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Don't use them myself, but my MIL uses her Discover for the cash back. nm

Posted By: trose on 2007-06-16
In Reply to: best cash-back credit card? - sm

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best cash-back credit card?
We've been using the GM card to get new cars for less, but i'm open to a different card that rewards general purchases, food, gas, apparel etc, with cash back.  Any recommendations?  thanks!
maybe they are like discover and out to screw ppl
after having a discover card for a year, they jacked up my rates. I called and asked why, as I had done nothing to deserve this, and their response was that they periodically review interest rates and adjust them - it's just what they do, had nothing to do w/me. Then I did some transferring around to get a better rate - a promotional balance transfer rate good for over a year - pretty good deal, but then they doubled my minimum monthly payment. called again to ask why and they said this was because most of my balance was from transfers, but they could put it back down if I wanted. I said no thanks, I really don't trust you guys anymore, and have no idea what you would do next if I wanted this done. But it actually was a good thing because now that balance is actually getting paid down with having the whopping minimum payments and the low interest rate.
cash cab

Anyone out there enjoy The Cash Cab on the Discovery channel featuring Ben Bailey?....Just found this and I'm an avid armchair player...I'd probably freeze-up in the cab. 


dsc.discovery.com/fansites/cashcab/quiz/quiz.html


cash cab
I caught that several months ago and liked it, but could never find when it came back on - when is it? thanks, I'll look forward to watching it, there's such junk on T.V.now I can't stand to watch!
I would not cash it out. If he wants it so -sm
bad let him cash out one of his, but you will have to pay penalties for early withdrawal as well as taxes on the money. Go get a car loan at one of those dinky used car lots, we have something called DriveTime here that says "everyone" gets approved. Plenty of people trying to sell cars and make a sale, just get a loan and keep your money in the bank. My husband insisted we get rid of my Suburban this April (of course then gas plummetted) though it still ran good at 230K miles, had some cosmetic issues inside and a few dinky problems but ran great (had no engine issues). His parents insisted on loaning us the money though we were just going to get a car loan. So we borrowed $14K, got a 2004 Trailblazer at Carmax with 42K miles, and had been paying them back at $650 or so a month when they "forgave" us the balance of the loan ($10K) as a Christmas gift (they gave my BIL $10K a few years ago for his house downpayment, guess they wanted to even things out). Granted not everyone's parents or in-laws can act as a bank, but if your's can you can always ask for a loan (and put it in writing if necessary--we did not as they knew it would not be an issue). My in-laws are very tight with their money so it was a complete surprise for us, and obviously greatly appreciated. We have had a lot of bad karma lately so I think they were just trying to be helpful, that and even things out between the brothers.
We used mostly cash
I think I may have used credit just once for something that was more expensive. We did try to spend less than usual this year.
I used cash.....nm
ss
cash only

We used cash only and spent a little more this year as we bought little gifts for everyone.  Dh has a PT job making deliveries and he got tips at Christmas time that more than covered Christmas.


You should be able to cash the check at...
their bank as long as you have ID. They don't have to tell you if there is money there; if they can't cash it, you'll know. If not I'd go in tomorrow or Friday. Good luck
times for cash cab
6 pm and 6:30 pm EST and Cash Cab After Dark at 11 pm EST on Discovery Channel....Enjoy the game!  
If there's ever a Cash Cab marathon...
I'm callin' in sick!!!

My daughter (21) and I play along and we complement each other's knowledge very well (baby boomer vs college-educated LOL) and we would SO be rich!! I think if we happened to get lucky enough to catch the Cash Cab, we'd say...Take us to Boston!!! haha!

... but I think Ben is a little scary ;-)
you can't go wrong with cash! nm

Try to catch a ride on the Cash Cab.
e
Try to catch a ride on the Cash Cab.
dfas
Well, for one thing, Cash Cab in a mini-van, not a car.
asdf
We, too used cash this year as we have for about the last 10 years . . .
glad, too, because the work load always crashes right after the holidays for a few weeks and at least I don't have that extra headache right now . . .
We paid cash, spent about
$1000 total for grandkids and gifts for each other. We are debt free except our house. There is nothing like being able to sleep well at night and not be afraid to answer the phone should it ring. We have lived this way for many years, have learned to save money, pay cash for what we want. This has been to our benefit as we haven't had our CC companies drop our limits or increase our percentage rates at all; in fact, our limits keep rising even though we only use them once or twice a year. The thought of having to pay for something many months and years later is baffling to me.
This is my way of making some cash on the side...sm

I can sew and I love making cute crafty things.  So this is a purse I made.  I put it on ebay.  We'll see if it sells.  Give me ya'lls opinion please. 


