Apply for a business loan to meet payroll.
Posted By: No one starts a business without cash. nm on 2008-12-14
In Reply to: 30 day pay cycles.... - ImaMTSO
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- 30 day pay cycles.... - ImaMTSO
- Apply for a business loan to meet payroll. - No one starts a business without cash. nm
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Business rates also apply to HSI MT users.
They charge more of course for business acct but say they respond more quickly to down time if you are in business.
Got my loan YEA !!!!
I did work for a year for a company but actually realized parttime was not for me I want to do this fulltime and have a good education so I signed up with M-TEC. I hope the job placement speaks for itself though I know I have to make the grade. Wish me luck !!!!
home loan foreclosure (sm)
does anyone know the protocol for a home foreclosure. I believe my lender may be foreclosing, (it is a by owner sale, the lender is a person, not a company) but we have not been notified of anything. Does anyone happen to know how this process works? Should we have received something either in the mail or brought by the sheriff to our home?
ITA with home equity loan if possible. sm
If credit is good you can get a prime rate, or maybe even 0.25% below prime. Can get about 2% below prime for 3 months, but for most people this isn't reasonable.
Trying to get a credit card to consolidate might not work, because if you have that much $$ outstanding (I'm thinking other credit cards) you aren't going to be able to get much credit and you'll just have 1 more credit card to deal with. Also, lots of credit cards will offer 0% for 6-14 months, BUT if you read the fine print you may have a transfer fee of 3% of the balance. Sometimes there is a cap on the total, but not always. Also, pay CLOSE attention to the grace period. We had a card that had a 25-day grace period, but by the time I got the statement and the time they received payment I was outside my grace period, thus we were charged interest, even though we paid the card in full.
If at all possible don't get a credit card to help get you out of debt. Call current creditors and see if they will lower your rate. If you have good credit they probably will, if bad credit you are probably out of luck. I would cancel some of the cards too. It won't help you pay off the debt, but will stop you from getting more.
I know this isn't what you asked, but BTDT and learned the hard way, and hoping to present other options you might not have considered.
Has anyone received a personal loan lately?
I had unexpected expenses and had to get a small one from HSBC. Here are the questions I was asked:
Do you have medical insurance? If so, what are the deductibles for hospital stays, office visits.
Do you have life insurance and if so, how much?
Do you have disability ins and if so, how much?
What is your home owner's insurance deductible?
What is car insurance deductible?
Who are your insurance carriers?
I do not recall these types of questions. I ended up buying 10/mo insurance coverage which includes disability and life insurance...for $2600. I am 48.
Is this new?
email back & ask for a loan LOL nm
x
My mortgage payment is nearly that much. Ten year loan.
I got a loan today, as they have to be paid in a few days or else! NM
x
Yep, she used to be in payroll.
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it isn't just payroll tax
the GST/HST is added to everything you buy - so an additional 13% on food, clothing, cars, energy, education, housing, etc., etc., etc. And while it may be $50 a check for you for some people it would be a lot more and for some a lot less. Hmmmm, sounds kinda like redistribution to me.
No need to submit anything for payroll if you are SE.
The platform keeps track of your lines and dates worked. As an SE, you choose your own hours and they expect you to work them, but actual time does not need to be submitted. They, of course, would prefer you also send in a time sheet, but cannot require it.
That is not just for payroll. It's how to find your
xx
That isn't just for payroll. I am from the Southeast
and we were told by supervisors to use the method to read reports to check reports we had to send to QA if we wanted to see how they looked when the client gets them. 
I also talked to payroll and they
are the ones who told me it was a live check. It is not direct deposit.
Payroll service sm
I used a payroll service, the cost was very nominal and they do all the work, keep all the records, send you statements, make out the payroll check and you hand everything over to the tax guy at the end of the year. I did open a separate checking account, it is much easier than mixing it up with your own money, keep it separate, no incorporation necessary unless you expect to expand. Just an opinion, of course. You can pay your own taxes from your account at the end of the year if you don't pay yourself each week, you can pay self-employment tax and use a Schedule C for yourself, be sure to keep some money in the bank for this.
2005 Payroll Schedule
The payroll schedule for MedQuist states PayDate as 07/11/05 (Monday).
no you crack me up. if you are on mq payroll, you should really take a cut. not to clever to not
be able to disguise alias when trying to devise a multiple personality back-up to your multiple posts backing MQ. LOL. Nice try! 
No time sheet - but something to payroll? nm
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No you aren't supposed to go there. That's for payroll.
Any lawyers in the house?
If you talked to payroll, they must have told you what it was for. What was it for? nm.
nm.
How is that falsfying payroll records ? - sm
she is only paid for what lines she produces at each job. I am sure her MTSOs must think she is slow though in terms of production, but that is her problem. Also what is unethical/criminal about it? I gather you only work 1 job and think it is wrong to work for more than 1 company at a time. Obviously I disagree with that idea. Sure most companies would prefer you only work for them, but most cannot give you enough work to pay the bills, so you need 2 jobs, plus it is not wise to have all your eggs in one basket. If you lose your job then your are screwed, but if you have 2 then at least you still have some income coming in.
it clearly says for payroll. i had to download microsoft office to see it.
it shows everything past and prior line counts. i counted the spaces and lines and they did not add up to MQ version some times. wonder of the MQMT lawyers have seen this.
