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Can't even afford a vacation on the mainland! Hawaii?!! No could do. nm

Posted By: Wanderer on 2005-09-16
In Reply to: Did anyone attend the AAMT annual meeting in Honolulu? sm - Ohio MT

s


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actually there was a hawaii vacation but he traded it in
yay us!
frank says aloha and wishes you were here but unfortunately funds for Hawaii vacation dried up.
Frank is now working on a vacation for lucky MT to home office in beautiful downtown New Jersey.
I'd love a vacation, but cannot afford it
Hi everyone,
thanks for your posts on this subject. I really cannot afford to take a vacation or even a day off. No one is around to pick up the work that will pile up if I take off and if I take off I don't get paid and since I just went through bankruptcy I really need all the money I can get, but it is nice to dream of the day I can take a vacation and not worry about the day without pay.
has anyone heard from frank regarding the hawaii giveaway from mq? is he still in hawaii?
i got the mail regarding MT lawsuit and other stuff from mq but no postcard or notification from frank who won the hawaii contest. think he's mad because of MTs suing him?
Oh golly, take the kids on a vacation later. They need this vacation alone Sm

and there is not one thing on earth wrong about their taking it.


 


OKAY! I need a vacation. Frank and fans of Frank/MQ who won the Hawaiian vacation?
Does anyone know? 
Hawaii
Well, next time I see a St. Jude's ad with those sobbing parents and bald headed kids, I'll think of you and 2 MTs going to Hawaii on the money donate to your hospital.  
I am going to Hawaii and I am NOT an...sm
AAMT official. I just "plan ahead" and got airfare/hotel pkg early at discounted rate...simple. I am self-employed MT. Can't wait to see Hawaii!!
do you mean you are in Hawaii and they

won't hire you?  I thought Hawaii was part of the US??


d~


Hawaii anyone?
Hey does anyone here want to move to Hawaii w me?  We could type all morning, then we could go be beach bunnies n then come back home and type some more---what do you think?
Hawaii
Not much advice other than to do your research first, obviously. Hawaii can be much more expensive to live depending on where you move. We lived in Honolulu and it is WAY overpriced, and it is near impossible to find apartments. That is the reason we moved away. We had our son and couldn't find a place to live and most of the places in our price range ($1000 a month) were just dumps. Every place had 20 or more people also applying for it. After 6 months of searching for a place to live, we decided to move back to the mainland.

Now we are moving back, but we are moving to the Big Island. Prices are cheaper and it is more laid back. We want away from the city. Since I have a family, we are getting our own place. We are going to start with a 1-bedroom apartment temporarily until we find out what area we want to live and then we will find a house. But if I were single again and moving, I would find someone that needs a roommate. This is what I did before. I moved with my sister, and then we she moved away, I moved in with some friends. We were able to get a nice house with all 3 of us sharing the rent. I also would not sign a full years' lease unless you are absolutely sure you want to stay. Many go over only to realize Hawaii is not paradise. Some love it, some hate it. It is a different culture and a different mindset there. But I love it and can't wait to return. Feel free to email me with any questions. : )
Hawaii trip
Do you know how we can find out?  I mean, today is July 11th, so its 10 days from when the winner was supposedly chosen!  I have to put in my vacation time doncha know!  LOL
MQ Hawaii trip
According to the MQ home page, it states that someone named Lori Gryttenholm is the winnder of the trip.  It didn't say which office she is from.
thank me. i tried, but they dont do hawaii :(
/
Hawaii - everything except sleep
nm
warm hawaii
it will be my first time living in hawaii-any advice? are you getting your own place out there? I'm in the freeeezing cold smack in the middle of the country right now so I am also looking forward to escaping!
yes, that is true, but Hawaii is much different.
moving to a place where they are suddenly the minority. I have lived all over the United States, having moved to a new state just about every year since I was 19, but moving to Hawaii was definitely a culture shock to me at first. Luckily, because I have moved so much, I adapted quickly, but others do not do so well. That is why if you visit any forum regarding Hawaii, you will find many haoles (non-Hawaiian, usually refering to "white" people) complaining about the locals being racist. Many can't leave the mainland mentality behind on the mainland and those are the ones who end up hating Hawaii.
Hawaii trip for 2 winner?
Does anyone know if they have announced the winner for Hawaii trip offered by MedQuist?  When I filled out my entry form it said the winner would be announced on July 1, 2005.  I am so curious!  :)
Going to Hawaii while defending Spheris
x
Medquist Hawaii Prize
Anybody heard who won the trip to Hawaii?  Or did Frank and Greg go with their secretaries?
AAMT conf in Hawaii

Must be nice, but I sure don't know many MTs who could afford it.   Also, as an IC, if I take time off I simply don't get paid!


