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Serving Over 20,000 US Medical Transcriptionists

Manufacturing computers offshore is different than PRIVATE MEDICAL AND FINANCIAL INFORMATION. sm

Posted By: MTSO on 2006-02-05
In Reply to: The reason they are so cheap - is because they outsource

you need to compare apples with apples not oranges.


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Offshore MTs do not see any private info.
ss
Your Private Information....2nd Verse

A few days ago, I expressed my concerns that it would be possible for an "MT-related" website to garner information from unsuspecting MTs.  Some replied, either that such concerns were unwarranted or that the poster was too savvy to be fooled by such a thing. 


Yesterday, a company called Jax Transcription posted a very seductive job listing on the Jobs Board.  My first thought was, of course, to find out more about Jax and it seems no one has heard of them.  I've so far been unable to discover a website or phone number in national databases, and inquiries posted to the board admin about Jax have not been answered so far.


I'll continue to look into "Jax Transcription".  In the meantime, the problem is that many people appear to have just gone ahead and posted their resumes to this company - if it is a company.  Not just their name and email addresses, which was enough to cause me concern earlier...but their entire resumes! 


Again, as in my former posting, I will say that the company might be legit or it might not.  The point is...the folks who posted their resumes had (and still have) no idea whether it is or not.  It could be merely an email address being used to "phish" for information.


I'm sure you won't like me saying this, but it very obviously NEEDS to be said:  Let's smarten up.  We're not immune from identity theft just because the entity on the "other end of the line" presents themselves as being an MT company, an MT vendor, an MT website - or even an MT.  Give your information to NO ONE without confirming first that you know who you're giving it to. 


A great deal of identity theft and other computer-related crime occurs by various methods known collectively as "social engineering".  Social engineering does not depend on clever hacks into computer systems.  Social engineering is done by deceiving people into giving up their information voluntarily, and it's easiest thing in the world to do, because people just aren't paying attention and they don't think it can happen to them.  This IS my domain - read it and believe it. 


 


 


Sending Private Information Overseas -- sm

I just thought I would let every one know that there is an advertisment in the job seeker's section, titled Ortho/Hand surgery that has a link within the body of the ad to sign a petition to send letters and emails to congress regarding NOT wanting our private information sent over seas for transcription as well as our right to know if it IS being sent over seas.  I have signed this petition.  Here is the link:


http://www.rallycongress.com/ support-for- h-r-427-nabopia/ 1585/


The link in the advertisement has an error in it, with a space being between "con" and "gress".  I have corrected that error above and it will take you to the appropriate site. This petition is in support of Act h-r-427-nabopia, which gives people the right to know if their information is being sent overseas.  I hope others will sign this petition, as well. 


Thanks. 


Treating private health information like a trade is wrong any way you look at it.
Let's see how you feel when you've been violated because your private health information was distributed for any and all purposes.
Offshore or onshore - personal information is at risk sm
when it is in private homes. The only way to avoid this is would be to not allow companies to import the SSN in their ADT feeds to companies that do outsource work. It doesn't matter whether it is a domestic MT, or offshore MT, or any other person with access to that information - AMERICANS are dishonest as all get out too. The only information we MTs need is Name, DOB, and MR#. The only people needing SSN info are the billing department to communicate with the insurance companies, no one else in the hospital should have access to it. It's a joke to think offshoring MT is what is causing the problem, it's human nature, people are greedy and want more - MTs for some reason seem to feel they need to blame offshore for this but it's really a copout and just another reason to place blame.

Proud to be an American home-based MT who is HONEST!
TransTech Medical does not outsource offshore.
p
Our medical information is public domain?
thats nuts. I dont even know how you come to that conclusion.

Ask your physician next time if his medical information is public domain and see what he says.
right? isn't there a board for personal medical information posts?

Approve what? The information used is already part of the medical record and, therefore,...sm
has already been approved or authenticated or whatever one wants to call it.
Health information personnel, medical records, clerical..sigh...nm
s
manufacturing places in TN and KY in USA..nm
xx
Please post offshore topics on Offshore Concerns board. (NM)

Thank you. 


