Nah, never had appraised as

Posted By: Laura on 2007-04-26
In Reply to: I don't blame you. Have you checked zillow.com - sm

used to belong to my father and I am sure he never had it appraised as well. I just know lakefront and all that land, am not gonna give away. No, I don�t have to sell either, just as I stated gets old (especially with husband) with all that mowing. If I got someone else to mow, the price would be just too much $$$.

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They think I will just accept the money and roll over, not! - Laura
- They probably want to buy and flip it anyway - sm - XXX
  - Once they give me what I want, they - Laura
    - Why don't you hire someone there to cut it - sm - XXX
      - Well if you had a neighbor like mine - Laura
- I don't blame you. Have you checked zillow.com - sm
  - We have 5 acres in a remote county about 12 miles - sm - XXX
  - Nah, never had appraised as - Laura
- counter - justme
  - I sent in the 145 and my realtor said - Laura
    - That's right - you don't have to take the - Misha
      - No don�t have to sell but this property is 1 big headache - Laura

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Well, Step-One: Get it appraised by an outside
on TODAY's market, which in most areas is anywhere from 40%-50% lower than it would've appraised for 3 years ago, when home values were obscenely inflated.

Then see about the loan at the current appraisal rate, NOT what it was worth 3 years ago. Maybe you'll have better luck that way.
Friend or not, I would shy away from having the house appraised by someone who is a friend of the current owner's. That would be a conflict of interest that's better steered clear of.

Good luck!