Any 62 year old should know by this time how to figure things out
Posted By: Sickofyou on 2008-02-27
In Reply to:
I am older but I do not have to ask others how to get around money out of my husband's money to cover my expenses. Give me a f…ing break! All the time I have read these posts have never seen 1 person trying to be so underhanded. They are not glad to be able to make around $900- they were trying to do something against a company, IRS and anyone else she could. After all that time she comes back to rant some more and call us vipers. I am independent. Last year I sold property for $150,000. I did not pay all my independent taxes like I should but.... I had major expenses such as new computer, property upkeep on the one sold plus those taxes, my property taxes where I live and I made arrangements last year (hey, I was thinking ahead) and set up at least $46,000 in the bank JUST IN CASE I needed for the taxes this year. With all my expenses paid out, did my taxes and got back a little over $600. I did not retire, I did not flame others for what I should do, I used my head before time, not just running out and spending all and had a cushion in case I needed. I am woman, I am strong, I use my head for what it was intended. This is the way things should work, not retiring first, not having enough money, not trying to be sneaky about working and having others taking the credit and pay then paying me under the table, then trying to pull the wool over other's eyes!
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I've been trying to figure that one out for some time now.
I changed companies, bought an expander, even tried Dragon Naturally Speaking. I give up.
Figure it's time for a update on my daughter - sm
She has 2 chemo sessions left, it's been pushed back twice due to low blood counts. So far we have not needed any more blood transfusions (has had 2 already) but her ANC has gotten dangerously low 2 x now (her immunosuppression was in the toilet basically). The main problem we are having now is having her maintain her weight (getting her to eat good), she is only a 1/2 pound over what she was when she was discharged 04/02/05, now at 38.5. She is average height for a 5-y/o, looks so skinny and bony now though, pale too. Still had a good covering of hair, about 40%, until this last week, now the rest is coming out in dribs and drabs...has about 10-15% of her hair left. New hair is already growing in, baby fuzz, like what a newborn gets, blond now though, no more red. Guess I will find out in 4-6 months what it will be. She had good weeks and bad weeks. Chemo weeks are worse of course, she is nauseous and tired for about 3 days, then gets hyperactive a bit here and there, that is real fun (sarcasm here), drives you totally nuts, pretty impossible to work in the circumstances. I am working a little but not as much as I would have been otherwise, some days more than others, just depends. Pretty much back to working late at night and early morning so I have the day basically free since I have weekly trips to the hospital and whatever else that happens to be going on. This week alone she has 3 appts, but necessary to make sure the cancer has not spread. But the last week has been a good one, the two prior were not. So I try to enjoy the good ones as much as I can with them. I'm just happy she has an older sister to play with, helps a lot. We did get some great news 2 weeks ago that Make-A-Wish is going to grant Jenny a wish, now we are just getting it set up etc. We are half-way through the process now. My husband and I are totally thrilled with the generosity of this organization. I sat at the doctor's crying I was so overwhelmed by it. My FIL of course had to the fly in the ointment, he didn't think they would do it since she was not terminal......it apparently has to be life-threatening....well, she'd die in 5 years w/o the chemo, is that life-threatening enough? So I had the great pleasure of calling him today and said the "offical" interview was in the next couple of weeks to finalize the wish, the details, etc. It is really amazing what they do. So if anyone out their donates to MAW, I want to thank you as you are making it possible for my little girl to have a wonderful wish....I will get into details when it is "official", as she has to give 2 wishes in case the first one does not pan out (she already has 2 things decided, very clear-minded for a 5-y/o). So that is where it stands for now. Hopefully we will stay on track the rest of the Summer.......
Take the time slowly to go thru some jobs and figure out
s
A little hard and time consuming to figure out
If you do 300 lines per hour of 65 characters with spaces, no bolds, no caps, etc.then that would be at an average of ten words per line, 12 courier font - 1 inch margins, and so that would be 3000 words per hour divided by 60 which is only 50 words per minute. Your speed on transcription is different than regular typing as you have to account for stopping, listening, correcting, etc. For reqular typing speed I would double what your transcription speed is. I would tell them what my average transcribed line count is and tell them to figure out how that turns into words per minute.
going on my 17th year of it and feeling good about things sm
still loving it just as much. I work for a hospital and they just sent us home to type so everything is new again, new system, new challenges. I need to be challenged or I become bored, so enjoy things at the moment.
If you don't take the time to find to do things
that give you joy you'll become a bitter old woman and you'll always have regrets that you gave so much of yourself to your job.
