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Leased a truck for four years. At the

Posted By: Wannie on 2005-12-11
In Reply to: anyone have personal experience with leasing a vehicle - advice please

end of that time, purchased the truck because we had put so many miles on it, and they financed for another FIVE years to keep the payments about the same. Won't try that again!!!!!!!!!!!!


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I leased a car once
and I had no problems. When time was nearing to turn it in, I received a bunch of stuff from GM re damage assessment (cigarette burns, things they consider to be more than normal wear, dents, etc) and was nervous about turning it in, but when I took it to the dealer the guy walked around it, asked if it had been in any accidents, wrote down the $ amount of the damage and signed off on it. He never even opened the door and looked inside, nor did he check the mileage. Later I was talking to a salesman and he said they load up the leases and send them to auction and nobody really gives a ratz patoot about mileage or damage. Not sure if this is how it's *always* done, but that was my experience. I was over on mileage, but nobody ever said a word. So, while it was not a bad experience, I did sort of feel "raped" afterward for having paid all that time and then just turning it over and walking away from it with nothing. I haven't leased since. My payments were really low, though...much lower than if I had been buying. It was a 1999 Grand Am....nice car.
I have leased 2 cars and have never had a bad experience. (sm)
Presently I lease a Trailblazer. No down payment, payments of $448 a month including an additional rider I chose for wear and tear coverage. 5 year lease. I can turn it back in 18 months early if I choose to. It's a nice way to get a higher end price car for lower payments.
Truck driving
My friend and her husband drove as a "team" before he passed away.  She said it isn't as easy as it looks-- especially if you are a woman.  She said she had to back the trailers into the loading docks and all the "macho men" would just stand there and stare at her-- apparently they are too "manly" to have their jobs taken by women.  Anyway, she said the driving part was fun, but the company monitors you every second via some kind of tracking device and it isn't like I thought-- that you could stop in various parts of the country, etc.  There is a lot of technical stuff you have to know about the truck, maintenance, etc., as well.  She said she wouldn't do it again.
truck type
Don't have direct experience but my husband trucks and am familiar with the concepts. This is an intriguing scenario so hope you don't mind if I speculate a bit.

A few questions for you. By partnership, do you mean you intend to drive, as in split equal driving hours with him? What kinds of distances are involved...state/regional or interstate? You talking lap top type on internet based platform or what (i.e., method of report transmission)?

Certainly, RV is not the same as OTR. I think your main issue would be internet access while in motion. You want to type PT or drive PT or what?
The ice cream truck
The Mister Softee ice cream truck came every evening. You could hear his bell dinging wayyyy before he got to our street. On special occasions (i.e., daddy's payday) we were allowed to go a sundae or milkshake or rootbeer float. I read in the paper just the other day that the man who started Mister Softee recently died.
We saw an ice cream truck the other day (sm)
and my daughter was so excited. But I told her I doubt it if it would come up where we live because there is too much of a spread between houses. We saw it going through a housing development. Which makes sense, but was a disappointment for my daughter (and me!!!!). I remember playing outside and hearing the music way in the distance. I would run to get dimes from my Mom or Dad. That is a VERY pleasant memory. Thanks to OP for starting this topic.
We have an ice cream truck come through
our neighborhood every day. They have all the good stuff from the good ol' days!
Did you just fall off the turnip truck?
Of course it's a scam. Grow up.
I call it Mack Truck Flu.
Feels like  you've been run over with a Mack truck! Glad U are feeling almost within normal limits.
good job! watch out for the truck

being in your name because whatever he does will come back on you so if he crashes and hurts someone, they can come after you.  my x took all the keys so I had another set made and they didn't work so I reported it stolen and let the cops get it from him. (the car was only in my name)  plus it adds to your paper trail that you're going to need to keep yourself protected. 


don't you feel better all ready!


Sorry but truck driving is going south also
Also had hubby as truck driver, as well as done team driving --the rates there are going down as many are coming over the borders and able to drive for less.  So that profession has dropped 50% as well or at least held its own over the past ten years which is not a progression at all.  Even owner-operators are seeing a decline.  So it is hitting everywhere. 
Back the turnip truck up!
You are working full-time with demands of 1,200 lines a day and only making $16,000.00 a year.  You'd better find another job.  What part of the Earth do you live?  My goodness, clerks make more than that.  You may want to try becoming a file clerk as you'd probably make more and it certainly would be less stressful!  Take care!
My husband used to drive a truck and

back in 1970s, he made $1 a mile and above. He got out when the rates went down, when the government starting forcing truckers to drive only so many miles a day, and when the companies wanted you to drive over and above the so-called allowable mileage and if you got caught, YOU paid, not the company. Then there was the cross-country in 3 days deal....then, 'Hm-m-m, he could do it in 3 days, let's push a little harder to see if he can cut his time down more."


