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But you have learned nothing. Ever hear of paying cash for what you want, instead of financing?

Posted By: nm on 2005-09-04
In Reply to: Bankruptcy is not that bad- filed earlier this year and - fleming




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Good for you!! We are the same as far as paying with cash.
It was (and still is occasionally) hard to be patient and save for what you want instead of using credit, but it is so, so, so worth it!!  Nothing like peace of mind and not being "owned" by creditors and employers.  Best of luck to you and thanks for sharing. 
She could probably sell the purse on the street for cash, then use the cash for drugs. nm
x
I think she would not have been financing a war in Iraq over oil...
Oh that's right - WE don't have to pay those billions and billions - we're going to let our kids and grandkids foot the bill. 
Never learned it? Hah! I learned it and still didn't like it.

I just said I DON'T have the extra cash.
However, I'm not going to shop there because what comes around, goes around. If I don't support the other small businesses in my area, they won't support my business or my husband's business.
What about my cash flow problem?
She owes me for 2 weeks work.
Is it unheard of to cash in PTO with national?

I have 75 hours of PTO and wonder if the national I am with (starts with an S and ends with an S) would allow me to cash it in?  This thought just occurred to me so will call HR when I have time to but just wondered if anyone has done this and is it an unreasonable request.


Thanks


Yeah, i need the extra cash
my husband passed away in january. I need the promotion or I have to get a second job and I thought to work at home would be good because I still have a 15 year old at home. Oh well, I was trying to get prepared, but God will provide. I'm sure it will all work out. The hospital I work for has been very good to me so I count my blessings there. Thanks!
The difference between a refi with cash out and a
home line is there is a variable rate with a home equity line of credit. The refi with cash out finance rate is 4.625% right now.
What are you paying your MTs? If you're only paying 7 or 8 cpl

and expecting extremely experienced MTs, forget it. You're not going to get it.  If, however, you're willing to pay 9 or more cpl then you will find what you're looking for. There ARE experienced MTs out there who will work their fingers to the bone IF they are compensated well and treated with respect.


Ew. My DH listens to Johnny Cash and the Highwaymen.
I tell him it's canner music. I've listened to AC/DC for 25 years, but I listen to a lot of other types of music, too. My kids were surprised because they didn't know I listened to AC/DC and they like it, too. They don't like Johnny Cash or the Highwaymen either. At least AC/DC isn't rap or thrash metal. (Angus rules!) My son's learning to play electric guitar and he likes all those old rock bands.
Unless you work in a bank or at a cash register,
doubt they would do a credit check. I remember telling my employer during my interview about my Ch13, explaining the surgery, the divorce, the agony...she sat there and then said "we don't do credit checks." This was at a major hospital. Background checks only.
The reason I don't tip is because I NEVER have a dime on me. I don't carry cash, ever! I don&#
debit card and it's been like that for 4 years. I use a check or credit card for EVERYTHING!!!!!!!!!!!
I havent had insurance in many, many years, I pay cash and like SM
the poster below I usually get a 20% discount, but you have to call around to find out who will give it to you. My DD had to have an MRI last year and I got a big discount on that too by calling around.

Originally, insurance was intended for hospitalization, not regular doctor visits. I dont know how it evolved into this monster we have now, but it sure has driven the cost up.
hey if you can afford it and a supervisor's approval means more to you than cash, have at it.
i want the luck of the draw.  you think your supervisor is going to pay your bills when she routes crap to you and it takes you twice as long to do a report?  all you do is make her look good and she gets a raise. 
It's true that if you cash a check, they are no longer liable, but
with direct deposit, we are not given the choice to cash it or deny it. Wonder how that direct deposit affects that choice.
Buy him a Johnny Cash CD, my kids are singing their hearts out right now to JC.
c
Hey if you have the cash more power to you. Obviously the rest of the country doesn't.
Everytime I go into a Walmart I see poor folks shopping and I never see poor folks in high-end stores with la-de-dah staff snubbing them. We just can't afford the prices independents need to charge the consumer.
Seems to be getting paid with a cash "card" instead of a check. Done at other types of
s
ATT- I was paying $320 for 7000 minutes, I am now paying $175 for 5000 minutes in CA. nm
nm
NEW CONTRIBUTION! $100 CASH courtesy of Meditec! Click on Santa's
/
CONGRATULATIONS! Cathy S. on winning $100 CASH courtesy of Meditec!
/
For extra cash I just started donating blood plasma SM

