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Contact your state Consumer Affairs. They will guide you.

Posted By: But don't do nothing! Good luck! on 2006-03-22
In Reply to:

nm


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    Other related messages found in our database

    I'll never buy another car without using Consumer's Guide!

    Sad state of affairs.....
    It is sad that we don't have an organization to stand up and fight for us. AAMT was supposed to be that, but we all know how that went....we need a union. Nurses have one, why can't we?
    MT state-of-affairs limerick - :-D


    There was an MT in Las Vegas


    Who lost 20% of her wages.


    Needing work that was new,


    she joined up with a zoo,


    and now she cleans animal cages.



     


     


    And the current state of MT affairs doesn't do that ALREADY?
    .
    State abbreviations. Is there some style guide in LT or MT

    where they don't use the postal code standard of two caps; i.e. CA instead of CA for California?

    I immediately delete any application that comes to me if it contains gross error. I'm just blown away when I see MTs and LTs with 5+ years of experience who use the "Ca" formatting. Before I blast away this latest applicant, I thought I'd stop to check if there's something out there that I'm unaware of. Out of the 12+ resumes I'm getting a day lately, at least two will contain this error so now I'm questioning myself.


     


     


     


    Contact your local BBB in your state and in their state if different from yours.
    xx
    There's 2. Got the contact name or the state? nm
    s
    contact whoever licenses them in your state.
    Inform the dentist he has 2 days to issue a check before you contact the ADA, the BBB, attorney general, the local newspaper, and all the online comment forums you can visit...he'll pay up.

    By the way, a study done several years ago showed that of all the health professions, dentists are most likely to recommend and charge for procedures which are totally unnecessary.


    contact the attorney general for their state
    and never let them get away with that.

    this business gets worse every day. it is really a shame, but soon it will be even worse! it gets worse seriously, every single day. Years ago this was decent and every single year I face more BS and hear more BS. We need a frigging revolution. FAce it...! India cannot make it w/o our editing skills. They stink at this typing. We need to unite but probably wouldn't get the cooperation.

    Contact the unemployment offices of the state in which you work.
    See Wikipedia "unemployment benefits" for an excellent discussion. To determine your eligibility, try contacting the unemployment offices of the state in which you work--start with the state to which your employer pays state income taxes on your wages. They should be able to point you in the right direction. Good luck to you.
    Veteran's Affairs docs

    Try the link below for the individual facilties then try a search for doc from each facility page.


    I would contact the bank, stop the auto debits, contact the lender...
    Contact the lender, explain that you stopped the payment because of financial difficulty. Ask if they have a hardship plan. You probably have a 20-day grace period on your loan payment, (they report to credit bureaus when 30 days late) and you probably also have a grace period on your insurance. In the meantime within those 20 days of grace, FIND A WAY to make some cash. It seems, at least from my experience, that when you get behind, it is almost impossible to catch up. If you use next month's check to pay last month's bills, you never get out of the hole. I've been in that downward spiral and I understand what you're going through. I've sold things on Ebay, consigned clothing at consignment stores, and worked two jobs just to stay afloat at times. Every little bit helps. It can be done. But don't WAIT, call them today!!
    You mentioned the IRS. Try calling the Taxpayer Advocate's Service toll free at 1-877-777-4778. They are independent from the IRS and their function is to help solve IRS problems that cannot be solved through normal channels.





    The consumer age is here.

    I have watched bank tellers, cashiers, gas-pump attendants, farmers, pharmacists, butchers, telephone operators....you name it, lose their jobs due to technology and the need for mass production.


    Everyone wants it now and they want it cheap, whether it's medical transcription or food.


    Yes, it's depressing but I'm just as guilty as the next guy.  I shop at Walmart and that has put a lot of little specialty stores out of business, but what can ya do? 