Goldbird


See if there is financial aid available,
including work-study and/or grants. If you're developing an injury, please make a change before you become disabled. I worked as a historian in a hand surgery office, and sometimes you have to just stop. Good luck to you.
If you qualify for financial aid

You might want to consider looking into EVCC. It is a community college that uses the Career Step courseware, but you have instructors and accept Pell Grants and Stafford Loans.


EVCC grads get the same consideration from employers as Career Step grads.


I am having a bad financial hardship
any kind of help, but not enough to seem to get by on.  Oprah has a debt diet and I am going to try it.  Also I recently joined Debtors Anonymous, for anybody with money problems.  I hope it helps, it seems to have so far.  Good luck to both of us.
Does it serve your financial needs?
The main criteria for any job wage would be whether you think it is a fair trade for your skills and will it provide what you need it to financially.

I personally would not work for $15 an hour. However, your needs may be different from mine. I also have other options. You may not.

It is a very subjective question and one that only you can really answer.

Any financial wizards
out there.  Hi guys I am wondering if I could get some suggestions on my 401K.  I am really dumb about numbers.  Give me big medical words and I am fine, but not numbers.  Anyway, we just switched to another financial management for our 401K.  I cannot remember what managed portfolio I had picked years ago.  Would you, in this day age with the way the stock market is, go with an ultraconservative 100%, conservative 20(stocks)/80(fixed), balanced 40(stocks)/60(fixed), balanced 60(stocks)/40(fixed), aggressive 80(stocks)/20(fixed), or ultra aggressive 100% stocks.  Can anyone help me out here?  TIA
This is exactly why my financial advisor said
:)
To any financial wizards out there. SM

Does anyone know about when a company says it has profit sharing what that exactly  means.  Is it the same as them matching the 401K contributions, or is it separate outside of the 401K distribution?  Also, is it usually paid directly to the employee or invested by the employer?


Thanks to anyone who can help.


Financial Assistance???
I am currently a full-time-college-student-but-otherwise-SAHM. Pretty soon we'll be needing more money, but I have neither time nor resources (day care around here is INSANELY expensive) to work outside the home. I've been doing the reasearch and have come to the conclusion that MT is a good job option for me.

The problem is the training is sooo expensive! I mean,if we didn't need the money I wouldn't be looking for the training to begin with--so obviously I don't have $1600-4000 up front for the training. And most of the payment plans I see aren't looking much better--like $1000 up front, $350 every month after that. Right now that's just not feasable.

Are there any MT schools that offer reasonable financial assistance? Or, I'd even be cool with a payment deferment plan or something!

Anybody know of a school that's willing to help the financially strapped?
Do you ever feel the financial crunch?
My house payment and insurance are auto debited from my checking account.  However, work has been so slow and my paychecks have been so puny that I need to get more money in there to cover those.  I've called everyone on the planet that owes me money, but nobody's coughing it up.  I'm the one that posted the other day about the medical company and the IRS owing me money from way back.  I wouldn't have a problem at all if they would just pay me.  I've tried picking up extra work and looking for a new job, but there's nothing anyone can do that would pay today.  I don't want to take my rings to the pawn shop because I don' t think I'd get a whole lot out of them anyways.  Interest on those check cashing loans is terrible, then you get sucked into that cycle of borrowing from them repeatedly.  I've already cut my household expenses back as much as possible.  I'm just so stressed about it all.  Has anyone else ever been in this situation?  What do you do?  I can't stand being broke.
More important to me is keeping my financial

info within the US.  HIPAA allows many uses of unidentiable medical records to be distributed in many ways even within the US, not to mention overseas.  There is no law that keeps my financial information confidential and within the boundaries of the US.  Very little truly identifible information to connect medicall record A with a particular person other than by name is sent anywhere, even to MTSOs within the US. 


Who wants my medical information?  The College of Surgeons to help them identify ethnicities and trends in cancers, the AARP to help target demographic groups for products they sponsor and to "represent" when they pay their professional lobbying group in DC, the auto industry to decide my premiums, and on and on.


I got a Walmart credit card, was 7 days late in sending in my $10 minimum payment and got a call from India for collections.  ????  Mailed in the account balance and closed the account.  Then called all my credit companies to find out where their call centers were located.  I now have only financial business with companies who keep my records in the US.  That is my choice.  There ARE 2 cases of people who sold US financial records being proscecuted by the Indian government and a total of 5 people are in jail for this.