My mother died of cancer, she fought it for 17 years, but she was just 50 when she got it and the chemo damaged her heart so that she had no quality of life and she wanted to go to the beach one more time.
My father worked hours and hours, OT and weekends, and neglected his family, not out of financial need - not sure why exactly. He developed Alzheimer's in his early 60s, was not able to enjoy retirement and it didn't matter that he had $100,000 in the bank because he didn't know who he was, didn't know who I was, was in diapers, couldn't feed himself, etc.
Make the time to do what you enjoy, if only for 15 minutes a day. If $$ is an issue, use coupoons, buy off brands, shop yard sales, etc.
You can work until you last breath and they'll still be calling you to help with the backlog. The company doesn't care about you, doesn't care if your children are sick, if your parents are dying, if you are puking your guts out, so why should you kill yourself for the company.
Fun things to do next time you are in an elevator...
 Wave hands wildly at invisible flies buzzing around your head.
Crack open your briefcase or purse, and while peering inside ask: "Got enough air in there?"
Stand silent and motionless in the corner, facing the wall, without getting off.
Greet everyone getting on the elevator with a warm handshake and ask them to call you "Admiral".
Stare, grinning, at another passenger for a while, and then announce: "I've got new socks on!"
Frown and mutter "gotta go, gotta go" then sigh and say "oops!"
Walk on with a cooler that says "human head" on the side.
Stare at another passenger for a while, then announce "You're one of THEM!" and move to the far corner of the elevator.
Draw a little square on the floor with chalk and announce to the other passengers that this is your personal space.
I just had to lighten up this board a bit today!!!!
Not really hate..but not enough time for the things that bug me (nm)
Good things take time. (this is addressed to OP, BTW) My first 15 years or sm
so of MT was without the benefit of using an expander. When Expanders became the norm, I was reluctant to try, thinking that it would be more cumbersome than by not using it at all. Was I surprised and pleased I had ventured into the Expander world.
Since you're at home you can add entries on your free time, even if you do 5 or 10 at a time, when there is no pressure on you. Start out with expanders for "the patient," "-year-old," the names of your doctors, anything that is repetitious. You will be surprised how much time this will save you. My initial expander, PRD, actually calculated saved Keystrokes and productivity. Back then I was saving 30%!
The expander is especially helpful for those crazy terms that are hyphenated or have camel caps, those that I always had to look up to check myself. Create your brief form by just using straight lowercase, for instance, duoneb for Duo-Neb (or d-n).
Speed will come, don't worry. Good luck to you!
(Posted in the wrong place--I always do that!) This is in response to OP.
Half the time they spell things wrong anyway! NM
!
I think it's that time of year for most men right now.
Did you ever notice how they get crotchety in the spring and fall? I think it's testosterone levels adjusting to the change in season or something. LOL
My Mom called this morning to vent about a tiff she and my father had over something stupid. My husband and I have been having the same theme of tiff lately, too. It's all over silly little things. I actually told my husband to make out a schedule of what he would like me to be doing and when all day long because he's been a little dictator lately. He keeps interrupting my work for help with this or that or he can't find something. Geez, nobody helps me with squat, and I find everything by myself. Plus, I don't go to his work to bother him. If he'd put his stuff away, he'd be able to find it again. Instead, he blames me for running it through the washing machine when he left it out in the garage. OK. He's going to be sleeping in the garage if he doesn't knock it off.
I like this time of year best...sm
Cause like in NC, it doesn't get dark until between 8 and 9 at night. I love it...
You can also pay once a year at tax time
When you are an IC....all that means to the company is that they give you a 1099 Miscellaneous form instead of a W2. You can pay your taxes quarterly but you can also do it all at once on April 15th. Usually people who pay quarterly do so because they make a lot of money and they don't want to pay in a big chunk in April. I'm an IC and I love it! Hope that helps!
I was last year for the first time...
After 11 years as an MT, thought I'd try joining for a year. I decided not to rejoin for a few reasons.
The group health insurance is not available in all states; mine is one of them.
Although I get the same discount through employer for books, I'd hoped to try some online classes. Found that after spending 7-8 hours a day transcribing, my behind and eyeballs can't handle much more computer time. For the same reason, I didn't take advantage of the online forum and classes available.
I live too far from everything to participate in AHDI chapter meetings.
As an AHDI member, you get lots of lengthy emails in your inbox (too many and too long, I think), most of which are more about AHDI activities and not much help otherwise. You also get a couple publications, Plexus and For The Record. They seem geared more towards transcription service providers than MTs. The only thing I liked were 20 CMT Prep Q and A's in Plexus, hardly enough to justify the membership cost
In summary, if you're able to take advantage of their online helps, if you're an MTSO, medical records tech, a person who enjoys being active in group organizations and have a branch near you, membership might be useful.
