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Insurance required by employee

Posted By: Insurance on 2007-05-10
In Reply to: Insurance - Angie

I am reqruied to have insurance also by my contract employer - I found a great deal $89.00 a year.


They  require it because someone wrote an article, which I did see, and wished I had printed fron the internet, that stated (in faver of the employeer of course), one way to prevent being sued by an independent l contractor,, is requring them to carry insurance liability.  It is a definite distinction between self-employeed and employed...


What a waste.


 




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insurance with employee status
I just started with a new company and am about to enroll in insurance. For employee + family I will be paying about $160 per pay period (paid biweekly). That is with a $500 deductible per person/$1000 family. The plan also has $20 copays and a prescription plan.
What are their insurance rates for employee and husband?
nm
Excuse me but federal taxes are paid as employee by employee
The ONLY difference in IC is you pay the ENTIRE amount of the SS which is the 15.25%, as an employee you only pay 7.75%.  And you can easily make up that difference in deductions.  As an employee you just have someone else manage your withholdings and as an IC you do it yourself.  I have much more usable income being an IC and not an employee and I am strict about putting aside what I need to.  But everyone always says you have to pay your own taxes, well your employer does not PAY them for you -- except 7.75% of SS, they merely withhold it for you.  As an IC you are the employer. 
I bet other insurance carriers have insurance for their employees. Why not Wal-Mart? nm
:+
You an IC, statutory employee or employee?
That designation, and/or forcing the IRS to designate you, can make a diff. Are you a corporation? Partnership? You need WAY more help than we can give you.
If you are employee, unless suit against your employee
otherwise the posts on here as far as I can see telling it like it is. I think a lot of the posts are so young they just don’t have a clue as to what it means to be an employee. You do as your employee wants (I am talking reason now, not stupidity as far as sexual advances, etc) or else you find another company that fits your personality better. You do not confront, you do not tell your employee no, that is their job, not yours. This is such a simple thing for people who have been in the work force for any period of time.
No, you are not required to do this. (see m)
However, be sure to deduct the portion of your electric bill, heating bill, et cetera that apply to the square footage of your office. These will not trigger any depreciation reclamation on sale.

The only way you get into trouble on selling the home is if you have deducted a portion of the mortgage payment as a business expense. That's the only time depreciation would enter the equation. Stay away from that and you will have no problems.
IC not required

Also not required if hiring an IC.  You can get your own private disability insurance.  Some business insurance will also cover this for sole proprietorships. 


I am required to have one. sm
The county that I live in requires me to have a business license since I am an IC and considered self-employed.  Doesn't cost much and is tax deductible.
I am required to have one. sm
The county that I live in requires me to have a business license since I am an IC and considered self-employed.  Doesn't cost much and is tax deductible.
Yes it is required
Believe me or don't. I really do not care. I didn't post here to be burned at the stake. I was asking for opinions and I am sorry that I did. I cannot change doctors as our insurance states where we must go and we have few choices.
No notice required
Since you are still in the learning the job stage just inform them that you are resigning effective immediately. Usually the first 90 days are a trial with employee and employer and no one should take offense. They could let you go with no reason either.
ALL dictators should be required to take a
dictation class taught by an experienced MT. This would surely help this problem.
Exp. not required, but recommended.

Actually, AAMT has restructured the CMT exam, and MTs are no longer required to have 2 years of experience to sit for the exam.  However, they strongly recommended to have at least 2 years of experience in the acute arena. 


Check out the AAMT web site - they are working on a new certification exam that is geared more towards those new to the field and new graduates.  I believe this is the RMT credential already discussed here.  According to the web site, those eligible are recent graduates, MTs with less than 2 years' acute experience, and MTs working in single- or multi-specialty clinics.


Hope that helps....


Theresa Leppert, RHIT, CMT


Unfortunately, the license is required sm
I have never had to have one, but the clinic I am going to work for requires it. It is a lot of hassle, and I can't wait until it's over and done with :)
Are you required to keep a log sheet?
Im just wondering if this is common. I have to keep a log sheet on my current account and it is a big PITA and waste of time and money.
I'm not required to but I do and thank goodness! sm
I've received emails over the last two days from doctor's offices asking about missing reports. I had sent the reports they were missing...I just sent them again...QA said it was probably on their end...well it would have to be, because I had everything completed that I was assigned and turned in before the required time.


Lines required for FT

Hello.  I was wondering if anyone could give me an idea of how many lines companies are requiring at minimum per an 8-hour day. From a few of the ads and my last "in-house" job, it looks like they are asking for about 1200 lines a day equaling 6000 per week. Does anyone know if this is about the average?  I am researching this to know what to discuss with a local physician regarding transcribing his work.  Thanks to all for any information.  Have a great week.      L. Dickin 


Lines required for FT
Thank you for responding.
If you are required 8 hours a day on each job, and are
alternating back and forth you are not working each job 8 hours, more like 4 on each.
Required overtime

Advice needed!  Boss is pushing for us to do overtime, but the last time I worked overtime I got paid LESS than a regular check!!!  It all went to taxes, and the way they calculate holidays, etc.  So, I told her for this reason, I don't think it's fair for me to work overtime.  She said, "Too bad for you, but we are backlogged, and everyone needs to pitch in."  I want to be a teamplayer, but working for "free" really gets me down.  Especially when I do at least 600 extra lines every day!  Please help me handle this tactfully.


