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Yikes, does the company contribute toward your premium? sm

Posted By: as on 2007-06-06
In Reply to: Anyone pay less than $800 a month for family insurance?? I work for a small MTSO - Working for insurance

Wow, seems very high.  I've heard of $300 - $400 for a family plan monthly but never double. I know that a lot of places feel that you as the MT are saving travel, clothing, lunch money and getting a lot of perks working from home, but so are they by you doing it!  I do know plenty of people do work just for benefits though. If you're working for needed income just as much as benefits though....I'd check around.  Wow again!  Company I just got an offer from (didn't take it, they're bad) offered full family bennies for just over $300/month and it was a decent plan - good co-pay, deductible, etc. But it is one of the bigger MTSOs.  If it is a smaller one, they may not be contributing, just offering it to you.  It is possible to find one that contributes monthly toward your premium.


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Yikes!!! Excuse me. All I did was ask who the company might be. Did it occur to you that there are
some companies we might choose NOT to apply with, or have applied already with and turned down an offer, or just not interested in a particular company. Who said you were covering anything up??? I prefer to apply with companies that I WANT to apply with, not with a mystery employer. I'm giving out personal information and have a right to know who it is going to. Someone is very defensive. What did I ever do to you!!!!
I don't think you can still contribute
to a 401K at a previous job. You need to roll it over into an IRA is my understanding.

I'd recommend going to this website, http://www.daveramsey.com/ and on the right side under TRUSTED SERVICES click on the EPL INVESTMENT place to find a reputable investment broker in your locale.
Do companies really contribute to insurance?

I am not sure if it is where I live or what, but I just discussed employee status with my company, and they wanted over $450 a month for health insurance for a very high deductible plan (5000 family) with a copay (20%).  I specifically asked if the company paid part of that, and she said yes, 50%.


I went online to e-insurance and priced out a comparable policy, and it was around $200 a month for a family high-deductable policy with an HSA option.  How can it be that a group policy costs over 3 times what an individual policy costs?  Or do the companies fudge a little bit when they say 50%?  I find it really hard to believe that my company will not give me any kind of raise but will automatically pay $5400 a year towards my insurance without batting an eye.  (BTW, the other option was $850 a month which would put them paying over $10000 a year for insurance).


What am I missing here?


TransTech - is their insurance affordable? How much do they contribute? sm
For family coverage, about how much is the monthly premium?  Do they pay well?  Do you have to work a set schedule or can you get your lines in within a 24-hour window?  Thanks!
How could we start a running list, to each contribute to and could
Any ideas? Javabean, what do you think?
OMG! That is an awful benefit plan! Are you kidding me? You contribute nothing to the
cost of health insurance? One day of bereavement leave? You seem to be proud of this package. I would be hanging my head in shame were I you!
The premium is sm
275.00 for family per pay period. You won't be paying 1000.00 for family coverage. The yearly deductible is 1000.00, and these are both stated very clearly in the paperwork. Go back and re-read all the paperwork. Right now, you pay 213.83 per payperiod for family coverage.
It could be to keep the premium in the SM
same ballpark as it was.  I know TransHealth just changed from Blue Cross to another company because they couldn't keep the coverage without the premiums going way up (and they are in Tennessee also).
They pay 25% of the premium. nm
nm
There is a difficulty premium
rate for jobs that are rated more difficult than others. You get paid more but the difficulty decision is made higher up, you will know before you start that job whether they are higher pay or not. It doesn't sound like we have imput in this process but not sure.
It's $1000, and you would't believe what the premium is. nm
xxx
Do you know what the single premium is and when it
n/m
What is the single premium?
  I was checking out their website last night and going to sites trying to get some feedback on the company, looks promising.
Anyone know what the single premium is for
nm
They would have to pay a premium for STATs.
just have 24-48 hour turnaround. Whatever platform the hospital has, all they have to do is make sure their IC's have copies. The dictation would get to the IC electronically, just as it does with MTSOs.

But the gray areas aren't really what I was talking about. What I was wondering was, how many hospitals or clinics would want their work 100% Indian-transcribed? Especially if a bill were passed so that patients had the option to say whether their work was offshored or not. I know I, as a patient, would rather my op report or H&P were being typed by an English-speaking, accountable, AMERICAN independent contractor, than in some lawless foreign country 6,000 miles away.
Who figures out the difficulty premium

 see in the packet about difficulty premium and pay, but is every single dictator being assessed and listened to somehow and who is determining the difficulty?


What is Transcend's insurance like and premium for
nm
What is Transcend's insurance like and premium for
nm
What's the single premium for TransHealth's ins.,
nm
Premium Business Services
Anyone working for Premium Business Services?
A lot of the time the insurance premium comes out
I am not the person above who is paying those premiums, but there are also flexible spending accounts that sometimes help with healthcare.  With MT, you can supplement very easily by taking overflow or having a small account on the side.  Some people tend to take extra jobs.  In all my years, I can honestly say that I have never worked only one MT job.  I have always held a full-time job with side accounts.  I fortunately can now work full-time from home as an independent contractor, but I prefer piece work and making my own hours for the sake of my children at least for now.  I plan to maybe go back to in-house but not strictly transcription once my children are older.  Who knows what the future holds?  I think if you are a single Mom and have the willpower you can make a go of MT as long as you budget and know what is needed to survive and not just what is wanted to survive if you know what I mean.  I would never trade being at home when my kids come through the door for school for all of the money in the world.  I love it and so do they.
I think you're confusing the deductible with the premium. sm

Family coverage is not $1000 a month in premiums. 


