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Serving Over 20,000 US Medical Transcriptionists

It depends on what state you live in

Posted By: ME on 2009-01-23
In Reply to: FT employee $ per month? - grasshopper

There are different carriers and plans and it depends on which state you live in on what carries are available to you.  Some states have PPOs and HMOs offered and some don't.


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Depends on the state you live in. In Texas, no this is not legal. nm
x
The state you live in or the state where the MTSO is located? nm
nm
I don't know what state you live in but,

in my state (Maine) whether you quit or are fired, you get no unemployment unless you honestly cannot find employment for a period of 3 months.


Check your state unemployment benefit laws.


What state do you live in, JT?
x
depending on what state you live in - sm
you could possibly be hired by another hospital IN THE STATE you are in and go to work at home, or you may be considered for a position at Diskriter that is hiring for a Florida hospital, but again, it depends on what state you live in. The Florida hospital can hire from about 7 other states, but if your state is not one of them, then you are out of luck.
No. You have the taxes taken out for the state that you live in.
If you do not live in the state where the company is located, that state income taxes do not apply to you--only the state where you live applies to you. You do NOT work in the state where the company is headquartered. Ask any CPA and just look at the website of the state. You should not have taxes taken out for a state you do not reside because you do not have to pay taxes for a state where you do not reside. You only pay for a state where you live.
It depends on where you live. If you live in their
service area it would be cheaper than outside their service area.   I only have rates for out of service area and medical is  139.13 for family or 168.42 depending on what plan you choose.  Dental is 20.85 for family, vision is 5.13.  These are per pay period. 

Individual coverage would be 44.79/54.21 medical, 7.99 dental, and 1.71 vision.  

I opted out of insurance as we have through my husband's job.  I believe  the cheaper insurance is a 70/30 plan and the more expensive an 80/20, not sure about co-pays.  Deductibles are $2000 for family, not sure about individual.
I live in CT. I pulled up the hospital list for my state
If you have any leads, feel free to send me an e-mail.  TY!
Only hire as employee if they have 50 employees in the state you live in. NM
My state would never be one.
maybe it depends where you live,
it was in the regular mail. Corporate is in the northeast and so am I. Maybe that's why I got mine and you are waiting.
Depends on where you live
It sounds like you live in an area where there is a moderate cost of living. Here in the Bay Area, $15 an hour for an MT in any specialty/area is unheard of. Most start at $22 an hour for 1+ years experience. Well, this is what needed -- plus a lot more -- to pay $2,000 a month for rent or purchase a $600,000 two-bedroom house.
Re: Depends on where you live.
In the East Bay, say Albany, El Cerrito, Pinole, El Sobrante, and there are some very nice areas in Richmond (despite the news/press coverage), even all the way out to Vallejo and Fairfield. But for Berkeley, San Francisco, Marin, the West Bay, and the South Bay - forget about it!! All depends on where you like to live and what you can afford. If you are looking for Marin or Walnut Creek-type neighborhoods, then you will pay $1 million for a two-bedroom house. If you are looking for more modest, but still nice neighborhoods like those above, then you will find what you are looking for in the East Bay.
That depends on where you live --

I just researched this last night.  It's 38K in my area, but I do live in a rural community.  Our dentist office just cut his staff back to every other week because of the current economy. 


I'm still thinking about it, though, because 38K for 4 days a week ain't bad!


it depends on where in NY you live and how you want to base that - sm
I have lived all over NY state and have been doing this for over 12 years. It really really depends on what part of NY that you live in. For example, because some parts of NY have really slim pickings for transcriptionists, the doctors will pay up to $0.14/line in some small backwoods town. However, in the bigger cities, you might only get $0.09/line.