to BioLife, owned by Baxter. They pay about $50 a week for this (put on debit card). Does anyone else do this, and what other things like this is anyone aware of? It's not as gross as it sounds, just like giving blood, and they separate your plasma from the blood and give you your blood back.


slow periods, seek alternative extra cash? sm
Docs, like us, have busy family lives. I found that after Hannukah and Christmas (or sometimes with a break from family stuff) they "catch up" on dictation. Hopefully, this is what still happens. I have a son who is a professional and he likes to go in on Christmas Eve morning because it's so "slow" that he can get a lot of paperwork done. So hang in. Another aspect of today's world is that docs are carrying laptops now as is my family PCP and they are all doing their own notes. I think it's a "wait and see" thing, the world is changing and hopefully there is a survival tool for us somewhere. We are all being replaced by technology, sadly. Only time will tell. I was told several years ago that I should go into "scoping" which is kind of like editing, etc., you go into public stenographers machine gibberish and make sense out of it, kind of like making sense out of what comes back from India. I was offered this but refused to clean up someone else's "mess." Everyone should be thinking of alternative ways to get by, it's never easy. It's sad, as I have put a lot of time and $$$ into a profession that doesn't appreciate my knowledge. From your posts, Blondie, you have a good heart. I hope things get better for you. Try to have a happy holiday. How did you make out with those dogs you took in? Did the owner take them back or at least pay you? This may be an alternative few extra bucks for you. You seem to be an animal lover and a caring person.I don't live near you, but I would rather leave my Golden with you than some kennels around here. Thus, I do not go away if I can't take my dog. Hope things pick up for you work-wise.
I agree -- check, cheque, chex, etc. -- who cares as long as you can cash it? :-) sm
It is rather disappointing to see a bunch of professionals bickering over such a trivial issue. 
I keep the minimum amount of cash in the bank. I may sound paranoid but I fully

there to be locked up.  The banks are scampering around if you notice.  They have written notices that they can raise your interest rate to 28% or more for just about no reason on the credit cards.  I think they have let way too much money borrowed out be on the books, and now the little man is having to pay either with money, or his financial credit. 


If you read about GOLD, gold is selling for a lot, all over the world, even in this supposed stable time.  That's a sign they say that things aren't as steady as the powers that be want you to believe.


Brain dead today - or is it hear hear? I'm going to bed.
nm
Marry me?! :) Seriously...hear, hear. Good post. - nm
xx
Do you have time to waitress? Would be fast cash if you're willing. And home health aides get pai
s
Hear, hear! I agree with Dakota - sm
The MTSO should be giving feedback to the hospital/doctors who slur, speak too rapidly, etc. They need to pull up their socks! And there's no reason why these doctors shouldn't be given an outline of what is expected from them when they dictate, such as cell phones, chewing food, candy, gum, etc.
Learned something

I never thought that many peole would want a transcript of a show especially when it was availabe of DVD or tape.  That is why I did not think it would pay that well.  But I learned something and always glad to do so.   The last seminar that I type did not involve medical at all but was building a chip for a computer and all oriental speakers and so when I think my docs are bad, I remember that.  Lots of blanks needless to say. 


Have a good day and thanks for the compliment but all I know is common sense and practical sense through years of doing this. 


 


I learned that way too, but now
nm
has anyone learned that their QA
person is using an outdated BOS ?  I can hardly believe anyone taking their position seriously would do this.  Am I wrong to be amazed and disappointed?
I know what you mean...you'd think I would have learned

my lesson in season 2.  I would love a Taylor/Elliott finale, but I really don't know what to expect.  You'd think Taylor has a big enough fan base to put him through, but after last week, I feel like anything can happen.


yes that's how I learned

how else to learn specialties?