I hope you have a receipt for the cash - sm
she may be nuts enough to take you to small claims court over the $300 saying you were quoted X dollars and did not pay her husband. Though he might have to be the one to actually bring the lawsuit since he did the work, though she might talk him into it. I also hope you had a written contract as well in place, always pays to cover your butt in these situations. She is obviously desperate for cash (is she not eligible for unemployement?) or having contractor remorse for hiring out her hubby and thinks he short-changed himself and that you took advantage. ----- When I first started reading this I thought it would be, oh I hired a friend's husband, he did a lousy job, we don't want to pay him....that sort of thing. Glad it was not that, seems like you we happy with the work, paid for it as agreed and that was it, then the wife/friend got involved. My DH is not one to haggle or overcharge for anything, gives away his help on big things, and it drives me nuts, so I normally handle that sort of stuff though it is rare for us. We do a lot of bartering on my road, you scratch my back, I will scratch yours sort of thing, from helping start cars to fixing TVs (my DH has saved our one neighbor mucho $ fixing their TV a couple of times). If we cannot repay the favor we either pay in cash or beer, though not so much in beer anymore as the one couple we do this the most, his wife wants cash though the husband is the one doing the work, so to not make waves we usually give him cash depending on what he did for us. He will do car work for me when I cannot get my DH to do it, I pay him for that. But little stuff like moving something we trade favors on. ----I hope she does not become a huge problem for you.
I would give $100 cash and leave it at that- sm
if you can afford a little more and think $100 is too cheap than do so--I certainly would not go over $300 though. If you don't want to do cash then give a gift card to a store you know they like. I think it is ridiculous for a kid (or parent) to expect a gift for graduation. I would just send a nice card. Kids (and some adults) are way too entitled these days and expect everything just given to them. If you do end up buying something engraved make sure is is something that will actually get used and not tossed out by the kid. They might use a keyring for that nice new car he/she has.
Do any of you do online surveys for cash or prizes?

I've done a few surveys over the last few days, and was wondering if this kind of thing is really worth my time. 


Then they can get right back on their tires and rafts and float on back to Cuba! nm
nm
Back-to-back black swans that look like (sm)
a giant moustache. My MIL painted it for us and put our last name on it and my DH nailed it to an outside storage room door. It looks ridiculous, and when the kids have other kids over they always ask why we have a giant moustache on our door!
Hayseed was back a few weeks back
But we haven't heard from her since. I miss her too. I hope she's doing okay.
Well, I'm going to at least try to take it back...

...and if they don't believe me, I can't really blame them.  Several years ago, they had someone return a computer and get another one, and when they opened the boxes later, they were filled with wood and rocks, etc.   I'm still looking for my receipt, but not holding my breath.


My dad used to work at Lowes and he said they kept finding empty nail boxes behind the full boxes. Turns out, people were combining two boxes of nails and only paying for one.  I didn't realize nails were that expensive.  Who knew?


thank you so much for having my back.
for a little bit was beginning to think i was crazy/

i havent said anything to her yet, but i have to many parents and one of them spoke to teh principal who laghed it off. teh teacher, when that parent talked to her about it, said that seh goes thru this every year with parents and that teh children wanted to talk about it. i told my mom adn let me tell you, she is PO'd to say the least. tonight is our christmas program, my mom said she was going to talk to her, i think i'll be standing right next to her. i cant wait. i wish i was more vocal, adn wasnt so scared that if i did make a fuss she would treat my daughter differently. just dont know what to do here, i feel like screaming, but am too scared...isnt that silly.
MTT, you just took me back to...
that baby sweet smell of Dreft that I used when my kids were little!
Back at ya!
Sorry took so long!  Chickens rock!
Could it be your back...sm
Causing the pain in your foot? Up until just recently, I had that electric-shock feeling in my foot when I would turn it a certain way. It was excruciating! But it would only happen if I turned my foot at a certain, odd angle, like when I was stretching, so I just tried not to move it that way. It lasted for a good 2 months, then finally went away on its own.

