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Serving Over 20,000 US Medical Transcriptionists

So if you have a medical claim, the insurance - sm

Posted By: Quakeless in Oregon on 2008-08-09
In Reply to: Here's my reality.... - Just can't take it anymore

doesn't pay anything until you've forked out the first $2,000? That's appalling!


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Do you mean to say you have medical insurance etc??
Thanks for any information.
Medical Insurance

I was wondering if anyone can recommend a company that has medical insurance for its employees.  The company I work for now has just screwed us on the medical insurance and I am looking elsewhere.  Thanks. NM


Medical Insurance

I just want to remind everyone that the insurance coverage with a a company is very important, especially when single.  Do ask about the deductible.  Due to medical crisis, I faced 10 grand in medical bills which only added more stress to a very stressful situation.  And, that basically takes 10 thousand off my yearly income. 


Good insurance coverage means so much, especially when there is not a secondary ins. in place.


Just wanted to share this.  :)


I don't take the medical insurance either BUT
Their other benefits are phenomenal.  They provide LTD, STD, flexible spending account, 401K with match and they pay your vision insurance for the family.  They have an awesome PTO rate and you get paid for downtime IF you run out of work, which doesn't happen very often.  I can't remember the last time I was out of work.
Is the NWU offering medical insurance again?
I had great insurance at a great rate through them years and years ago, then they dropped it because the cost was prohibitive. If they are offering it again, I applaud them. They are a good union and very unconfrontational, well spoken (guess that's a mute point, eh?) but still don't have the big bucks it would take to promote the MT industry on the level that is needed. Almost every American MT would need to join and NWU would need to find a lobbying group to help.

d~
Employee Medical Insurance
Are there any national companies that pay the full premium for employee medical coverage or is this only offered if you work outside the home?  Thanks.
That is so NOT the purpose of medical insurance. nm
x
How are the medical insurance rates?
Did they go up too? They were interested in me a couple of months ago, but I did not call them because I had already picked someone else. I know they are great, but did their insurance rate for employee and children, or family go up like everyone else? I am considering contacting them again. Although I don't want to change jobs at all, if their rates are good I won't have to spend most of my paycheck on medical. Please someone let us know here. It is an important issue!
Zylomed Medical Insurance
Can anyone who works for Zylomed who has employee status give me some info on how their medical insurance benefits are?  Thanks!
They don't pay for vision unless you have medical insurance.
When I first started they paid for vision, but unless you get medical coverage it is no longer free, unless it changed with the enrollment that is going on now. 
Medical insurance isn't about feelings. It's business. nm
s
Keystrokes is hiring. Can anyone tell me how much for their medical insurance benefits etc...
I am looking for a FT job with good medical benefits for either myself or family coverage. They are seeking ortho MTs and that is right up my alley. Thanks in advance for any help.
How is Transcend/MDI's medical insurance plan for employees?
Thanks
MDI-FL. thinking of applying. Is medical insurance still high? That is what has stopped me before
I cant remember what the cost was but it seemed to be be high for single and family coverage. Anyone know?
Thanks for your honest reply. Unfortunately, I have also worked in the medical insurance billing
side of it and I see how our prices go up and how the insurance companies pay the doctors less and less, yet these insurance carriers gouge people with their ridiculuous preminums. I understand insurance companies having to raise rates due to skyrocketing health care costs but the kicker is the insurance companies are only allowing a fraction of the billed charges anyway. If they were actually paying out all these claims at full, I could understand the rise in preminums. Well good luck to you and do not think about it, pooping blood does not sound healthy at all and would call for a colonscopy and then a huge bill and then another rise in your preminum.  Vicious cycle I tell ya.
Isnt their family medical insurance kind of high. I think that is
why I passed on them previously and they only wanted to pay 7.5 cpl for 12 years of experience.
Survey - What type of medical insurance does your company offer?
Just curious about which company you work for and what type of medical insurance they offer.  HMO, PPO?  Cheap or expensive for you?
I agree. As medical insurance biller/coder/transcriptionist
I agree with the other poster. You're better off going with a group plan than on your own. Largely, because you pay the same premiums across the board as everyone else on your plan. When your on your own individual plan, I was scared to use my or have a new diagnosis because come renewal time, your premiums are adapt to go up staggering and there is nothing to can do about it, other than drop them and then you are in a worst situation. Yes, group insurance premiums usually go up every year but it's nothing like what will happen to if your on your own. Also, you do get a contracted adjustment based on your insurance's contracted allowable rate. Say your visit is $100 and the contracted rate/allowable through the insurance is $75, that means the doctor has to write off that $25 according to their contract.
Is there anyone else struggling to get the lines needed at Transcend for medical insurance? sm
Or is it just me??  TIA
MDI-FL. Last time I checked their medical insurance for families was expensive. Has that changed or
is it supposed to. I know at one point a recruiter told me they were working on making it more affordable but I never heard anything more. That is a big factor for me. I need affordable insurance for my family. Thanks for any input.
Heard Keystrokes was getting better benefits, medical insurance etc.. Anyone care to elaborate? I
ready for a change.
Transolutions? Anyone know how good their medical insurance benefits are, costs, etc..specifically
family coverage. They say you only have to work 32 hours to be eligible so I'm curious what their benefits are like. Thanks
Medware- Ballpark figure for cost of their family medical insurance. NM
nm
yes you can claim all that as SE.
x
Yes, they do. They claim only 15%. nm
xxx
Could be, just like you claim to be an MT. nm
xxxxxxx
This claim in your post is exactly why
It is dangerous to both the employee (MT) and the company (MTSO).

