First and foremost
Posted By: Gina on 2008-08-31
In Reply to: What would you do - survival wise - Kaydie
I'd get the hell out of Dodge and worry about the food later. I would make sure I had water.
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We are in the same boat. First and foremost, file your taxes.
The penalties are huge if you file late. Once you file, it will take about a month, and they will send you a bill. We were able to get a 4-month extension, i.e., extending the due date of the balance. We only had to pay interest and some penalties for paying late - again a fraction of what it costs to file late. That did not cost anything. The next option was setting up a payment plan, and I think that cost $125 to set up plus the interest and penalties for paying late.
They really are not bad to work with, especially this year. I read an article where they have been instructed to work with people, especially in light of the bailouts for large companies. They are very respectful, much better than any creditor I have ever worked with, and as long as you are working with them, I think you'll be just fine.
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