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DOH! I meant they would NOT pass judgement

Posted By: MTPockets on 2007-12-11
In Reply to:

...sorry. P.S. Just ignore those who are responding that you are selfish. They have not walked in your shoes!


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    judgement
    By what I was told by Nicki, Daniel and what I observed of both of them during and the dealings with her mother.

    But I was present during some phone calls and such but have never personally met her mother.
    You will have a judgement placed against you--sm
    for the debt owed and it will be placed on your credit report. Seeing as how you are married, it will be against your husband too. He will find out now. It will remain on your credit report until it is paid in full, and then some. They are not to up on taking things off your credit report, only on putting them on. If you make regular payments, that will be on your credit report as well. If you don't make regular payments, they may place a tax judgement against you, meaning they will get whatever tax refund you have coming until the debt is paid. This will automatically flag on your credit report, as well, and if you ever need to open a checking account, etc., some banks will not allow you to with that on your credit report. They may also garnishee any wages. This debt will also continue to acrue interest. Because this has already gone to having a court date, working out a settlement is pretty much nil at this point. you should have done that prior to getting to this point. Most places are willing to work with you as long as you make the effort. Letting it go for four years will not bode well for you. I feel for you. I have been there, but not to the tune of your amount...mine was only 300.00 and by the time I got done paying the interest and late fees, it was much more than that. This is a really good example of why not to have credit cards. It is much too easy to get into this situation. I wish you all kinds of luck!!!
    Well, my better judgement said

    My better judgement says to pay down on the CCs.  My H wants to take 15k out of his 401k and be done with it.  He says we are still young and we can still make it up.  We are in our 30s.  I really really hate for him to do that because I see how my Dad, Mom and MIL struggle with just living on SS alone.  Also, it is a nice Band-Aid but if we don't rethink or spending it will be right back there and once that 401k is gone it is gone. 


    As far as this house goes, that is the one thing I am proud of is that it is almost paid off.  The only thing wrong with this house really is that it is 200 small.  890 sq feet and there are 4 of us living here.  2 littler girls and H and I.  It is 2 bedroom 1 bath and that 1 bath is getting harder and harder for us to deal with.  H and I looked into another house a few years ago and we were shocked that the owners wanted 130k for a house that stunk and was trashed, i.e., holes in the walls, unfinished projects, a huge mess everywhere. 


    We bought this house in 1999 for 29k.  It is a rock house.  It was newly remodeled, it has central heat and hair, it has a big fenced in backyard and a huge storage building H uses as a shop.  We do live in West Texas so I am thinking houses are cheaper here.  I have heard relatives say that up north in the bigger cities this house would be worth 100k or better.   


    judgement
    sad you feel that way. The majority of pitbull attacks you hear are usually 9 times out of 10 mixed breeds anyway, but the public only hears "pitbulls" and honestly statistic wise the pitbull is half a million times more likely to be killed by a human than the other way around. Every pitbull attack it's always the dog's fault is what you hear & it's easy to blame the one who can't speak for themselves & say what really happened and say if they were provoked, so I don't pass judgement, I leave that up to God.
    Not sure if I trust her judgement.....she
    xx
    He had pneumonia, let's not jump to judgement here,,

