We all second guess ourselves but sm

I guess he is being good now [2008-08-26]
he is scared sh*tless that the one person who is supposed to love and protect him above all others is ready to send him off to live with strangers.

depends i guess [2008-08-21]
on the cost of the insurance, vs the possible cost of injuries. personally i think you'd have to have a racehorse or breeding stock or something for it to be worthwhile...

China bailed out some large US companies. I guess we are [2008-08-07]
nm

I Guess That's Why They Call It The Blues" Elton John [2008-07-25]
xx

I guess that depends on the area you're in [2008-07-07]
I live in a very rural community and those old attitudes still hold true for the most part when hiring medical office personnel. However, when it comes to hiring medical office managers, they are looking for new hires with Bachelor With all the new HIPAA laws and Medicare requirements, in addition to the many other federal regulations, they definitely are expecting a lot more. Most of the offices in my area have 1 of 2 situations happening: Either A) youor B) you're a new hire with a Bachelor's degree in tow. I gotta say, Associate Even the business school I went to to obtain my Associate At the time, this business school offered primarily 12-month diploma programs with only a few 2-year Associate programs Unfortunately, as the market becomes more and more competitive, you will find that an Associate If you can, it would probably be in your better interest to go for the Bachelor A Bachelor Associate

guess what [2008-07-01]
That makes us even - because I am having a hard time believing you! If there was a significant bite, something would have been done. Been there & done that. Again, concentrate on what your child needs, not what you need to make yourself feel righteous.

Guess the address was too long..trying again..sm [2008-06-29]
http://www.helpguide.org/mental/ domestic_violence_abuse_help_treatment_prevention.htm

You could try a broom I guess, but [2008-06-22]
I've been bitten by a garter snake before and it was no big deal. They just have short teeth so they won't get fangs caught in you or anything. Or you could try lifting him with tongs and putting him into a pillowcase. He would slow down if your house was cold. That's all I can think of. I got to watch a cat playing with a lizard last week. I felt bad for the lizard, but the cat sure was cute playing with it.

I guess one more reason [2008-06-18]
to be thankful for our jobs at home!

We can only guess, and [2008-05-18]
one possibility would be a stressful home situation that has her so stressed out that her immune system is failing. One yeast growth gets out of control, thinking can get very fuzzy. She needs relief from the stress and somebody to take care of her physical condition. That's supposed to be her parents, but something is going on there. Just my guess.

We all second guess ourselves but---sm [2008-05-11]
Keep up the great work. My daughters are 19 and 23 but I had the same standards you have. They did not get cell phones until high school, they could not wear tank tops that their bras would show. They had curfews. My 19 year old still does when she comes home from college 1 a.m. She hates it but I want to sleep at night. I went to all of their activities even though I could have been doing my own thing because they were my children and that is what we are suppose to do. That I always knew where they were, did not let them get involved with children that we knew the parents were drug addicts etc. They have recently told me that were glad that morals were instilled in them That they now know what is right and wrong because so many people they meet in college have parents who realy dont care and have no morals. Someday your children will tell you they appreciate the way you brought them up. HAPPY MOTHERS DAY

Guess what......it still goes on in high school too.....sm [2008-05-09]
I have a 16 year old in 10th grade, and some girls are just cruel....

Guess work, I think she wants to move here [2008-05-02]
or up in Amarillo with her sister. She told me to save my newspapers because she is going to start packing. I said pack what? she said my whatnots I asked where are you going? she said she is looking for a place. She doesn Her house is falling down around her. (it really is but the last time H and I talked to her about it she started boo hooing.). She also wants to take my 6 year old with her to Amarillo this summar because she doesn I asked how long she planned to stay (because she will have my daughter) but she did not really give me an answer. My take is that she really has not made detailed plans yet she just wants to go. She is disappointed with gas being so high though and she is afraid she won I guess with a person like that, one has to be patient. She is so indecisive, H is the same way and it is so frustrating because I am the type that likes to know what to expect. LOL .

part of the uniform I guess . . [2008-04-16]
I saw them on Larry King and I really feel sorry for them.