    It's just a sign of the times I'm afraid.


    consumer credit
    i don't know about them, but CAmbridge is a good one. They pay the creditors on time and are always in follow up with you. They do, however, charge a fee but it's not too great of one.
    Consumer Credit

    I talked with them and there was a HIGH fee for them handling my payments.   Too high for me.  I talked to the credit cards directly and worked with them.  I think my payment to CC would have been about $70 a month.  Also through them, the interest rate was lower, but the payment was higher as they do a percentage of the balance.  But now that the credit cards are doing higher minimums, more people are going to be in this situation.   I did go throught Trinity Credit Counseling and my fee to them was only $25.  So you need to check around.


    Just my two cents worth.


     


     


    RE: Consumer Credit Corp.
    Are they the same as Consumer Credit Counseling Services? You might want to check with this service in your city. I used CCCS many years ago, and they were very helpful. They were very strict with budgeting, but they explained everything before I agreed to their requirements. I also attended classes when I could. They also have a toll-free number: 1-866-331-2227. Hope this helps.
    We are the largest consumer of goods. nm.
    With all of the outsourcing, a lot of products are being made outside of the U.S. All countries are helping in the problems with our environment.
    Dept of Consumer Advocacy........nm

    Consumer Credit Corp. ? Anyone have any info? (sm)

    I seem to have some high balances on a couple of credit cards and am curious as to whether their claim for negotiating a lower interest rate is valid.  It would certainly help me pay these off quickly. 


    They claim they negotiate these lower rates, set you a payment schedule, disperse the money as agreed upon to the creditors and there is no charge to you.  I am sorry, but I am a bit dubious.  Their web site shows BBB logo on the bottom, that does make me feel a little better about it.


    Any input appreciated.  Am NOT looking for a free ride, just checking out my options so please no flaming.


     


    Avast also recommended by Consumer Reports.
    x
    Rising costs always causes the consumer to look for another solution
    in the MT field, this includes offshore, EMR and SR, and people taking pay cuts. Once everyone around your wonderful doctors are getting the work done reasonably well for much less, they will take a second look too.
    yes! i used Consumer's magazine to make my choice,
    and love mine - Eureka the Boss, SmartVac (an upright) -- less than $150 at Walmart -- very quiet, picks up very well. Only drawback i see is the cord is not retractable. If upright is not your style, or you want particular features, i'd still suggest using Consumer Reports suggestions. Neighbor just bought a Kirby for $800 -- bet this one would outclean that. Its even advertized as outcleaning a Dyson by 60%.
    Work for a company in a state that has no state income tax
    I think there are 3 or 4 out there (Florida, Texas, and a few others.)  Then you really avoid the tax situation. 
    Consumer Reports June 2005 covers this.....sm
    type of information if you'll go to your local library they usually have a copy available there.   Happy researching! 
    Forgot to add my accounts say "Closed at request of consumer."
    x
    I blew a big wad on my last one - Hoover WindTunnel - because Consumer Reports (sm)

    gave it great marks about three years ago.  The self-propelling feature was nice, but it kept breaking down so now I'm back to my K-Mart Bissell.  So much for Consumer Reports.


     


     


     


     


    Get the April 2006 Consumer Reports magazine...sm
    It gives you a rundown on all vehicles as well as which ones have held up well and which ones haven't over the years. It's in the stores now or your local library should have a copy you can look at for free. :o)
    No but I think Consumer Reports and other industry specific testing
    Honda recently made the announcement they're going to pull production on the Accord hybrid due to lack of demand.  You'd probably be better off getting a vehicle that uses ethanol, which many of the new ones do already, if you have stations that have ethanol pumps.  Ethanol is selling for cheaper than gasoline apparently.
    From experience as an insurance biller and a consumer with 2 policies.
    I think it is always beneficial to have two insurances. I think if it doesnt cost you anymore to have it for him...then do it. Most insurance companies have what they call a "coordination of benefits" and the second insurance usually does pick up what the first doesnt. Say for instance though, with your primary insurance has a $25 copay so they pay for everything but that. That is in turn will go onto your secondary and typically the secondary will pick that up, depending upon their "COB" (coordination of benefits) policy. It may not benefit you a lot if the second has a high deductible until something major, god forbid that.. but I had that happen with my child. One hospital visit and your deductible is met on both as well as your stop loss so basically your covered 100%. Again, it really depends on your insurance and how they do their COB so you may still have a small amount of a copay or percentage but if it costs you no more to haveh him on it, then do it. Trust me, you will be glad you glad, especially in cases of large medical bills. Anymore questions, let me know.
    Consumer Reports did not give the best rating to Dyson....
    which surprised me.  The top were Sears, which also surprised me.  I just recently got the Sears bagless with HEPA filter for about $300 and I am EXTREMELY pleased with it.  I could check on the model # if interested.
    Walmart is trying to save the consumer MONEY. It's not all about corporate greed.
    Rubbermaid products are advertised. So the costs of doing business with Rubbermaid factor in advertising costs. Now I don't care what brand name of plastic container I buy if the quality is equal. So I buy Rubbermaid's competitor (I forget the name) cheaper because they don't advertise. I also think there are a lot of big executives at Rubbermaid who take a bigger profit each year which once again factors in the price of Rubbermaid.

