They need participation. MTs on their own SM

Posted By: answer on 2008-02-12
In Reply to: IMO, what do MTs on their own have to do with - getting good insurance?? Makes no sense to me.

need and want affordable insurance for themselves and their children. KS keeps hiring the spouses of people who have good and extremely affordable insurance, MT does not want or need KS's insurance and they won't take it. That is why their participation level is so low for health insurance and they cannot get a better rate.

When they make an effort to hire people who actually will participate in their insurance program, they will have a higher participation level and get better rates.

Complete Discussion Below:

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To Keystrokes employees: Has anyone heard anything about when a new, less expensive insurance (sm) - Kay
- KS insurance - Mattie
  - The insurance now is different than 3-4 years ago, but they are trying for even better. sm - KS MT
    - Thanks KS MT...she told me 2/1 so hopefully it will finally be 3/1..otherwise, I will just (sm) - Kay
    - Then they need to make an effort SM - solution
      - IMO, what do MTs on their own have to do with - getting good insurance?? Makes no sense to me.
        They need participation. MTs on their own SM - answer
        It's a catch-22 sm - Hoku
        That makes absolutely no sense at all. - me
        In ANY business, there are no guarantees. No - matter if insur. with U or DH, can lose job any ti
        Makes sense now. - nm
    - and before anyone asks, I am not a suck up and I am not mgmt. I am an MT who needs insurance becaus - KS MT
- Management probably has THEIR insurance and so - feel no rush to get MTs set up with same. nm
  - WRONG. They have the same that we do. There is insurance, they are just trying for different insur - KS MT

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They were denied four times for lack of participation. sm
I know that they are pulling their hair out over it. The option before this came through was to do like Spheris and go to an insurance with a $5000 deductible.

The requirement is 50% participation. It is actually harder for a larger company sm
than a small company if they are national to get good rates. Once in, they will have it easy after that. I dealt with it personally for another company and it was a nightmare. Insurance is crazy and once national, it is harder to get the insurance. They should have gone with BC/BS when smaller but chose Unicare for some reason. Now they are regretting it.