No, probably not. I guess that's why I'm not an atty! nm [2008-04-13]

OK, I guess I really don't care. I like the new board. [2008-04-11]
x

Let me guess again [2008-04-11]
You're the same who has been arguing the same nonsensical points for the last 2 days. Three words for you: LET IT GO...breathe...LET IT GO. Nobody cares!

Ewww, I got a 1. Guess I better go make it a 5....nm [2008-04-07]

Just a guess - and I googled it LOL [2008-04-02]
Primatene mist - $$$$

Guess you dont watch Judge Judy, huh? [2008-03-26]
x

I guess that is it, they were home yesterday [2008-03-25]
so needless to say I got nothing done. Thanks!

I guess I'm not qualified to answer your question because [2008-03-14]
I still have a land line, but I thought I'd tell you why I still have it. :-) I, too, have children at home and that is the very reason I still have a land line. Even if the babysitter has a mobile phone, what if the battery went dead? What if something happened to her and your child didn't know how to operate the babysitter's phone? I think it is very important to have a land line and teach the child(ren) in the home how to use it in case of an emergency. While it does cost a little more each month, to me it is worth the comfort of knowing that if there was an emergency, there would definitely be a working phone in the home.

taking a guess... [2008-03-14]
Witches of Eastwick? (has a Nicholson-type of sarcasm)

Dirty Dancing...(can you guess?) [2008-03-13]
Nobody puts Baby in a corner. Go back to your playpen, Baby.

Ok, they clawed up an ottoman of mine and guess what? [2008-03-11]
I got more furniture but kept the old scratched up ottoman, moved in the hallway and they are happy furbabies- go there and continue to scratch like they please. They are happy and so am I. My answer would be never to declaw- even though mine inside just do not find it necessary.

thoughts?... [2008-09-04]
The only thing I think when I see anything about this story ~ and I haven I hope I I remember following the Susan Smith case when those sweet boys first disappeared and I thought in my heart of hearts that they would be okay. I guess that sort of jaded me for everything that has come along since. The Elizabeth Smart case certainly turned out better than I expected, though.

do you watch the news? [2008-09-03]
I guess it's good not to, nothing good is ever on.

Thanks Anna [2008-09-02]
I am glad they like us and want to spend time here, just not every weekend. I think part of it is that I am pregnant and hormonal. I am also used to having little to no family (especially in-laws) and its just a huge adjustment. Another part is that I donbad guy but I guess sometimes I will have to if I don't want the mess. Husbands don't think of things like wives do. Its unfair of me to expect him to. Third, our son never spends substantial time over there unless we are with him. BUT, next time he is complaining he's bored maybe I'll tell him to call his uncle and see if he can come over. They can return the favor once in a while.

Seems to be like there is more to this story... [2008-09-02]
Part of me says it but another part can see the selfishness behind it. I don't know what I would do in this situation. My husband and I usually mutually see what each other has and are both left with equal in their wallets - unless one has plans for needing more and it would eliminate another ATM trip. I guess a lot would depend if they keep their money separate or have a joint account. With a joint account, its really not his and hers but being separate it becomes more personal for me. In the same breath, they are married and whether he has a job or not you vow to care for one another in times of need...this might be one of those times, unless he's a dead beat and just doesn't want to get a job and she feels she is being taken advantage of in other ways like she pays for everything while he still buys things for his hobbies, beer, etc.

Well... [2008-09-02]
My husband and I share expenses and our money goes all into one account so we don't argue about whose money is whose. I guess maybe that is why I am not understanding why she was mad. If it was that big of a problem and she needs money, she should ask for the money back.

I'm on the semi-slob scale [2008-08-30]
I guess I would rate my self as a 2. I have cleaning supplies. In the past I have tried a lot but found a couple that I like. Mostly because of the way they make the house smell. The only time I use hand sanitizer is after I've picked up a package of chicken at the grocery store (a lot of times the juice leaks out). I do find myself washing my hands after I come home from the grocery store, but only when my husband reminds me. Otherwise I would probably let it go and even eat something before washing my hands. The only thing I do that would constitue as a phobia is if I have to use the restroom I will line the toilet seat with tissue if they don't have any of those sanitary toilet seat covers and 2 I use my foot to flush the toilet. I never touch the flusher with my hand.