Bummer. I know those things aren't cheap. Better luck next time!
nm
Thanks for sharing. I also travel A LOT..and the majority of the time things go smooth, but sometime
Last time we went on vacation, I forgot to pack my keyboard that I had just bought for $50 and had to run to Radio Shack and get another cheapo for $30. Then, the hotel internet was AWFUL and kept cutting me off so production was sloooooow..Overall, I just check ahead to see what the hotel offers in terms of internet etc..and I do end up having to pay anywhere from $10-12 a night at hotels but it is worth it so I am not missing work or using all of my PTO time. We're heading to Mexico next year and the hotel has wireless so I think I'll give it a whirl. We have a condo in Hawaii and I have sat out on the lanai all day looking at the ocean and working. It was the highest production I have ever had. The only downfall I have found is trying to remember all fo the time changes so I am starting and stopping when I am scheduled. Hawaii is 5 hours different from home so I had to factor that in. In any event, thanks for sharing and I agree. Vacation can be fun AND productive.. LOL
I'd be in my pool for the 2nd time this year.
I always have more work this time of year
I have my own office account and patients try to get in their yearly appointments before their yearly deductible is due in January again so my work always picks up this time of year. January is usually a little slow for me but it picks back up by February normally and stays quite consistent the rest of the time.
I am taking for second time in the last year
I took if for a while and was without insurance so had to stop for a bit. I am taking it again. I was previously on Paxil. My doctor said that Lexapro had way better withdrawal than Paxil. Paxil would "wig me out" if I missed a day. Lexapro has never done that and when I weaned myself off before I did not notice any major withdrawal symptoms. I also did not gain any significant weight and I am not skinny so believe me I did not want to gain any, lol. We are all different though, but that is my experience. Like I said, Paxil was way way worse on both.
MIL is cooking it- IN- I did it for the first time last year, also IN-
x
Wow, what a nice way to help others at this time of year. nm
x
Used it for the first time this year and very pleased. sm
We had a deduction we had no idea existed and would not have come across if we'd done it by pen and paper. We also received our refund very quickly, less than 2 weeks direct deposited. It did take a long time to go through the whole process, longer than expected, but we will definitely use it again next year.
I enjoy this time of year when
the time changes and we start having the long days. Here in NC now it won't get dark until about 8:00, and on into the summer it will be closer to 9:00 before it gets completely dark outside. I absolutely hate it in the winter when the time changes and it gets dark at 5:30. It's depressing. I wish the time could stay the same all year.
I used Turbo Tax last year for the first time sm
last year and loved it! Only had the tuition credit, though. Everything else was just plain old taxes. I think I'll have to go back to the accountant this year, though, because now we have a rental house to claim for 2006 and I'm not sure how to do those. We have had them before and all that depreciation, etc, would confuse me. Also, I'm an IC now so I guess our taxes will be a mess in the next year since I've only been an IC for about a month now. That won't show up until 2007 taxes are due.
This is a good time of year to buy.
There are usually good sales in the week before Christmas when retailers are hoping to improve their bottom line. Also, if you wait until January, you may find good bargains from those trying to move stock during a slow time. Personally, I like my Dell. I've had three of them now and really have not had any problems. You can now get them at Staples, too.
Or discpline time! My kids would be very sorry if they threw things at me or in the house. Two hours
is not too long for them to give you some space. That's really sad for you, but maybe try to rein them in. Can't hurt, right?
Sorry, that is not uncommon at this time of year. Post SM
office employees get greedy.
Full-time without OT. Made about 40K last year. nm
4
I feel your pain! This is the time of year sm
when I take advantage of my Netflix subscription, having movies delivered to my home. Also, there is PLENTY of great entertaining, informative stuff on the "cable" channels (I have a dish). I'm hooked on HGTV and DIY. The Food channel makes me way too hungry so I avoid that one. You can take a "mini vacation" just by watching the Travel Channel. Even the Weather Channel has some interesting shows.
Anybody make less than $12,000/year, part time - sm
I know at just part time (minimum 25 hrs a week) I won't be pulling in a ton of $, but I thought it would be a little more than that. Am I alone?
Sedona, Arizona is awesome this time of year.
