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Thanks.. I really needed to have good family coverage.. I guess MDI is out for me.. nm

Posted By: Not sure which way to go.. on 2005-09-28
In Reply to: BC/BS - single is reasonable and good coverage... - MDI-FL

nm


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They do not pay anything on family coverage, IMO. That is why I would rather be an IC and buy

my own policy versus being an employee of a service.  When you think about it, being an employee for most of the services out there offers no real benefits at all.  I have found that the PTO that some of these companies offer as part of their benefits package is a crappy.  You basically get paid a base hourly rate for any PTO you take and that base rate never EVER equals what you actually make when typing.  So you are basically penalized for taking time off.


And health insurance benefit packages are a joke!  They pay nothing for family coverage and not to mention there is always the threat looming over your head that if your production falls, they can take your benefits away.


If I were you, I would either be an IC and buy your own policy or try to get on with a hospital that offers work at home MT jobs.  Hospitals are the only places that offer decent health insurance coverage for families.  I have my own accounts and bought a health insurance policy for my kids and I, but recently I took a job with a hospital just for the insurance.  So now I have my own accounts plus I work FT for a hospital from home.  I pay $175 a month for family coverage with a $1000 family deductible.  It was financially a smarter move for me to go to work as an employee with the hospital because I'm saving a bundle on insurance.


Again, let me say, I would NEVER go back to work as an employee for a service.  They don't offer anything that I would consider benefits.  You're better off buying your own policy.


Family coverage
is about $217 per pay period. I think you have to get this one if you have more than one child.
Yes they have family coverage

but I do not need that right now.  I have a schedule but they are flexible hours so that really helps.  Pay does include all spaces, but what I like is the direct deposit and the steady work.  I have been with Medware for 2 years and always have work.  If my primary is out they give you a back up account.  Finally my income meets my needs and I can move ahead with some things around the house that needed fixing.  Plus it's nice knowing I have good health insurance.


WMX has best overall family coverage
I absolutely agree 1000%!!! It has great benefits.
That is for family coverage.
Maybe there are people that might have had a different experience, but just giving my opinion. I have also heard their platform sucks before from other people.
I have it 2. Pay about $50 for full family coverage.
Yep, all maintenance is paid 100% - major stuff pays very well, too. I really like it, and have had it for years and years.  Nothing exciting, but good basic dental coverage. I like the $1000 a year per kid for braces! Sure helps with 3 in them!!  I think its just the normal probationary period til it starts - 3 months? Honestly don't remember reading anything about waiting a year for braces though. 
That's not bad for single, but I really need family coverage.
Anyone know what these companies preminums are like for family coverage.. Thanks.
Goodness. I have coverage for a family of 4 for
less than that.  I would have looked at options long ago. 
My family coverage amount
I work for Axolotl and our insurance just changed at the beginning of the year, but I pay 134.00 every 2 weeks for mine. It's Aetna PPO insurance. I have coverage for myself, son and husband.
WEBMDX FAMILY COVERAGE INS-Does anyone know how much it is?
nm
Are you looking for individual or family coverage?
X
Webmedx has the best overall family coverage plan.....nm

What is family health coverage like at AllType?
XX
I have single coverage - affordable - but don't know about family. Call them.
nm
Anyone know what Medware's ins. for family coverage runs. Thinking of applying
Just looking for a company that offers decent insurance for family coverage.
Is OSI's the cost family coverage fairly reasonable or sky-high? nm
xx
Are there ANY companies out there that actually offer decent family medical coverage??
Some are just downright ridiculous amounts. Right now, I am with a company that offers decent single coverage but the family is like $750 a month and I cannot just work for insurance. There has to be something left over to like....eat on... or pay bills. Any suggestions out there. I do have over 13 years of experience.
Would ya'll say that Medware's family ins coverage is relatively reasonable cost-wise? nm
xx
Thank you. Could you elaborate on the benefits, offer single medical coverage or family, PTO etc...
Thanks
I guess also hope you or anyone in your family
and the dictator is what you describe as freaking and the report gets typed somewhere else wrong...........  Learn to do them all.  We have to get around this as ESL is a big part of this profession. 
Guess If You Really Needed To Know....
You Would!
I guess I do ... well worth it for business, plus I make tons of LD calls to friends/family. nm
x
BC/BS - single is reasonable and good coverage...
Family is outrageously expensive. I know they are trying to change it, but still expensive.
Dental is thru Metlife (good coverage). sm
Platform is their own, uses ShortHand for expander.
Mine through them is Blue Cross PPO. Very good coverage.
I don't know if they offer other options or not.
No, not Humana. It's First Health. Pretty good coverage.
x
The current insurance is not bad. The coverage is decent, and they pay which is good. sm
I actually hope that they don't change, but I know that it is a big hassle for the office because they are in the middle. Too big to be individual coverage rates and too small for the best rates. I talked with the HR manager, and she told me that the rates they were given for one company tripled once all the worksheets were in. They based the price on the worst case scenario or worst health. Now they can get a flat rate but only if half of the FT employees sign up. I could here the frustration in her voice when I was talking to her. Insurance companies do not always play fair.
Good for you!!! Me too!! And I tell all my family and friends

I spoke to a clinic that is/was using it.  They said it was the worst thing they had ever seen.  You could actually have a rash on your face, but by the time the machine *reaches* out for the nearest sounding word, you may end up with some dread disease.  And face it, nobody but nobody has time to READ EVERY REPORT FOR ACCURACY AND CORRECTNESS this day and time. Well, by golly, come to think of it, that's what MEDICAL TRANSCRIPTIONISTS USED TO DO, before we were replaced by machines that can't spell or know a toenail from a hangnail in the grand scheme of things.