Apparently they are setting a certain amount you can use and if you go beyond that they can [2008-08-30]
either disconnect you for a year or charge you for the extra that you use. This is Comcast. I expect all the internet companies will follow suit so many are saying the internet as we know it is now going to change and become more expensive to use and we will only be allowed a base amount of usage for our flat fee we pay and beyond that we may have to pay extra for however much more we use in increments. Time will tell what happens I guess. What can you do.

Another possible recall. [2008-08-29]
Thanks for posting that info. That is a terrible thing. I just caught the tail end of this story yesterday on the local news. I'm not sure if it is a full recall or just a warning but there is a hazard with some type of Simplicity baby basinets and cribs. I guess the area is too large for standards and the childs head can get stuck and suffocate in the mattress. I haven't had the opportunity to research and find out the full details but just jotted down what I could quickly.

Exactly! [2008-08-29]
My dad watched the show and I guess they took her in for fraud and theft? I guess she took some checks from a girlfriend and used them. Why they are doing this now, I don't know? But hopefully it's just to get her back into custody till they can charge her with bigger things! I will be watching later, as I am on the West Coast.

Our ChowChow was like that too - [2008-08-28]
Our kids were older when we had him but he was very protective of the kids. Didn't matter if they were ours or not. When they were here, he felt they were his responsibility and he wasn't about to let anyone get between him and the kids if he didn't know who coming into the yard. It was really strange that if he was out there with the kids and a parent showed up to pick up their kid, it was as if he knew them already, even if he had never seen them before. I guess he could sense that one of his precious kids belonged to the parent or something. He was a good doggy too.

Who REALLY knows? [2008-08-27]
As usual, there are conflicting opinions among those with experience and intellect enough to take an educated guess about global warming. The rest of us just hear tidbits and have no clue what's what. It's basically like rooting for whatever sports team you decide to support. I think being respectful to our planet is a good thing regardless.

Sean is cuckoo!! And, no, she cannot sing! [2008-08-26]
When they first introduced her on the she, she tried to explain all the negativity about her in the tabloids (years ago) and that she was not crazy. They may show last week's show before the new one tonight. On last week's show, Sean got drunk! They were having dinner and everyone was having a glass of wine. Sean had glasses of wine! She was talking crazy and interrupting everyone. When they finished dinner, they sat around a campfire and Sean really showed how crazy she was. Everyone was really shocked at how much she was drinking and the stupid stuff she was saying. When they left the campfire, Sean stayed praying in front of the campfire!?! Back at the house, everyone went to bed and Sean was running up and down the hallway going into everyone's room and waking them up - especially Sebastian! They even showed security trying to keep an eye on her. Irene left the house saying she did not have to put up with that craziness. I'm not sure if she came back but I guess I'll see tonight. It was really weird. Also, try to catch Outsiders Inn. This is a show with Maureen McCormack (Brady Bunch), Carnie Wilson, and Bobby Brown and they are trying to run a bed and breakfast!! This usually comes on after Gone Country.

I would agree with the ODD, but [2008-08-26]
not the ADHD. I None of them believe he has ADHD. He does very well in school, high honor roll (only 1st grade) and is extremely intelligent. I I would definitely agree with you on the ODD and even bought a book that was recommended by a developmental pediatrician that I She recommended it to numerous parents of difficult children, but I don It basically tells you to count it out -- you know those annoying people you hear in the stores telling little Susie or Johnny to come down off that shelf - 1, you Okay, so the kid I don He shows remorse for the things he I just keep thinking I can get through to him. Only time will tell, I guess.

mother started with a story from her [2008-08-24]
grandfather about his mother having a picture over her bed of general bragg, her father. this started about 1959 or so. I knew all my grandparents (one grandmother died in 2000 at 90)and I also knew three of my great-grandparents. By the time Mother got through, we were all in the UDC and qualified for colonial dames and DAR (I guess yankees got all our money and we haven't had any since!). My gm's family was part of the stephen f austin old 300 who settled Texas. My gm was a past President of the Texas Division of the UDC, just because of a story grandpa bob told one Thanksgiving. I think Mother said start with family bibles and death certificates. This will take untold amounts of time and effort. Our vacation memories from 1959 on are mostly of tombstones in Texas, Louisiana, North Carolina and Mobile, Alabama. And, of course, like most of us, I just have to say I am an American because by now there are just too many hyphens to think about! We did not even get to my gf, who was the first one born here in 1904 from swedish immigrants. I was the one who accidentally found a bjorkland on the ships roster of the titanic. Even the relatives in sweden did not know about him. Poor young man may have been coming here to meet with my great-gp's for all we know. When I think how interesting history could have been in school! I was so bored and in fact, it is fascinating, especially if you find any tidbit details about the actual people and what their lives were like. They were so constricted by peers and the times; just think, that old aunt everybody bragged on her cooking could today be a world renown chef. There was a PBS story about some black women in the south known for their quilting skills and the patterns they made up. Who knows how many today could have been famous artists? I see a lot of talent going to waste on walls of graffiti and overpasses. Some of these kids are remarkable, or could be. good luck with your tree chasing.

