Info on stimulus payment...

Where do you go for this info? [2008-08-24]
I have been doing research and I found my grandfather's family that I had been told we all deceased, but I have a really hard time finding information. WOuld you mind sharing what resources you use to find things? I would really like to research more but I end up frustrated that I can't find anything. They always tell me there's stuff but then they want more and more money and I don't know how to research without spending a pretty nickel.

Need fibromyalgia info. [2008-08-09]
I know a lady who was just diagnosed with fibromyalgia. She has been suffering for well over a year and now almost two years. She has yet to break the pain cycle and feels that nothing will help her. She currently spends most of her time in bed. I just wanted to know if there were any tips or treatments that have worked for people with fibromyalgia that might help her too. So any information, books, etc. that you are willing to share would be much appreciated. Thanks in advance!!!

thanks for that info. it's inspiring to know about people's stories of weight loss. sm [2008-07-24]
a big majority of my problem is in my head, the way i think. i like to think of my self as being a positive person loving life, but i do have my days where i get down, especially about my weight. but i look at every day as a new day and i can always start over. i'll check out this website, thanks so much!

Here's her website info [2008-07-22]
http://www.helpfindcaylee.com/help

Tons of info here...........sm [2008-07-19]
http://www.creditinfocenter.com/rebuild/debt_validation.shtml

More info.. [2008-06-20]
First, her name is Dixie Lucille...she's precious! Second, I am in no way expecting her to be fully potty trained by now, my thing is she poops in her kennel, then gets it all over herself. She goes out at least every hour on the hour. She eats at 7, 12, and 5 every day, then goes out to potty, walk, etc. We did not get her from a *breeder* per se, a neighbor had pups so we got one from her. She was kept outside when she was with her family. We do the whole praise and treat thing when she goes outside. We play with her, we walk her regularly...I am a bit impatient by nature, guess that's something I need to work on. Anyway, thanks for all the advice. I My DH always wanted a Basset, so held out until he found one. She I'll keep y'all posted on her (and my) progress!

Can anyone help me with info regading setting up a service? [2008-06-10]
I am at a point in my life/marriage, where I need to start my own service rather than working as an IC. I need info/guidance on getting my own FTP site, whether I need to provide a system for docs to dictate to (handhelds?) etc. If anyone would be willing to help me, I would greatly appreciate it.

still no stimulus check ! [2008-06-10]
Anyone else still waiting for their check to arrive via snail mail? Mine was supposed to be here a month ago. I

Thanks for the info sm [2008-06-04]
I think my husband could probably change those too, but $100 each bearing, and it I I like my car alot, but if this is something that could be ongoing, i don we have a 1994 dodge dakota that we bought brand new and he maintains it and we never have problems with it. i just think some of this new technology on the cars isn't so great. thanks for your info! it helps to know what other people have done. there is a website i found topix.com that have a whole bunch of people on there that have had this problem and some of them said what they did to help the problem.

thanks for info sm [2008-06-04]
i don i think i will end up closing some of them. i think there are at least 10 or so of these credit card accounts that are open on my credit report that i don

For anyone who has received a stimulus check by mail, have you all gotten a letter about a week [2008-06-03]
before the check stating when it would be arriving.

Stimulus checks [2008-06-03]
I had a letter a few months ago but not a week before it should have been mailed. According to the website mine was to be mailed NO LATER than 5/23 - and I still don't have it. :(

Stimulus Letter [2008-06-03]
Even though I had my direct deposited, I actually got a letter two days after it was already deposited that it would be coming.

Well I got a notice from the IRS that I could expect my stimulus check by May 30 and I didnt [2008-05-30]
get it today. I will get mine by mail. I wonder how far off it comes from when they say it will come.

Would filing your taxes late affect your stimulus check? [2008-05-30]
We filed an extension, and then sent our return out about two weeks late. We are getting a refund, so it wasn It was just a complicated return and we were just procrastinators.

I agree. We have to pay out a lot. The stimulus checks should be for everyone! sm [2008-05-29]
I owed 4800 this year. BUT no stimulus check. Ok, fine, can accept that btu shoudnstimulus check go toward what I owe!!! Sorry but my bills are going up just like everone else so I donextra either??

you can do the Where's my stimulus form [2008-05-24]
on the IRS site

thanks for the info. we have well water too. sm [2008-05-16]
we have a water softener, and filters. not sure if maybe that is helping my stuff dinge out. thanks for the info on the bluing!

