E-mail me. I typed out a very long post, but having

computer issues and I lost it.   I've traveled for 5 years and can give you lots of info.

Click on  the blue TW to e-mail me. 

• Satellite/wireless/transcription? - Shel
  • Wireless transcription - Another poster
  • E-mail me. I typed out a very long post, but having - TW

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I'm not an expert but this has worked for me.

Since I am the primary breadwinner of the household, I made the whole family a part of the budget process.  We have two kids left at home (2 grown and gone) and I still manage to pay them their allowance (10.00 per week each). 

How about we start there.   I have a Chore Chart on a dry erase board on the fridge (so they see it every single time they hit the fridge) with the name of the chore written in permanent marker so they can't erase it, then put the initial of the one responsible for that chore that day.   If, at the end of the day, those chores are NOT done?  They get a black X in the box next to the chore.   Only their initials are written in dry erase so I can change that around from time to time.

If they miss doing their chores 2 days out of the week, they get NO allowance.  If they argue or procrastinate, that gets 1 check. If they get 2 checks by the chore, then that is the same as not doing the chore and they don't get the credit for it. Even if they eventually get it done, they still don't get credit that day because they procrastinated OR argued about it.  Pay day is Friday.  

Time is money people and I don't have the time to clean as I should, they are old enough, and they want money too.   I don't give money for movies, candy, or trips to the dollar store.  They now have their own and are learning to budget.

Sometimes I give them bonuses too for doing an inventory of the freezer, pantry, organizing the cupboards, etc... Helps us keep track of the things we have for the next step.

MENUS ~ If you get Woman's Day Magazine or First, or anything like them that have the monthly menu calendars in them?  PAY CLOSE ATTENTION TO THEM.   They can save you BIG $$ on your food bills.

My kids are horribly picky eaters and meal planning has saved me a lot of money.  I now have them sit down with me, look over these meal planning calendars and see if it is something they would like.  If they put it on OUR calendar, they initial it, and we make our grocery list.  If the time comes for a particular meal and they turn their nose up at it, I send them to the calendar to see if they initialed that day.  If they did.... Eat it! PERIOD.  (by the way, I never put anything on the calendar that they don't agree with so, after a few months of doing this, there is never any more turning the nose up at dinner time - HA  fixed their wagon!)

We also do a mass cook and freeze fest now and then.  The kids get into it too.  Very easy for them. THey are 12 and 13 so I have the meal calendar taped to the inside door of the pantry.  When I'm working, they can go look and see what's on the calendar for that day, pull it out of the freezer, and put it in the oven.  I have written the temp and time for each one next to the item on the calendar.  Works out fine.

Power bills... Yikes - LIGHTS OUT.  When I go to bed, every light in the house is OFF except the porch light, the little light above the stove, and the nightlight in the hall across from the kids rooms. 

GAS- Holy Smokes.   Up to 2.79/gal here now.   No extra drives to here and there for anything.  If you just want a cold pop to drink cuz it's hot?  Make iced tea instead.  Not worth that kinda money for a wasted trip to the mini mart.  Just plan better the next time.  The kids want to go to the pool or their friend's house... pump up the bike tire kids and grab the walkies.   I make my kids take walkie talkies (Cobra brand 5-mile radius at WalMart for 80.00 and WELL worth it.)

One last little tidbit....  SAVE your receipts for EVERYTHING for at least 2 months then compare them after the end of that 2 months when you have learned to tighten up the wallet a bit and see the difference for yourself.  Makes it really worth your while.

I have cut enough fat out of excess spending in the past year to put away 400.00 or more every month into a savings account that I can use for emergencies, vacations, whatever.

By the way... Would be a good idea to have a forum JUST for Budgeting and Money Saving ideas here wouldn't it.  Administrators????  How about it?

Hello everyone.. I don't know where to start and I'm just taking a quick break from my work
sorry if this is long, i want to get the best answer and help so i'm gonna give some background (and i dont bother usually with capitalization in my friendly emails, but i assure you it is not how i type my work).. .LOL

Anyways, I am 25 years old, have been doing transcription for seven years (my mom taught me when I was in high school). I love my job and work for two places. One is a hospital so I don't know how negotiable that pay rate is. The other one is a doctor's office.

