Closing letters
Posted By: Donna on 2008-07-25
In Reply to: How do you like to close your letters? - sm.
How about "Kindest" or "Kindest Regards,"?
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Stores closing..
The stores did not close for Chanukah...my son had to work 6 out of the 8 nights of Chanukah. I would have loved to have him at own each evening for prayers, but he was there after and we still got to enjoy the Holy Days together. Compromise people, compromise! Life is too short for such frustrations.
closing a pool Help!
I just purchased a home with an above ground pool and have no clue as to how to close it for the season. First of all, the water is a yucky green because I didn't add shock (I think?). Is that what I need to do? 
I said closing the bank...
…NM
Look below, in capital letters and...
it did not take me a fraction of a second to figure out who * he * was! C'mon now.
How do you like to close your letters?
I use Cordially a lot. I have a new job where I'm writing to business people a lot and don't want to use Cordially all the time, nor do I want to copy what they use.
I've received Best Wishes the most. I guess there are the old standbys, like Sincerely or Sincerely yours (capital Y in yours) but those feel weird.
Can Thanks count?
How weird, was it closing time? 9:30 pm - sm
or was that morning. Why didn't you ask him why? I certainly would have wanted to know why I was being kicked out. 
Same here - closing on house end of next month
and these ideas are great. I did craft projects for Christmas last year and was a bit overwhelmed because I started to late, so this year I'll need to get started earlier. I love the family tree idea, as well. I may have to borrow that one. Thanks!
my daughter got these letters from her orthodontist
still, to this very day, she is under their care and ALWAYS receives compliments, notes, and they are (the orthodontists) happily married.......yes I do believe the OP may be reading way far into this. Orthodontists (the male ones) are VERY nice/sweet because they have to deal with the same patient for years (in my daughter's case because her mouth used to be a disaster) and years.
Back off, chill out, and see the next time how you are treated.....right now, ya sound a little desperate to me...
Have a GREAT day!!! 
Of course, dog responds to sound of letters,cause&
x
answers to chain letters.
I don't like them but I get a chill reading the gloom and doom ones and start to wonder if the person who sent that really is a friend. I don't pass it to any friends. Here is a funny one you can send back though.
I want to thank all of you who have taken the time and trouble to send me your silly chain letters over the past years. Thank you for making me feel safe, secure, blessed, and wealthy. Because of your concern...
I no longer drink Coca Cola because it can remove toilet stains. I no longer drink Pepsi or Dr Pepper since the people who make these products are atheists who refuse to put "Under God" on their cans. I no longer drink anything out of a can because I will get sick from the rat feces and urine.
I no longer use Saran wrap in the microwave because it causes cancer. I no longer check the coin return on pay phones because I could get pricked with a needle infected with AIDS.
I no longer use cancer-causing deodorants even though I smell like a wet dog on a hot day.
I no longer go to shopping malls because someone will drug me with a perfume sample and rob me.
I no longer receive packages from UPS or FedEx since they are actually AL Qaida in disguise.
I no longer shop at Target since they are French and don't support our American troops.
I no longer answer the phone because someone will ask me to dial a stupid number for which I will get the phone bill from hades with calls to Jamaica, Uganda, Singapore, and Uzbekistan.
I no longer eat prepackaged foods because the hormones they contain will turn me gay. I no longer eat KFC because their chickens are actually horrible mutant freaks with no eyes or feathers.
I no longer have any sneakers -- but that will change once I receive my free replacement pair from Nike.
I no longer buy expensive cookies from Neiman Marcus since I now have their recipe.
I no longer worry about my soul because I have 363,214 angels looking out for me.
I no longer have any savings because I gave it to a sick girl who is about to die in the hospital (for the 1,387,258th time).
I no longer have any money at all, but that will change once I receive the $245,000 that Microsoft and AOL are sending me for participating in their special e-mail program.
Yes, I want to thank all of you soooooooo much for looking out for me! I will now return the favor. If you DON'T send this e-mail to at least 1200 people inthe next 60 seconds, a large bird with diarrhea will crap on your head at 5:00 pm tomorrow afternoon. I know this will occur because it actually happened to a friend of a friend of a friend of a friend . . ..
Life is good...
Worn off letters do not bother me at all, I
x
My son could pick out all letters at 18 months old...