To all those wondering about stimulus checks SM [2008-05-12]
who are not direct deposit . . Got mine in the mail Friday and my last two numbers were 06.

more stimulus news . . . [2008-05-12]
I just found out that if you had you taxes done by a financial institution like HR Block and you chose to have their fee taken from your refund then you receive your stimulus by mailed check, so you should check the mailing schedule, not direct deposit

Tax stimulus [2008-05-09]
Anybody with a ss# ending in 00-09 get their stimulus in the mail yet? I am not referring to direct deposit...only via mail. My ss# falls in this category and I don't have a car. Don't want to waste money on a cab to the post office unless I have a pretty good indication that the check might be there. I live in GA. Thanks

try the where's my stimulus check tracker [2008-05-09]
x

Info on stimulus payment... [2008-05-09]
I looked on irs.gov and looked under where is my stimulus payment. It said if you did not send you taxes off until April 15 or close to April 15 you taxes weren't late but the taxes weren't processed by April 15. So you will not get your payment on that date on the schedule. It can be up to 6 weeks later. I mailed mine on April 15 so that is why I didn't get it today.

where's my stimulus tracker i mean [2008-05-08]
x

thanks for this info! nm [2008-05-04]
nm

What is your opinion of this? [2008-09-02]
The scenario is...a husband and wife who are limited financially. The husband is between jobs but gets a small unemployment payment each week. The wife works every day. They are driving somewhere and stop to get gas in their car and she asks him how much he is going to put in. He says ten dollars. She hands him $20 and tells him not to just get $10, but to go ahead and put more in, then she thinks about it and hands him $10 more and says just go ahead and get $40, and maybe it will last us through the week. He goes to the pump and pumps in $30!! Because she was looking at the gas pump to see if he was about finished and ready to go, she sees that he only pumped in $30. When he gets in the car, he doesn't say anything to her about the amount he got, and as he starts to leave the station he notices that she is angry! He realizes why and starts to tell her that he decided to keep the $10 to put gas in HIS car at home a little bit later. She feels like he cheated her in some way by taking the 30 and using it, but saving his own 10 (no matter what the reason) because when they originally pulled up to the gas station, he was planning to use the 10 he had and nothing more, yet after she voluntarily offered him the 30, he didn't use his 10 at all, and didn't even tell her that he was going to do it that way. This has caused a really big fight between them that she says is rocking their marriage. They are at the point of not speaking to each other over this! What is your opinion about this story? btw, this isn it's a lady I talk to on another forum (some back ground information on him...he is notorious for getting 5 and 10 dollars worth of gas at a time, and having to keep stopping for gas many times because that much just doesna few dollars worth! She gets really upset with him for doing it this way and says that he should take the total amount that he will be getting in small increments and put that whole amount in at once. She says it will go further)

Autism Speaks [2008-09-02]
Hello, I'm doing a walk for Autism Speaks on Sep. 20th in Mn. If you'd like to check out my page it's: http://www.walknowforautism.org/minneapolis/team/teamderrian Any donations are greatly appreciated in this battle for a cure or even info as to why this is happening! Let your family, friends, or anybody you can think of know of this great cause and you can help just by getting the word autism out there and educating people person by person. Thanks!

I just ordered Bare Minerals makeup. [2008-08-31]
I The money back guarantee sounded good. I see Cover Girl, Maybelline and others are now using the same concept. Any info, thoughts or suggestions? TIA

More you can do to get the word out [2008-08-30]
Please pass the word along .... This toy, the Pimple Ball, has a single hole and a bell inside. It is made in 3 sizes. The dog gets the toy in the mouth, a vacuum effect is created because there is only 1 hole. If the vacuum is not broken immediately, vascular flow to the tongue starts to be impacted. The more force applied to remove the ball, the more stuck it becomes. If unsupervised while playing, the dog can reach a major state of distress before anyone realizes what has happened. The dog featured in this heartbreaking story is not the only animal that has been injured bythis toy. If you have a vet that you frequent, make his office aware (I emailed the info to mine). I also called our largest doy supply distributor locally, and he pulled the toy off the racks as we spoke. I know as of 2 weeks ago there was a petition started on the web asking Four Paws Inc to recall this toy until they correct the single hole issue.