    Yes! Let's start by stopping judgement of the 8 babies!
    Some below are making me "sick" - they are innocent newborns stuck in a horrible situation, and their 6 older siblings are probably even worse off. The mother is inexcusable, but the babies and children? Come on, I have dogs but to compare them to animals? Talk about paying it forward - some people are paying it backwards! Open up your minds! These are innocent little human beings! Pay it forward and stop judging them, they have enough on their little shoulders. I'm so angry right now at some of these posts! I pay it forward every chance I get and I will for the rest of my life. Letting these babies into my heart is one of these things I am doing today. The mother is another story, she needs other "kinds" of help. Poor kids,poor babies!
    Coming from a Steelers fan, that was bad judgement by James Harrison
    no need for that...probably won't get fined though because he didn't hurt the guy...
    This, too, shall pass. I went thru the same
    issues with my now 18 year old when she was 15. I was not pleased, but did my best not to show it - it wasn't easy, mind you. I see that Ellen DeGeneres ad where the raccoon did her eye makeup and shudder - that's what my daughter's eyes looked like! But I tried not to make a fuss - I only drew the line at the jewelry that looked sadistic/maso, and refused to let her wear that, really explaining to her what it meant and stood for. She got the picture. Any how, at 18 she has forgotten all about her "dark days", and looks normal - whatever that is...but no more goth!
    Thank you, I will pass it on. nm
    !
    Do you actually pass out?
    I had it happen a few times, but only actually passed out cold twice. It has become less frequent over the years. My episodes usually had hot/cold triggers. First time I had a bad sunburn and was putting ice on my face and ended up on the floor. Second time I got out of a hot shower into a cold bathroom (pregnant at the time) but didn't actually pass out completely. Third time I was feeling sick anyway, laying down covered up with a blanket, then got up and got something cold to drink and dropped like a rock.

    I think staying hydrated is a big key. However, if this is becoming more frequent, it's time to go back to the doc and start the tests over. I myself would never want a tilt table test since I have motion sickness and know it would make me sick as a dog.

    Funny! We have one that we pass around. It got
    duct taped his head back on! LOL It's even funnier now!
    Yes, a woman can pass it to a man, it is just like any other STD.
    nm
    Just got a chance to pass thru - let me
    know how your appointment goes. I know exactly what you are talking about. I have to go to sleep on my side or I get ill. I am rather large in the upper department also - would love it if insurance would pay for a reduction. I haven't ever mentioned it to my doctor either - mainly because for each test that they decide they will run, I see another bill I would have to pay.
    Can't you see it all coming to pass? sm
    Everything we learned would happen is happening right now.
    Just thought I pass it on...
    Everyone concentrates on the problems we're having in this country lately: illegal immigration, hurricane recovery, alligators attacking people in Florida ...  Not me. I concentrate on solutions for the problems. It's a win-win situation.

    Dig a moat the length of the Mexican border.

    Send the dirt to New Orleans to raise the level of the levies.

    Put the Florida alligators in the moat along the Mexican border.

    Any other problems you would like for me to solve today?  

    Think about this one:

    1. Cows
    2..The Constitution
    3. The Ten Commandments

    C O W S
    Is it just me, or does anyone else find it amazing that during the mad cow epidemic our government could track a single cow, born in Canada almost three years ago, right to the stall where she slept in the state of Washington? And, they tracked her calves to their stalls. But they are unable to locate 11 million illegal aliens wandering around our country. Maybe we should give each of them a cow.

    T H E  C O N S T I T U T I O N
    They keep talking about drafting a Constitution for Iraq .... Why don't we just give them ours? It was written by a lot of really smart guys, it has worked for over 200 years, and we're not using it anymore.


    T H E 1 0  C O M M A N D M E N T S
    The real reason that we can't have the Ten Commandments posted in a courthouse is this:
    You cannot post 'Thou Shalt Not Steal,' 'Thou Shalt Not Commit Adultery,' and 'Thou Shall Not Lie' in a building full of lawyers, judges and politicians...It creates a hostile work environment.

