what if HIV positivity affects survival rates
Posted By: lets stop and think on 2009-04-27
In Reply to: Not what the reports are saying. They're - sm
And some peace corp volunteer from Mexico City lands in Congo where there is a 40% infection rate?
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Closing an account affects your score because
if you carry balances on other cards, by closing an account you instantly increase the percentage of available credit that you are using. An assessement of the percentage of use is a significant element in your credit score.
If you have other cards with high limits and low or no balances, closing an account will have only a small, probably temporary, effect, unless you are closing the account with the longest history. As another poster mentioned, length of credit history is another significant element of your credit score.
If you have high balances on other cards, leaving open an unused account will make those balances a lower percentage of your available credit, which can boost your credit score. However, in that case, paying down the balances will have a much larger positive effect on your score.
survival s/m
I read a post below where someone said they had a complete set of cast iron cookware including a Dutch oven. I wondered if anyone is familiar with Dutch oven cooking (the kind you use outdoors?) Wonder how many know that with an outdoor cast iron Dutch oven (the one's with little legs) you can cook anything you cook in your kitchen without benefit of electricity or gas?
Survival
My first suggestion is if you don't know how to cook from scratch, learn.
My stockpile consists of lots of dried beans and blackeyed peas, rice, dry spaghetti, flour and cornmeal along with ingredients for making bread such as baking powder. You can freeze these things of they will last a very long time if stored in air tight containers.
Lots of people say they don't like pinto beans but if things go the way they are headed, I expect lots of people will think they're quite tasty when they're hungry.
If you have any kind of yard, invest in seeds and grow your own garden. You don't have to have a lot of space. If you don't know how to raise vegetables...learn. Fruit trees take a few years to mature so start planting fruit trees instead of decorative trees. Fruit trees make good decorative trees anyway. Learn how to can like your grandmothers and great grandmothers did. Those who will be hit hardest are those who live in apartments but, again, pinto beans and rice, even if you think you don't ike it, will taste very good if you don't have anything else. If anyone is interested, I'll be happy to share my bean recipe. They can be a delicacy if properly prepared. Everything you need to make plain old beans a delicacy can be stockpiled and will last just about forever.
What would you do - survival wise
Thinking about the storm Gustave (sorry, don't know how to spell it or want to open up new window to find correct spelling), but it brings me to another question I wanted to ask. If you knew an impending storm (or some other disaster) was heading your way, and you would be out of power for 30 days (no refrigeration or electricity/gas) and was stuck in your home and could not leave (roads blocked or whatever reason) and you had time to prepare ahead of time. What kinds of foods would you have on hand in your "emergency stash" and what types of things would you eat.
shows who rates around here
So, the almighty humans get the seatbelts and all we get is a stinkin' leash?
Mortgage rates
Is anyone refinancing with the mortgage rates so low? I doubt we'll ever see them this low again.....thoughts?
Won't your rates go back up when you start getting RX again, though? nm
xx
Try Monte Carlo, good rates, right on the strip nm
ss
Yes, guilt is my downfall. Now, I feel guilty because she has no life survival skills because I have
done everything for her...so now I blame myself about how she will survive because she has no idea what to do. I guess I didn't have anyone leading my way. I've been on my own since I was 16 years old and I made it okay. She calls me for EVERYTHING..how do I do this.. how do I do that and I know now it's time just to let her fall because she'll never learn how to pick herself up if I keep doing it. That's the hardest teacher..falling on your face. She even said that she feels different because she doesn't know anything other kids her age know how to do.. That right there should have made me STOP.. I have not done her any favors..When I thought I was helping her, I was just making it worse and enabling. I'm done with it. Thanks for listening.
Negotiate lower interest rates on your credit cards
It’s worth a shot, and some credit card companies might do it if you’ve been a faithful customer or you threaten to balance transfer to another card.Buy a texting plan for your cell phone. Texting has become unbelievably popular. I have no idea why, because it seems like a pain in the butt, but it’s typically 15 cents for every message you send and receive. This adds up, so better off paying $5 to $10 a month for the add-on plan if you’re addicted to texting.
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