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Put money back from each check. That is how you afford to pay taxes.

Posted By: nm on 2006-07-15
In Reply to: How can an IC making 7 cpl on Emdat afford to pay taxes? - Just sad.

:}


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How can an IC making 7 cpl on Emdat afford to pay taxes?
That is the offer from Allegiant.  Emdat is one of the most transcriptionist-unfriendly program going even when used properly (which most do not).  Historically, an IC was payed more, not less, than an employee since there were no benefits .... but not in the world of medical transcription.  This is getting down right nuts. Very sad. 
The company takes the money out of your salary, before they cut the check. It is your earned money,
:+
link again for MSN Money credit check
didn't work for some reason above.
I went back to transcribing because I could make more money!
They wanted me to wade through pure garbage work the MTs were uploading for 3.5 cents per line and $14 an hour on top of that. Trust me, it was NOT worth it. I am happily transcribing again and making more! Let the MTSO or company edit for peanuts. I have bills to pay here!
No, I wouldn't go back. I lost too much money there ALWAYS running out of work (sm)
There were days at MQ I would type 2 reports during my shift, and I had a LOT of accounts in my pool!  A friend of mine who started at the same time I did with MQ is still there and she is always out of work. I just can't take the chance. 
They must deduct FEDERAL taxes.. NOT STATE taxes.. if they took out state taxes.. it would be FLORID
which would only have to be refunded to you for you to pay YOUR state what you owe them which is nothing but a pain... be glad they weren't handling your state tax.. and I think in this case.. if someone at the IRS told you they have to deduct YOUR states taxes.. it is that person who is uneducated... they only have to deduce federal income tax

Navesys - I would definitely check back in with them!
I am going to try this again.

I would definitely check back in with them. I have been working for them and can say that it is probably the best job I have had as an MT. They pay regularly which is a plus these days. The people there are great to work with and are so helpful. They believe in giving the MT's the things they need, to do the job. I am really happy there.

I would check back in with them. I know they are growing which is good to know as well.

In my experience with a few bigger companies they say they do not send to India but they really do. They do have a website as well. Not sure why the other MT could not pull it up.

Good luck!
Please check back with us and give us
an update on what you thought of the training and how you are doing?  Inquiring minds want to know;-)  GOOD LUCK and hang in there. 
I would check back with the companies
and just ask them what you may or may not have done wrong so you know in the future. I have done that in the past and they are usually polite and helpful.
If you look back in the archives people left when they realized they couldn't make money with it.
nm
It's quite low, too. Check posts here from back in August. sm
Posts from August said editing was 1.5-2 cpl and there were comments that pay wasn't on time. I've never heard any positives about this MTSO, so if I were you, I'd keep looking.
Might check the archives as I think there were some negative posts a while back. NM

nm


Geez, it's so illegal to hold back a last week's check, regardless of the reason.
nm
Terry..check the archives..you posted this back in 8-23-2007. See inside.
NetMed
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Posted By: Terry on 2007-08-23


Amherst so we make less money and they get more money for MQ and bigger bonuses. Our guidelines came
from Amherst.
It's about "money, money, money, mmmoonnney. Singing The Apprentice song.
:{
Of course she will have a job. She had to get rid of yours so that they could afford to pay her!
xxx
Not only that, but who can afford them?

When I started out back in 1990, I was making 7.5 cpl and after 2 years went to a different company for 9 cpl as an employee.  We could afford to buy the books then because the cost of living was a lot less, deductions for insurance were a lot less, and even the books were a lot less.  Now people who are starting out are faced with 5 or 6 cpl as employees or 7 and 8 for IC.  How in the world can they make a living at 7 cpl for IC, let alone by all these books when the same information can be found on the internet?


I think if a person is trained correctly HOW to research, they'll be able to distinguish between the correct information and worthless information on the internet.  I think it's pretty sad that the transcription schools aren't training them properly.  For goodness sakes, I can't think of any school that wouldn't teach about chemistry profiles and doctor slang that they wouldn't know what chem-7 is.  In my opinion, that's worse than the MT who is at least willing to research using the internet. 


How do you afford it?
My line rate now is higher than that as an employee.  I really don't see how I could afford to pay my own SE taxes, buy my own insurance, etc. for less than what I'm making now as an employee.  I have to be honest and say that I'm really scared about this.  I used to think that when some posted that they could make just as much money working at WalMart they were just stressed out that day.  But, I'm beginning to think they're right.  In my state (NY) our total SE taxes are 40% of our income. I honestly don't think I could afford this AND pay my bills AND buy health insurance.  I don't even know if I could afford to do this and pay my bills, even if health insurance wasn't in the equation.  Now I'm really stressed. 
I can...... not everyone CAN'T afford a car....
--
Hah, some sure can afford it...sm
I wish I could show you the homes of one of the MTSOs that is discussed here often on this board, home, cars, boats, trips.  Living the good life while her MTs are struggling.
How can you afford to still be working
at that daily line count? Are you a newbie all around or just at Spheris? Great on your QA but you really need to pick up the pace or you will be moved to PT or possibly terminated.
How can an MT afford a Hummer? - nm
*
So true! And most of us won't be able to afford to
Unless I decide to jump off a bridge, or lie in front of a train.
1) You can't afford the BC you were diagnosed with
I have one thing to say to you that consists of 2 words and one of them starts with an F.

Go away
I WISH i could afford to do what you did that year!
Last year 'Christmas dinner' was a third of a can of cold ravioli.
I can no longer afford to do anything except
My gift-exchange days are over til i can find a REAL job. You know: one that actually pays you to do it.
yep, gotta spend money to make money. NM
.
So does yours. Perhaps you need a basic money class to learn to keep money. sm
I am off today and appalled at reading the posts on here.