I already said that I talked to payroll and asked why this was in IPAY,
They said that we will be receiving a check in the mail with a letter explaining it. They would not go into detail. I don't know how much more clear I need to make this for you.
Payroll law? MDI-Fl now pays 6th working day after end of payperiod.
California laws say must be paid on or before the 5th working day after end of pay period. Because the company is in Florida, would their law supercede California law?
I'd ask my friend if her MTSO would like someone familiar with the account on her payroll.
nm
Unfortunately it is legal..so yes it is business and they will continue with bad business practices
x
Such lies. Just yesterday I had a payroll problem. 1 phone call, person answered, and IMMEDIATELY
remedied the situation. There are always people there to help us. Wendy is just lying, and like I'll bet she's lying about her name! Its sooooooooo stupid to do this stuff when you're a disgruntled ex.
I made my business your business by posting and...
I totally respect everyone's opinions. It is easier for others on the outside looking in. That's why I pushed the "post reply" button yesterday. I trust my fellow MTs and I know the more I read from you all, the more confident I am becoming. I just need that final push, not from him though. I also wanted to let you all know that the physical abuse while I was pregnant was documented by my doctor and the hospital. I only wish I had known then that it is a felony to abuse a pregnant woman. I also photographed my face from a couple of weeks ago and told several people in my circle. I had such high hopes for us. Now...not so much. I'm not saying that I won't try to get him to church, but I realize that God can only do so much for someone who isn't listening. j
Business is business. Internet forums are
.
Certainly you should have to meet your
But as the MTSO it is not your business to know what I am doing with my time unless I am not meeting the deadline. I have a deadline to meet with all of my clients, but I certainly do not report to my clients my daily goings on in my life as it is none of their business. As an independent contractor, the MTSO cannot set my hours. Punching a time clock is for employees not independent contractors.
How many here would like to meet?
Let's start with a few southern places and see how many would actually meet in spring next year:
1) Memphis, Tennessee
2) St. Louis, Missouri
3) Kansas City, Missouri
4) Atlanta, Georgia
5) Dallas, Texas
Anyone interested in getting a group in for 2-3 days in any of those places next spring?
It might help if several of you set up a day and time and meet there.
/
How do you meet the buyer?
Do you have to let strangers in your house? I'd be afraid they'd be looking around to case the joint.
She still has to meet TAT and recording
not a good idea. What if that report is recorded off and the hospital/office needs access to it right away? If she is off somewhere with it on a tape, that could be a huge problem.
IC doesn't mean you can do whatever you want to do! And if recording makes the sound quality such that you cannot produce an accurate report, then I would think that would be unacceptable.
Curious - just to meet?
Dallas, TX
I would meet in Dallas also.
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Here! Good to meet you. That guy was
something else, but did give me a chance to learn ops at an hourly pay, so I have him to thank. That was a long time ago, and far far away! Memories! Hi to all my friends who worked in the room with no lights, and the money tree with the bugs. LOL.
Overhire as long as one meet TAT
x
Meet me here Saturday night.
I would love to chat. I'll be working Saturday evening if you want to check back then.
I too have struggled to meet quota since (sm)
starting DQS, but nothing has been said to me about it. But if they do ask why, you better believe me, I will give them more than an ear full! I hate working and feeling like if I don't meet production, I'm gonna lose my job or something. This job is already stressful enough between the bad dictators and feeling like I'm getting my lines ripped off since DQS, I mean come on, they need to give us a break! 
Howdy, nice to meet another PJ.
I love psych, but the work is hard to find as many facilities keep that one for in-house only due to all the extra precautions that need to be taken regarding psych info. If you land an account, you guard it with your life!
So Nice To Have A Place To Meet Again!
I wish the MT help desk would come to this board to answer questions, etc. I hate talking on the phone, being put on hold, being transferred from one person to another, getting called back when I'm changing a dirty diaper, etc.
For you married folks, how did you meet? sm
Through friends/family? At school? Met each other at the grocery store when you reached for the same loaf of bread at the same time? Through an internet dating site?
MEET ON DIET BOARD???!!!
This is excited to hear so many on and starting out with this diet. I am starting a thread on the diet board so we can keep track of progress!!! This will be great support!!!
I think she should meet him in public place..nm
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If you meet the criteria for an IC, they are right. If you do not, they are just calling you that
:P
pleased to meet you, hope
you guessed my name . . .
CHAT ROOM MEET @ 7:00 EST
Hi all,
There is a group of us planning to meet in the chat room at 7:00 EST tonight. All are welcome. 
Agree with you. As long as you meet TAT, you
x
Have 3 years to meet all the CE requirements.
LOL Yeah, my Mom used to tell me that if I wanted to meet guys,
I had to go where the guys were. If you wanted to meet a jock or a guy who watches sports, go to a football game or something. Home Depot = handy guys. Library = smart guys. Grocery store produce department = desperate guys, especially when they ask you how you can tell the cantaloupe are ripe! I met my guy at a car show = motorhead guy. Sporting goods department = fishing/hunting widow.
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