Both were burned here by someone who apparently is completely anonymous to either or at least hiding like the loser they are.


Yes and it was not a claim..have proof. Thanks
x
How do I make a claim at the BBB? nm
x
They claim to have been in biz since 1992. nm
,,
They claim they do this out of necessity...
as well as for efficiency because they can't handle all of the required work. I'm curious, though, as to what they pay the Indian MTs. If the pay is extremely low (usually 1 to 2 cpl in India), that says it's mostly for the profit margin. I still have yet to see a company that pays an Indian, Pakistani, or Philippian MT more than that or equivocal to an American MT. It's all about the profit margin.
how much of your utilities have you been able to claim?
My tax advisor told me I could only claim the amount of utilities that equaled my office space. For example, my office space I claim is 20% of my house, so I could only claim 20% of my utilities. Anyone else have this experience?  Anything I can do differently as an IC? I do deduct the total expense of internet and phone since I am required to have these for work... 
Yes it is true and if you were there 2 years ago as you claim
as well as the "not so flattering" picture of her that was in the company email newsletter at around the same time.  Nice try though.
BBB - I think it costs $9.50 to make a claim now
Check the BBB internet site.
If told to do it but not claim it, that is PERMISSION, nm
nm
They claim it is only 15%, but it is more like 60% offshore work.
The offshore swine get preferential treatment over the US transcriptionists. The screen shows there is work to do and suddenly everything is gone but the bad dictators, and I do not mean 10 jobs, I am talking at least 45 jobs at one time off my accounts just disappeared. I thought about changing my name to hari skrishna for a while so I could get some work, but found another job instead.
You said they claim easy dictators..

Are they easy with a significant amount of repetitiveness?  If there isn't...and all they do is talk then as an IC, 7 cents is not gonna pay the rent.  If the doc repeats things over and over...then you have a chance. 


I had an ESL once who others wouldn't do.  However, once I figured him out I found that he repeated 90% of the reports so it was great.


It also depends on platform.  If it's in MS Word with an FTP site...great.  If they use something like Emdat but don't have the demos and base information correct then your line count goes even lower.  Shop wisely....


TO THE ABOVE POST - IF YOU CLAIM TO BE SPEAKING TRUTH - SM
THEN GO AHEAD AND MENTION NAMES OF MANAGEMENT THAT LET THESE THINGS GO ON! WHAT DOCTORS AT WHAT HOSPITAL GOT FED UP WITH WHAT ACCOUNT AND ONLY GAVE OVERFLOW!?!?!? YOU ARE SO FULL OF CRAP! I AM A SINGLE PERSON AND I AM NOT A FAVORITE OR A CHERRYPICKER OF THE COMPANY. SO IF YOU HAVE SOME NAMES TO BACK UP YOUR "TRUTH" I SUGGEST YOU SPIT IT OUT. BECAUSE OTHER THAN THAT, YOU ARE FULL OF CRAP!
Can you file a work comp claim
If you are an employee, you can file a worker's compensation claim, and the company has to follow the rules of the state the insurance company would consider jurisdiction.  As a former workers' compensation claim handler, MQ is legally bound to have your claim handled wihtout any issues.  If you have issues you have the right to go to the state workers' compensation board for assistance. 
You made the claim by making your headline say
that is a claim and could potential be called slander. Hope you have an attorny on retainer.

you said ... I am not making any claims. ..... You made a specific claim that JLG was dishonest. I'm more inclined to believe you can't live up to the owner's standards.
I just find it amusing when MTs claim to assist others
If it doesn't bother you, don't worry about it.

They claim "it is so much faster than Spheris".
xx
How very interesting that people who claim NOT to be management seem to know all this is going on?
Out of the 196 e-mails they sent last month with account updates, endless pleas for help until they get new people in place, etc., there was not any real company info. I have been there 3 years and am currently looking to leave. They are hands down the rudest group of people I have ever worked with, in or out of this business. I have had MANY e-mails go unanswered, you are not allowed to IM but they send endless messages about all the work to be done while I am TRYING to work, and forget about ever reaching them on the phone should you need to. I work on numerous accounts that switch back and forth all day long. They want you to shut up and type and will contact you when THEY need something. Let me also add they have tons of ESL docs and very bad dictators in general. The only thing good is that the pay is on time.
I thought statutory could claim those same deductions? NM

The same way cars that claim to be "made in America"
Some people just take a shred of truth, and spread it really really thin.  But their lies should be exposed every time someone gets a chance.
Aren't they the ones that claim to be a good Christian
company too?  Sounds too much like TranScam to me. 
It's not BS as you claim. They told me they do not hire PT. I have tried 3 times in 3 months.
I cannot work FT as I have a job at a hospital but they will not budge on saying no PT. I have read all your posts as I have been researching companies and it seems like you think you know more about KS than you do. You post something bad about every KS post but you don't give details, so I think you are BS.
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars.  I like the company/people so far, just don't like the insurance.