A SS card has ALWAYS been required
for jobs--if nothing else, to verify it for tax purposes. Go to your local SS office and apply, have to do it in person as they require ID.
Anyone required to have bus. license...sm
to work as IC?  Was going to work for company, but require I have a business name and license.  Also pay per page and not per line.  Never ran across this before.
The state is PA and yes it IS required here.
Breast exams are required for driver's permits now in my state. They have been for several years now.
We were required to get up once an hour for five minutes
to stretch, walk around, do hand exercises, etc. Our hospital was very much into preventing repetitive motion strain injuries. I still do it at home. I type for 45 minutes or so, then I get up, fill my beverage, throw a load of laundry in, run out to the mailbox, ride my exercise bike, whatever.
Question: How long have you been on DQS? They have required I be on

now require the DSL. 


They had said the other program/platform would not work with DSL and thus required I stay on dialup.


They keep me so confused. 


At my hospital, even 25+ years ago, you were required SM

to type 1100 per day. That was with NO spell check, NO expanders. Nothing. Everybody typed a lot more than that.


I think the trouble that you describe must have something to do with working on some company's lame platform. I work in Word, I make my own expanders, my own everything, and work 5 hours a day, if I have 150 minutes to do. That is about 2000-2200 lpd. It is not a problem, because I do what's fastest for ME. The people at the hospital do some kind of merge thing and put everything in their system.


Working on a platform that is designed for anything other than MT will only cost you money. They make these systems to help coding, discharge, everybody but us. I'll never, ever do it again. I'd rather work at Wendy's -- Just kidding! Just kidding! Don't get THAT started.


 


Access code is required...sm
This is what it says when I try to get to that site:

Welcome to MedAbbrev.com, the premiere website for medical abbreviations and more.
New users please have your Access Code ready and click the Register button on the left (Access code can be found on the inside front cover of your printed book). If you do not have a copy of the book, please click Book Order Form.

Registered users please enter your username and password on the left then click the Login button. Thank You.

is giving notice required?

I'm having a debate with my husband right now. 


I know when you're an employee that it's customary to gives two weeks' notice, but what about when you're an independent contractor? One of us says that two weeks notice is customary whether you're an employee or IC, but the other says that you don't have to give any notice if you're an IC. Who is right?


The loser pays for a dinner at Olive Garden.  


Maybe notice is not required, but it's the right thing to do. nm
xx
125-150/hour minimum required usually
nm
Yeah, company required it.

It seems like eons ago, but I don't think I bought it myself....I think the company purchased them and took the $$ out of the check for them.  Don't quote me on that though.  I'm referring to it all the time for stuff.  It is interesting though how they do change things over the years from one version to the next.  Being the conspiracy theorist/anarchist that I am, I'd say this most definitely is a survival/money making tactic on the part of AAMT.  It's kind of like how I feel many companies ensure you keep buying their products...they specifically design pieces parts to break or wear out. 



Yup. It's required reading, as far as I'm concerned.
I see WAY too many MTs just sort of doing their own thing (usually incorrectly). Several places I've worked at require using the BOS as your guideline. I know I would if I owned my own service or were the manager of an MT department. It gives us all one common language, one standard.
Has she downloaded the required audio
x
Testing only...no response required
Hi,

I'm just seeing if my post comes through.

No response required.

IC Workers Comp Ins. Required?
thought i posted this earlier, cant find it, sorry if its redundant.  Im an IC, have been for 8+ years with the same company in MASS.  I live in WV.  I was contacted last week and was told that the company had been audited and all IC's were required to have Workers Comp insurance.  the policy costs $655 a year.  anyone have this same requirement?  I have other insurance, Aetna major medical, additional accidental death and dismemberment, long-term disability through my husband's employer, AEP.  So, is it necessary for me to carry comp ins? 
Must depend on the state. I am not required
x
Are males required to have testicular
x
NO FEE REQUIRED (IMPORTANT READ)
Signing the petition and getting e-mails to Congressmen is FREE !!!!  The fee would only be if you wanted letters hand delivered to the Congressmen.  Please don't let the mention of a fee stop you.
I was told that I should find a job that required me to use my brain
by my own brother. He said that I should find a job that required some thinking. Hmmmmm. People just seem to assume that all we do is sit at a computer and type mindlessly all day long! :(
This is of no help, but I stopped working anyplace that required me
  dc
required profiles, etc. that are unpaid. NMSG
nm
Grammar and spelling cops not required.
/
we are required to list meds and allergies if more than one. nm
;
daily required line count

 


Does anyone know the going rate right now for daily line quota? 


Mobile PC card - no router required.

here is the section on Cingular's web site.  Sprint also has one.


http://business.cingular.com/businesscenter/solutions/wireless-laptop/modem-cards.jsp


required to keep and turn in daily; here's a sample
Colons separate fields

JOB NUMBER:MT#:LINES:SITE/acct:COMMENTS

Total # of reports edited
Total lines
(Other tasks performed:time taken)
Total hours worked for the day
Bought one when MQ changed the rules and required
we went by it. Then they turned around and gave us a free download.
I am required to be licensed with my state and with my city.
nm
I'm required to be licensed by city & county...
z
Brand new drug book required

I am applying for a new job, and before I can start, they say I need a new specialty book (which I can understand) and the latest drug book. I don't have the money to buy those books right now.


As an MT with years of experience, I am perfectly capable for doing my job without a brand new drug book for a few weeks until I get paid. I know how to research and verify drugs without a current drug book.


Do you think requiring a brand new drug book is reasonable?