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Yes, it's a Safe Harbor 401k

Posted By: see message on 2006-01-09
In Reply to: Are you saying that you are immediately - 100% vested? no message

so the company's contributions are fully vested when made.


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Their address is Palm Harbor, but they are not (sm)
physically there.  More towards Oldsmar.  Worked with that psycho broad (owner) years ago--- 'nuff said!
Newport Harbor Transcription

Anyone have any info on Newport Harbor Transcription?  Good or bad.


 


Beware of Newport Harbor Transcription

They don't pay or you get a bad check.  No response to phone calls or e-mails.


 


Actually it is Palm Harbor, owners live in Oldsmar.
 
They're QT Medical Services out of Palm Harbor, FLA. nm
s
Better to be safe than sorry
put a note next to your current employer's name or supervisor that they are only to be contacted if negotiations with you get serious. I think most employers in the MT business can appreciate that. It can happen that if your supe thinks you are going to be leaving soon that you may find little to no work is made available to you. You are being honest and they will appreciate and respect that. Good luck!
Nothing seems to be safe any more.
Tell that to the people who worked for Enron and see what they tell you. Tell it to those of us who had MQ stock that was worth nada. Ask the good Senator Frist with his HCA stock and insider trading. I don't trust a living soul in that respect these days.
Better safe
I think you are right. I cannot go through one of these financial roller coasters again. What concerns me is we still do not know why the work was so low, so I am afraid it could happen again. I really do like MDI but I am going to keep my side gig just in case. It beats having hot dogs each night for dinner! I am hoping that whatever the problem was with MDI, it is resolved. We can only hope. None of my e-mails were answered and because I became so fearful for my income, I took on the second job. I am hoping it will work out all right for everyone.
Also, just to be on the safe side....
(going along with what MTing said) when you go to the post office- get the return receipt, but also to be sure to do delivery confirmation so that you can track the order and make sure that it gets delivered and/or request a signature at delivery...that way the company actually has to sign when the package is received by them from the USPS. Both of these will prevent any excuses as to them saying that they never received it back. Better safe than sorry!
HR 1653 Safe ID Act
I did some research on this and it was actually proposed back in 2005, so it's been sitting on the backburner for quite some time. I did email my Congressman and Representative about it, but since no one has re-introduced it, it's not coming up for a vote anytime soon. Maybe if we ALL get on the computer and the phone to our Congressmen and Represetatives, it will come back around for a vote again. So please, take this very seriously - we can complain about our jobs going to India or we can do something about it!!!!!
Thanks. Glad your niece was safe. sm
I've heard similar stories about 9/11 where people were saved because they were late for some reason or another.  At the time, it seemed like a bad thing, but it actually saved their lives.
It's not you. It's the Universe keeping you safe
My mom always said, If it's for you, you will get it. There is something better right around the corner. Good luck to you!
open separate account, put in 25% to be safe.
nm
As youself, "Am I safe from losing my job NOW?"
how far do you think that 6-10 cpl is going to get you 5 years from now?
It is a good place to be. Safe. Reliable. Honest.
Once an MT's abilities are proven, MDI is extremely loyal. In return the MT is loyal. The way a mutually beneficial business relationship should be.
How fast would this happen, would we be safe from losing our jobs
completely to India, now that they are all trained and certified by the former AAMT
Is it safe to ask a company after one year for a raise? Do companies give raises?
Curious
They don't have 401K as far as I have seen. nm

401k
Why don't you contact Spheris HR? They should know what is going on.
401K
I am battling the same thing - keep in mind if they match they must do that before the end of the year, but your moneyshould be right away - dont stop at the labor board - contact your financial holder of the 401 k and report them. Labor board will not go after interest and cap gains and other earnings, so get your ducks in a row and go after them for everything, not just what they did not deposit in a timely fashion. My company - I worked fulltime in house - asked fo rmy resignation and now are fighting unemployment, although I can do IC work, it has no gaurantees to the amount every week, so I can get unemployment, they even said she harrassed me once I found out they took my money.

Get the plan profile and contribution schedule that is where you need to start. Your plan admin will also file with their compliance department and freeze any assests the company has until you get your money.
IRA and 401K

I saw some postings earlier and wanted to let you all know, just going to the labor board about money not being handled correctly may not be enough - however, I went righ to the SEC website and lodged a complaint against the plan holder for not managing my account, not giving me the information regarding the plan structure when asked, and for not informing me when my company did what they did.  So if your company is screwing around, put in a complaint about the holder of the plan, that will get someone off their butts to help you out - they certainly do not want to be blamed when the SEC asks why they allowed mismanagement.  I placed my complaint yesterday and the good ol SEC called me today.  Just thought I would pass it on for those who have the same problem.


Again, the complaint is with your plan holder, who certainly would not want what your company did to be held against them.


401K

Hi All;


Are there any companies out there using the Escription platform that offer any benefits, especially a 401K---matching would be fantastic.  I love the 2 companies I work for and my accounts, but really need to have a retirement plan.  Guess I will just have to start my own, maybe a ROTH IRA.  Any advice would be appreciated.


Thanks, Sue


401K
Larry told us in our conference call that there was 401K and that they contribute a certain amount based on the percentage you contribute. Please tell me this was not a lie.