I just don't its right to generalize about people.sm [2008-08-24]
Not everyone is in financial straits because they live beyond their means so to speak whatever that means. Sometimes you lose your job. Sometimes you have an illness or an injury. When did trying to pay utilities, rent, food, just basic needs become living beyond your means. I'm living beyond my means I guess because I can barely afford the necessities. What do I cut out? Electricity? Food? Shelter? I don't even have TV because where I live you need satellite to get any channels and I can't afford it. (Don't really miss it though). I need my phone and ISP to bring in the little money I do make. We all don't have a second income to fall back on. Please don't generalize that people are in debt for things you think they don't need.

Before the post gets buried below regarding credit - very long message sm [2008-08-24]
I just wanted to share with the posters who were considering bankruptcy. Unless you are on the verge of losing your home, I would strongly encourage you to consider another option. Bankruptcy does not just go away after a few years. It Even if you rebuild your credit afterwards, it A friend and my in-laws also filed bankruptcy in the past. My in-laws filed over 20 years ago and have recovered financially but it My husband is a credit card spender. I would only spend when I had the cash and did not depend on credit. It didn Our spending habits combined nearly led to our financial demise a few years back too. This is what I did and I hope you give it a try and it works for you too. I started with a complete inventory of all of our bills, separating them into three categories. Home (mortgage and utilities) Credit cards - (lowest balance to highest balance regardless of the APR) Miscellaneous bills (entertainment, clothing, food, gas, fast food, etc.) Since the Home category is pretty consistent every month, I set up a budget for that first. I went back through our utility bill for the year prior and chose the highest month bill of the year and added that amount to our mortgage amount. Next, I reviewed our telephone, internet, and television (satellite) bills. On average, I was paying about 230.00 per month for them all combined. Way too much in my opinion. I started shopping around and found a bundle package with Verizon. Now I pay 153.00 per month for unlimited long distance telephone, satellite TV, and DSL service. Saved $77.00 per month, just doing that. Then I added this amount to the mortgage and utilities. This totalled amount is what I know I absolutely have to pay every month and I better make sure it's in the account. Next, I did the Miscellaneous. I I started going over what was spent where and learned that we spent a lot more than we really needed to. I set up a weekly grocery budget and a fun budget. If there was anything extra at the end of the week, it was divided evenly between the two and added to the next week. I do this every week until the end of the month. If there is anything left over, that amount is divided in half again and half is divided again and added to the following week's budget (grocery and fun), the other half is locked away in the savings account. The money for monthly gas was a little trickier when the gas prices skyrocketed. I first had a set limit for gas each week but did have to adjust that. I did manage to adjust it a little bit upwards and still be able to pay the cards down (see below.) Also, every time I spend cash, no matter if the amount is $5.01 and all I need is a penny, I don Instead, I will give them $6.00 and get 0.99 change to put in my giant size espresso cup of change. When the cup gets full, the change is rolled and turned in to the bank as a deposit into the savings account. My cup last gave me $281.00 change to put in the savings account. That was in March. It Nobody touches the cup! They might lose a finger or even a hand! That being said, and having two set amounts for each budget, I then subtracted that amount, plus the Household amount from our combined monthly income. Lastly came the dreaded credit cards. To be honest, I was floored when I learned just how much credit card debt we had. My husband had wracked up over $40,000.00 in credit card debt alone. Since he paid his own credit card bills each month, I had no idea. Even worse than that, he is very inconsistent about paying his bills on time so he had late charges and the interest rates were way the heck up there. It was terrible. I took each of his cards most current statements and started from the lowest to highest balance. The