Another possible recall. [2008-08-29]
Thanks for posting that info. That is a terrible thing. I just caught the tail end of this story yesterday on the local news. I'm not sure if it is a full recall or just a warning but there is a hazard with some type of Simplicity baby basinets and cribs. I guess the area is too large for standards and the childs head can get stuck and suffocate in the mattress. I haven't had the opportunity to research and find out the full details but just jotted down what I could quickly.

Before the post gets buried below regarding credit - very long message sm [2008-08-24]
I just wanted to share with the posters who were considering bankruptcy. Unless you are on the verge of losing your home, I would strongly encourage you to consider another option. Bankruptcy does not just go away after a few years. It Even if you rebuild your credit afterwards, it A friend and my in-laws also filed bankruptcy in the past. My in-laws filed over 20 years ago and have recovered financially but it My husband is a credit card spender. I would only spend when I had the cash and did not depend on credit. It didn Our spending habits combined nearly led to our financial demise a few years back too. This is what I did and I hope you give it a try and it works for you too. I started with a complete inventory of all of our bills, separating them into three categories. Home (mortgage and utilities) Credit cards - (lowest balance to highest balance regardless of the APR) Miscellaneous bills (entertainment, clothing, food, gas, fast food, etc.) Since the Home category is pretty consistent every month, I set up a budget for that first. I went back through our utility bill for the year prior and chose the highest month bill of the year and added that amount to our mortgage amount. Next, I reviewed our telephone, internet, and television (satellite) bills. On average, I was paying about 230.00 per month for them all combined. Way too much in my opinion. I started shopping around and found a bundle package with Verizon. Now I pay 153.00 per month for unlimited long distance telephone, satellite TV, and DSL service. Saved $77.00 per month, just doing that. Then I added this amount to the mortgage and utilities. This totalled amount is what I know I absolutely have to pay every month and I better make sure it's in the account. Next, I did the Miscellaneous. I I started going over what was spent where and learned that we spent a lot more than we really needed to. I set up a weekly grocery budget and a fun budget. If there was anything extra at the end of the week, it was divided evenly between the two and added to the next week. I do this every week until the end of the month. If there is anything left over, that amount is divided in half again and half is divided again and added to the following week's budget (grocery and fun), the other half is locked away in the savings account. The money for monthly gas was a little trickier when the gas prices skyrocketed. I first had a set limit for gas each week but did have to adjust that. I did manage to adjust it a little bit upwards and still be able to pay the cards down (see below.) Also, every time I spend cash, no matter if the amount is $5.01 and all I need is a penny, I don Instead, I will give them $6.00 and get 0.99 change to put in my giant size espresso cup of change. When the cup gets full, the change is rolled and turned in to the bank as a deposit into the savings account. My cup last gave me $281.00 change to put in the savings account. That was in March. It Nobody touches the cup! They might lose a finger or even a hand! That being said, and having two set amounts for each budget, I then subtracted that amount, plus the Household amount from our combined monthly income. Lastly came the dreaded credit cards. To be honest, I was floored when I learned just how much credit card debt we had. My husband had wracked up over $40,000.00 in credit card debt alone. Since he paid his own credit card bills each month, I had no idea. Even worse than that, he is very inconsistent about paying his bills on time so he had late charges and the interest rates were way the heck up there. It was terrible. I took each of his cards most current statements and started from the lowest to highest balance. The lowest one was about 1200.00 but the interest rate on it by that time was 22%. This is where I started. I had him call the company and basically gave him a script to go by (my name wasn He requested a decrease in his APR on each and every card. Two of the five card companies agreed on the first call. The 22% card was reduced to 11% so they cut it in half. Not as low as I would like but it was a start. Another card was up to 31% and they reduced that to 20%. The other three didn't budge the first time. This is where I made two The first one was MS Money software. I highly recommend it. You can set up your checking, savings accounts, print your checks, balance your checkbook in about 5 minutes, pretty much a no brainer software that really keeps you in line with your bills and spending as long as you remember to faithfully enter any debit card purchase in your check register provided with the software. It will also link to many banks to update your balances online. You can also set it up to remind you for upcoming bills. (Maybe if the husband had used this earlier, we would not have been in this situation?) The second purchase was about $8.00. An accordion file folder for the monthly statements. Husband always threw his away and I cana dumb idea that is. KEEP them. Organize the tabs for each bill and put your statement in when you pay each bill. I also write the date and the amount when I make a payment somewhere on the statement, then keep them in chronological order. The actual payments came next. The smallest balance card was paid off first. All of other cards only got the minimum payment PLUS $1 more. I started doing this just for my own peace of mind I guess but I learned later that this actually helped us a bit when negotiating the lower APRs on the three more stubborn cards. It may have only been $1 extra but it was EXTRA payment and, believe it or not, they do look at that. Excluding the card to be paid off first, I added up the minimum payments of the remaining four cards (plus the extra dollar to each of those) and decided on an amount to pay the lowest balance card to get that balance moving toward 0 as fast as I could. In this case, I decided on 200.00. This left me with a little over 200.00 extra (I call it mad money but it really goes into savings anyway -planning ahead for birthdays, auto insurance, Christmas, and emergencies.) I had that card paid off relatively quickly in a few months. When it was paid off, the card was cancelled and that 200.00 was added to the minimum payment (plus $1) on the next lowest balance card. After the first month of this, once again, had the husband call his credit card company and ask for a reduction in his APR. This time it was granted. Should also mention that this card was one of the three that refused the request the first time. The first six months or so of this wasa mildly painful transition. He was used to whipping out a credit card, I was used to having cash on hand for whatever I wanted. It wasn't going to happen anymore. Finally, I wasdown to the last remaining card (754.00 per month payment by this time, having applied the payments for each card to the next as they were paid off.) When I got to this point, I started shopping around for cards with rewards programs and started comparing those cards. The last card I was paying on also had a rewards program but not quite what I wanted. I wanted to know if the terms were negotiable. It was! How about that! So, instead of losing a valuable customer the card company decided to keep me. Now I get 3% back on purchases of most things as long as I pay the balance in full every month (which I do). Any kind of air or rail travel purchased with the card is a 6% reward. I no longer use a debit card. The husband is not allowed to get a credit card again but instead, takes a certain amount of cash every week. Say what you want but he got us into this mess pretty much so he has to live with it now. It I find that I average about 400.00 per month AFTER the rewards bonuses kick in so essentially I am able to bank another $354.00 per month in savings. It adds up quicker than you might think. Should also mention that we have two teens still at home and they can really be expensive. They were made a part of the plan and do their part to help out too. Their contribution is mostly the avoidance of fast food all the time. They can come home and have a meal or eat before they leave. Things like that. Sorry for the lengthy post but hopefully I can help anyone else get out of a potentially bad financial situation like we faced.