I'm like you, the first time I find something in my reports, they will hear from my lawyer.  I won't even waste the time being on hold, calling the hospital or doctor.


Keystrokes has new insurance (finally) that is reasonable and good coverage. sm
The cost for a single person is $404 per month but they pay 1/2, so it is $202 or $101 per pay check (1st and 15th). I received my papers and card and rx card last week and the coverage is better than the BCBS that I had with others. $20 per visit co-pay, instead of $50.
Luv it. Needed a good laugh. thanx.
nm
I make enough to support a family of 5 on my own with extra leftover...i would say that is good!!
x
No MT experience needed for test, really. Just good reference materials.
x
Pay suposed to be good per 5/06 post, but at that time you needed Emdat and had too many fields
s
Oh, guess it is good I didn't then:)
nm
Good guess. I'm one of the in-house
MTs that were tossed out.
My guess, your test is either really good or
s
I guess my original point was that it's not all good for all MTs

I was thrilled when KS called me, and I had really high hopes, in large part based on what I read here in this forum.  But my primary account dried up after the docs went to voice, and yet it's still my primary account -- with no work!  There are two of us attached to this account, even though there isn't enough work for one part-timer.  Lately I have been checking the account from 7:30 a.m. until 10 p.m., but there simply isn't anything to do.  The docs are doing their own work.  So why do we even have this account?


I too have a great relationship with my lead.  We talk on the phone every day, we e-mail every day, she regularly requests additional accounts for me, but still the work doesn't come.  It is truly a mystery, but based on some of the other comments on the boards, I'm not alone. 


I've already had two backup accounts fizzle out, and I'm waiting to train on a third -- but I'm only to do overflow and won't have any regular work from the account.


That is great for you that your accounts are steady and reliable, and I would love to be in the same situation.  I expected to be in that situation!  I'm used to 1400-1600 lines per shift.  I have had really good feedback from QA, so my work isn't an issue.  All I am doing is asking for enough work.  I thought that was why I was here.  I can't wait for accounts they hope to get in a week, a month, two months.  I have tried to give KS the benefit of the doubt, rationalizing that the accounts drying up is out of their control, but I need work and my family is counting on me to bring in a paycheck.  I've been waiting for work for five months.  Would you wait that long?


Well I guess I should have said good company not job. No I don't expect someone
to just hand me a good one. I am very capable of finding my own jobs. And for your information, I have a good full-time MT job that I have been with for the past 4 years. I'm looking for a part-time job with a good company. Sorry I hit a nerve with you. That is exactly why I have never posted on these boards. Ask a simple question and get snotty answers!!! Have a nice day.
I guess 17 years of ortho exp. isn't good enough for them

LOL Everyone I guess that says something good about a company is upper management.
Make sure you get your facts straight before you call me upper management.

If anyone would like to email me, then that is okay with me. I dont know how to add my email addy on here, but if you let me know how I would surely like to email you.
I guess the real test will be if the adminstrator removes the ad as a scam. They are very good at
looking after us and do try to help us from getting scammed. It also is incredibly sad the because of the state of the our profession when an ad like that does post so many people flock to it. Maybe, it was some kind of sick joke because things like that usually do not exist in our profession. Really gives me a red flag kind of feeling but you never know. Maybe it is a case of a company being started by MTs who have also been where we all are and want to make a difference. We havent' lost our ability to dream, have we??
YIKES... I guess I knew it sounded to good to be true. I wonder if anyone ever gets sign-on bonuses
at any company. Maybe we should take a survey on who actually gets a sign-on bonus. How depressing is that. Now I'm bummed.
The ad says they treat MTs like family ... what a family that must be! LOL nm

Guess we all can't be put on good accts. Gotta be there at the right time. Both of my accts.
s
She didn't say she didn't have a family. A family isn't just kids. sm

She also said she didn't have kids. Why do you think you're so much better  BECAUSE you have kids?  I am so sick of that attitude.  I don't have kids, never wanted them, but have been discriminated against in jobs because of it.  Everyone figured since I had no kids I could work all the time.  I said NO!  Just because I don't have kids doesn't mean I don't have a life or that my life is not important.   


BTW I work part time too. 


Hey, are you from Idaho too? Good guess huh? Just curious. I am in Idaho.
nm
I guess no news is good news! :-)
Thanks anyway!
MAYBE they only need coverage
during those times. They might have other employees/ICs that cover other times so they only need them then. If you don't want to work then, then don't work there. As an IC you do not have the right to jump in whenever. You only have the right to say I will work xx to xx; or say no, I will not work xx to xx.
I have the individual coverage
and it's about $17 per week.  United Healthcare, good plan.  250 deductable.  I wish I could help you more but I know my regular doctor is on the plan so I am quite happy with the coverage.  Hope that helps.
I pay $202 per month for just me. The coverage is sm
OK, not bad actually. I don't go to the doctor often though.
We apparently don't have the same coverage
I have been charged the deductible for office visits, which was a surprise to me when it happened. Also, many medications are $50 per co-payment.

If you are healthy and don't need it, I guess it's good insurance. If you use it, you pay a LOT out of pocket and now it will be worse.