I could go on and on, but first thing - what part of NY are we talking about?
Depends where you live maybe? Many I know hate it.
Static, clipping, cut offs. Annoying.
DOL - depends on your state
In NJ and NY, they have to pay you the full amount due in the pay period in which your final day was. I just filed complaint on MQ with the NJ DOL for failing to do so. They have to learn to obey the law just like everyone else.
maybe it depends on the state
But it darn sure better work out to at least minimum wage in New York, or there could be trouble...
availability depends on what state
I live in Idaho and here it is Blue Cross or nothing, so I don't have any choice if I need to purchase insurance on my own (which I do), but it just depends on your state.  States with large populations seem to have a lot more choices.  Try googling Texas health insurance (or whatever state you are in) to find out what is available to you.
Axolotl - Depends on your state but s/m
Most states offer Aetna. Great coverage and more than reasonable.
Depends on the person. I live right in Philly and love it here.
v
It depends on what part of the country you live; here in the Northeast sm
it is $18-$23 per hour.
I don't know where you live but where I live foreclosures are rising and there are no jobs -- non
I worried about my employer for part of the winter as my accounts grew sparse. I had plan to switch to being an employee with benefits but dared not make the switch in this economy (this was last year this time, got it?)
I figured keeping my seniority was worth whatever security it afforded.

My accounts have rebounded some and I can pay my bills.

By economizing seriously, I have paid off my credit card and put some money aside, just in case. I'm breathing easier, thanks.

So, all in all, I'm not complaining. This last winter was brutal, but I had a job and I paid my bills. When employment rebounds and/or national health goes into effect, people will go to the doctor again and we will be busy.

My part of the world is like a ghost town -- everyone who could left to find work in the city -- many apparently leaving their homes to the banks. Several houses in my vicinity have been on the market more than 4 years.

Forgive me my loyalty ... it pays the bills.

What does yelling at the rest of us do for you?
Unless something has changed, health insurance rates vary state by state, so we may not have the
info you need.  I'm an IC so I don't have benefits.
You are correct. The state that rules is the state the employee lives in.
My state laws has is spelled out in their Code. If another state does not withhold, they are fined heavily and if they don't withhold for years, their fines are pretty bad. I worked for a Florida co that did not withhold income tax for my state even after I brought it to their attention in the state code. They kept saying that they would eventually and never did. After two plus years and when I left, I made it known to my state all the conversations, the state refunded me all late fees they charged me and then said they were going after the company in Florida because they had many employees in our state. They deserved it. They knew better.
If company is in state that has no state taxes
they are not required to take out state taxes.  It's enough to keep up with your own state tax law code, could you imagine having to stay abreast of 49 other state tax codes?  The cost would be huge and ultimately passed on to us by lower line rates.  Regardless of who owes the tax, someone has to pay it.  Just a matter of convenience I guess. 
Not state by state, federal labor law - sm
and you don't have to be asked. If you work it, asked or not, they have to pay time and a half OT rate for hours worked over 40 in a week.

Taken right from U.S. Dept of Labor -
An employer who requires or PERMITS an employee to work overtime is generally required to pay the employee premium pay for such overtime work. Employees covered by the Fair Labor Standards Act (FLSA)MUST receive overtime pay for hours worked in excess of 40 in a workweek of at least one and one-half times their regular rates of pay. The FLSA does not require overtime pay for work on Saturdays, Sundays, holidays, or regular days of rest.

Extra pay for working weekends or nights is a matter of agreement between the employer and the employee (or the employee's representative). The FLSA does not require extra pay for weekend or night work or double time pay.

Different state to state. You would be surprised to find

IC can be defined differently state to state.  Even the IRS cannot come up with a definitive set of rules.  You would be surprised how many ICs actually get unemployment in some states.  If the unemployment claim form asks specifically if you are an independent contractor, do not lie, but if it does not, do not volunteer it.  Let the company prove you are a true IC according to the rules of your state.  All you lose is a few minutes filling out the claim form.  I would only do it as a last resort.  If you can find work fast, by all means go for it, but the way things are now with all the VR and off-shoring, it is a backup if you cannot find work.  No one should go hungry because they are afraid to file for Unemployment as an IC. 


