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Serving Over 20,000 US Medical Transcriptionists

Do you know what the single premium is and when it

Posted By: kicks in? Thanks. n/m on 2008-01-02
In Reply to: Webmedx does. - I WORK THERE

n/m


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What is the single premium?
  I was checking out their website last night and going to sites trying to get some feedback on the company, looks promising.
Anyone know what the single premium is for
nm
What's the single premium for TransHealth's ins.,
nm
How is the single coverage/premium at Keystrokes
nm
What's the single premium cost for Webmdx. Is it

nm


The premium is sm
275.00 for family per pay period. You won't be paying 1000.00 for family coverage. The yearly deductible is 1000.00, and these are both stated very clearly in the paperwork. Go back and re-read all the paperwork. Right now, you pay 213.83 per payperiod for family coverage.
It could be to keep the premium in the SM
same ballpark as it was.  I know TransHealth just changed from Blue Cross to another company because they couldn't keep the coverage without the premiums going way up (and they are in Tennessee also).
They pay 25% of the premium. nm
nm
There is a difficulty premium
rate for jobs that are rated more difficult than others. You get paid more but the difficulty decision is made higher up, you will know before you start that job whether they are higher pay or not. It doesn't sound like we have imput in this process but not sure.
It's $1000, and you would't believe what the premium is. nm
xxx
They would have to pay a premium for STATs.
just have 24-48 hour turnaround. Whatever platform the hospital has, all they have to do is make sure their IC's have copies. The dictation would get to the IC electronically, just as it does with MTSOs.

But the gray areas aren't really what I was talking about. What I was wondering was, how many hospitals or clinics would want their work 100% Indian-transcribed? Especially if a bill were passed so that patients had the option to say whether their work was offshored or not. I know I, as a patient, would rather my op report or H&P were being typed by an English-speaking, accountable, AMERICAN independent contractor, than in some lawless foreign country 6,000 miles away.
Who figures out the difficulty premium

 see in the packet about difficulty premium and pay, but is every single dictator being assessed and listened to somehow and who is determining the difficulty?


What is Transcend's insurance like and premium for
nm
What is Transcend's insurance like and premium for
nm
Premium Business Services
Anyone working for Premium Business Services?
A lot of the time the insurance premium comes out
I am not the person above who is paying those premiums, but there are also flexible spending accounts that sometimes help with healthcare.  With MT, you can supplement very easily by taking overflow or having a small account on the side.  Some people tend to take extra jobs.  In all my years, I can honestly say that I have never worked only one MT job.  I have always held a full-time job with side accounts.  I fortunately can now work full-time from home as an independent contractor, but I prefer piece work and making my own hours for the sake of my children at least for now.  I plan to maybe go back to in-house but not strictly transcription once my children are older.  Who knows what the future holds?  I think if you are a single Mom and have the willpower you can make a go of MT as long as you budget and know what is needed to survive and not just what is wanted to survive if you know what I mean.  I would never trade being at home when my kids come through the door for school for all of the money in the world.  I love it and so do they.
I think you're confusing the deductible with the premium. sm

Family coverage is not $1000 a month in premiums. 


Yikes, does the company contribute toward your premium? sm
Wow, seems very high.  I've heard of $300 - $400 for a family plan monthly but never double. I know that a lot of places feel that you as the MT are saving travel, clothing, lunch money and getting a lot of perks working from home, but so are they by you doing it!  I do know plenty of people do work just for benefits though. If you're working for needed income just as much as benefits though....I'd check around.  Wow again!  Company I just got an offer from (didn't take it, they're bad) offered full family bennies for just over $300/month and it was a decent plan - good co-pay, deductible, etc. But it is one of the bigger MTSOs.  If it is a smaller one, they may not be contributing, just offering it to you.  It is possible to find one that contributes monthly toward your premium.
they don't pay their share of the premium in any pay period you drop below full-time line count..
x
Not a single one. nm
s
$500.00/single

I am not a single
mother but I empathize those who are and who are trying to raise a family on their own doing this. If not for my husband's income I wouldn't be able to survive on my own. Thats my point, a woman no matter what should be able to be self-sufficient and chosing this as a career will not give you that security.
Another single mom MT here

Yes, it can be done.  It isn't easy by any means, but it is possible if you are fortunate to be working for a good company.   