I'm certain this was caused by whatever is going on in my back, though. In the last few years, I've started to have a lot of problems with my back. My doctor thinks it's because I have scoliosis, the degree of which is considered mild, but they're finding out now that even mild curves can cause severe pain.

Mostly my pain is from muscle spasms, but there is also definitely some "pinched nerve" type stuff going on at times. Lately I've been feeling an odd sensation almost like something is encircling my big toe on that same foot that had the shock-like pain, but it's very mild.

Anyway... maybe you could see a chiropractor? I went to one in the past, and I could really tell a difference. If I missed an appointment, I'd start to feel that sciatica-type pain down one leg. Also, a physical therapist might be able to help with exercises and tips. Insurance will usually cover that, but they don't always cover chiropractic care.

I got a TENS unit through my PCP and that helps relieve the pain, and I do stretching and strengthening exercises (I even have a DVD for yoga exercises specifically for the back and scoliosis that I *really* need to start doing.)

Anyway, just throwing out some ideas for you. I hope you can find a solution. I know that "shock" pain is horrible!


thanks - got it back
z
No. I don't think they are trying to win back--sm
their customers. This particular company has had negative reports about their products for years. Personally, I would never give this pet food to any of my pets even prior to the tainted pet food scandal just because of the negative reports about their food. They are going to be faced with a number of law suits anyway, in regard to the tainted pet products, as are probably some others. I don't think their giving away free pet food is going to win back anyone, who has a lick of sense in their head and true concern for their pets. Actually, being a pet owner, I think I would stay away from any and all of the pet food manufacturers involved in this tainted pet food business. I would no longer trust their products to be safe, no matter what the conditions after the fact. The *quality* pet food manufacturers are not on the recall list, so I would stick with them, for now. but then again, this is just my opinion.
I just got back from looking.

It was awful.  As far as the chickens and the sheep, that really did not bother me at all.  I grew up on a farm. They had had a party a few months ago and never cleaned up.  It smelled of urine.  I still have that awful smell with me.  GAG.  The place looked trashed. There were holes in the walls.  I know you are supposed to look beyond that and I tried and tried.  The fact that they knew since Monday that we were coming to look, I think they should have made an effort to make it look presentable.   Even the realtor agreed with me on that.   I don't feel they took us seriously. The realtor said they already came down from 130k to 125k so the potential buyer could put in new carpet or steam clean it.  I tried not to make a face but Dh said I had rolled my eyes.  My cousin, who knows the owner, said these people do this for a living.  They buy houses, live in them for a little while then sale them for profit.  I don't think they have a clue about their business.  IMO.


DH looked into the attic.  He said he could move the beams with his hand.  He did put his face on the wall in the living room, he said it was crooked.  DH said that our house is better built.  I noticed cracks between the ceiling and the baseboard in the loving room but I thought maybe just the baseboard needed to be renailed.  DH thinks that is an indication the house is sinking. 


The only thing we liked was the living room, sun room and that shop outside.  I liked the backyard but the master bedroom was too small.  The one I have now is small but it is bigger than that.  I want bigger, I don't want to downsize.  The other two bedrooms I thought were too small as well but we could live with those if we had to. 


I guess the reason they did not take us seriously and did not put out an effort was because I had already told them that 125k was too high for that neighborhood.  THe realtor lady said that they had come off but evidently that 125k was their comming off price.  I don't think I would want to pay 70k now, not even 50k.


 


Just getting back to you but the dog
had foot surgery- I saw it prior and had like a lipoma removed from its foot (have seen it since also). Apparently the dog has problems with being mobile as older dog, heavy dog (the guy fed it scraps from the table)and thus the reason for the mother giving it drugs for pain, sorta like I take ibuprofen daily because of fibro. Anyway, I appreciate the post- got email from her again this morning, about nothing really, but once I answer know it will get back to the doggie issue. Several people associated with her have sent her books, items, etc. about her enabling, so she tells me, but she will continue. I have a now deceased husband who did exactly the same- you would never have made him understand it does not help. He told me he would go to his grave and not do any differently and he did. I am not sorry for paying for the surgery but now have decided no more doggie medicine money. Thanks again!
Hey, I just got back from there
and was at the Belliago and I sure did not have freebies. Don’t you have to be one of the big rollers (or they think you are going to spend a lot at the tables) to get deals like you are talking about? Regardless of what places give away free, too spoiled to stay anywhere else now since my stays there.
I back you in everything you have said
and people who think you can ask nicely are probably the ones who have the problem children. Some kids just do not like anyone older saying jack to them. Sorry some people want to hide their heads in the sand. Their children probably don’t know how to behave either so they think youre asking/telling the kids to go was wrong. The kids would have responded the same way to either asking or telling. Poor upbringing.
No, not at all. I'm 37 and am going back SM

to school to be an ultrasound technologist.  I started this path back in 1993--graduated from rad tech school in ྛ.  Then I had kids and never worked in the field.  Went back to school in 2000 to become a medical Transcriptionist and have been working as an MT ever since.