    With the economy as it is, gas prices soaring, interest rates up, taxes up, our pay going down (MQMT), I don't care to subsidize Rubbermaid's advertising budget or their CEOs salary. And I go to Walmart and buy the plastic container that is cheaper because they don't advertise.
    Check consumer reports ratings on the size SUV you want. I went with Subaru Forester..but sm
    Its just me..no kids to haul around.  The Ford Escape is in your range..but check the repair record.  They were brand new the year I was looking..take into consideration tires..Escape uses truck tires which are more expensive than car tires.  Have fun shopping!!
    You might want to check out Consumer Reports 1/08 magazine, had article about ins and suggested visi
    x
    Rod is a guide, not a weapon.

    Please read the following if you think spanking is okay.


    Spanking can cause a sensitive child grave psychological damage.  You probably won't even see it, and the child may never tell anyone or even recognize what it is.  Please, please, if you insist on spanking your child, at least give that child an outlet for the anger that follows.  When I child is forced to feel anger/shame directed at the person(s) they depend on above all others, and then to suppress that anger, it can cause significant, lifelong problems in his/her ability to have healthy relationships.


    Another reason to reconsider spanking is the prevalence in today's society of spanking being related to sex - it's all over the place, and unless your kids watch no TV, no movies, read no magazines, and have no access to computers, they are eventually going to come across this.  It can be very confusing, very upsetting.


    From:  http://www.stophitting.com/religion/faithMaterial.php


    All of the biblical quotations advocating corporal punishment of children are taken from the book of Proverbs in the King James Version of the Bible. They were written by King Solomon, and presumably reflected his parenting beliefs with respect to his own son.


    Proverbs 13:24
    "He that spareth his rod hateth his son; but he that loveth him chasteneth him betimes (diligently)."


    Proverbs 19:18
    "Chasten thy son while there is hope, and let not thy soul spare for his crying."


    Proverbs 22:15
    "Foolishness is bound in the heart of a child; but the rod of correction shall drive it far from him."


    Proverbs 23:13
    "Withhold no correction from the child: for if thou beatest him with the rod, he shall not die."


    Proverbs 23:14
    "Thou shalt beat him with the rod, and shalt deliver his soul from hell (Shoel)."


    Proverbs 29:15
    "The rod and reproof give wisdom: but a child left to himself bringeth his mother to shame."


    The Bible itself records the negative effect of Solomon's parenting style on his son, Rehoboam. He became a widely hated ruler after his father's death and had to leave to avoid assassination by his own people.


    What would Jesus do?


    If you take the Bible seriously, you have to notice Jesus' attitude toward children. It was wise, loving, and filled with compassion. Even when anxious adults wanted to shoo the children away, Jesus rebuked the adults. "Of such," he said, "is the kingdom of heaven." Given this attitude, it's hard to conceive of Jesus hitting a child on any occasion or for any reason. It's simply not consistent with what he taught. If Jesus wouldn't hit a child, why would we? SpankOut Day is dedicated to exploring alternate means of discipline. We believe that Jesus would approve. A simple slogan for Christians to consider might be this: the next time you are tempted to hit a child, ask yourself "What would Jesus do?" Then go and do likewise.
    Reverend Dr. Thomas E. Sagendorf, Senior Pastor
    Bexley United Methodist Church, Bexley, Ohio