I have supported both my child and I solely on my income as a work-at-home MT.  For a little over a year I picked up some typing on the side for a few hours on the weekends for non-MT related businesses.  That at least paid for the phone bill.  I didn't and still don't owe much of anything, so that's a help.  I have one credit card that I use for groceries and gas, it gives cash back rewards and it's paid off in full every month. I almost own my home with the bank owning a mere pittance. There is no fancy car, no yearly vacations where I actually leave the town I live in, and I've had my TV for 8 years, after my grandmother owned it for 6 years.  Criminey, I don't even subscribe to any magazines.  All books come from the library, all newspapers are read online. I have automatic dedcutions taken from every pay check that are directly deposited into accounts for myself and for my son. We don't have much, but at least we have something. I keep an old ice bucket in the closet that all pocket change goes into.  When my son was little and would ask for pizza I'd tell him if there enough money in the ice bucket, we could get pizza. If there wasn't he'd have to wait.  I still use that bucket.  This year it will go towards flowers for the garden. 


My child is no longer a child, he's in his second year of college.  He workd all through his high school years, bought his own car and gives me 75% of his paycheck that go into the account mentioned above for college when he's home working summers.  He works while at college and that is what he lives on while at college.  He has never asked me for money..yet. 


I worked for a national company for almost two years when I first started out as an MT.  The pay was horrible, they were horrible, and I constantly ran out of work. I have worked for two small companies since leaving that national.  I never EVER refuse OT, I do my 8 hours/day 5 days/week and I work my fanny off.  It's not fun, and some days I hit my head against the wall thinking I can't do one more day of the tedium that is my job. 


I was always here when my son was growing up.  I attended every home sporting event, every awards night, drove him where ever he needed to be, and picked him up when it was done.. I was with him when he was sick, here when he had a problem and needed to talk (whine), and the lucky kid got to come home from school to hot choc. chip cookies out of the oven - not because I was June Cleaver, but because the hormones kicked in and I needed a sugar fix.  We both won.  Just don't tell him that. 


Looking back, the sacrifices for this job, mostly my sanity, have been worth it. Though my son grew up without a father, he had me there every single day, whether he liked it or not. We could never, and still can't keep with the Joneses, but I never liked the Joneses anyway.  I love working at home.  My car looks as new as they day it was bought 8 years ago and it has under 50,000 miles on it. Think of the savings of gas, wear and tear on the car, and your sanity if you have to commute.  I was here when my neighbor fell in the boxwood hedges and couldn't get up. I was here to see my dog scare the beheezies out of the two men from the famous door-to-door religious sect who never made it more than 10 feet up the driveway.  Really, can it get any better? 


I know I am fortunate and I try to remember that every time I type a report from the Bozo that dictates from out in the hall. If you want to be an MT, then I guess the key is to finding the right company, working your butt off, pay yourself first, don't spend what you don't have, and pray your fingers and your brain can survive the MT world.


Sorry, but $250 for single is
NOT a great deal!!  I work at KS, and thank goodness thanks to hubby's ins. I don't have to pay that.  I thought MQ was bad at $150 a month.  SHEESH!!!
If you are single mom, with this SM
economy, the feeling of being pushed out is so vague, I can't imagine you giving up a job for that.  Is there something in particular that's happening that is forcing you to leave?  Hourly jobs are really scarce nowadays and most are on production.
I'm sure that every single one of us sm
if we were to admit it, have let ourselves be taken advantage of when we first got in this profession. But, if we continue to let ourselves be taken advantage of, that is where the problem comes in at. I figure I will just warn those who are doing this and if they want to be used like this, then its their problem, but it sure isn't making things any better for the rest of us and it also is causing nothing but downrigiht SLAVE LABOR!

I am willing to work my rear end off for my company and go above and beyond. But, when a company takes advantage that is where I draw the line. On top of that, like the other poster said, 7cpl and paying your own taxes is not enough money period!

Truthfully, I don't know what the answer is. I know people need jobs and especially now you have to do what you have to do sometimes to put food on the table, BUT personally, I wouldn't do it and be anyone's slave. On the other hand, I WILL go above and beyond the call of duty for a good employer who appreciates what I do, the skill I have and the willingness to work. Its a give and take. I think any company that wants a decent reputation will treat their employees right. Hmmmmm is that too old fashioned thinking??
I'm sure that every single one of us sm
if we were to admit it, have let ourselves be taken advantage of when we first got in this profession. But, if we continue to let ourselves be taken advantage of, that is where the problem comes in at. I figure I will just warn those who are doing this and if they want to be used like this, then its their problem, but it sure isn't making things any better for the rest of us and it also is causing nothing but downrigiht SLAVE LABOR!

I am willing to work my rear end off for my company and go above and beyond. But, when a company takes advantage that is where I draw the line. On top of that, like the other poster said, 7cpl and paying your own taxes is not enough money period!

Truthfully, I don't know what the answer is. I know people need jobs and especially now you have to do what you have to do sometimes to put food on the table, BUT personally, I wouldn't do it and be anyone's slave. On the other hand, I WILL go above and beyond the call of duty for a good employer who appreciates what I do, the skill I have and the willingness to work. Its a give and take. I think any company that wants a decent reputation will treat their employees right. At least that is the way it should be...treat your employees right and they will do a good job. Hmmmmm is that too old fashioned thinking??
and I can't think of a single MT
who shouldn't be required to take a written exam for the 20 laws defining and IC versus employee, to make THEY fully understand the difference between the two.


