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Take the checks to the bank and cash them outright, don't deposit. nm

Posted By: It will save a lot of headaches. sm on 2005-12-25
In Reply to: thought I would just bring this to the top! - 50mt

I had a similar situation with another MTSO a long time ago, and put up with it for months until I jumped to a major national. I also found out that the bouncy MTSO didn't file Social Security returns or pay my withheld taxes to the Feds. There ought to be major red flags for any MTSO who bounces checks or doesn't offer direct deposit; it could affect you in many other ways you are unaware of.


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Unless you cash the checks on the bank they are written on, you
have to cash them against funds in your own account. That's how the banks cover their behinds on NSF checks.
Don't cash it at your bank; make the trip to THEIRS
THEIR account will be charged, not yours.
The MTSO's bank that the checks are drawn on. I had the
nm
Anybody get direct deposit in their bank today ?????

They say it is my bank, but my bank has never made mistake before.


Hold it now !!! -- I know payday is Monday ---  but money is usually in my bank on Friday.  I certainly wish all involved with payroll, including payroll company, would think about this when holidays roll around. 


No work yesterday on my regularly schedule day, no work this morning, stay logged in -- I hate being changed to computer waiting 24 hours a day for a job to trickle that VR threw out.


I called the bank the check was drawn on and they said no upgrades at all to direct deposit and they
said that I was probably handed a line.  This latest stretch of the truth coupled with many others has me sending out resumes for a new change in 2006.  To me the writing is on the wall.  Though I really doubt they care if any of us leave.  I was on the same account for several years, suddenly switched without a reason which greatly impacted my pay, but yet find out from office staff my original account has plenty of work, so what gives?
those bonus checks aren't extra money...you would just get tw bigger checks rather than 3 checks

don't kid yourself


It depends on your bank not Keystrokes when they post it. When your bank opens it will be there, ar
Hope this helps. Their payroll department is very efficient. In fact, I feel dumb beside them. Very professional (not that they make me feel dumb).
A few days ago, there were messages they were bouncing checks, writing bad checks, etc. Search the A
x
I dont mind background checks, but why credit checks!!!! nm
xxxx
Is this an outright falsehood? I just looked up
Focus/Nuance and there are several press releases how strong their India workforce is, as a matter of fact, a leader of jobs in India. That was dated June. And the website itself says that they rely on their Global workforce. And that VR can cut MT costs 30%. Does that sound like a place which cares about American MTs? I can find nowhere on the web any official announcement that everything is on shore. Unless you have documentation to prove such a big announcement, please don't spread these kinds of rumors. From the press releases on the web, Focus is proud of their India connection and continues to support this style of outsourcing out of the USA the same as ever!
If you failed outright on a probationary period

A critical error would cause a total fail.  A QA can't just make these things up, they document on their end also.  Sounds like maybe a little less bashing the QA and a little more reflection on what you need to work on. 


That is an outright untruth! We are paid 3 cents less than our normal quote, at least I am.
I can't believe some of you want these great MTs to think you are not getting paid well for VR work. That just is totally not true. I have 2 clients on VR and the pay is the same if not 3 cpl less than standard transcription and with the VR the line counts do double and sometimes triple. So, to all MTs out here - DO NOT BELIEVE THE MTSO IS NOT PAID WELL OR PAID HALF FOR THEIR VR ACCOUNTS! That just is not true.

I have line rates from many hospitals using VR and the rates are fairly high and comparable to standard transcription.

And what is required to CASH IT !!!!
What does the accompanying letter with the check say. Anxious to know . . . surely could use my money now.
It is not petty cash to us...

my DH is obviously the one who has the six figure income, which has come from hard work by working for the same company for 24 years and being the best at what he does. Though we are blessed to have this income, we know that at anytime something can happen, so we don't have any debt other than the house and live within or below our means. You won't find a boat, RV, brand new cars, flat screen tv, etc here. Too many people trying to keep up with the Jones out there. As Dave Ramsey says, live like no one else so later on you can live like no one else.


