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in your bank account by direct deposit OR

Posted By: MQ MT -- is the money already deposited on 2005-09-02
In Reply to: It's already been deposited in my IPay account. How can it be a live check? - nm

just showing up in ipay?  Mine says assistance with verification available at ________ . . . . THIS IS NOT A CHECK -- void non-negotiable.


Is the money in your bank today 09/02/2005?




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Most often direct deposit into your account or a regular mailed check. nm
s
Don't be afraid to do direct deposit. Your company has no way of accessing your account
I've used direct deposit from the first time it was offered with MRC over 10+ years ago. I've never had a problem.
MQ direct deposit
On Friday if payday on Saturday.  On Monday if pay day Sunday.  .
MQ direct deposit
As a rule, when the pay date is on Sunday I usually have my deposit in the account on Saturday a.m. The last pay date I think fell on a Saturday and that was deposited on Friday a.m.
They don't do direct deposit for IC's.
Nobody at SS answered my e-mails.
Direct Deposit
Independent contractors cannot receive direct deposit typically as a standard course of events, I am told, because that would be treating them like an employee, and not appropriate for the IRS and accounting purposes.
Direct deposit
I would love direct deposit!  I have worked for many services as an IC and most offer it but currently do not have it.  I miss it so much!
no direct deposit either...this is what I do...
I'm an IC for 2 companies that don't provide direct deposit and I just found that waiting on snail mail to bring my check was too undependable.  I now have my checks sent overnight.  Sure I have to pay for the charge of it but it is worth knowing when my money will be here.  Most companies will do this if you ask them to and they just deduct it from your pay.  I don't know your situation but I am able to use this expense on my taxes each year, so I definite feel that it is worth it.
Direct deposit - do you have it?

At my present job, I do not have direct deposit.  I really miss it.  It's frustrating me.  A small thing, yet irritating! 


 


Do you have DD?


Direct Deposit
I also have direct deposit. I get paid every other Thursday, and by Thursday morning my check is in my account. That's just my experience. Maybe you should call the company and see if there's a problem. Has it ever been late before?
If you get direct deposit set up
(if your company offers it), then you won't have to wait for snail mail. But no company is going to predict what day your check is going to hit your mailbox. Pay day is the day checks are cut and sent out.


No direct deposit, huh?
x
direct deposit??
I have never done this kind of work before and signed up to work with a lady from qmedet solutions.  She wants my bank account number to direct deposit my check.  I am leary of doing this because she didn't check references or want to see a resume.  We emailed back and forth, she called me to explain the job and then requested my personal information.  Is this the way everyone works?
direct deposit??
I have never done this before and wanted to know if this sounds legit.  I placed my job information on a site for MTs.  I received an email from a lady who works for qmedet solutions saying that she wanted to hire me.  We emailed back and forth about whether I was interested and then she called me to discuss the job.  She then emailed me forms to fill out my personal information including my bank account number for direct deposit.  I just want to make sure that this is normal because she didn't get any personal references from me nor did she request any kind of resume.
MQ direct deposit on Friday, is NOT
correct! Is paid on the 10th and 25th, if those dys fall on a Sat/Sun, then your check does not go in until the following Monday...how it is & how it's always been.

As other's advised, check the 2005 payroll schedule, maybe print it out for your referrences?
About offering direct deposit.
Klaar is getting ready to offer direct deposit (again). Oh boy, gotta wonder if they formerly offered it, then canceled it, and are ready to offer it again (soon).
Did you know that not everyone can get direct deposit for their businesses? sm
There are a lot of factors, and banks will not take on a small company. They want to provide services for bigger companies that have a lot of money going through their accounts.

I deal with one of the biggest banks in the country and they will not let me do direct deposit until we deposit over $100,000 per month or it is not worth it for them.

The smaller banks in my area do not even offer it.

All I can do is get checks out on time and correctly.
EVERY MTSO CAN get direct deposit
There are many payroll management companies that offer this service for a small fee. Do a Google search for ADP, Paychex, Gorrie Reagan.....THere are several.