Urology. I started with them September 11, 2001. (crazy, sad, i know)... I started at 12 cents a line.(the hospital pays me 10 cents) They are located in California, where I used to live. Two years ago, they got a new office manager (i was pretty close with the first one). Well this office manager happened to be someone I had previously worked with, who had screwed over my mom and I because they sent their work to India without EVER telling us until two days before hand (even though we told her to just tell us when it was going to happen). Well that practice eventually broke up... and what luck I had, she is now AGAIN my office manager. Well a year ago I decided I was going to move away and I bought everything for the office that they needed to go digital (we were doing tapes before). Now I live in Nevada and do their work over the internet, returning their work within 24 hours.

My question is, I think I deserve a raise, and I have no idea how to go about it. I have been with them for five years, obviously the cost of living has risen, including health care. By the way, I receive no benefits from either the hospital or the office.

Is this reasonable, and does anyone have any suggestions or pointers? I still feel pretty young and vulnerable because I have never been in a position to ask for a raise. Since I am an independent contractor, I suppose it wouldn't be asking, rather than just telling... but I want it to be more appropriate than that.

And I'm basically wondering what others are making as independent contractors, i know companies don't pay as much, but they also offer benefits...

Thanks for taking the time... back to work for me.

Emily

I am 53, divorcee with 1 child in college,  been MTing for 32 years. When I started out I was one of the best in my field, accurate, at my peak was making close to 50,000 a year, only one job and only 40 hours a week.  Now, here I am going through menopause, working 12 hours a day (1 full-time and 1 part-time) and barely making ends meet.  My production is at an all-time low, and I'm working on my 3rd or 4th job this year- I forget, it's been so many, for various reasons why they didn't work out.  But, now I find myself, going into my third week of employment with this company, still in QA, making stupid grammatical errors, and leaving out words, that I am not aware of. I would like to say one of my problems is that this is a huge Children's Hospital with a lot of procedures, diseases, and terminology I have never heard of, but I cannot really say that, as most of my errors are gramatical, i.e. not putting comma or semi-colon where it belongs, leaving out it, and, but and they.  I am beginning to feel they may not keep me.  I am 1 pay check from being homeless, now jobless, already uninsured, as I could not afford the Cobra.  I have applied for jobs completely out of the MT field, so far with no luck of being hired.  I put in an application last week for a State Job with excellent benefits, paid by company, and although the salary is 22,000 to 36,000, if they call me, I am definitely going to take it.  I figure I have 15 more years before retirement, and if I can tap into the retirement for the next 15 years, that would be a help, as I don't have any 401K to fall back on.  Anyways, if you guys can give me some proofreading tips that will not take away from my production, I would greatly appreciate it.  Most companies don't offer a training pay that would last at least 2 weeks, which would be a help.  So here I am trying to make money, which is virtually impossible when you're training on a new account, new company, new software and everything.  Help Guys. 

On AOL I can determine who I want to receive mail from and block those I do not  -- and if they are blocked  they get their E-mail back as being "undeliverable".  If she sends things out -- send back --unaccepted.  But to be simple just E-mail her back or call the recuriter if you don't want to deal with her directly and state -- leave me alone.  If she is in another state you should not be scared of her but you may simply have to put it out there in no uncertain terms.

Under the ROS the heading "Special Senses: Unremarkable"

people with cold symptoms, flu, snotty nose, etc., and wondered "why in the heck are they in the ER?," I have also witnessed it firsthand while waiting in the ER with my mom.  She had congestive heart failure and towards the end we made frequent trips to the ER when she ended up unable to breathe and no doctor's office open.  They always ended up admitting her anyway.  But I watched the same thing that the poster below mentioned -- nonemergent cases clogging up the works because they treat the ER like a doctor's office. 

And yes, there are "special circumstances" and such, but that was not the situation you were addressing.  Sorry for the attacks you received.  You just put in writing the thing that many of us have been thinking for quite awhile.

Gotcha!

Why can't you skip over those patients since obviously they know other girl typed them. 

Do not transcribe for free!  Ever wonder why the other girl left?