It is not petty cash to us...

my DH is obviously the one who has the six figure income, which has come from hard work by working for the same company for 24 years and being the best at what he does. Though we are blessed to have this income, we know that at anytime something can happen, so we don't have any debt other than the house and live within or below our means. You won't find a boat, RV, brand new cars, flat screen tv, etc here. Too many people trying to keep up with the Jones out there. As Dave Ramsey says, live like no one else so later on you can live like no one else.


Not really "petty cash" sm
Honestly, my husband is the one making most of the money. He works 12 shifts and sometimes 14 hour shifts, rotating nights and days and any overtime offered, he takes it. So, making over 100K a year is very hard earned money with many time sacrifices.

Not everything is as rosey, as you seem to think, when you come across people making 100K + a year.

Another thing, our bills are just as high too.. and we ain't talking living in a big beautiful mansion of a house with BMWs in the driveway either. We are a middle class family, living in a middle class neighborhood with a middle class job, paying a mortgage and other bills just like everyone else.

Unfortunately, in our case, we started out in debt 20 years ago and are just starting to climb out of it slowly but surely. We finally were able to buy a decent house in a nicer neighborhood that is not crime ridden. So, I consider that good debt.



not if, like she said, it came out of petty cash -
key word petty, as in lower than required for reporting.


I was IC w/them and checks came on time. First checks were FedX'd to me on time! I left due to an
s
IC sounds strapped for cash sm
You should have been told before s/he gave you the work. Sounds like they are on a strict budget and can't pay you until they get paid, but they should have told you. Depending on how much you need the money/job, tell them you are sorry to hear but you assumed you would be receiving a weekly paycheck. Ask them to put it in writing that you will be paid and how much. Then, if you can't find anything else right away, do it until you can find other work. They shouldn't accept work they're not sure when they can pay you unless the discuss it with you first. Big issue, cash-strapped people everywhere. I don't think it's fair, but cash is king today and sometimes hospitals, etc., will wait 90 days - that's tough on everyone. She should be more strict with her own accounts and put 10 days payment or COD, otherwise s/he is going to have one nasty group (if any are left) working for her service. My heart goes out to you. I would never do this to anyone, would take it out of my grocery money if I had to, not fair to you.
can cash it but if bounces you lose

and may have to pay a bank penalty$.  I think it can take 2 weeks to clear. I guess they don't have direct deposit? Ask.  Google direct deposit procedures.  They give info on how this goes about.  If you do get the check Friday, call and ask if there are funds to cover it as you just cannot afford to pay for a bounced check.


I guess you could take them to labor board of your state.  Guess you could take to small claims court for your state.  Can google all this stuff.


Since she is talking about cash payments, sm
my next question would be whether this cash is being reported as income?  Hmmmm?
You could probably make some nice cash if -
you transcribed all that doctor trash-talking, then offered to SELL IT BACK TO THEM in exchange for NOT publishing it, or handing it over to their department-head.

Heh. Heh-heh.
LOL. That was funny. I like that petty cash thing :)
/
That's the attitude that keeps the suits rolling in cash.
=
I read $20 million, over $16 mil cash up front
In other words, serious dough.  I'd think a wee bonus to us 500 galley slaves might be in order.  Had many of us not been told ''MDI does not send work overseas, Dorothy would never do that'' when we were hired, I doubt we would feel so betrayed. 
Yeah, and when the Indian cash cow dries up, they'll
.
I am a shadow of my former self - angry, irritable, and strapped for cash.
dd
Great News!! I was able to cash the check yesterday. I called the branch directly and they said-sm

right now it was good.  I do live in another state but her bank was bought by a bank that is local to me.  I went there as soon as I could get there and they cashed the check for me!!!  She owes me another small check ($84 and change) which I still have not received.  I was beginning to think that I was never going to see this $$ (the last time I was able to cash a check from her was back in January).  I guess if I bug her enough I will get my other funds.  I think she just wants me to go away which I will as soon as I get all the funds owed me.  She also owes me a 1099 but I am not going to stress over that.  I still have my records.  Thanks all for your ideas. 


where is the job bank? please? nm
nm
OSI has no PTO bank
OSI has no PTO banks and has stopped paying extra for holidays. You will be paid extra only if you type minimum line quota which is impossible because there is never any work on holidays.