Even if you cannot get it done via your bank, there are many other ways it can be done. Having to wait on a paycheck to come in the mail is very difficult for most of us. I also spend $50 a month to have my check overnighted. I am currently looking to move to a company who DOES offer direct deposit.
Used to be by check, now direct deposit.
x
Love my direct deposit. nm
x
I wouldn't know what to do without direct deposit...
The money is always there when it's supposed to be and if you want to go on vacation or something you don't have to worry about getting your paycheck and going to the bank. I have never had a problem with DD and I have been using it for 12+ years.
Love direct deposit, too! sm
I've had it for the last 10 years, everywhere I have worked. Never a problem. I'm more leery of getting checks in the mail now, since some of my mail comes opened, like my check stub today. I do most of my banking and bill paying online now. I feel safer with that than the mail anymore.  Hubby used to have direct deposit at his old job but not at this job. With direct deposit, it's usually posted when I get up in the morning. I have to wait to go to the bank when he gets home from work around 4:30.  What a pain. 
Question about direct deposit
I have direct deposit with my company.  We get paid the 15th and 30th.  Today is the 21st and I still don't have a deposit.  I thought the money goes in quicker with direct deposit.  Before I complain, just wondered if this was normal. 
For anyone who has ever done direct deposit, why does it sometimes come right away in the morning an
odd but I have never done DD so dont really understand how it is routed through the fed and the bank. 
Nope. I had direct deposit and
It was in the bank 2-3 days before actual payday. I worked for them almost a year. BTW, Nuance (American company) bought them out over a year ago.
What does Indymac have to do with your MT direct deposit? sm
Sounds more like they want to hold on to their money a few extra days.
Time to sign up for direct deposit.

Only way to go.  My mail"girl" delivers usually at 11:30 a.m., but on her days off I don't get the mail sometimes until after the bank is closed.


If your company doesn't offer direct deposit, the I guess the only thing you can do is sit and wait for the mail.  Frustrating, isn't it?


MTSOs who DO NOT offer direct deposit
MTSOs who do not offer direct deposit...please consider contacting a company like ADP or Paychex or your bank in order to find out that offering such a service is not very expensive. I was offered a job by a company in MA and did not accept it when I found out they did not offer direct deposit.

Many MTs are struggling financially. This would be a tremendous help (direct deposit) and also make your company more appealing to potential employees/ICs.
No true. ICs can have direct deposit but it is called
an ACH transfer. Same thing. Kind of like when you pay a bill on line from your bank.

We have both ICs and employees, and we cleared this with our lawyer and the IRS.
LOL! You forgot direct deposit info. ;-) nm
x
most companies are using direct deposit now I thought. (nm)
x
I've always worked for nationals and had direct deposit so I have not experienced this.
I understand your plight, but like you, I have bills to meet and they would not understand for cut me slack if I was late on my payments.  So, the first time a check was late, I would just excuse it as an oversight, but if it happened again, I'd politely walk away and neer look back. I think it's rude and unnecessary to treat others that way. Unfortunately too many small MTSO seem to have this problem balancing the checkbook from the sounds of thing on here.
MQ - direct deposit always in acct. Fri. if pay date falls on Sun. anyone having this problem 2day?
nm
I live in PA. I dont have Ipay. I got the actual check in the mail not on direct deposit. It said
they miscalculated the lines and sorry for the inconvenience. I have been on DQS for 2 years and now they send a check for miscalculating the lines.
Take the money from your own bank account
I agree..The things *she* donates are from manufacturers that get a plug on her show or from the people who watch her show and donate to her Angel Network. Even when she donated cars, the people who got them had to pay the tax and registration on the cars, which came to a few thousand dollars each.  These people could not even afford to buy new cars and they are gonna come up with a few thousand for taxes, etc.?  Oprah is out of touch with the real world.  I think Stedman Graham said it best on one of her shows, he told Oprah she was not nice.  She seemed shocked and asked well, who is nice and he said Gayle King, her best friend.  Oprah is pompous and acts like she thinks she is smarter and better than others..She isnt in my book.  Come on, Oprah, how much of your billions are you gonna spend in your life time?  Dont take the money from the public who watch your show..take it from your own bank account.
Submit invoice; get check. Won't give bank account
.
AccuSTAT in Wisconsin is hiring for an ER account. See the Job Bank for specifics. IC position. NM
xx
I only have 1 direct account so far and have not encounted - sm
any real nastiness. I know the main doc got a little PO's at me a few weeks ago as the work was a day later than normal (I had had an accident and couldn't type 1 night), but her assistant explained to her my problem and I never heard another thing about it. More and more they have called me during the day asking for immediate TAT of some rush work (though it really was not that urgent and could have waited until morning); that is more difficult to deal with and I hope it does not become a habit, they do it about once a month now. I don't deal with the OM much but deal with the main doc's personal assistant and she likes me even though we have never actually met. The other doc in the practice is a piece of work though, he got mad me for a mistake the staff made, they did explain to him that is was not me but they never did come clean to him about what actually happened (they accidentally erased his dictation), they were very vague to him and he commented in his re-dictation to me about it. But everyone there has a problem with him, so far I have flown under the radar and intend to keep it that way when it comes to this doc...he is definately hostile and negative.
Any good ideas where to look. Job Bank and Resume bank not working.
I think they must be waiting for a tech for repairs.
What is the difference between an acute care account and a multispecialty account??..nm
nm
Wow what bank
did your son use?