    Here's some info you should pass on
    And to all who read this. I received an email from my cousin (of course one of those forwarded emails so you don't know how true it is, but I could imagine it could happen). Anyway...the email said that when people come up to you to hand you a pamphlet or brochure do not accept it because what they are doing is putting some chemical on the paper that makes the recipient feel faint, disoriented, and then they come back and rob them. After reading that whether or not it's one of those "email hoaxes" my DH said that it certainly could happen expecially with all the criminals we have today. We don't open the door for anyone, even though they can look in the window next to the door and see me sitting here working. Anyway...I don't answer the door and tell them to leave the information at the door - then I let me DH get it :-) Now if its a little kid or whatever I of course will open the door, but here at our house we had a cop show up and wanted to know if some guy was here (don't know what that was about), also we kept getting a something in the mail from the police (who happen to have the same address as the water company and I thought it was my water bill) and I opened it and it was someone who had registered a weapon and they used our address. Also, we have a lot of "undesireable" little gang punks who are now hanging around with the degenerate bully teenage kid next door, a couple houses down some there was a vacant house and squatters came in on it, and the store around the corner has been robbed I think for the 3rd time in a couple years. So, this is a horrible horrible neighborhood. Oh, and twice now we've had unknown guys come up and knock on our door (and I mean not the kind of people I would want to talk to). We want to move, but right now we are "just making it" and most all other places around here are more expensive unless we go to an even more undesireable neighborhood. So we just hope things go okay. But it doesn't help when the PD applies for more funding to add another patrol officer for the town (we now have only 2 or 3 in a town of about 50,000), and they ask for more money to keep the jail open and fire department and it's all voted down. What in the world is up with this town??? Well they'll sure be screaming and yelling when they need someone and nobody comes because they didn't want to pay any more taxes to have a little more safety. (BTW - we sleep with a bunch of tools - you know things with sharp edges that can be thrown if needed, in our bedroom just in case).

    Anyway, please pass on to your mom that she should never open the door for anyone she doesn't know (I'm sure you already have) and tell her never accept any paper of any sort. If it's legite they will leave it and she can pick it up later long after they are gone.
    I pass on chitlings, no, thanks.....nm
    nm
    that is - half the girls - also if they do pass this - sm
    how long do they "have" to watch it, 1 minute, 5 minutes, what, a half hour until they change their mind? Once they get this passed, believe me, they will try something else, give an inch, they take a yard.
    I know all about that bill they tried to pass and failed so far,
    I am against it being mandatory, and yes, I am part of the breed/show world, and did mixed breed rescue, volunteered in a few shows for a long time and it is heart breaking. But, in all the years I volunteered in them, the pedigree cat was rare, I only saw a persian once and a siamese once. I am not out West though. Mandatory spay and neuter will only create a black market. In CA there is already a problem with smuggling puppies in from Mexico, imagine how much worse that will get. And yes, breeders can get a license, but not everyone will get one and unfortunately, it will knock out the good ones, the bad ones always find a way around things. The better answer would be low cost spay and neuter programs so that it is more affordable. I don't know costs in CA, but here in PA they are getting very high. My vet loves me, I spend a fortune there and if somebody gets sick on the weekend, I don't think twice about going to the emergency vet and paying extra costs. I do recall, however, in the pounds I volunteered in that there more pedigree dogs, particularly large ones. In these cases, it seemed people did not do their homework and did not realize the puppy would get so big.

    As for pet stores, I would never buy a pet in one of those, nor would I ever let one of my kittens go to them. In fact, my breeding is very small scale, I am most definitely not making money on it, and I am very picky about who let have one of my furry kids, and I do have high quality within my chosen breed, good health and show.

    Good luck in CA, but I don't think that bill will ever get passed. It is really not cost effective to the state and like you said, how could they enforce it? People find a way, sad, but true.
    I like this idea! Will pass on to a friend who
    s
    Thanks Suzanne . I'm sure it'll pass
    eventually, just feeling down lately.
    is a pass at your 18 year old sister
    child molestation. I think that is an insult to the real survivors of molestation.
    Georgia schools also socially pass....sm
    I had a prior foster child that came to me in the 5th grade that tested to be on the 1st grade reading level and 2nd grade math level. Her prior schools for the past 2 years that she was in foster care before moving to me had report cards for her with A's and B's all over the place. The school here refused to hold her back because she was held back on the 1st grade due to poor attendance while living with her birth parents, even though emotionally she was 8 in a 12-year-old body.