Bet you're hubby never makes $1 a mile or above now, especially with the high fuel costs and maintenance of the truck unless he is Haz-Mat or in a specialized field.


Oh, BTW, they are bringing back the railroads because "it's too expensive to truck the goods anymore."  It's the old "dange" if you do, and "dange" if you don't type of deal.


Oh, wait! Could this be just like transcription?


Yeah, must have fallen off the turnip truck.

After paying on my truck and house for a year I can
refinance and get an interest rate that is close to someone who has never filed bankruptcy before.  So, the high interest rate won't be there forever and at least I will have assets rather than renting or not having a car at all.  So, bankruptcy in my case was the best option.
I'd think it would be long-haul truck driver or
long haul truck driver, depending on account specs and whether or not they use hyphens.
Congrats and while you are at it, report your truck stolen by him.
nm
I have the truck! Forgot that important tidbit!
The police asked him to relinquish it. Ta Da !!!
The Good Humor ice cream truck! They still
sell some of the products in the store, but it is nowhere near as good.  The vanilla ice cream bars covered with toasted almonds!  The half and half popsicles with flavors like rasberry and lime that were SO fruity!  The Good Humor man in his white outfit!  Ahhhhhhhhhhhhhhhhhhh!  It was great!
good luck to you!! Do something about that truck..you are responsible for any damages unless you
it taken without permission (different than stolen).
Camaros..three 1994, 1998, and 1999 and a truck,
Chevy truck 2005
My hubby drives a long distance truck
thank goodness! He says the trucking business in dire need of truckers. Bet we donít see folks punching those in.
It's a bus, not a truck load of nuclear waste. It's a blue collar job,
s
Used to own a Suburban, loved that truck. Have ridden in Ford trucks and SUVs

The Helms Bakery Truck! It sold candy & Pixie-Sticks, too! Yumm! (n/m)
:)
Our 16 year old son has been working for a year now to pay for his truck.
He's learning how to sand and do body work and how the engine and transmission go together. My parents didn't buy cars for my siblings and I either. I had a 20+ year old beater car until I could afford to move up to a a newer one.

I see all the nice new cars parked in the high school parking lot every day. It's nice that so many disrespectful punk kids get handed something nicer to drive than what all the teachers drive. Oh, well. Honestly, I think most of them borrow Mommy or Daddy's car or are the child of a doctor who can afford to hand them everything.

Hopefully, my kids will take better care of their cars because they bought and built them on their own. You're not going to grow up to be responsible if you don't work hard for something and expect Mommy and Daddy to bail you out all the time.

Oh, my Dad lectured us on even allowing our child to have a vehicle because Dad didn't have one until after he had worked his way through college, lettered on the football team, got straight As, lettered on the baseball team, yadda yadda. He either walked or hitched a ride. Yeah, well, times were different back then, Daddy-O. LOL At least my kid has the opportunity to work and earn his own car.
The good ice cream on the ice cream truck sm
that used to go by my house. We would run out with nickels and buy cones. And yes, I do remember Mickey Mouse ice cream bars. Yum.
58, AHP/self-taught, trained at hospital 5 years, now with 2 of my own accounts for 10 years, employ
Also worn out 2 keyboards in 4 years. I will never retire. DH will come home some day from work and I'll be slumped over my keyboard. I put in 14 hours a day 7 days a week.
Pack years = packs smoked per day x years of smoking - sm
25 pack-years = 25 years of 1 pack a day, or 12-1/2 years of 2 packs a day.

I don't think pack-years applies to someone who smokes only cigars. But I don't know for sure.
I worked for Cbay for 3 years. I was also part of their lay off back many years ago. sm
Even though I got stuck in a lay off era, I still love the company. They paid well then. The people were nice (exception of 1 person) and if I had the opportunity I would go back again. Fortunately (or unfortunately - depending on how u look at it), I have a great paying job right now, so I am not looking for a change. I do know that at one time, they asked management to accept late paychecks, but never sure of the reason why. My check was never late.
I know it used to be 5-10 years back, but the laws changed within the last 2 years. They can only g
x
6 years legal then switched to medical 17+ years ago. sm

I don't mind doing legal and will do it now from time to time, but be prepared to be totally bored out of your mind.