I would do it too if single.
I am originally from the PNW and I know a lot of people who have gone to Alaska for temp jobs because of the extra bonuses and pay offered to get qualified workers up there. It can be a good deal. Many of them went up there and saved all the money (said there wasn't much to spend it on anyway since room and board are often provided to temp workers) so that when they came home they took 2-3 months off. Sounds like a good deal to me. I have never been to Alaska, so I think it would be interesting to go live there for a short time.
Maybe she is a single mother.......
I agree...I would go part time with someone...that's what I plan on doing just to supplement. BTW....anyone who has a problem with that...I have a disabled child,although he does not drink formula....everything else is expensive and most of his treatments not covered by insurance.  Maybe this person is in a similar boat..............geez.............I say work as much as you want and make as much as you can doing it......
Well, as a single mom, do not, I repeat do not,
You will be soooorrrrrrryyyyyy. I guarantee it. There are too many other GOOD jobs out there, keep looking and good luck.
If you are single and have no family

go for it.   My situation was a bit different in that I wasn't running out of work, just testing the waters.  I applied to about a dozen companies, offered positions with each, took 3 positions to figure which I liked best.  I had worked for a small local company for 13 years as my only experience so was really clueless.   I found it really difficult to switch from the various accounts and scheduling became a nightmare because I really had no clear-cut hours or line counts.  It got to where I wasn't doing a good job, just doing the lines and not caring about the product, plus I was screaming at my son for bothering me while I was trying to work.  Just wasn't worth it. 


 


 


Single or family? nm

If $300/mo for single that is a ripoff and

you'd be much better off with a private policy.  My family of 4 pays less than $400.00/mo for good insurance. 


Single is about $45 a PP (not exact) SM
and family I can't quote since I don't have it, but I hear it's pretty cheap as national family coverage goes.  The insurance is Blue Cross-I have to say it's good insurance.
Are you on the single ASR account? (sm)
Because that's how many accounts Webmedx has up and running. I would say not because (1)if you were on that one and only account, you would know that the ASR engine can handle ESL just fine, and (2) the technology isn't called VR by anyone except the ignorant and inexperienced. You can attack, attack, and then attack some more all you want, but at the end of the day, you have no credibility at all. You're a bitter hag, and if you're that jaded with Webmedx, quit and go work for another company! Good luck finding one that will treat you with the dignity and respect that Webmedx gives all their employees.
Really, not one single complaint??
nm
A lot of MTs are single moms, or the
only breadwinner in the house. How do these people pay their rent? These are the people who are really suffering. All the way around its a lack of respect for this profession and the companies are screwing us royally. It takes a great amount of skill, many years of learning and the ability to sit in front of a screen for long hours. The way things are rigged now, you can't even afford to take a damn break for fear of getting the electricity cut off.
Single parent MT
Am a single parent MT and have always made a very good living for my child and myself, sure would like to have more but I get the convenience of working at home and having steady employment, only thing kiling me is the 700+ per month I pay for health insurance.
I can't tell you exactly for single, but I was quoted
a range from $134 pp to $245 depending on which plan you choose for E+child. I would think it would likely be about half that for Employee alone. But that is just a guess. HTH some.
I would put every single question
That's how I do it when I start a new job.
So what's the single rate?

Approximately $130.00 for single
WAYYYYYYYYY TOOOOOOOOOO MUCH javascript:editor_insertHTML('text','');
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Single $70 every 2 week, B&B, but I am very sm
That is health, dental, vision, disability and life insurance. I have no idea what the breakdown is amongst these, price wise.
You are NOT really that ignorant are you? Single
means just that, single, whether divorced, unmarried, separated, or whatever. With your bitter attitude I understand why you were divorced.
Not a single job this morning. nm
nm
only if you want to work every single day!
I accepted a position with them a while ago. They say you can work when you want as long as you get your lines in for the pay period. then they call you and ask why you aren't working. their expectation is that you log in every day to see what work is there. Thanks, but no thanks. Every single day? I don't think so.
That's not bad for single, but I really need family coverage.
Anyone know what these companies preminums are like for family coverage.. Thanks.
Depends...are you a single, or do you need ins for family? sm
I work for Medware and can tell you that as a single I pay $48 per month for medical (dental and vision are extra on top of that). I don't know how much spouse and/or children add to that.
When does insurance kick in? How much is single
nm
Single coverage at TH for medical is $52 a mo and add in sm
vision and dental takes it up to around $70, which is the most reasonable I have seen.