I recently had my debit card number stolen when I was visiting in Toronto. My bank's fraud department called me within a day of the fraudulent charges. They had already denied 2 of them, and the one that did go through I was refunded every dime of. I guess I have a pretty good bank! (Wells Fargo).

The cop that I talked to when I filed a report said that they have one guy who does nothing but take the fraud calls every day, that is how many there are now. One poor little old lady had her entire account cleaned out, and on top of that the people somehow managed to SELL her HOUSE out from under her. I don't know exactly how they did that but she was not able to get it back, she was pretty much SOL. I guess it makes good sense to check to see how your bank deals with fraud and what the policy is on giving you back your money.

Also his advice was to get a shredder, and the kind that shreds both ways, and he told me that he even blocked out his address on his car registration. He says he never has anything in his car that has any personal info like that on it. I thought that was interesting and did not even know that was okay to do. But I guess if a cop is doing it it must be!
I've never had a problem switching from account to account.
The problem I had was being switched too soon. If I don't get one account spec solidly in my memory with QA feedback on mistakes before starting another, I get confused. The other problem I had with former jobs was inconsistent QA. One person tells you one thing, another person tells you another.

Lately, I don't have a problem with it. Right now, my binder has 8 account specs (some I've never had to use) and I'm picking up a new weekend job for a while. The terminology and report formats stay basically the same. It's just all those little preferences. LOL
just called the bank and

Sure it is SS that is late and not your bank? They have to
build deposit files and it may be the banking system having problems.

Just trying to help.
Since your a former bank manager- how can I get
my credit score up?  My husband and I want to buy a house with no down payment and the lender said that we need to get our credit score up 18 points to do this.  How?  He mentioned paying our credit cards down to almost a zero balance.  What else can we do?  And how fast could we do it?
Resume Bank.
http://resumes.mtstars.com
Hey former bank manager, what
does the "came way" mean?  Is that a banking term?
Smile all the way to the bank!
nm
I would. My son got his job at the bank he believes by
hope it didn't get cut off.
If you bank with Wachovia they have/are

sending 400 call center jobs to India, which also means they have access to your financial information.  I use a local credit union, but have a home equity loan with Wachovia and with that they gave us, checking, savings, credit, debit accounts.  I have closed all but the home equity account so far and told them why.  I'm currently in the process of shopping rates to open a new home equity loan too. 


No telling how many more banks/credit card companies are doing the same.


Talk to your bank
With DD, your bank statement is proof that the company paid you or not. With checks or prepaid credit cards, if it's lost in the mail YOU have no proof it wasn't sent. If it gets screwed up in adding it to the card, YOU have no proof the MTSO is at fault and you have to fight with Visa.

The MTSO is correct in refusing to tell you which other MTs get Visa--they have a right to privacy.

The main problem I can see with Visa is that it's just inappropriate. You'll be forced to spend every penny you earn AND spend it at an establishment that takes Visa. How do you plan on saving? How do you plan to pay your insurance and other expenses? What if your children need $10 for school?

You also may be subjected to fees and/or expiration of the funds on the card.

Why don't you talk to your bank about the safety of direct deposit? Perhaps if they can calm any unfounded fears you have, you can be paid in a more appropriate manner.