lowest one was about 1200.00 but the interest rate on it by that time was 22%. This is where I started. I had him call the company and basically gave him a script to go by (my name wasn He requested a decrease in his APR on each and every card. Two of the five card companies agreed on the first call. The 22% card was reduced to 11% so they cut it in half. Not as low as I would like but it was a start. Another card was up to 31% and they reduced that to 20%. The other three didn't budge the first time. This is where I made two The first one was MS Money software. I highly recommend it. You can set up your checking, savings accounts, print your checks, balance your checkbook in about 5 minutes, pretty much a no brainer software that really keeps you in line with your bills and spending as long as you remember to faithfully enter any debit card purchase in your check register provided with the software. It will also link to many banks to update your balances online. You can also set it up to remind you for upcoming bills. (Maybe if the husband had used this earlier, we would not have been in this situation?) The second purchase was about $8.00. An accordion file folder for the monthly statements. Husband always threw his away and I cana dumb idea that is. KEEP them. Organize the tabs for each bill and put your statement in when you pay each bill. I also write the date and the amount when I make a payment somewhere on the statement, then keep them in chronological order. The actual payments came next. The smallest balance card was paid off first. All of other cards only got the minimum payment PLUS $1 more. I started doing this just for my own peace of mind I guess but I learned later that this actually helped us a bit when negotiating the lower APRs on the three more stubborn cards. It may have only been $1 extra but it was EXTRA payment and, believe it or not, they do look at that. Excluding the card to be paid off first, I added up the minimum payments of the remaining four cards (plus the extra dollar to each of those) and decided on an amount to pay the lowest balance card to get that balance moving toward 0 as fast as I could. In this case, I decided on 200.00. This left me with a little over 200.00 extra (I call it mad money but it really goes into savings anyway -planning ahead for birthdays, auto insurance, Christmas, and emergencies.) I had that card paid off relatively quickly in a few months. When it was paid off, the card was cancelled and that 200.00 was added to the minimum payment (plus $1) on the next lowest balance card. After the first month of this, once again, had the husband call his credit card company and ask for a reduction in his APR. This time it was granted. Should also mention that this card was one of the three that refused the request the first time. The first six months or so of this wasa mildly painful transition. He was used to whipping out a credit card, I was used to having cash on hand for whatever I wanted. It wasn't going to happen anymore. Finally, I wasdown to the last remaining card (754.00 per month payment by this time, having applied the payments for each card to the next as they were paid off.) When I got to this point, I started shopping around for cards with rewards programs and started comparing those cards. The last card I was paying on also had a rewards program but not quite what I wanted. I wanted to know if the terms were negotiable. It was! How about that! So, instead of losing a valuable customer the card company decided to keep me. Now I get 3% back on purchases of most things as long as I pay the balance in full every month (which I do). Any kind of air or rail travel purchased with the card is a 6% reward. I no longer use a debit card. The husband is not allowed to get a credit card again but instead, takes a certain amount of cash every week. Say what you want but he got us into this mess pretty much so he has to live with it now. It I find that I average about 400.00 per month AFTER the rewards bonuses kick in so essentially I am able to bank another $354.00 per month in savings. It adds up quicker than you might think. Should also mention that we have two teens still at home and they can really be expensive. They were made a part of the plan and do their part to help out too. Their contribution is mostly the avoidance of fast food all the time. They can come home and have a meal or eat before they leave. Things like that. Sorry for the lengthy post but hopefully I can help anyone else get out of a potentially bad financial situation like we faced.