At least that's the way I feel.  I love to transcribe, learned legal in college, went on to get my paralegal degree, etc., etc., but I did temp work when the kids were younger, which was about 90% medical and I would never go back to legal except for once in a while.


Booooooring.


 


 


Only 3 years away from reaching total years for retirement
but if I had to do this and raise a family, would feel exactly like you do. The pay is terrible compared to what I used to make. I work 32 hours a week, hope to be able to continue even after full retirement age. I have worked on VR now and unless places get to where they really do not care about how their reports look, think they will need MTs. I very seldom do a report and it is 100%, just cannot remember 1 like that and most take a lot more editing. Working now because want to, not have to anymore, thank goodness!!
I dumped my ex 20 years ago, but got lucky 13 years ago

It would take me all night and pages and pages to describe what a bad person my ex-husband was.  After six years of putting up with his OCD, verbal abuse and alcohol, I left him the house, took the kids (5 and 1) and didn't look back. That was 20 years ago.


I wasn't looking to get married again, but I did.  After 13 years I only complain when hubby doesn't see things my way. :) 


My older kids, who were 5 and 1 when I left, are married and have kids of their own now.  My husband gets the Father's Day cards.  Their "real" father sits alone in the perfect little house I left behind and let him have and he drinks himself into oblivion every night because nobody is "perfect" enough, including his kids and his grandkids that he never sees. 


Sad, but true.  So glad I smartened up and got  out of there when I did.


We have been supporting other countries for years and years now.
What is the big deal.  Look at your clothes, cars, items in your house.  You will see mostly China, India, Indonesia, Pakistan etc., etc.  We have not supported our own people like we should have for years now!!!!
Only 2 in 13 years for me. First Edix for 8 and now Webmedx for nearly 5 years. nm
.
When I trained, back years and years ago
We did not have spell checking nor the internet (Google for instantaneous help). OMG, how did we do it? We used Correcting Selectrics with the lift-off tape to correct errors- you only had dictionaries, both English and medical, to look up things so yes we did have to learn to spell all those big longgggggggggg words.
MT: 24 years. Same company: 11 years same co. after buyout.
x
Grammar Question: 9 years' ago or 9 years ago? *sm*
I have a terrible time trying to remember this rule! HELP!
Worked inhouse for years and years
Inhouse transcription from 1973 to approximately 1992 and we had no downtime for answering the phones and when the physicians came into the room (or others) needing some assistance, just part of the job. I did not feel bad about doing it then and I dont see why you would either. You donít realize that probably you are making right now more than if you are outsourced, right? You have hourly salary plus incentive. Guess how many of us have that now? Probably inevitable about outsourcing so I would say just enjoy while you can. The pay our here now sinks further and further. I make, for instance, 4 cents a line for voice recognition and 8 for straight. Now, more complaining?
19 years old...married 26 years. nm
n
they've been doing this for years and years (nm)

IMHO


People have been saying that for years and years - SM

however, I am working fewer hours and making more money. I think maybe the answer here is working as an IC for a one-owner company. MTSO was an MT for many years and she knows the secret to making lots of $ is putting your MTs doing what they do best and leaving them alone.


I don't think it is the "national" part of services that hurts. I think the low wages can be gauged by the number of suits in the company. More suits = less $.


And why pay QA? Just hire people experienced/good enough to do the work correctly the first time.


I have been doing Radiology only the last two years after several years (sm)
of acute care. I love it and find it easier although not as interesting as acute care. I was told by those who hired me that a good medical Transcriptionist will be able to do Radiology even with no experience in it. There are some specialized terms but easy to learn. I would never go back to acute care unless there were very good dictators and good sound quality.
30 (!) years; OTJ (don't think there were schools 30 years ago) nm
:)
Years ago it was 7 years. Not certain as to status now.

10 years here, too, and making 8.4....same as i was 5 years ago. nm
f
Shame on me.. Am I the only one with 4+ in 2 years, but with my last one 2 years.

Lots of little "stints" in between, just trying to keep my head above water.


24 years MT, 7.5 years with the same hospital nm.
x
22 years, same company 10 years nm
nm
32 years, longest was 28 years at same co. (nm)
*