    Wisdom from the Talmud


    Many people who strike their children do so not because they are evil or mean, but because they believe they are doing God's will. They often cite the phrase in Proverbs: "He who spares the rod hates his son." The problem is that pulling one line out of the Bible ignores the rest of the text. Much of the Book of Proverbs is filled with good counsel on how to be a better person. In Chapter 22 we are taught, "Train a child in the way he should behave, and even when he is old, he will not depart from it." Isn't it possible that the rod Proverbs refers to is to be used to point to lessons on the wall? When we fail to properly educate our children, we not only spoil them, we show them the opposite of love. We must use the rod to point out right from wrong, not to beat our children into submission the way slaves have been beaten throughout history. Even the Talmud says, "If you must strike a child, do so only with a shoelace." When taken in its entirety, Judaism can hardly sanction the use of violence against children. Even the famous sentence in Deuteronomy to stone to death the stubborn and rebellious son, was, according to the Talmud, never carried out. Instead, while discipline was and still is crucial for raising healthy children, striking a child need never occur. The mix of discipline and love is the recipe for a good future for our sons and daughters. The Talmud suggests: "A child should be pushed aside with the left hand, and drawn closer with the right hand."
    Rabbi Larry Kaplan
    Temple Israel, Wilkes-Barre, Pennsylvania


    The Law or the Spirit?


    In the book Spare the Child, Philip Greven suggests that our readiness as fathers to strike our sons explains why we men grow up so ready not only to tolerate but to perpetrate violence in our culture. A boy picks up his moral cues from Dad: "Dad hits me when he doesn't like what I have done. Therefore, men resolve differences by violence. If Dad did it, it's OK. I can hit people myself, especially when I think they've done wrong and therefore deserve it." Often a boy who has been spanked won't respond later to love, but only to more spanking. The Law, that is, has supplanted the Spirit within him. God's story of Israel says clearly that a son lost in the Law can be restored to appreciate and respond to a relationship with the Father only though crucifixion. In this case, that might mean the father's dying to his pride and asking the child's forgiveness, then begging Jesus to show him whatever brokenness in himself has led him to resort to the Law and how to become hospitable again to his Spirit's rule.
    Reverend Gordon Dalbey, Santa Barbara, CA
    Author of Fight Like a Man and leader in the Christian men's movement
    Quoted with permission from Fight Like a Man


    Also see:  http://www.nospank.net/toc.htm


     


    Review guide...sm
    It was my experience that the dictation portion was exceedingly easy, not nearly like the "snippets" on the CD that comes with the book.  Pay more attention to the rest of the book. 
    This is actually according to the AMA style guide
    AHDI and JCAHO are just following the AMA.
    Itype guide
    Try Alt-L for voice control -- I have the manual but since it is in PDF format, cannot get it to copy to email or as an attachment. But if you are starting with FN, you should be able to call one of the techs as well to help you :)
    Does anyone know? I am using the CMT Review Guide...
    to study for the CMT exam.  There are practice tests on the CD.  What is considered a passing grade for the CMT?  I can't find this info anywhere online, or in the guide.  Thanks!
    Actually, there is another style guide for MTs (sm)
    Medical Transcription Guide: Do's and Don'ts by Marcy O. Diehl ... it differs regarding some style advice so one wouldn't be 100% BOS compliant, but it's a good guide, nonetheless.
    Name a state and put every company in that state under suspicion.

    Tell what the first letter of the company is and every company with that initial will be suspect.  I would imagine that everyone who works for that company has received an inquiry from department of labor, so they would all be aware of it. 


    Why do we persist in setting up companies to be torn down when there is no reason for it.  If a company is suspect, then give the name of the company, don't give big hints that cover at least 5 companies, 4 of which may be the best companies to work for, but fall into the category of an alphabetical letter, etc. 