    Fortunately for this child while she was living with me we figured out her educational deficits and that she had learning disabilities. We moved her to a specialized group home that has worked with her extensively and she's now in 8th grade and back in mainstream classes. She's making C's and earning them - not having them given to her. I shudder to think what would have happened to her if she hadn't come to my home to figure out she had more problems than the system realized and helped her get the help she needed - she probably would have ended up as a statistic. She still is emotionally behind her peers but hopefully one day will catch up on that aspect. Oh yes, she also went to summer school here and that was 2 weeks - what a joke. All they did was play games half the day outside and did just a little work on reading and math.
    Can women pass it to men? Sorry if that sounds dumb.
    x
    No--- bodies pass out of rigor mortis - sm
    after so many hours and become normal/rubbery again so to speak, so very possible for his body to bounce at that point. Plus the skin color would change, he is dead, and most likely become darker especially with all the work they did on him. No hoax, he is dead.
    hydrogen peroxide tips - received via email and thought i'd pass on. see inside.
    *   This was written by Becky Ransey of Indiana (a doctor's wife), and I
    want to share it with you. She was over recently for coffee and smelled
    the
    bleach I was using to clean my toilet and counter tops. This is what she
    told me.. I would like to tell you of the benefits of that plain little
    ole
    bottle of 3% peroxide you can get for under $1.00 at any drug store.
    What
    does bleach cost? My husband has been in the medical field for over 36
    years, and most doctors don't tell you about peroxide. Have you ever
    smelled
    bleach in a doctor's office? NO!!! Why? Because it smells, and it is not
    healthy! Ask the nurses who work in the doctor's offices, and ask them
    if
    they use bleach at home. They are wiser and know better! *
    **
    *Did you also know bleach was invented in the late 40's? It's chlorine,
    Folks! And it was used to kill our troops. Peroxide was invented during
    WWI
    in the 20's. It was used to save and help cleanse the needs of our
    troops
    and hospitals. Please think about this. *
    **
    *1. Take one capful (the little white cap that comes with the bottle)
    and
    hold in your mouth for 10 minutes daily, then spit it out. (I do it when
    I
    bathe.) No more canker sores, and your teeth will be whiter without
    expensive pastes. Use it instead of mouthwash. *
    **
    *2. Let your toothbrushes soak in a cup of peroxide to keep them free of
    germs. *
    **
    *3. Clean your counters and table tops with peroxide to kill germs and
    leave
    a fresh smell. Simply put a little on your dishrag when you wipe, or
    spray
    it on the counters. *
    **
    *4. After rinsing off your wooden cutting board, pour peroxide on it to
    kill
    salmonella and other bacteria. *
    **
    *5. I had fungus on my feet for years until I sprayed a 50/50 mixture of
    peroxide and water on them (especially the toes) every night and let
    dry. *
    **
    *6. Soak any infections or cuts in 3% peroxide for five to ten minutes
    several times a day. My husband has seen gangrene that would not heal
    with
    any medicine but was healed by soaking in peroxide. *
    **
    *7. Fill a spray bottle with a 50/50 mixture of peroxide and water and
    keep
    it in every bathroom to disinfect without harming your septic system
    like
    bleach or most other disinfectants will. *
    **
    **
    **
    *8. Tilt your head back and spray into nostrils with your 50/50 mixture
    whenever you have a cold, plugged sinus. It will bubble and help to kill
    the
    bacteria. Hold for a few minutes, and then blow your nose into a tissue.
    *
    **
    **
    **
    *9. If you have a terrible toothache and cannot get to a dentist right
    away,
    put a capful of 3% peroxide into your mouth and hold it for ten minutes
    several times a day. The pain will lessen greatly. *
    **
    *10. And of course, if you like a natural look to your hair, spray the
    50/50
    solution on your wet hair after a shower and comb it through. You will
    not
    have the peroxide-burnt blonde hair like the hair dye packages but more
    natural highlights if your hair is a light brown, faddish, or dirty
    blonde.
    It also lightens gradually, so it's not a drastic change. *
    **
    *11. Put half a bottle of peroxide in your bath to help rid boils,
    fungus,
    or other skin infections. *
    **
    *12. You can also add a cup of peroxide instead of bleach to a load of
    whites in your laundry to whiten them. If there is blood on clothing,
    pour
    it directly on the soiled spot. Let it sit for a minute, then rub it and
    rinse with cold water. Repeat if necessary. *
    **
    *13. I use peroxide to clean my mirrors. There is no smearing, which is
    why
    I love it so much for this. *
    **
    **
    **
    *I could go on and on. It is a little brown bottle no home should be
    without!  With prices of most necessities rising, I'm glad there's a way
    to
    save tons of money in such a simple, healthy manner! *
    **
    *This information really woke me up. I hope you gain something from it,
    too.
    Pass it on!        *

