Not, actually sm
Posted By: Frugal and living well on 2009-03-31
In Reply to: Poll: How broke are you? - XanaX
I saved $5500 for paying the PT IC work taxes. After my full time employee withholding I still owe $298. Shoot, that is not anything compared to straight IC only days where I'd pay in $8000.
Money in my purse: $22
Money in checking: $730 (payday was yesterday, but check not in yet)
Money in savings: $4500 (I let a kid borrow a grand)
Do I make just stupendous money? Not exactly. It is big to me and just shy of $40K, but not by real life standards.
My lot rent: $75 (mobile home is paid in full)
DSL, phone line and DishTV: $220 (have to have local phone with DSL, they won't let me have it only)
Water, sewer, trash and electric (one bill): $130
Gas for heat and water tank: $66 for Jan into Feb (live in a cold snowy region)
Netflix: $19 because I stream while I work, worth the money
to keep me focused and entertained.
Several years ago, after a foreclosure from medical issues, I knew I had a choice to make. I could only make so much more money than I had been making and while that more was $10K a year, that is pretty well the limit. I needed to look really hard at where I could cut expenses. I paid $3000 for my mobile home, 2 bdrms, 2 full baths, in need of work and now finished...it is a lovely, cozy home and at 1100 sq ft, perfect for me. Its greatest asset is that I don't have to make payments.
I do give quite a bit of money to my kids these days. They know that in any given month they can touch me for $100 and get it, no questions, no paying it back. There has been plenty of that lately. I am also buying far less food and eating far less. I have lost weight and I have enjoyed that. Since living in this house it has been about 50 lbs and I can't say I am upset about that!
Ain't what you have to spend, it is what you get to keep.
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