     


     


     


    Not mandatory, as you state it depends on your state - sm
    or county. Where I am I do not need it; though if I was cutting grass or landscaping I would where I live, makes no sense to me as I am providing a service, but very happy I don't have to have one. We pay personal property tax here and I would have to list all my business related equipment and pay taxes on it every year I was in business. So until I am told otherwise by my county, I will not be getting a business license.
    Most recent Consumer Reports magazine did an article about this. Most effective was hormone replac
    .
    The rod should be a guide, a staff, not a weapon.

    Please reaad the following if you think spanking is okay.


    Spanking can cause a sensitive child grave psychological damage.  You probably won't even see it, and the child may never tell anyone or even recognize what it is.  Please, please, if you insist on spanking your child, at least give that child an outlet for the anger that follows.  When I child is forced to feel anger/shame directed at the person(s) they depend on above all others, and then to suppress that anger, it can cause significant, lifelong problems in his/her ability to have healthy relationships.


    Another reason to reconsider spanking is the prevalence in today's society of spanking being related to sex - it's all over the place, and unless your kids watch no TV, no movies, read no magazines, and have no access to computers, they are eventually going to come across this.  It can be very confusing, very upsetting.


    From:  http://www.stophitting.com/religion/faithMaterial.php


    All of the biblical quotations advocating corporal punishment of children are taken from the book of Proverbs in the King James Version of the Bible. They were written by King Solomon, and presumably reflected his parenting beliefs with respect to his own son.


    Proverbs 13:24
    "He that spareth his rod hateth his son; but he that loveth him chasteneth him betimes (diligently)."


    Proverbs 19:18
    "Chasten thy son while there is hope, and let not thy soul spare for his crying."


    Proverbs 22:15
    "Foolishness is bound in the heart of a child; but the rod of correction shall drive it far from him."


    Proverbs 23:13
    "Withhold no correction from the child: for if thou beatest him with the rod, he shall not die."


    Proverbs 23:14
    "Thou shalt beat him with the rod, and shalt deliver his soul from hell (Shoel)."


    Proverbs 29:15
    "The rod and reproof give wisdom: but a child left to himself bringeth his mother to shame."


    The Bible itself records the negative effect of Solomon's parenting style on his son, Rehoboam. He became a widely hated ruler after his father's death and had to leave to avoid assassination by his own people.


    What would Jesus do?


    If you take the Bible seriously, you have to notice Jesus' attitude toward children. It was wise, loving, and filled with compassion. Even when anxious adults wanted to shoo the children away, Jesus rebuked the adults. "Of such," he said, "is the kingdom of heaven." Given this attitude, it's hard to conceive of Jesus hitting a child on any occasion or for any reason. It's simply not consistent with what he taught. If Jesus wouldn't hit a child, why would we? SpankOut Day is dedicated to exploring alternate means of discipline. We believe that Jesus would approve. A simple slogan for Christians to consider might be this: the next time you are tempted to hit a child, ask yourself "What would Jesus do?" Then go and do likewise.
    Reverend Dr. Thomas E. Sagendorf, Senior Pastor
    Bexley United Methodist Church, Bexley, Ohio


    Wisdom from the Talmud


    Many people who strike their children do so not because they are evil or mean, but because they believe they are doing God's will. They often cite the phrase in Proverbs: "He who spares the rod hates his son." The problem is that pulling one line out of the Bible ignores the rest of the text. Much of the Book of Proverbs is filled with good counsel on how to be a better person. In Chapter 22 we are taught, "Train a child in the way he should behave, and even when he is old, he will not depart from it." Isn't it possible that the rod Proverbs refers to is to be used to point to lessons on the wall? When we fail to properly educate our children, we not only spoil them, we show them the opposite of love. We must use the rod to point out right from wrong, not to beat our children into submission the way slaves have been beaten throughout history. Even the Talmud says, "If you must strike a child, do so only with a shoelace." When taken in its entirety, Judaism can hardly sanction the use of violence against children. Even the famous sentence in Deuteronomy to stone to death the stubborn and rebellious son, was, according to the Talmud, never carried out. Instead, while discipline was and still is crucial for raising healthy children, striking a child need never occur. The mix of discipline and love is the recipe for a good future for our sons and daughters. The Talmud suggests: "A child should be pushed aside with the left hand, and drawn closer with the right hand."
    Rabbi Larry Kaplan
    Temple Israel, Wilkes-Barre, Pennsylvania


    The Law or the Spirit?