Interestingly, Kim Buchanan (the current president of AAMT) was formerly employed by Healthscribe. In fact, due to her AAMT status, she was a feather in their cap (so to speak). No conflict of interest there...


He often leads parades in Hawaii...
where he chants "No ice in paradise!" - referring to crystal meth - big problem there.
Moving to Hawaii in June!
I will be working from 4 am til about 10 or 11 and then going to have the rest of the day to enjoy the sun and surf! Lived there before and loved it and can't wait to get back.
Tropical paradises. Hawaii cannot be beat.
dd
frank went to hawaii to evaluate and study the accomodations.
Frank didn't think this Hawaii vacation would serve the purpose he had in mind so the CEOs are putting their heads together and doing a study and are sure that the new Hawaii vacation they come up with will please all involved but in the meantime please continue transcribing as they value all of our efforts and will get back to us on the Hawaii vacation in a year or so once the CEO and managers form committees to study the vacation and fair way of chosing a winnner while studying the effects of a vacation on work habits of the lowly MT.
frank is in hawaii and won't be back until he feels like it. or he is fired,
Ask Frank is still on MQ website. Greg is back. Can Greg help?
Ask Greg or Frank or whoever is the current CEO. They can check e-mails from Hawaii.
Aloha.
Hawaii, the place where Dr. Green died on ER. It looked like heaven there. nm
x
Wish I could afford...
...to do that! I am SO SO SICK OF MQ!!! They are driving me crazy! I am on my 3rd MT Supervisor in three months and still have not heard one word from the latest one. They just don't care about us at all. I understand that's the nature of the biz, but my God, would it kill you just to drop an email and introduce yourself???
Wish I could afford...
my TC? sorry, what's that?
If you can afford it, go for it. sm

Just remember, if you work as an IC you may have a "nonconforming" loan which may give you a little higher interest rate.  If you can document your income with pay stubs and W2s as well as income tax forms, you may be "conforming" and be able to get the lowest interest rate possible.  


If your credit scores are high enough, you can always do 100% finance with an 80/20 loan which will eliminate PMI monthly payment.  Your credit scores need to be 685 or higher for 100% finance.


Shop around for the best interest rate, but DO NOT let everyone pull your credit.  Have one loan officer pull your credit report and ask him what your scores are.  When you shop to the next loan officer, tell them do not pull your credit report, but here are my scores.  Just give them your scores and ask what is the best interest rate they can give you.  The more people who pull your credit report, the lower the score goes.  It drops 2 or 3 points each time it is pulled by mortgage loan officers.


Also, you can buy down to a lower rate.  So, if they quote you 5.75%, you can buy that down probably to 5.3% for 0.375% of the total mortgage you are borrowing (which in reality is 0.375 of 1 point).


I hope this advice helps - good luck. I say go for it!  No better feeling than to own your own home.


I bought a new house last year and we just refinanced and closed on Friday.   That is why all of this information is so fresh in my mind.  Also, my sister is a mortgage loan officer, so she helped me a lot and explained how things work.


Always ask what your closing costs will be - different mortgage brokers charge differently.  One may be $4000 and another may be $8000.  That is a huge difference.   Some want more profit, others are reasonable.


Best of luck to you.


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Which can you afford more?

The emergency room bill....or the loss of your DH?


I'm not trying to be harsh, but money concerns should not keep you from getting medical help when it is needed and warranted.


It really sounds like some kind of allergic reaction.  But it may also be something harmless.  I agree with the other poster about calling your MD.  You cannot fool around with stuff like this.


Me too! I can't afford NOT to be an MT!

Can't afford not to
I don't know how you've figured all this out. I have spent HOURS researching all this becuase when I started with learning MT, I barely knew how to turn a computer on, so I was completely in the dark. The only thing I've been able to conclude for sure is that you will pretty much get different information every time you go to a different site. I have tried soooo many different things and to be honest, I really haven't found any one thing to be much better than another, even the things I've started paying for.
I will definitly make a block of time very soon (tomorrow?) and try your group of programs and ideas and hopefully it will help.
Sure do appreciate all your time and thought into your post(s), btw.
Whether you can afford or not SM
you are going to have to see an accountant and/or a lawyer.  We cannot teach you how to be an IC or how to set up a company.  That is a job for a professional and I would never give advice on either (or take advice) on a message board.
unfortunately I can't afford $99 fee
.
I need a workout! Can't afford a PT
Could not walk for a week afterwards!  BOY, what a workout! My thighs hurt so bad I couldn't even walk down stairs, and I considered myself in shape before I took the class!  HA!  Hang in there, it will get better, and the results will be amazing!
Like ER-MT, I cannot afford to not work
I have four sources for work now:

1. Local account I provide services for another MT who has the account.
2. A small local office that is my own account (2-3 tapes a month that are not usually full)
3. A midsized national MTSO in another state.
4. A small MTSO in another state.