P.S. [2008-08-24]
Forgot to add... I will increase my car paymentafter the last credit card is paid off too so... it will essentially triple what my car payment is now and I will have it completely paid off much sooner. If it You really do. Then, when you have it all paid, just think of the money you will be saving every single month and how fast your savings will grow! After that, you can start checking into making that money make even MORE for you later. IRAs, CDs... lots of options out there but you need to investigate every available one.

That is some wonderful information - sm [2008-08-24]
I am in a similar situation, though a lot more in the hole, about $80K between the 2 of us, unfortunately my DH is the one that has no idea. I am to the point where I have to tell him too. I will call all my CC companies though and see if I can negotiate a better interest rate, only behind on 1 account and this was this month, just did not have $650 to make the payment. I need to see a lawyer first though before I confess in case this goes the divorce route, want to know where I stand and if it is possible I would lose my kids over my financial irresponsibility; I know he would fight me for the kids though he cannot deal with having them so he would probably do it just to spite me and make the kids miserable in the process. I am trying to figure out how to tell him, in a note, in person (however I am afraid of him as he has threatened me before but has never physically harmed me--afraid this might send him over the edge as he has undiagnosed depression), I am leaning toward a note, take the kids out for the day or several hours, come back and discuss the solutions I have mapped out in my head. In our case staying together and working togehter is the best plan I think, though I would proabably walk off debt free in a divorce because of the splitting of assets, he would actually end up with debt, so it would be to his advantage to stay together. I still love my DH, but I do put up with a lot of crud. I am just afraid of change I guess and for myself and my kids. My friends are scared too, my family knows nothing of this nor does his family. Anyone have any good advice on how to tell him w/o ending up getting killed in the process?