    In the book Spare the Child, Philip Greven suggests that our readiness as fathers to strike our sons explains why we men grow up so ready not only to tolerate but to perpetrate violence in our culture. A boy picks up his moral cues from Dad: "Dad hits me when he doesn't like what I have done. Therefore, men resolve differences by violence. If Dad did it, it's OK. I can hit people myself, especially when I think they've done wrong and therefore deserve it." Often a boy who has been spanked won't respond later to love, but only to more spanking. The Law, that is, has supplanted the Spirit within him. God's story of Israel says clearly that a son lost in the Law can be restored to appreciate and respond to a relationship with the Father only though crucifixion. In this case, that might mean the father's dying to his pride and asking the child's forgiveness, then begging Jesus to show him whatever brokenness in himself has led him to resort to the Law and how to become hospitable again to his Spirit's rule.
    Reverend Gordon Dalbey, Santa Barbara, CA
    Author of Fight Like a Man and leader in the Christian men's movement
    Quoted with permission from Fight Like a Man


    Also see:  http://www.nospank.net/toc.htm


     


    The guide is one of the things I would miss.

    More than anything I miss "info" with cable.  When watching at my mom's there is no way to pull up and see what movie/show you are watching, how long it will be on, etc.  I can see where that would be confusing for an older person.  Of course your FIL deserves to decide what he wants, but even with Directv you can get a simpler remote and just surf the channels, avoiding the guide and such all together.  We deleted the channels that we don't have so that they just don't show up when surfing, or even in the guide.  It is fairly easy to edit them out, and then put them back in later if you need or want to. 


    You can purchase the CMT Review Guide-sm

    from Stedman's. The title is "The CMT Reveiw Guide."  This book was just released last year (2005) and was developed for the current version of the CMT exam.  You might also want to consider a CMT Study Group.  Contact the nearest chapter of AAMT as they do have CMT Study Groups.  I know that the Online Chapter of AAMT is about to start a study group that will complete in time to take the CMT in the end of July/begining of August.   Oak Horizons also offers and online CMT Prep Course which I have heard is really good.  You can get more info on the Oak Horizons class on www.aamt.org and do a search for CMT prep course.  For more info on the OCAAMT Study Group contact certconnector@aamtonline.org.


    Please tell me where you found this in the style guide. sm
    I don't find anything like that in the BOS 2.  Thank you.
    Guide to Microsoft Word
    I have this book and I think it is well worth its price!!  It gives many short cuts that have helped me immensely in my production.  I actually got this book because I was still using WP5.1 and everyone was using/asking for Word.  I had always fought with Word even after taking a college course in Word.   I ended up using this book to help transfer all my private clients to Word and I think I am back up to, maybe even surpassing, my production rate.  I hope this helps you.
    I found the study guide (sm)

    was good with examples on the test and covered all areas.  However, the dictation CD probably has caused many a heart attack.  None of the dictations were as bad as that thing!


    I don't really know how you can study too much for the beast besides brushing up on the ol' BOS.  The first part was a stinker, though.


    Thanks, by the way!


    I checked my Shorthand How-To Guide & it says
    that the problem may be that ShortHand is expanding text too fast for your word processor to keep up. It says to try decreasing the delay b/w key strokes. Suggestions are 10 msec every 1 Keystrokes for newer computers and if that doesn't work then try 100 msec (or higher) for every 1 keystroke. To change the speed, you will need to go into preferences and tab #1 (Operation). It also says programs running in the background (timers, automatic e-mail notifiers, etc.) can cause SH to pause.
    BOS is just a style guide... do what the customer wants! sm
    If my client does not have a preference I go by BOS.  If they do state a preference I do what they want.  If I feel the *BOS* way is better for proper interpretation of the report, I will advise that, but otherwise what they say is golden. 
    while in a document, help and then user guide
    it'll open a whole website of indexes and instructions... what are you having trouble with?