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I am with you - I lease, love having new car every 3 years. nm

Posted By: Mom of Teens on 2006-05-06
In Reply to: Leasing works for me (sm) - Kid's mom

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I only lease. I want a new car every 3 years. sm
After 3 years, things need fixing. I have had no problems whatsoever leasing my vehicles. You can even bargain the price and lease amount. Negotiate is the key. I always get the 0 down, 36 month leases and they work out great. Mind you, I have to negotiate hard for the 0 down, but it always works out and the sales people given in.

I am on my 4th leased vehicle 2nd year. By next year, I will be ready for a new car again.


I alway lease, very 3 years I have a new car. sm
I works for us. I bought 2 cars and by the time 4 years rolls around I am tired of it and want a new one. So, the better option for us is to lease every 3 years. It works great and the payment is much more affordable.

I will always have a car payment as I get tired of the same old thing after a while. So, knowing that, leasing is the best option for me.
I have been doing VR for about 4 years now - Love it!! nm
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hi, I have CS for years and love it sm
My hospital uses CS for Windows and it has it's own expander, so we don't use IT.  I would suggest importing your IT Expanders into the CS expander.  The only time CS runs slow is if there is an internet problem.  You can also make your own normals.  When you get a report you want to turn into a normal, just highlight the text and press ctrl N.  I work on CS and type 300-400 lines per hour, consistently, not just with good reports or every once in a while, but every pay period.  We have used CS for at least 10 years.  It is the best.  It may run slow for you because of the connection, you really need cable.  One time I was dialing into one of our sister hospitals, and it was really really slow, like you described.  This problem must be related to internet connections.  Ask your boss about contacting SoftMed to see if they can help.     
I have used it about 2 years and love it.
nm
I'VE USED IT 2 YEARS AND LOVE IT!!

I find it to be a really easy platform to learn and to use. I've used it for 2-1/2 years now. It has its own expansion program and I also find it really user-friendly.


Have had Orator for over three years and love it....sm
No problems (so far, knock on wood) and support is great.  I also have the DocShutle software.  I know someone else with this system and they like it as well. 
Love it! I've said for years..sm
I didn't believe it would ever catch on - how many doctors would spend 10 minutes trying to get that much dictation done?
Love my job there too. It's been over 2 years and I still like it. The key is flexibility
The work can fluctuate but if your patience and have some flexibility, they are awesome to work for. If you set to a certain schedule, it may be harder for you. Overall, they truly are a hidden gem.
I absolutely love it and have for 25+ years.
I honestly believe this is a job you either love or hate.
Blind date 30 years ago, love at
first sight, still happy, happy, happy.  Moved in together about 5 days later.  Never looked back.  Got married and living happily ever after.
Been editing VR for about 5 years now and absolutely love it!
I also have CTS - it has done wonders not having to transcribe my fingers to the bone.

Yes, you can make awesome money editing VR; however, it depends on the platform and line rate. Personally, I have been workin on eScription's EditScript for the past 5 years and absolutely love it and can't say enough about it.

You can tend to get a little bored from time to time, just like with anything else. When that happens, I take frequent breaks to rejuvenate.

Good luck. I hope it works out for you.
I am outspoken and not shy but after 30 years in a clinical setting, I LOVE being by myself. nm
:?
Internet. And I've never been more in love. Been together almost 9 years and have 3 children
also, he was already established and owned his own home when we met. He had been out of college for 2 years when a buddy suggested the internet. I was going through a divorce (he's 4 years older than me) and lived 5 states away from each other.
Some said I was insane, but now they envy our relationship and the life we've built together. God is good.
Oh my.. we have a lot in common.. We got married there 5 years ago. We LOVE to eat at the Bellagio a
in March for Nascar, which we go to every year..and then normally we go in the Fall because the summers are too stinking hot. If you are familiar with Laughlin, we just bought a lot to build a house across the river in Bullhead City. We love Laughlin too..We'll be able to see the whole casino skyline from our house..Thank goodness we wont be there FT for a while though..summers get like 120 degrees there.
We lease
It's a version of living beyond your means.



"Lease payments are much lower than buying" talk about needing instant gratification! Leasing per mile is always more expensive than ownership. You forget, at the end of the lease, you give the car back. At the end of the same $$ spent in car payments, you could sell the car and get MONEY back.


My husband is also in the car business and although he has a car that is now paid off, we've been leasing my vehicles for over 8 years. I also resent what one of the posters said about living from pay check to pay check and living beyond our means. We do not live beyond our means in any way and if we live pay check to pay check, I'm sorry we aren't as priviledged and as you and your family. You don't know everyone's situation so please don't judge those of us who don't do things your way.


oh, puh-lease. you don't have to QA here. nm
x
puh-lease
I'm sure you weren't the original "just me".  Lots of people use that as their name on here, as well as mtmt, mtmtmt, radmt, happymt, etc.  Due to the way this site is set up it is unavoidable.  If you want to post somewhere where your name is exclusively yours, this may not be the site for you.
Equipment For Lease
Hi! I would be doing part time transcription for two months and would need micro casette transcriber. Does anybody know if there is any company that lease transcription equipment. Thanks in advance.
Lease Equipment
Part-Timer.