How is the single coverage/premium at Keystrokes
nm
What's the single premium cost for Webmdx. Is it

nm


they don't pay their share of the premium in any pay period you drop below full-time line count..
x
Yikes!
Run for the hills! Don't get suckered into joining them cuz they may offer 10 cpl as it is not worth it; also not worth sacrificing every weekend for chump change. They say they offer competetive wages in their ads but yet they don't offer incentive or shift differential. No wonder everyone leaves as there are greener pastures.
Yikes!
x
Yikes.
I can't see any MTSO getting involved in this. I know plenty of MTSOs or their loyal workers read here. I warn people when I can and give credit to a good company when I run across them. If a company worries you, don't work for them. There are hundreds of companies to choose from. :-)
Yikes.
That is just terrible!
YIKES!
Just sounds like a bunch of people got up on the wrong side of the bed today. Everyone seems to be crabbing here. I know this is a company board, but why the personal attacks? I think possibly the attendings were not in lately maybe because of the holidays and a lot of docs who work for the Hospital Admitting dictated. It does not happen in droves all the time but it happens. And about people liking certain work types, that is good for the company, everyone just should be prepared to do everything if the company knows they have the talent. In my 20 years of experience things usually even out. Especially at a place as good a TT with the kind of leadership it has. Not to be goody goody, but if someone was worried about too much ESL or some other problem, why not just reduce stress instead of crabbing on this board. IMO. Of course now you can crab at me, but that's okay, I'll just have an egg nog and forget about it (see gab board). LOL
Yikes.
If you like coding, go back to school for that. No way should anyone be doing QA fresh out of school. Good luck to you!
Yikes!
That was the reason why I was thinking about applying was because my company has been very low on work almost all month, and I wanted something more stable. I guess I'll have to think twice about them then. Thanks for the heads up!
Yikes!
I would never give ANYONE copies of my pay stubs no matter who they were or what they said they needed them for! 
YIKES!

I saw an add posted on another forum and the address was Ohio.  Totally strange.  Indian-owned - - I will not apply.  Thank You! 


Yikes
Sounds like something Spheris would do.
Yikes!
We should all throw our shoes at whoever is in charge of that place!
See I did it again - yikes.
*hilarious

I think I should just call it quits right now :)
Yikes!
Ebonics at its finest.
Yikes!!!!! nm
nm
YIKES!!! nm
nm
Yikes!

WOW! This is absolutely ridiculous!  There are some really unhappy and mean people on this board.  It really isn't anyone's place to point out grammar/spelling mistakes.  I get emails all the time from my supervisors I work for with typos and incorrect grammar and puncuation in them - WHO CARES?  I do it as well - I am more relaxed in my correspondence, but when it comes to my job, I am extremely conscientious about it.  That's how I make my money.  And the companies know this.  They aren't going to fire you or dock your work because you left off a comma or used an elipses in the wrong form.  I also have a side business where I deal with the Mayor, City Council, and various others in government and they all write like me too! 


You posters who scream and belittle people for things like this really have issues.  Major control issues.  Get some help and leave the rest of these people alone.  Take a yoga class, do some meditation, go for a hike, have a couple cocktails - do something to relieve the stress and unhappiness in your lives.  You can't control the world, honestly.  To the posters who are like me and just relax when we write because we aren't getting paid to do otherwise, keep it up!  I definitely keeps the stress level down.  Don't let these OCD'ers and control freaks get to you - and most of all, don't get sucked into their pettiness. 


Soap box closed


YIKES!!
Better stay away from them too!!  Thanks :)
Yikes! Thanks for the info
NM
Yikes, someone is definitely misleading others. I
that Transcend is still offering 3 cpl incentive to work holidays.
Undercutting ... yikes!
That's not a great practice. That can hurt MTs in the long run because it lowers our pay. If the national can make that line rate, you should be worth it -- or at least darn near -- too! You really just shortchange yourself. Being competitive is one thing but undercutting is another. Make sure you know the difference!!! Competitive means you are within a cent or two of the competition. Undercutting means you accept way less, thus making it look like MTs in general just overcharge and don't deserve the higher pay. Keep it competitive but don't undercut! We deserve just as much as the nationals and maybe even more so don't hang yourself. If you give the impression that you're willing to do the same work for much less, you may have a really hard time raising rates later. Not to mention, other MTSOs will blacklist you for it and if you ever need a job, you may have difficulty finding one. MTSOs exchange info about undercutters all the time.

I speak from experience so just a word to the wise.
Yikes move on....
If this is how they hire people, imagine when it's payday!
Yikes! Got my answer.
Sorry you do not have enough work. Now I know not to bother.
No spellcheck? Yikes!
xx
Yikes. That's going to hurt your ck

Yikes! Thanks for the info.
nm
Yikes .. right, not write. nm