The trick is not having everyone bombard you all at once.
there are ways to afford it

I had the offices to pay for some of it, such as their own recorders.  But if it works for you on tape - you have advantages too like the personal contact on pick up/delivery that breeds loyalty.  Being on tape makes them harder accounts for people to take from you too. 


If they can't afford books
It would take the same amount of time (actually less) to run a phrase through Google or one of the NUMEROUS online medical dictionaries than it would to post it on the Word Board. I, too, can tell on the Word Board which ones are a lack of knowledge in general, and it's kind of frightening those people are typing our reports.

I've seen helpful posters provide links to specialty websites, internet medical dictionaries, pharmaceutical site, etc., to try to help out but judging by some of the repetitive posters, I can't help but wonder if they ever even use the links the MTs have been kind enough to take the trouble to provide for them.

We all have times when we need help (or just a brief brain freeze where we cannot recall a word which I do once in awhile), but many of these posts (i.e., 'what is symphisis pubes?') make you wonder how much exposure to medical terminology a lot of these posters have even had.

Scary, actually.
How do you think they afford their mansions and
expensive vacations? Greed.
You also couldn't afford a breakdown - sm plz
I am a walking burnout factory...  it is so necessary to not be the "yes girl"... take a break at least ONE holiday, ONE weekend and spend it on YOU...  You cannot afford a mental meltdown, which will happen at this rate.  Take care of you, and the job will continue to flow... everyone needs a break.... as short as it may be, it can still be refreshing if you use a day wisely... just my opinion
If you can afford to make the switch
then I would go for it. You will not make $15 an hour with most of the companies out there initially. Research the companies. I would try it PT before quiting my job and going FT with a national. Good luck!
We can't all afford the luxury of "Finding another job"
It isn't nearly as easy to up and quit a job as you make it sound.  What about health coverage?  Most of us have children or medical conditions and need our insurance coverage.  When you start a new job, you have to wait usually 90 days before health care will kick in and, in some cases, if you have a pre-existing condition, they won't cover you.  That is why a lot of us stay.  MQ is very closed in the communication department, so this is our only means of communicating with each other.  And it doesn't help to get bashed by our fellow MTs.  We could use a little patience and little sympathy from our brother and sister MTs.  So you have to scroll down past our remarks, you could be in our shoes and that is much worse.  So next time you want to bash MQers, think about if the shoe was on the other foot.
Life is too short . . . if you can afford it,
xx
Law doesn't matter if she can't afford to take
him to court to fight it. He can do as he pleases and the burden will be on her to go after him and make him adhere to the court order.

Been there, done that. It's an expensive, exhaustive process and, in the long run, she will probably lose out if she runs out of money.

It's sad, pathetic, unfair, immoral, but true.
If you can't afford to work for a company and eat, it's IC all the way. (nm)
x
Been there - could not even afford a loaf of bread once sm
I mean really had not a penny for 2 weeks. We just emptied the cabinets and whatever was in there, we made do. Personally, I know what a terrible feeling that is, downright awful! Remember there is always light at the end of the tunnel. If you have anyone close to you who can help you out - that is one thing, but if not - you will have to make do with what you have.

Try the really cheap stores - the ones where usually you wouldn't even look at before. They have great deals, like Aldi, or the dollar stores, the outlet stores like Wonder, Hostess, etc.

I have to say that experience has humbled me and my family significantly.

Good luck - things will work out. Sometimes, we get wake up calls, and this might be yours. I think I have had quite a few already.
I can't afford to live in a house, just an apt. where I
:D
What? I am a low income MT, can't afford to travel anywhere.

 I can't even afford to drive out of the state...gotta fix my motorcycle.


I am not taking all this too seriously but I think your post is a little inflammatory.


Nobody expects tourists to speak whatever the native language is.  I think it is reasonable for local medical professionals living and working here to be able to speak easily recognizable English since the accuracy and quality of the medical  record depends on it, not to mention turnaround time.  My time is valuable too. Forcing me to relisten over and over just to decipher simple phrases is not fair.  And that applies to the native speakers too (who tend to rattle everything off too stinking fast and IMO just as bad or worse than ESL).