Home     Contact Us    
Main Board Job Seeker's Board Job Wanted Board Resume Bank Company Board Word Help Medquist New MTs Classifieds Offshore Concerns VR/Speech Recognition Tech Help Coding/Medical Billing
Gab Board Politics Comedy Stop Health Issues
ADVERTISEMENT




Serving Over 20,000 US Medical Transcriptionists

Survey - What type of medical insurance does your company offer?

Posted By: curious on 2007-11-22
In Reply to:

Just curious about which company you work for and what type of medical insurance they offer.  HMO, PPO?  Cheap or expensive for you?


Complete Discussion Below: marks the location of current message within thread

The messages you are viewing are archived/old.
To view latest messages and participate in discussions, select the boards given in left menu


Other related messages found in our database

What type of insurance do they offer? Just me, SM
so don't need family rate. Is is good? HMO? PPO? What company?

This is very important for me to know. I don't care about schedules, since I worked for woman in charge there before. I just need insurance. Thanks.
Does any company offer insurance to part'time employees? nm
xxx
What do you pay for health insurance? Survey. sm

What do you pay at the company you are with for health insurance?  Is it employee, employee w/spouse, employee w/children or family? What is the deductible? HMO or PPO?  Big company or small?  What percentage does the company pay? 


We are trying to come up with what is fair for everyone without putting us out of business due to cost.  We need more MTs for new contracts but cannot grow until our benefits are better.  Catch 22.


I really would appreciate feedback.  What other benefits do you get?  Do you want? 


Survey - how does your company do with maternity leave?
I am contemplating trying to get pregnant within the year, and I am wondering how all the MTSOs take to maternity leave.  I am afraid if I get pregnant, my company might find a way to get rid of me before having to cover my maternity leave.  Any advise or ideas would be appreciated.  Thanks.
Do they offer health insurance?
NMM
Can anyone offer any information on Amphion's insurance?
The company I currently work for has made insurance cuts and I'm forced to go on the hunt again. Thank you!
I'd be happy if these nationals would offer insurance
and other bennies NOT contingent on line counts, or lower the bar a little, at least. I'd get a job there and stay forever if that were the case.
Does TransTech offer insurance benefits? nm
x
Do any companies offer insurance that covers IVF? sm

Does anyone happen to know if any companies offer insurance that covers IVF?  I have been in this business for nearly a decade and have been doing QA for the last 4, but I would take a job right now with just about anyone as long as they offered insurance that covered IVF.  It is so expensive out of pocket, and I really need the coverage.  I have even been considering taking a job out of the transcription industry to get this coverage.  So, I guess if anyone knows anywhere at all I can get this coverage.. please help!!!  I am unfortunately in a state where this coverage is not mandated... so it is very hard to come by... :(


I am not sure if this was the right board... but I thought it was worth a shot... :P


Does Transcend offer health insurance?
xxxxxxxxxxxxxxxxxx
Trasolutions, anyone know the kind of health insurance they offer? i.e. BC/BS

Info on Medical Voice Technologies? Job offer
Anyone familiar with this company? Just curious. Possible job.
Any companies offer health insurance for part time?

Are there any companies out there that offer benefits to PT employees, such as health insurance?
I know it's a rarity but I know hospitals do.
Are there ANY companies out there that actually offer decent family medical coverage??
Some are just downright ridiculous amounts. Right now, I am with a company that offers decent single coverage but the family is like $750 a month and I cannot just work for insurance. There has to be something left over to like....eat on... or pay bills. Any suggestions out there. I do have over 13 years of experience.
Companies w/Escription accounts that offer affordable family insurance??
I realize that affordable is subjective so whatever information anyone can give woudl be appreciated. The majority of Escription accounts offer IC only. Thanks
P.S. And if so what type of medical do they have? Thanks. (nm)
?
Thank you. Could you elaborate on the benefits, offer single medical coverage or family, PTO etc...
Thanks
Any companies offer part-timers chance to buy into group insurance? need coverage ....

I've been looking at prices for solo medical insurance and while I can probably afford some coverage, I'm feeling rather paranoid about having insurance canceled if I actually get sick -- I'm fairly ignorant about what protections may have been passed and may just be responding to other people's horror stories.


 


Anyway, I'm not entirely sure I want to work full time for any of the nationals ... they seem to have gotten awfully rigid wrt daily line counts within certain fixed hours ... some days I'm simply creaky and hate feeling pressured ... so part time to start seems more reasonable than jumping in with both feet.  Any infor or recommendations appreciated ... 


Thanks!


F/U on All Type Professional Liability Insurance
Just sharing this as I have never run into this request from MTSO

 

This is an email from Professional Liability Insurance provided through Healthcare Providers Service Organization.   I goggled Professional Liability Insurance.

 

All Type wanted me to provide this (costly I am sure, insurance)

 

My reply back to email.

Thank you for the info -- (their text to me)  As a Medical Transcriptionist, if you were to add or omit something to what the dictator relays to you, and a claim or incident occurs because of error or omission, you can be named in a lawsuit.

 

My reply to them:

No way I would be party to this

 unless I had permanently stored audio (dictated) and MY original transcribed text.  Only way I could prove anything.  Once the report leaves me, it can be changed at will by what is called QA Quality Assurance staff or the dictator. Whoa!!! You think the doctor or QA will admit a change.  Don't think so. The medical transcriber will be the fall guy.

Do you mean to say you have medical insurance etc??
Thanks for any information.
Medical Insurance

I was wondering if anyone can recommend a company that has medical insurance for its employees.  The company I work for now has just screwed us on the medical insurance and I am looking elsewhere.  Thanks. NM


Medical Insurance

I just want to remind everyone that the insurance coverage with a a company is very important, especially when single.  Do ask about the deductible.  Due to medical crisis, I faced 10 grand in medical bills which only added more stress to a very stressful situation.  And, that basically takes 10 thousand off my yearly income. 