We made it a game. Everywhere we went, we would point out letters for him to name- on signs, cereal boxes, menus, etc. Now, we have him tell us what the letters say and read small words. He can read many words and he is not 3 yet. We did NOT teach the alphabet song until after he knew each letter because I think that it is confusing. LMNOP all run together and as a kid, I thought that it was one word. At any rate, maybe try some kind of incentive, like carrying stickers or jellybeans or something in your purse and point out letters in the grocery store or wherever. If she gets them right, give her a treat. We also play with flash cards and for each correct answer, Clayton gets to keep the card. When he has all the cards, he wins. Just some things that have worked for me.
Credit Score will hardly be touched by closing them
xx
we are closing on a house next month and mortgage
need to come up with some cheap ideas too!! I have several baskets that i have collected over the years and plan on going to the Dollar Tree and getting "girlie" stuff and filling them up for around $5-10 each, depending on size. My family knows this year is going to be hard on us, so that helps!
Closing an account affects your score because
if you carry balances on other cards, by closing an account you instantly increase the percentage of available credit that you are using. An assessement of the percentage of use is a significant element in your credit score.
If you have other cards with high limits and low or no balances, closing an account will have only a small, probably temporary, effect, unless you are closing the account with the longest history. As another poster mentioned, length of credit history is another significant element of your credit score.
If you have high balances on other cards, leaving open an unused account will make those balances a lower percentage of your available credit, which can boost your credit score. However, in that case, paying down the balances will have a much larger positive effect on your score.
P.S. That's "Fox"...hard to see these tiny letters through tears...nm
nm
i'm proud of my worn-off letters -- confuses intruders
i've purchased many keyboards in my day (as have we all), and i just love it when folks come over and see my E, S, T and R are missing, if not more. when you get a new keyboard and read the box, believe it or not, they are listed as having a life-expectancy of 10 million Keystrokes -- doesn't take us long to burn thru that! right now, i've been using this microsoft ergonomic and all letters still in place (bummer). however, microsoft had some nerve moving the keys all around like they did --- just crazy to my fingers....
Not only have some of the letters worn off, but I have made dents into the keys. sm
My husband saw my keyboard one time and couldn't use it because he didn't know the location of the missing letters.
I like mine worn off so nobody else can use it! QWYUPKZX are the only letters left! nm
Blech! The worst coffee ever. No wonder they're closing stores, who pays for that garbage?
//
Nah, and I NEVER pass on those round robin letters for good luck, money, love, etc. if passed on in
s
Why does closing a credit card account negatively affect your credit report
Especially when I never use it anyway, and really never wanted it?
With all the bank rearranging going on in the past few months, one of my accounts was tranferred to Bank of America. I was sent new cards and a new agreement, new interest rate etc...
So I called them up and cancelled but before they did, I had to listen to a spiel about how this would negatively affect my credit report.
Huh?? Why is that?
If you are set on closing, do not close the old ones, close a newer account first.
Your credit is based on a mix of things like history, types of accounts, mix of credit (revolving vs installment), usage/utilization of credit available, and payment history. Where closing could hurt your score is the part of the score that averages history of accounts/length of credit. If you decide to close, close out a newer account first.
The best way to protect from ID theft as far as credit is to freeze your credit reports. It's around $10 per agency to freeze them. Each credit reporting agency tries to sell your their own monitoring plan when you get to the how to freeze information, so make
sure you are freezing it.
You can't freeze it over the net they each require a letter by registered mail. It takes about 1 month to freeze it.
Right now you can place a fraud alert on your reports for free. The credit *should* not extend credit or do a credit line increase without calling the phone # on your credit report first. You only need to do it at one credit reporting agency and the other ones will be notfied. The number for equifax fraud alert 1-888-766-0008. It's automated.
If you are concerned about ID theft try one of the monitoring plans. I've tried a few of them and Equifax has the best one. Their Score Watch is great, you set the limits to be notified and any change they send an email literaly the next day. I used it after I discovered ID theft. It might be a waste of money for you. I would place the fraud alerts, then the freeze, and check your reports 2x per year.
I've had ID theft as far as my name/social but what concerns me more than credit ID theft is bank account theft. I don't know how we can fight that. It seems like consumers get the raw end of the deal as far rights when deposit accounts are stolen.
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