    Nah, and I NEVER pass on those round robin letters for good luck, money, love, etc. if passed on in
    s
    Oh, the memories......I can pass for Italian, but I am not Italian. I got my heart sm
    broken in two in Rome, NY. I was so in love with this guy up there....and when his family found out I was not Italian he had to break it off with me! I was devastated. haha

    Would LOVE to take a trip up there and drive through the Adirondacks, visiting family near Lake Champlain...I would love to take hubby there and the kids. Wow! Now I'm really missing the place!!! I think I'll try it this summer! Keep in touch ladies!
    Sorry.. I meant
    to say that they will assess a penalty on you this year. If you are unable to pay back the loan amount, prior to the end of the calendar year, the IRS will expect penalty fees. Your 401K company is obligated by law to turn this information over. If you close out your account, expect to have up to 40% withheld.
    Meant to add
    It seems as though almost all treatments for cancer have side effects which include a possibility of cancer later in life.
    Oh, meant to say
    I was going for guardenship of my father - set to be filed in court on Monday and he was killed going to see this woman over the weekend. I had no qualms about having the courts to step in, wanted them to because he did not want to listen to me, his only living child and next of kin.
    I don't think she meant this towards the OP, but to --sm
    the poster above her.
    OMG! Meant SIL!!! LOL!!!
    x
    Meant to say IS IT POSSIBLE? NM
    !
    Meant to put JW, not JV
    s
    Meant to ask you below
    Could you tell me what an M-team and an S-team are? Also, do you know what an LEA is? It may be that we are in different states and the terms are interchangeable with something I have heard of (I think I read something about an SST team, may not be the correct letters though).

    Glad you were able to get things to go your way! We have always been pleased in the past and our son has always progressed very well in their programs, receiving A's and B's on his report cards and major behavior improvements, but they missed the mark on this one, and when my husband signed acceptance of their plan after their refusal to try what we thought would be best for him, he told them what would happen and his prediction has come true.
    Perhaps this was meant for OP?
    Not sure why you would intend it for moderator--didn't see anything in mods post that you had to stop.
    Sorry, I meant --looking at it the right way--- no msg

    LOL -Yep, what is what I MEANT to say - sm
    Running on no sleep and just not making sense. I stand corrected!
    it's exactly what she meant, you know.
    nm
    Well.....I meant....sm
    the time before the first ice age. Kinda of hard to believe that we are heading to an ice age when temperatures around this part of the country can top 100+ degrees in the summer and stay up as high as 70 in the winters. Weird weather.....

    Anyhoo.....I also like to melt about a half block of the big block of Velveeta and add a can of chili to it and heat through until bubbly. Really good with Fritos, too!
    I meant...
    I know someone with a dog that gets loose often, and sometimes it is beyond your control.
    Well it is according to how he meant...sm
    how he meant it. If he wasn't playing around and was serious then I would be mad. I mean you never want to call your child names.
    yes, that's what I meant - Thanks!
    nm
    (I meant, " CAN'T see...")
    .
    What I meant was...sm
    There's no debate because I am not arguing against ESC research.
    All she meant
    was please don't put it in the subject line...I didn't watch either show until this afternoon, so when I scrolled down and saw "Talking about AI" (or whatever the OP said) I just skipped it and came back tonight and read it after I had watched. That's all.


    I meant to say

    When I looked back at my post, I meant to say my mom is the only person we will leave a sick child with if we absolutely have to go somewhere, not that if we absolutely have to leave them with her.  My mom is a retired nurse, as well as having great mom common sense after raising 4 kids with all the mumps, measles, chicken pox, colds, flu, etc that goes along with it.  She's also close enough to pick them up from school if need be.  It's just worked out really good for all of us.  Like I said, I think she and the kids would have missed out on a lot if she had lived far away.


    Thank you! That's what I meant. nm
    nm
    Don't be dumb. I'm sure others got what I meant ;)
    x