That is some wonderful information - sm [2008-08-24]
I am in a similar situation, though a lot more in the hole, about $80K between the 2 of us, unfortunately my DH is the one that has no idea. I am to the point where I have to tell him too. I will call all my CC companies though and see if I can negotiate a better interest rate, only behind on 1 account and this was this month, just did not have $650 to make the payment. I need to see a lawyer first though before I confess in case this goes the divorce route, want to know where I stand and if it is possible I would lose my kids over my financial irresponsibility; I know he would fight me for the kids though he cannot deal with having them so he would probably do it just to spite me and make the kids miserable in the process. I am trying to figure out how to tell him, in a note, in person (however I am afraid of him as he has threatened me before but has never physically harmed me--afraid this might send him over the edge as he has undiagnosed depression), I am leaning toward a note, take the kids out for the day or several hours, come back and discuss the solutions I have mapped out in my head. In our case staying together and working togehter is the best plan I think, though I would proabably walk off debt free in a divorce because of the splitting of assets, he would actually end up with debt, so it would be to his advantage to stay together. I still love my DH, but I do put up with a lot of crud. I am just afraid of change I guess and for myself and my kids. My friends are scared too, my family knows nothing of this nor does his family. Anyone have any good advice on how to tell him w/o ending up getting killed in the process?

thanks, good idea too. - sm [2008-08-24]
Yes, it is only when he drinks too, more than normal. He drinks every day about 9-12 beers a day, when he hits the 12-14 mark which luckily is not often that is when it gets nasty around here. Per se I am not afraid of him, though I get a bit jumpy on the nights he gets mean. I am going to hope for the best in the long run that we can talk this out w/o any violence, that we go to counseling, he goes to get medication for his depression (he self medicates with the alcohol obviously)...have tried to get him to do this a few times, he gets the pills but refuses to take them, and obviously that he quits drinking. The most he has gone in the 14 years I have been with him is 3 weeks w/o drinking. Life could be very good for us if all that falls into place. He is constantly calling himself a loser, so that is my main reason for being afraid to tell him I guess, just another notch in his self-perceived life of failure. But I like your opening statement. More to think about.

I understand that some children are upset [2008-08-23]
when they learn the truth, but can honestly say that I never thought twice about it once I found out the truth. Actucally it wasn't so much finding out, it was just being old enough to realize the impossibility of Santa. My children are now old enough that they no longer believe and they were fine with it when they found out. I guess it would depend on the children. Our family always focused more on the reason for the season and not Santa, maybe that made it easier.

It's definitely been worth it for us... [2008-08-21]
We only have experience with Veterinary Pet Insurance (just go to Google and type in Itmale Rottie who had bone cancer, and our little female Rottie who just recently had immune-mediated thrombocytopenia (!) of all things. I guess if you Our dogs are like our kids, so we will spend whatever is necessary on their vet care if they get sick or hurt. Having the insurance gives me the peace of mind of knowing that no matter what the treatment costs, we will be reimbursed at least part of it, so that It doesn It LOL You go to the vet you want, pay for services, then fax (or mail) the claim form and receipt and VPI mails you a check pretty quickly for part of the cost. We just pay for the policy once a year from out tax return, but you can make monthly payments if you want. You can chose lesscoverage (lower cost) or more coverage (higher cost) and optional routine coverage for vaccines and stuff. I think you can still get an online quote. It is expensive if you want a policy on a senior animal, which is why I didn My one regret is that I never had VPI insurance for my Siberian Husky, Wiley. I spent so much on his vet care over the years with his chronic tooth issues and then cancer andjoint disease. I Insurance would have saved me a fortune.

Well... [2008-08-21]
Yeah, unless you become anorexic and not eat. I guess that would keep you skinny. I am sure it affects people differently.

yes, the dogs are left outside to run around, right next to a very busy road sm [2008-08-20]
yesterday i took my son to ball practice to see if he wanted to join. the friend i talked about in this post, his mom was there. (i knew the boy played ball, that so i told my son that we so i that he had already had two broken bones. she said that her husband (the dad that kicked the dog), has had several broken bones, from wrecks and she said when he was younger, he used to fight (like street fighting type stuff, not boxing). but she said that he doesn i thought to myself, i guess he just beats up dogs now. i it even if there is no child abuse going on, the kids are going to think it's ok to hurt animals. thanks for your opinions

In a church [2008-08-19]
with a full catholic mass and I guess what you'd call a traditional receptionist.

Is it hard to find considerate people these days? sm [2008-08-18]
seems like no one is considerate of anyone else anymore. I dropped a few friends because of it. A recent friend is being inconsiderate also, husband wonders why I still do things with her. Well, you know, you can People are late, don The way of the world these days I guess.

'Brown-Eyed Girl', because it is the most [2008-08-13]
I guess those 'Clear Channel' clones really like that song.