Now, I'm finally working toward finishing my ultrasound degree.  I'm really excited about it.  I sometimes worry that I'm too old, but I'm not going to let that stop me.


You can do it!


Chickadee


I'm 60 and going back - nm
nm
I think I would think back to before it went bad (sm)
The last time you knew he was happy, and find somewhere you can spread them. A place you know he enjoyed or something like that. Before things went downhill.
Just came back and saw something
it was close to where Depends are kept, urinary incontinence supplies- for people who may can not wash their hair and it is a dry substance you put on and comb out, I believe. I have seen other things like this before also.
He should have to pay it back somehow, but (sm)
I know that doesn't help you when you have to fork over $100.  Hope it all works out for you, and that he never does it again. 
Oh, please, go back to bed or something (sm)
Have you ever been to NYC?  I used to live about 30 minutes from there, and spent a lot of time on subways on my way to Columbia Presbyterian where DD had appts.  Believe you me, it can be very confusing until you get the "lay of the land" and she sounds like she is trying to help. 
No - if it comes back to your son
he may hesitate to confide in you again.
It all comes back to you
Congratulations!! and yes it does all come back to you .....I am a mother of 3 with 6 years in between each (I think I kept forgetting how it happened!) Mine are 18, 11, and 5 and each time I felt like I was going through all the nervousness for the first time!
does anybody know how to back up

save it to a disc maybe?


 


TIA


Of course it will come back if...
you go back to eating lots of bread, potatoes, and other high-carb foods. It is a way of living, not just a diet. I have been on it for over a year now and have lost over 20 pounds. I was not overweight, just needed to lose those last few pounds. I have my cheat days where I will eat whatever I want, maybe once or twice a week. If you love steaks and can stay away from the french fries, then it is a fairly easy diet. I don't count my carbs anymore, I just stay away from those high-carb foods and if I notice my weight going up, I will go back on induction for a few days and it comes right off.

To the original poster, the ketosis will pass. I had dizziness and shortness of breath but it passed. If you are concerned, I would consult a doctor though. If you have certain medical problems it might end up hurting you.
I don't know how I can cut back any more....sm
I'm cut to the bone as it is. I only have my 2 sons and my mother and brother in my family to buy for. However, I do have a couple of friends that I buy for and my pastor and his wife.

My youngest son wants a bow and arrow set at Wal-Mart that costs $97. I don't know how I will afford that, much less anything else.
I definitely am not going to back down.
And let them know that in no uncertain terms.  I worked at this facility 35 years ago when I was in high, and the work is what inspired me to go into the medical field to help people.  I know this unit supervisor personally, worked with her 35 years ago as nurse's aids together, so I don't want to think that she had anything to do with it.  It is not like this was personal property just lying around for the taking.  Whoever took it hard to work pretty hard to get it off her finger.  It makes me so sad that people can be so duplicitous.
why fly back at someone sm
telling you the truth. Sounds like you just want to argue now or want sympathy. GET OUT! You are doing a disservice to your kids. Don't say you can't get out because you can. This is from teh voice of experience lady. Dont bite back at those who tell you the truth because you don't like it. Sounds like you want someone to tell you its ok to stay. Why would you listen to cop who gave you the advice that he did? This is 2008, not 1958!
If he's so sure he can pay back the IRA, let him use HIS. nm
x
you did right, don't look back.
God would never want anyone to put themselves in danger to "help" IMO. I too have been a crime victim, and way before that was dumb enough to pick up 2 guys at a time and give them a ride. They were nice, but even they said, "how do you know we are not going to rape or murder you." If you have children or family, you could "help" and risk leaving them without a mother, a daughter, a wife, etc.
Yes, that was me. I let him come back after he was
released from the psych hospital and of course nothing changed.  Well, it changed for about a month.