This may be a little late but hope you read the post and it helps [2008-08-24]
There are many sites you can go to. The one I frequent the most is a genealogy forum. Below are some sites I go to often... http://genforum.genealogy.com/ http://www.cyndislist.com/ http://www.familysearch.org/eng/default.asp http://www.familytreesearcher.com/ http://www.rootsweb.ancestry.com/ http://www.cousinconnect.com/ http://freebmd.rootsweb.com/ Then if I'm stumped sometimes I'll type in last name and the town and/or country they were born in and a whole bunch of info can be found. I hope the above links have helped. I haven't been to this site in awhile so forgot to check back on my original message. I did find out that one of my husbands great, great (don't know how many greats) married Robert the Bruce, and I found that my grandmother's uncle was the mayor of Preston England. I've found a website that has pics of him. Also is interesting to find out what type of people our in our history. One of my husband's great uncles dressed as a woman to leave ireland (don't know why), and one of his great great uncles was an outlaw from the wild wild west days. It's great fun.

OT - sorry [2008-08-23]
I know you stated that you only wanted insurance info, but I had a friend that underwent this procedure. Yes, it worked, and she was satisfied after carefully selecting the surgeon and losing the weight. But it is interesting that the surgery basically prevents you from eating much unless you really force the issue. It causes quite a bit of digestive discomfort to eat. So it seems like all one needs is something that causes dyspepsia. I know I have dyspepsia and have lost a lot of weight recently. My labs came back normal, and I can't figure it out, but I thought it was intersting.

Credit Card Debt Counseling [2008-08-21]
http://www.cccsatl.org/index.asp?_method=viewsc=43cn=486md=debtmanagement Here It is called Consumer Credit Counseling Services. They are legit. Now back when hubs and I did it about 15 years ago, there were no computers, per se, so we went on site to an office. I don We did it, completed it, and it was great. However, they cut your credit cards up in front of you and put them in a huge jar (at least they did back then). Once you join, there are no more credit cards. What CCCS does is works with your creditors to reduce interest rates, payment size, etc. because they are networked. You then make one lump payment to CCCS and they disburse the money. They also take into consideration your income. I think that Also, this is what tells them how long it will take to pay off the debt. Just beware though that if you are behind on payments, sometimes certain creditors do not accept CCCS, so they may hassle you still and some just plain won Believe me, even though we are not late on payments, we had in the past 3 years so much personal stuff go on (sickness, death, etc.) that we have racked up some debt ourselves and may try CCCS again, as one card we have raised the rate to 33% interest because we have a high balance. We make regular payments. All in all, itbad mark but yet a good mark on your credit report for using CCCS. Check with them about that though, as I do not know the specifics. It is way better than bankruptcy... Hope you find some relief soon! My thoughts are with you... I

try to negotiate for a lower APR before going to CCC & use the word "hardship" [2008-08-21]
Search Google for credit info center they have great advice there. Try to negotiate for a lower APR yourself first. First call and threaten to cancel, (but do not cancel if they don't help!) and that might get you a lower APR. If that fails write or call back,you have to say the word hardship to them to really work with you if you are not 60 days past due...that is the magic word. Their hardship plan and CCCS looks the same on your credit report, at least you control it by doing it yourself. HTH :)

i would recommend something different, [2008-08-19]
like calorieking.com It focuses on the nutrition as well as weight loss. but you don if you like it, subscription is $55/yr. and their site has LOTS of info, recipes, forums, etc. i did that the first year and learned alot; didn't work at it consistently and lost 15 lbs still. now i am just doing the food/exercise journal with their best little calorie book, for way less $ and that is working for me. but rather than 'diet' (i hate that word!)you want to make changes that are something you can live with, permanently.

Thanks - unfortuntely it did not say [2008-08-19]
I had a feeling if I did it too long it would be too strong, but not long enough and there would be no flavor. Thanks for the info. I'll do it 60 minutes.

Natural remedies...tea bags, cucumbers, potato slices.... [2008-08-19]
I used to use cucumbers, but any of these will work....check out these web sites for more info, too.... http://www.darkcirclesgone.com/homeremedies.html http://www.wikihow.com/Get-Rid-of-Black-Circles-Under-Your-Eyes http://www.care2.com/greenliving/quick-fix-for-under-eye-bags.html

MS Word and Excel question [2008-08-18]
Does anyone know what formula to put in (in Excel) to bring in info from another page in a document? Also, are any of you familiar enough with Word and Excel to know if there is much difference between the 2003 versions and the 2007 versions? Any tips? Thanks!

keep away from older people who [2008-08-07]
had chicken pox when they were young as they will now get shingles. They itch, redden, but if you touch them they burn like the devil. They used to give Zovirax, but all my info is 20 years old, probably should go see MD.