Good insurance coverage means so much, especially when there is not a secondary ins. in place.


Just wanted to share this.  :)


I don't take the medical insurance either BUT
Their other benefits are phenomenal.  They provide LTD, STD, flexible spending account, 401K with match and they pay your vision insurance for the family.  They have an awesome PTO rate and you get paid for downtime IF you run out of work, which doesn't happen very often.  I can't remember the last time I was out of work.
I hope to God you never type my medical report! nm
nm
All Type pays 80% of the cost of health insurance
if you are a full-time employee; for exact amount, contact HR. You get PTO, holiday pay, quarterly bonuses as well.
Is the NWU offering medical insurance again?
I had great insurance at a great rate through them years and years ago, then they dropped it because the cost was prohibitive. If they are offering it again, I applaud them. They are a good union and very unconfrontational, well spoken (guess that's a mute point, eh?) but still don't have the big bucks it would take to promote the MT industry on the level that is needed. Almost every American MT would need to join and NWU would need to find a lobbying group to help.

d~
Employee Medical Insurance
Are there any national companies that pay the full premium for employee medical coverage or is this only offered if you work outside the home?  Thanks.
That is so NOT the purpose of medical insurance. nm
x
How are the medical insurance rates?
Did they go up too? They were interested in me a couple of months ago, but I did not call them because I had already picked someone else. I know they are great, but did their insurance rate for employee and children, or family go up like everyone else? I am considering contacting them again. Although I don't want to change jobs at all, if their rates are good I won't have to spend most of my paycheck on medical. Please someone let us know here. It is an important issue!
Zylomed Medical Insurance
Can anyone who works for Zylomed who has employee status give me some info on how their medical insurance benefits are?  Thanks!
So if you have a medical claim, the insurance - sm
doesn't pay anything until you've forked out the first $2,000? That's appalling!
They don't pay for vision unless you have medical insurance.
When I first started they paid for vision, but unless you get medical coverage it is no longer free, unless it changed with the enrollment that is going on now. 
I did that insurance stuff too. Hated it. Happy to type only 1 voice now
xx
Medical insurance isn't about feelings. It's business. nm
s
Keystrokes is hiring. Can anyone tell me how much for their medical insurance benefits etc...
I am looking for a FT job with good medical benefits for either myself or family coverage. They are seeking ortho MTs and that is right up my alley. Thanks in advance for any help.
How is Transcend/MDI's medical insurance plan for employees?
Thanks
MDI-FL. thinking of applying. Is medical insurance still high? That is what has stopped me before
I cant remember what the cost was but it seemed to be be high for single and family coverage. Anyone know?
Thanks for your honest reply. Unfortunately, I have also worked in the medical insurance billing
side of it and I see how our prices go up and how the insurance companies pay the doctors less and less, yet these insurance carriers gouge people with their ridiculuous preminums. I understand insurance companies having to raise rates due to skyrocketing health care costs but the kicker is the insurance companies are only allowing a fraction of the billed charges anyway. If they were actually paying out all these claims at full, I could understand the rise in preminums. Well good luck to you and do not think about it, pooping blood does not sound healthy at all and would call for a colonscopy and then a huge bill and then another rise in your preminum.  Vicious cycle I tell ya.
Isnt their family medical insurance kind of high. I think that is
why I passed on them previously and they only wanted to pay 7.5 cpl for 12 years of experience.
I agree. As medical insurance biller/coder/transcriptionist
I agree with the other poster. You're better off going with a group plan than on your own. Largely, because you pay the same premiums across the board as everyone else on your plan. When your on your own individual plan, I was scared to use my or have a new diagnosis because come renewal time, your premiums are adapt to go up staggering and there is nothing to can do about it, other than drop them and then you are in a worst situation. Yes, group insurance premiums usually go up every year but it's nothing like what will happen to if your on your own. Also, you do get a contracted adjustment based on your insurance's contracted allowable rate. Say your visit is $100 and the contracted rate/allowable through the insurance is $75, that means the doctor has to write off that $25 according to their contract.
Is there anyone else struggling to get the lines needed at Transcend for medical insurance? sm
Or is it just me??  TIA
MDI-FL. Last time I checked their medical insurance for families was expensive. Has that changed or
is it supposed to. I know at one point a recruiter told me they were working on making it more affordable but I never heard anything more. That is a big factor for me. I need affordable insurance for my family. Thanks for any input.
Heard Keystrokes was getting better benefits, medical insurance etc.. Anyone care to elaborate? I
ready for a change.
Transolutions? Anyone know how good their medical insurance benefits are, costs, etc..specifically
family coverage. They say you only have to work 32 hours to be eligible so I'm curious what their benefits are like. Thanks
Medware- Ballpark figure for cost of their family medical insurance. NM
nm
No Indian company would offer
x
Wow, nothing but good so far on this company. Gues if they offer me anything I will take it!
They sound like an amazing company to work for, especially the totally flexible schedule, which I would need, and the fact that they do not outsource. I sent them an e-mail asking them some questions, but I think I will go ahead and send them my resume as well. Thanks so much for all the info! It has really helped! One more question....do they offer direct deposit?
Great company with good rate offer
nice people in the management too.
A company/MTSO can offer an IC a job working certain hours
that they need coverage, and it's up to the IC to agree to working those hours, or not take the job.

If you hired an IC to repair your roof, would you want him working daylight hours, or since he's an IC can he work on the roof from midnite to 8 a.m. if he wants?
The company I worked for didn't offer direct deposit. nm
/