. I suggest you either give your recruiter a call and ask (they usually don't mind giving you specifics as this is as much compensation as money is) and/or look up United Health care on line to see if there are any leads. Good luck to you.
OSi insurance

Are you talking about Opti-Script, Inc., or Outsourcing Solutions?  Both have the same logo.  If Opti-Script in State College, PA, please give me a call at 814.404.8805.  Additionally, we are recruiting for full- and part-time employee MT positions,  If interested, please give me a call. 


Sharon B. Allred, CMT, FAAMT


Opti-Script, Inc. 


Director of Staff Development & Special Projects


sallred@opti-script.com


 


 


 


 


insurance
blame it on the republicans
Insurance
Sure, be glad to share. Webmedx had fabulous insurance coverage. I just got the info this week and jumped on it. The best I have seen in the industry yet! They are worth checking out!
Insurance
For myself and 2 kids I pay $400 per month. I'm in Florida, and this is for the PPO plan. (United) It has been good for us. I had surgery last year and had no unexpected expenses from it at all. The plans and rates vary as to where you live, but they are similar all around.
Insurance
I don't remember their insurance rates as I did not need coverage through them.  They do have 3 plans to choose from with different rates.  Pay is average, maybe slightly better.  They do request you stick to a schedule, require weekends and 3 holidays a year. 
INSURANCE
Can anyone give me some information on this company's benefits?  Thanks.
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anyone willing to share the name of the insurance company Transtech offers?  I wanted to look up their website.  Thank you!