 


I've easily done 600, but it depends on the way a company counts lines and it depends on the
dictators. Obviously, if you have a good share of ESL, there is no way you could ever do 600 or 700. On really difficult ones, I usually run around 400 lines an hour and I have been working on this platform for 3 years.
They should take out state taxes for the state
nm
It varies from state to state
nm
Varies from state to state
My own state recognizes partial unemployment, too, when your work gets cut down to half of your regular workload/income.
They must deduct FEDERAL taxes.. NOT STATE taxes.. if they took out state taxes.. it would be FLORID
which would only have to be refunded to you for you to pay YOUR state what you owe them which is nothing but a pain... be glad they weren't handling your state tax.. and I think in this case.. if someone at the IRS told you they have to deduct YOUR states taxes.. it is that person who is uneducated... they only have to deduce federal income tax

i live in NC. Where is this sm
company at. I am thinking about changing employers.
Yes, I used to live near them.

There was a recent post at this link.  http://forum.mtstars.com/company/v/1/7698.html


And a post from 2004 stating that they were disorganized.


They don't live up to their name...nm
x
don't know but u live elsewhere than me....sm

When I go soliciting more private work (rarity), I expect exactly what I charge today and for the past 10 years; have never raised my rates. I chose my rate by what was/is usual and customary in the area where I live and what other fellow MTs charge.  No complaints thus far, but I live in and around a couple of huge cities, and I do charge 12 cpl, promising 24-48 TAT, with close to 3 decades experience.  Best luck to you !!  


Anyone here live in PA???
side of the state and wondering if anyone could tell me of some good neighborhoods to move into; anywhere between Stroudsburg and Philly.  Thanks everyone!
Where I live
pretty much all jobs require a background check and the potential employers pay for them. I have had to have a background check for every job I have applied for here. It really wasn't a big deal.
if that is all it is, i can live with that;
I will just remember to get it in on time.

I believe you have to live near SM
the hospital to reap the full benefits of the insurance.

Others have stated they cannot use the hospital insurnance and that there is little work, due to over-hiring.
I live in s/m
NW Arkansas (Wal-Mart country).  There are craft fairs and festivals just about every weekend.  Near Eureka Springs where the whole town is made up of gift shops and tourism is about their only industry.  Lots of wealthy tourists willing to pay $5000 to $10000 for a quilt.  Yes, I meant to add that many zeros.  Nice gourd birdhouses they'll pay $150 or more for.  30% commission still leaves a nice hefty profit. 
Where do you live?
and what sort of experience is your 14 years in? I work for a hospital that is looking to hired experienced MTs right now... some leads, but still some possible openings. What state/city are you in?

I worked for a service, then for a hospital. My hospital experience is totally positive. I wouldn't go back. Just my 2 cents worth. Hope you find something!
Where do you live?

live s/b life (nm)

it helps if you put where you live - sm
you stated microcassettes accounts - so more than likely maybe something nearby or a hospital that perhaps still dictates the old fashioned way - (AND YES, THERE ARE HOSPITALS THAT DO STILL USE TAPES!!)

so whereabouts do you live
how do you live off 800$ a month?
x
Depending on where you live (sm)
this could be a very good position for you. The people I used to supervise (pathology transcriptionists in-house) made about $15-19 per hour depending on how long they had been there. This is in Southern California, though, where employers will pay a little more when transcriptionists are scarce.
The town that I live in is

Stillwell, in Georgia.  The Stillwell is for the town, MTC is Medical Transcriptionist Coder.  :) 


thanks for the info though. 


The town that I live in is

Stillwell, in Georgia.  The Stillwell is for the town, MTC is Medical Transcriptionist Coder.  :) 


thanks for the info though. 


We must live in the same neighborhood (sm)

The cost of living is too high here to work for 8 cents per line.


The nationals have sucked up all the work here because it is such a high cost of living.


It would be fine if they would give me a decent account, but I haven't had a decent account from a company in such a long time, I just gave it up.  I am tired of wasting my time and energy only to get the worst of the worst again.  You can't make a living on it.


I can live with some ESLs, but I don't - sm
Really want to do predominantly-ESL work. Would you say that the work is mostly ESL?

TIA, by the way!