Do you need a cassette transcriber. I bought one from ebay that works great. Think it was about $80.00 and never used it. Will sell it to you for the same. Or you can try EBAY.
my email:
ray-m3comsys@cox.net

Hope this helps.

ray
I considered a lease once (sm)
but when I found out my payment would be only $1 different I decided to buy instead. My loan was for the same length of time as the lease, had no "fees" attached, and didn't require a down payment. Make sure you read all the fine print on a lease. They can determine who services the vehicle. They determine "wear and tear" when you turn it in, early termination fees (you never know), and on and on. Any little dent that might be on the vehicle will need to be repaired, either by your insurance or out of your pocket, or they will charge you for it at turn-in. Beward of leasing salesmen that call you after you have already leased the vehicle and try to squeeze cash out of you. I've heard of that scam more than once.

The only way to end up upside down on a loan is to pay more than it's worth to begin with. As soon as you drive a new vehicle off the lot you are upside down on the loan and will be for at least 6-12 months. You'd be better off buying a vehicle from someone else who made that mistake. Not a lease buy-back, but from a private individual who needs to get out of their loan and hasn't driven the vehicle into the ground in a year's time. With a year-old vehicle you can easily determine whether there are major problems with them too, unlike new vehicles where you just hope it's going to be okay. Check epinions.com and read reviews from owners who are already driving that vehicle. Good luck!
I personally like to lease and SM

decide at the end whether I want to keep the vehicle or not (I have low mileage also)...but if you have dogs/kids/heavy wear on the car (burns, stains, scratches, etc.) when you turn the car in they charge hefty fees for rehabbing the car.


I just like to have new cars under warranty, which is the great part about leasing.


System lease or buy?
If I had my own clients, wouldn't I have to make a large investment for a call in system?  Any advice on that?  Also, I did make up flyers and put them all over medical offices and I only got 3 calls and one came to be out of hundreds.
Busy MTg...quesiton for you, lease sm
I read your post that you are on DQS (all my accounts will be on DQS beginning Nov 15; right now, only a few are).

Do you use the DQS expander? I'm asking because I find it just simply dreadful and I use Instant Text, but have only been using IT for a short time and haven't gotten completely used to it.

The transition from MTShell Expander to DQS expander was difficult because the DQS expander doesn't allow for nearly as many expander keys. IT is pretty good, I suppose, but uses a completely different system so that is taking some getting used to.

Just curious as to what expander you use. My expander database is huge, but I'm having to do some major modifications for it to be used to any great degree in IT.

TIA

Regards,
CB
never heard of lease trader, thanks for the tip

I'm hoping to keep payments under 200 though, probably dreaming.


DH has been in car business forever, He says NEVER lease a car.
:+
Do not lease. Big financial mistake for you. (nt)

To those that lease puters from MQ with DQS on them, what brand do they send you? Thx. nm
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Anyone lease their vehicle? Need pros and cons please - sm
Am considering trading vehicle, and was advised because of the low miles I put on vehicles (under 25,000 miles in 5 years), that I would be better off leasing than buying.  Would appreciate any and all thoughts and things to watch out for when leasing from those of you that have gone this route.  TIA.
Suze Ormon on TV advises to NEVER, EVER lease a car. (NM)
 
You are correct. Developed by a transcription company, but a division also lease its use to sm

facilities.  I knew that, but had never encountered anyone who works with it in the real world who doesn't not work for the specific company that developed it.  They keep us pretty much in the dark about that stuff.


anyway, when the platform is working well, it is not impossible to make over 300 lph.  350 would be rare, and depend a lot on formatting, what you are paid for and what you are not paid for.


love, love, love the show. hate american idol. this show is for real.
the only reason i entertained watching it was because of mark burnett and as usual he has such genious casting and editing. btw, don't know who anything about "metal" music but these performers make me like it. love marty and jd as performers. HATE JESSICA. susie is so nice and so emotional. it seems they all support each other and enjoy each others skills. regarding ty and bob marley, ty was excellent but he also lucked out on the song! bob marley was genious too and his music is very easy to listen to. i don't like 3/4 of what the others are given to sing but their performances make me love the music. dave navarro shines on this show, very gracious for the most part and letting the contestants down easy when they have to leave. he was great last night with brandon (?). sweet, sweet show. i am so impressed with everyone involved.
Yep that's it, 4000. Love, love love the zoom
But I feel like a dork typing...every time I try to type But it is coming out as Nut!
I love it too - love doing my nails 5 hours a day and staying awake

Love NOT getting paid while sitting doing my nails too.  It's a real turn on.


I tell all my friends to try it -- sit in front of your computer while you have no money to pay your rent and instead do your nails, you get a real buzz down in the pit of your stomach.