What I have learned from VR is
that it does take an experienced and alert MT to recognize when a mistake has been made by VR. If the MT is editing too quickly or too careless when a mistake has been made by VR, and the incorrect term does sound close to what the doctor is dictating, the MT may not realize there is a mistake in the report that needs editing. This could be very dangerous if the doctors do not proofreading their reports carefully after they are returned to the system as complete.

Unless the VR technology improves substantially from where it stands now, I believe there will be gross errors not caught, which may lead to poor patient care and possible litigation.

I have been a MT since 1981 and have witnessed a lot of changes in this field. VR may appear to be an asset for medical personnel, but it may prove to be a detriment for patients. Sorry to come across as negative, just my opinion.
what I learned...
one can put 30.000-40.000.

Only if it is dictated 'between' 30.000 to
40.000, then write 'to';

or from 30.000 to 40.000.

Also AAMT BOS 2nd edition
Have learned
Have learned from talking with IRS I can become a Sole Proprietor and get an EIN. Nothing changes as far as filing and paying taxes, same as an IC. Sorry if this posts twice.
I took this course too. Learned how to
build my own computers. Never pursued a career in it but am planning on doing so if MTs goes downhill completely.

Does your course include networking too?
I learned that
disc was for the body and disk is for computers. I go by whatever the account spec says.
41 YO here, learned on the job 22 years ago(sm)
and still love MT.  I do acute care, clinic, whatever they throw at me.  Started out in a hospital in 1983 and went home/nationals in 1996.  Been working at home ever since and have no desire to go back in-house.
I have learned something!! I never knew this was possible!
I've always thought liquids damaged/ruined keyboards, but I guess I was wrong. What a good idea you all have!!
learned (not leared)
sorry
My beagle has learned
not to lay near the foot pedal, but just to the side of it. It's the darn cat that won't stay off my keyboard. He'll even lay on it while I'm typing, and knows I'm going to boot him off! I think he likes the attention when the kids are at school and DH is gone to work.
Does anybody out there sew regularly. I have never learned
how to sew and I want to learn.  I am going to take some classes here at a local craft store, but my question is that I want to buy a nice sewing machine, not top of the line but not a cheapy either.  I can always upgrade later if I need too.  Does anybody have any recommendations on a nice, easy to use sewing machine that doesn't have so much crap on it that I would be totally confused. 
From what I've learned from...
doing psych reports, people rarely have MPD unless they've been abused horribly.  First off, I wouldn't blame this poor child.  Her life has obviously been unstable and erratic, no thanks to her parents.  I type it time and time again.... Kids are brought in and labeled with all sorts of conditions, ADHD, oppositional defiance disorder, OCD, you name it.  And WITHOUT FAIL when the doctor gets down to the social history, the child comes from some sort of broken erratic unstable home.  The parents don't create a nurturing environment for their child, parade boyfriends and girlfriends in and out of their lives, and then the poor child is labeled with a dozen diagnoses.  Sounds to me like this poor child has been abused, which isn't very far fetched if a mother is recycling boyfriends.  I'd contact a local psychiatrist and start from there.   I wouldn't take one person's word that the child wasn't abused.  Even if she is lying, she's doing it for some reason.
I learned it exactly the opposite...
back in 1980 I learned that disc was for the spine and disk was for anything ophthalmological ......
Yep, learned that the hard way, but then when I
told them I was looking things changed and now I'm down from about 95% ESL to about 60% and for the most part they aren't horrible. 
Learned the hard way
I am one of those editors who can't just let a blank go unless I have spent at least 10 minutes trying to research it. Of course, if the dictation is just not clear, then a blank is the way to go. I found at my last job, though, that I was spending too much time on correcting grammar - quite a stickler for that - but the company wanted a much quicker turnaround, even if the report looked like it was typed by a third grader (my opinion) lol.
figured it out and learned something new,....
thanks everyone...this has taken me forever to just get one thing done...thanks.
thanks, learned something today :) (no msg)
.