So what companies have PTO banks or other benefits for holidays? That was the question. Thank you.
Oh sure, I'm the CEO and I own a bank, and part of the
London Bridge, and all that good stuff. SHEESH! You all ask for some good things about the company, but through your crystal ball you see the future. I still say, go ahead and leave...you'll find out soon enough that all is not well with other companies. I know - I've BTDT. EVERY company has editing positions now - it's the next phase of transcription, but never ever will ALL transcription be done by this method. I will continue to transcribe with a POSITIVE attitude, while you and your "Current Transcender" buddy leave and live with a NEGATIVE attitude. Good luck to you!
Your bank should cover you for the
fraudulent use of your card. In the meantime, please file a police report on your daughter's friend. The ATM should have photos of her. Good luck to you--that's awful.
It's in their bank account, not yours
I, too, struggled with the 401K plan at Medware because they are about 6 months behind in making the employee contribution.  I finally withdrew from the plan because I could save more money on my own.
post is still in the job bank
nm
It is DD and usually in my bank on Saturday before
.
Depends on your bank
NM
Job Seekers/Job Bank
I never really noticed how many were coming on a daily basis before. They obviously haven't flocked to the other board. I think they have 7 postings for the whole month. Maybe companies just aren't hiring as much right now. I didn't notice the Job Bank before you said that. I never even think to look there. Maybe companies aren't thinking to post there, either.
you called their bank or yours?
x
I wonder if it is a bank thing?
See if they release the deposit before 2pm on Friday I get it on Saturday, but if they released it after 2pm I would not have gotten it until Monday. Maybe it is a bank thing?
mtjobs.com and the job bank here..sm
Both have employee jobs listed.  I know Med-Scribe, Focus (don't automatically count them out, not all have had bad experiences), WebmedX, eTransPlus and a couple others are hiring employees. 
Could the MT also take it to a branch of the bank...
On which it was drawn, and would it then be stamped NSF? I was thinking it might save her some money for that bounce-back NSF fee, provided it's drawn on a national bank like BofA or WF where there might be a branch close to her home.

I've never had to do this (thank goddess!), so I'm kind of taking a shot in the dark here.
My bank did it when it merged with another and I did not find out
until I got their notice of changes two weeks after they began. It was my personal account and both my mortgage and car checks bounced because of it.
MRC seems to be new around here & has an ad in the Job Bank with an Indian contact. Don't know
s
I had the same thing, not bounced but not in the bank. Will never do
it again. Once may be explainable. Twice or more there is no excuse.
I am able to pay my bills as have money in the bank but
I really would like to be able to get the check when it is due. Direct deposit and just checked, still not there. I love my job and really make a decent salary as opposed to some who are not but gosh, looks like we could get when we are supposed to. It is not like we are not paid, just not on the date we are told.
Mine is in my bank. I just checked! nm
m
Job bank used to have 3 or more pages of jobs.
x
if the check is from an out of state bank,
they usually put a hold on it.

If you have the funds to cover the check, put it in savings and transfer savings to checking. That way the hold is on the savings account.
it is not unusual for a bank to hold a
check over a certain amount for up to a week.
Are you saying your bank put a hold on your check - sm

Or that your employer is telling you that your check didn't clear because their bank has placed a hold on the checks? 


I'm asking because I worked for an MTSO who would always pay late or bounce checks and claim it was his bank's fault as they were placing extended holds on his deposits thereby funds not being available - supposedly. 


If it is your bank, then yes, they will place holds on the check until the funds clear the bank - anywhere from 3 days to 2 weeks, depending on their policy. 


If it is the MTSO, run, don't walk, away from this company.  I had this happen to me back in 2005/2006 and believe it or not, it is still happening and it is amazes me that companies like this can continue to do business this way.


bank account freeze
To anyone out there who is considering working for Preferred Transcriptions in Pennsylvania, I would say, keep far, far away.

My bank recently notified me of a 15-day hold on a check of theirs due to the account being frozen which means that it has a hold on it due to creditors. On top of that, they never pay on time. Most companies will pay in two weeks but here it is always at least three weeks after submission of invoice.

Have had no satisfaction from the company who are basically putting it on me. They said the check has cleared but refuse to provide documentation and are now ignoring my e-mails.

Will probably have to go to small claims court and just maybe, I will get my money. javascript:editor_insertHTML('text','');