 


Also LOVE LOVE ESCRIPTION and make good money but...
Can I ask how you sit there for 8 hours. Lately, I'm having a motivation problem. When I focus, I can rack up the lines, but lately, I get so easily distracted. My mind wanders and I struggle to get my lines. Any tips on how you stay productive who do you work for?? I work for Transcend.
58, AHP/self-taught, trained at hospital 5 years, now with 2 of my own accounts for 10 years, employ
Also worn out 2 keyboards in 4 years. I will never retire. DH will come home some day from work and I'll be slumped over my keyboard. I put in 14 hours a day 7 days a week.
People either love it or hate it. I personally love it
but I know a lot of people say you cannot make any money on it and will not work on it. I do okay. I'm obviously not getting rich but I am making a living. I found it easier than Dictaphone and faster such in downloading and uploading job and you only have to log on one system and not like Dictaphone where you have to log onto the VPN and then log onto the program. It's always worth a try, but yes, the biggest complaint I hear is that no one can make a living and the cpl isn't that great.
Pack years = packs smoked per day x years of smoking - sm
25 pack-years = 25 years of 1 pack a day, or 12-1/2 years of 2 packs a day.

I don't think pack-years applies to someone who smokes only cigars. But I don't know for sure.
I worked for Cbay for 3 years. I was also part of their lay off back many years ago. sm
Even though I got stuck in a lay off era, I still love the company. They paid well then. The people were nice (exception of 1 person) and if I had the opportunity I would go back again. Fortunately (or unfortunately - depending on how u look at it), I have a great paying job right now, so I am not looking for a change. I do know that at one time, they asked management to accept late paychecks, but never sure of the reason why. My check was never late.
I know it used to be 5-10 years back, but the laws changed within the last 2 years. They can only g
x
6 years legal then switched to medical 17+ years ago. sm

I don't mind doing legal and will do it now from time to time, but be prepared to be totally bored out of your mind.


At least that's the way I feel.  I love to transcribe, learned legal in college, went on to get my paralegal degree, etc., etc., but I did temp work when the kids were younger, which was about 90% medical and I would never go back to legal except for once in a while.


Booooooring.


 


 


Only 3 years away from reaching total years for retirement
but if I had to do this and raise a family, would feel exactly like you do. The pay is terrible compared to what I used to make. I work 32 hours a week, hope to be able to continue even after full retirement age. I have worked on VR now and unless places get to where they really do not care about how their reports look, think they will need MTs. I very seldom do a report and it is 100%, just cannot remember 1 like that and most take a lot more editing. Working now because want to, not have to anymore, thank goodness!!
I went back in house and love it. I love not being
secluded. I was working in my PJs, less organized and feel much better now that I get up and dress for work and see people (even those in traffic aren't so bad anymore). I find that I have more of a life now, and my family says that I spend more time with them now.

Working at home served its purpose for a long time; I was ready to go out into the world again now that I have no little ones at home.
BD WONG! I love him! I love all CSI and Law and Orders!
I am so addicted. I actually schedule my job and family around the shows LOL.
Love love love my chair
The arms can be lowered so they won't be in your way, I don't know about the tilt limiter. But I bought my off ebay about 6 years ago and can't do without it. No I do not think you can find another chair that even compares to the aeron, changed my working life completely, no sore back or butt. You won't regret it, but you will if you go for a cheap imitation.
I dumped my ex 20 years ago, but got lucky 13 years ago

It would take me all night and pages and pages to describe what a bad person my ex-husband was.  After six years of putting up with his OCD, verbal abuse and alcohol, I left him the house, took the kids (5 and 1) and didn't look back. That was 20 years ago.


I wasn't looking to get married again, but I did.  After 13 years I only complain when hubby doesn't see things my way. :) 


My older kids, who were 5 and 1 when I left, are married and have kids of their own now.  My husband gets the Father's Day cards.  Their "real" father sits alone in the perfect little house I left behind and let him have and he drinks himself into oblivion every night because nobody is "perfect" enough, including his kids and his grandkids that he never sees. 


Sad, but true.  So glad I smartened up and got  out of there when I did.


We have been supporting other countries for years and years now.
What is the big deal.  Look at your clothes, cars, items in your house.  You will see mostly China, India, Indonesia, Pakistan etc., etc.  We have not supported our own people like we should have for years now!!!!
Only 2 in 13 years for me. First Edix for 8 and now Webmedx for nearly 5 years. nm
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When I trained, back years and years ago
We did not have spell checking nor the internet (Google for instantaneous help). OMG, how did we do it? We used Correcting Selectrics with the lift-off tape to correct errors- you only had dictionaries, both English and medical, to look up things so yes we did have to learn to spell all those big longgggggggggg words.
MT: 24 years. Same company: 11 years same co. after buyout.
x
Grammar Question: 9 years' ago or 9 years ago? *sm*
I have a terrible time trying to remember this rule! HELP!