401K ROLL OVER
If you are working for an MTSO that offers 401K, have you encountered any problem with roll over? Generally you have this option when you leave. One of my friends seems to have a problem. If you have any experience good or bad, please share.
Medware 401K
healthcare is only $17/week.  The healthcare benefits are from United Healthcare and it is a very good plan, $250 yearly deductable and a prescription card too.  Benefits start in 90 days.  Hope that helps, I have worked for Medware for over a year and they are a very good company, plenty of work and my team leader is very nice.
Anyone get the 401k info yet? nm
nm
I was wondering about 401K too - Thanks - nm
nmn
Question for TT MTs about 401K

I am contemplating what I am going to do with my 401K money...move it to the new (as yet unknown) 401K plan offered by the new payroll service, cash out or keep it where it is and see if money grows?  We really did not have it long enough for any of my money to grow at all, so thinking of maybe cashing out since times are so hard right now.  But, I still wonder what the employer match will be, if any?  I know it was to be based upon the previous year's earnings for the company, but we were not with the 401K for a year yet.  I just wanted to ask what others are thinking of doing?


 


So much for my Spheris 401K
Got a letter today saying my Spheris 401K is at $0 balance.  So much for leaving it alone until the economy gets better.  I'll be working til they take me out tits and toes up.  Sheesh........
Does Transtech have a 401K
..
401k at Transcend
Can anyone from Transcend tell me if the 401K is worthwhile. Do they actually contribute? I only ask because I have worked with another MT company that promised to pay and never did. Thanks!
Transcend 401K
Do they contribute like they say they will? Is the plan worth while? Is it making any money for you?
I will just betcha that 401k
matching is only for FT employees and from other posts it seems that it can be really hard to make the requisite $900 per pay period, through no fault of your own.  This is a classic carrot/stick management technique.  Offer 401k matching, insurance, vacation time, pie in the sky, and then make sure nobody ever qualifies for it by manipulating the work pools.  Then warn, then demote to PT. 
Wondering about the 401k match - how much
is it acute care or radiology only?  I read an ad for clinic - do the benefits only apply to acute care and radiology or do you have full time clinic MTs as well?
Any companies with matching 401K?
Are there any MT companies who have a 401k with match?
Spheris 401K in trouble

I found that my 401K with Spheris is in jeopardy.  The company Circle Trust is being investigated by the SEC and two of the phone lines are diconnected and the others box is full so you cannot even find out if you are going to get your money.


Anyone know where to contact


Spheris 401K in trouble
then why is that happening to those of us that have been there for years. Circle Trust was who it ws through and they are being investigated - phones disconnected and the one line left cannot take more messages. I am very worried


are there any companies that match 401k? (nm)
?
Does anyone know if we can begin 401K any time?

Or is it one of those things that have to be done in January and if you miss it, you wait another year...


Thanks.  Have a call in and am waiting for their return phone call.


Enjoy my 401K at Medware
It has kept me ahead of inflation, and I have no problems with their plan.  I make a regular deduction from my pay and get statements every quarter.  Have you contacted HR, maybe you did not fill out your paperwork correctly.
My policy also says 16 hrs a week, PTO, and 401K..sm
I'd be asking to see their policy, because that's what mine says also.
MQ has PTO and 401K for part-time.
x
401K isn't elective but mandatory?
That's highly unusual and a new one!
Would much rather have better benefits, as in PTO/Holidays than 401K

I will have to say hearing about 401K plan is the last thing I am wanting to hear about.  I want paid holidays EITHER/OR more PTO, plus insurance without preexisting clause, vision and dental included in our premium without extra cost to MT, company-paid life insurance plan, more flexible schedule, less demand for weekend/night schedules, rent-free computers to do our job, steady work flow, better method of seeing our line counts in order to verify accurateness, better QA feedback method, more editor-friendly voice recognition platform, and oh yes, less ESL's. ');>


I know we are all looking for something different from an  employer, but this is a portion of my wish list.  I would put 401K at the bottom of my list.


Is TransTech matching 401K ??

The deductible with our health insurance plan is reasonable, but we gave up other things, I suppose, to get that deductible.  Maybe Transtech can negotiate next time for better insurance for us -- yes, like doing away with the pre-existing clause and combine life, dental and vision into the health plan for one price, and yes, not a huge deduction from our paycheck.


Does anybody know when the accrual of PTO increases - how many years employed before it accrues at a higher rate?


TT 401K conference call
Someone went yesterday and it lasted approximately 50 minutes. I'll probably go today.
Need PT Flex with 401K Matching

Does anyone know about any companies out there where I can still work PT and get matching or 1/2 matching contributions to a 401K?  I have 10 years before official SS retirement. 



My 401K is in the bank and nothing has been lost
that way.
My 401K with Spheris did not lose value.
I was placed in Wells Fargo Safe Funds by the management company.

Though, when the market fell, I stopped contributing. I cannot see the point in contributing now since I struggle to pay the bills. God help me in 15-20 years though.


Which companies offer a matching 401K? nm
xx
man. I am 32, started putting money in a 401k

when I was 25.  I have a good years salary saved in that already.  I will be thanking myself when I am 65.  I see my dad and MIL struggle both with just SS.   My company matches.  It is pretaxed.  The more I put in the less I get taxed for at the end of the year which also means a bigger tax return.  Believe me, 401ks are good things especially if the company matches. 


Wonderful news for Trans Tech employees.  I am happy for ya.