HELP!! CANCER [2008-08-07]
Hi, My uncle has Ductal Eccrine Adeno Carcinoma. The Doctor Does anyone know of anyonewho has it ( it is rare)and any info. you can give on the subject will be greatly appreciated. Thanks, MT

I posted this around the 4th of July...sm [2008-08-06]
I wrote this: >>> One of my dogs has a little bit of a problem with loud noises such as fireworks and thunderstorms. He doesn't get too terribly upset (likes to hide, refuses to go outside for awhile even after it's quieted down), but I happened to read an article about how using peppermint oil on the dog's paw pads helps to really calm them, so I'm going to give it a try this year. It has to be real peppermint oil (not the kind found in the grocery store in the baking section), so I went to a local health food store and bought a bottle. You put the oil on a cotton pad, then put some on each of the dog's paws. I did a Google search and found a lot of comments from people saying it worked for their dog. (Just type in 'thunderstorms peppermint oil.') >>> I can tell you, it worked! It lasted for about 3-4 hours. You might want to give it a try. You don't say how young your puppy is, but if he's really young, you might want to check w/your vet just to make sure it's safe to use on a puppy. There is also some sort of vest that is sold that wraps around the dog and makes them feel secure. I haven't tried that though. You also want to avoid unintentionally reinforcing the dog's fearful behavior by comforting/petting the dog too much when it's afraid. Just act like it's no big deal, and say positive things like 'You're okay, buddy!' and go on about your business. Also, I haven't looked at the links that the other poster gave you, but there is probably a lot of great info. there on Cesar Millan's (the Dog Whisperer) website. I love him!

You really ARE psychic...sm [2008-08-04]
A foster program was going to be my suggestion. Our newspaper had a story about pet fostering for military personnel in my area. To the OP: Also try asking the humane shelter or your vet(s) if they know of foster families/groups. I worked for a vet years ago, and you would be surprised what kind of info they share with other animal agencies/groups. Give your daughter my best wishes.

Did I mention... [2008-08-04]
You sound so much like me! And I am 36 also! I am already dreading the daughter-in-law thing! You know with girls, they always want their moms around, with boys, it is pretty much up to whoever he marries! I wanna babysit the grandkids! Time to kiss butt to the new daughter-in-law, hope I like her!!!! Does anyone have any recommendations as far as good companies to work for? You know, not too big, with good QA people. I don't need fulltime or benefits. Thanks for any info!

Hey JSS sm [2008-07-31]
Info on YR just in case you haven When Noah returns from summer camp he will be played by an older actor. He is Kevin Schmidt and is 20 in real life. I really don Michael Gross from Family Ties will start in August playing Michael

Thank you very much [2008-07-28]
I was able to find some excerpts from it online. I He definitely has more lows than he does highs and he can be very irritable and impulsive. As I said in my post, I had taken him to see a child psychologist, but I didn I I I just feel so defeated in trying to deal with him. I have 2 other children that don Yes, they can be trying, but not to this point. Sometimes, my son just gets so enraged that I I think part of it may be the middle child syndrome, but I try very hard to treat all of my kids equally. If anything, I give him more attention because he demands more. Sometimes, I feel like I The other 2 definitely give in a lot to him to make things easier, especially the older one. He The youngest is a typical 5-year-old, but he will listen to me when I mean business. I Once a child is labeled, that sticks with him throughout his schooling years. I His teacher last year was a close friend of mine and she was very helpful. She noted some problems, of course not to the extent that he causes at home, and she was able to deal with him. I think it Again, thank you for your helpful info. I'm going to look into this further.

No problem. [2008-07-22]
You may pay a little more on the front end with monthly premiums but sometimes it is worth it. It definitely is for me. I think it mostly depends on how much you use the benefits. You can check the BCBS website for more info on plans if you want.

I have had my phone number for 6+ years. [2008-07-21]
When I first received it I kept receiving calls from agencies for a specific person. I told them this was not their number, etc., and had no idea who this person was. After a while, they stopped calling; but now after 6 years I am getting them again for new debts, so this person is using my number (which may have been their old one) still. I just tell them I have had this number xxx years and this person repeatedly uses it for their info and eventually they quit calling. I did have to speak with a manager once, and after that they stopped.