I'm 46 and I went back to school this year full time for a BSN...sm
I was worried about because, let's face it, my short term memory isn't what it used to be LOL. Plus the program is ONLY full time. They had 1000 applicants and picked the top 70 of us. If you didn't have a 3.5 GPA, you didn't get in. But I am doing really well in school - after I got past the shock of the first 6 weeks - tons of work- and I am at the top of my class. My husband, bless his heart, is doing all the cooking and we are basically kind of ignoring the dirt. My house will be clean again another day. I am finishing up my second semester, have 3 more semesters for a BSN, and then another 2.5 years to get my masters and be an advanced practice nurse. 41 is definitely not too old! You will have to work smart to save your back but it can be done. Also MT is starting a slow slide out...you would be smart to start your second career now while you still have a job... IMHO
good luck!
I made 21,000 last year working part time...
hoping when my youngest gets a bit older (she is 16 months) I can make a bit more...
Perfect time of year to get a foot in the door somewhere.
I feel for you....been there. Actually, I got my first break this time of year, doing p.r.n. work for offices that had MTs out on vacation. Get your phone book and start calling, see who might need you for a week at a time, a few months (maternity leave, sickness, etc.) You'd be surprised what it leads to. I sure wish you the best of luck with it.
generally this time of the year is slow for my hospital NM
:)
Working 2 full-time jobs (for a year now), and boy am I tired!!
.
I crocheted a baby's hooded sweater last year at this time.
Had a heck of a time with it...kept sewing it until I got it right, Had To! LOL. The one side of the hood was right on at first crack, but the other side of the hood looked outrageous at first, LOL, had to undo and redo a few times. Arrgghhh. You'll get it, just keep on keepin' on!
It's cold here this morning!!! I had to turn on my office heater for the first time this year.
 Winter's coming and it's supposed to be incredibly cold the next couple days. YUCK And, with the gas prices the way they are I guess I'll have to suffer with it a little colder this year.
I *only* make $40K a year for full time work. Now I find that isn't decent is or fair?
nm
Bad things? what bad things? people's being petty and small?
x
Mine are in year-round thank goodness! They've started their new year 2 months ago.
x
Union diesil mechanic - good pay, great benefits. We swap year to year on who brings home more sm
money.....but I am an IC and he has all the benefits...health insurance/dental that the company pays for, pension plan, 401k, etc. Factor all of that in and he makes way more than I do.
to cowgirl - Last I knew, last year the job paid $25,000/year no taxes, etc.
The hospital was bombed about a year ago, but not a lot of damage, very minimal damage.
44-year-old WF, M, Texas, 3 grown kids, just had 26 year wedding anv.
nm
nope, still crunching last few days of year to hit my 50k this year. how can you when you haven'
;
Nothing this year. We ALWAYS got a cool surprise in the past, but this year nothing. :-( nm
d
After I went to a 1-year MT course at a vocational school, it was so bad that I did the 2-year colle
Not only did I finally receive the proper training, but the woman on the advisory board hired and mentored me. I also joined the local AAMT and networked. Good luck. I know how frustrating it can be. A community college will have a good program to include medical language, MT courses taught by local MTSOs, business English, anatomy and physiology, pathophysiology, etc.
I think he makes $700,000.00 a year, and if they ask him to walk before his first year MQ has...sm
to pay him a cool 1 million dollars. You can check this out at the Medquist website. I think the CFO makes $350,000 a year, and the head of IT makes $250.000 a year.
P.S. This does not include the perks, like expense account, car allowance, sign-on bonus, etc.
Our 16 year old son has been working for a year now to pay for his truck.
He's learning how to sand and do body work and how the engine and transmission go together. My parents didn't buy cars for my siblings and I either. I had a 20+ year old beater car until I could afford to move up to a a newer one.
I see all the nice new cars parked in the high school parking lot every day. It's nice that so many disrespectful punk kids get handed something nicer to drive than what all the teachers drive. Oh, well. Honestly, I think most of them borrow Mommy or Daddy's car or are the child of a doctor who can afford to hand them everything.
Hopefully, my kids will take better care of their cars because they bought and built them on their own. You're not going to grow up to be responsible if you don't work hard for something and expect Mommy and Daddy to bail you out all the time.
Oh, my Dad lectured us on even allowing our child to have a vehicle because Dad didn't have one until after he had worked his way through college, lettered on the football team, got straight As, lettered on the baseball team, yadda yadda. He either walked or hitched a ride. Yeah, well, times were different back then, Daddy-O. LOL At least my kid has the opportunity to work and earn his own car.
IC - 30 hours week, $98K last year. So far this year - 28K. sm
Individual IC - own account(s).
Not me, owed last year, and expect to owe this year- sm
or break even, had more expenses this year. Only owed $200 but still don't want to owe at all. Need to start doing estimated tax payments again so I don't owe! Guess I will get off my butt and do that this year.
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