Are you always this bitter? Do you have a family and friends who are safe and healthy? Count your blessings instead of being so angry and you might see that this is not a bad field to be in. It has kept food on my table for 27 years and will continue to do so. Is it harder now? You bet, but it is not impossible to make a good living of $50,000. You just have to work hard, give it your all and appreciate the good companies that are out there.

If I were an MTSO, I would find out who all these people posting such bitter posts are and find replacements for them a.s.a.p. Negativity spreads like poison, and with the world in the state it is, we should bond together not make it worse.
Money is not the root of all evil, the LOVE of money is. nm
x
Who can afford to wait that long?
No way would I take such a job - what happens if they NEVER get paid? You work for free, that's what.

It's not common at all - you'd be better of getting your own accounts!
SPI can't afford postage meter
What kind of so-called international company still licks stamps to mail paycheck stubs and doesn't use a postage meter?  I can't believe my eyes for the past few months!
Yes, I can't afford to have no work so I left TT
I dislike the turn of events as they were my favorite company. I have nothing bad to say about TT. I simply got another job.
can you afford not getting paid anymore?

Thats what it will come to.  You working and not getting paid. 


I would cash the check.  if it bounces, then you have grounds to take her to court and get your money that way.  If it clears, then you are good.  I would also be reading the warning signs and just find another job.  I would not go to the docs you dictate for as it is not your place.  They really cannot do anything as long as they are getting their work done on time and having no other issues.  You will just bother them and might look like you are after their business for yourself. 


But that is just my opinion.  Hope everythign works out.


 


 


 


 


Understood, but MTSO's cannot afford
to sue every poster on these boards because of their bad press, or whatever you want to call it.. defamation seems extreme, but I didn't read the comments made by the posters who are being sued. Most people here post general angst-y things about companies and if a judge were to read over the comments on this board, to get an overview of the climate and what is considered normal conversation and postings on these boards, they would probably see that this is a normal, everyday occurrence on message boards. Are they going to shut down every message board? Where would they start? As someone said, some of the angry, horrible postings in the political forums are much worse than anything said on the company forum. IMO. I believe that on these boards the MTSO's AND the MT's BOTH post angry things at times. No one is innocent here.
If you can afford to go to school, learn something else. nm
xxx
and they can afford to BUY TRANSCRIPTION SCHOOLS!!!
...and they didn't lower the cost for the HOSPITALS! They're just pocketing all the money they are making by RAPING US of our pay!!!!!

CLASS ACTION LAWSUIT!
I can't afford to wait for new platform
NO WORK AND OVER IT!!!!  5th week of getting less than 1k lines a day.  I started applying for other work a couple days before they dropped the bomb.  I can't afford to work here today, much less after a paycut!
I don't know how people can afford housing that costs that much!!! sm
My family lives in a 4-bedroom house with 3,000 square feet of living space (counting the basement, which is finished) and we paid $125,000 three years ago! Come to the Midwest, you can find a 2-bedroom house a heck of a lot cheaper than $600,000.
If even that much work left, and hopefully they will be able to afford aspirin. (nm)
zzzzzzs
But could you afford the ins? I had an offer from them, too. I really wanted to go but couldn't
nm
Ditto. Goose egg. Nada. Oh well, they can't afford s/m
an X-mas bonus for us, after buying that MT school, etc. :-/
I hope it gets better! Can't afford to sit here much longer with no work. nm
nm
The smaller companies just can't afford the health
00
Exactly. The majority of the population can't afford health care.
Huh.  Sound familiar?
Overhire, inconsistent work flow..Been there doing that. Cant afford to stay.
Need I say more..
They can't afford to bother you. You are too busy toggling between numerous screens in
l
Yep..Now I feel stupid. Like one poster said, new company and they can afford benefits like that.
I should be shot, or the very least, a I'm Stupid sticker on my forehead.
Check Monster, CareerBuilder, MedHunters.com. Check with the companies you see listed if they're
s
Does background check include credit check?

I worked in QA for Transcending back in 2000-2001. They were paying hourly back then. SM

The accounts weren't too horribly bad.  The reason I ended up leaving was because slowly but surely they began to inch closer and closer to paying QA by production.  When I first started, the quota was something like 30 reports a day.   We simply had to make sure that we QA'd all reports that were close to being out of TAT first and then do the rest.  Then, my supervisor left and they hired a new one who immediately called a big teleconference meeting and said we had to up production to 60 reports a day.  Then, they started counting lines.  Which was fine because they were still paying hourly.


Next, there was an MT who used VR software because she was blind - yes blind.  Again, when I first started, I was told we had to edit her entire reports because she used the VR software and we had to make sure that everything was correct and made sense.  Then, we are told only check the blanks.  I wasn't comfortable with that and I continued to completely proof every word.  Then I was called on the carpet not because I wasn't meeting the production quota, but because I was ONLY meeting the production quota.  I told them I was proofing all of the MT's work that used VR, I was told that no one ever told me to proof every word of the VR reports and that I needed to fill in blanks and move on.  When I voiced my concerns, I was told that was my job, to fill in blanks and I should move on and strive to product above the standards.  Next thing you know, rumors abounded about changing the QA staff to being paid on production.  So I left. 


There just seemed to me to be too little concern for quality and more emphasis on quantity and I just didn't want to be part of company who would take money out of my pocket just to line their own and that's what they were doing by putting QA on production.  I also am not comfortable with the job of QA being thought of as a blank filler.  There is much more to the QA profession than just simply filling in blanks. 


I don't know if Transcend ever did start paying QA by production, but I could see that the idea was being floated there.  Maybe there was a enough protest that they didn't change from hourly. 


Good luck to you!