To the OP, share with us your thoughts.


Michael:  You've been missing a lot of work.  Peter:  I wouldn't really say I've been missing it.


I know it's not the best financial decision, but (see message)
I have no money problems and can afford to have payments each month.

I lease strictly out of convenience. I don't like to own a car for more than a few years. I don't want to deal with the hassle of selling a car once I no longer want it or deal with repairs. I want a car that's always under warranty and that I can give back easily when I'm done with it.

If I were not financially stable, I would definitely purchase a reliable used car, but where I am in life right now, I just don't need to. Leasing is a convenience for me, and it's one that I'm willing and able to pay for.
Do not lease. Big financial mistake for you. (nt)

Depends on mom's financial situation maybe....sm

I would assess the need of the mother and child and then give appropriately. Boxes of diapers and wipes are always appreciated and are sure to get used!


late pay and financial situation
No one is responsible for my financial situation however my check is not a payroll check -I am a professional subcontractor and once a contract is signed or a client (MTSO or other) tells me or I tell them when I will be paid they are legally responsible to do so within a reasonable amount of time for mail delivery.

If I told my electric company - sorry but can't pay now, hold off until I can - my electric would be shut off - with fees added on. Why is it that transcriptionists feel they are less important to a client than anyone other professional?

Charge them fees and pursue it - as a subCONTRACTOR you are entitled.

As for D&L - I cannot note the new name - but I can say that more initials but same people. I choose to be quiet about the new name so that others who maintain some sort of employment there do not lose whatever small thing they have. Eventually this will change and you will see it prominently displayed I am sure. At the moment they are not advertising at all, so I feel comfortable in my decision to remain quiet on the name.
The financial gurus always say when starting a new
business/career you should have enough money in the bank to cover 6 months of expenses.  
this applies to MT, right? (link for financial assistance)
link:  http://www.doleta.gov/programs/factsht/taa.cfm

something has to be done to help people losing jobs to foreigners...

it says you need 3 or more workers to apply...

also, it aint going away, ladies: 

Other projections include:




  • 10 percent of U.S. technology jobs will have moved offshore by 2005 (Gartner Group)


  • up to 25 percent of traditional IT jobs will be relocated from developed to developing countries by 2010 (Gartner Group)


  • 500,000 financial services jobs (8 percent of all U.S. jobs in banking, brokerage and insurance) will be shipped overseas by May 2008 (AT Kearney)


At recent financial aid seminar, I was told...

Although I am married and it doesn't pertain to me...


The financial aid officer told all the parents there that if their child is 22, living with them or not, their finances will be looked at and considered when the kid goes to college.  So if you boot your kid out the door at 22, consider the fact that if you make too much money, your kid may not be able to afford to go to college without your help because their student loans, scholarships, etc. will be based on both the student's income and the parents.  If they are married or have children parent's income is not a factor, only the student.


google greendot financial and read
x
Most financial advisors say when you receive a windfall...

After paying any necessary debts, etc., put the remainder in a CD or money market account and let it accumulate interest for a while so you can consider your options. You don't want to jump into (or out of) anything on the spur of the moment.


I guess the question is, is this a job you want to keep? If so, I think the advice the MTSO below gave is great - talk to your supervisor or lead, explain the situation, and ask if you can take some time off and still have a job waiting for you when you get back.


If it's not a job that you want to keep, then don't worry about it. Quit, spend some time with your daughter, then look for another job. You will certainly have enough money to tide you over!


P.S. For financial advice, check out one of Dave Ramsey's Endorsed Local Providers in your area. (link below) Look at the top right corner of the page under Trusted Services. Their goal is not to tell you what you should do with your money, but teach you how to make the right decision about your money and investments.


Good luck and CONGRATULATIONS!!!!!!


Prayers and well wishes are just as important as financial help...
sorry you don't see it that way...
Here's their revenue for the past three years and other financial data.

MQ's debts are not high either.


http://news.biohealthmatics.com/PressReleases/2005/08/19/000000002719.aspx


leasing is same as renting a house, never the best financial choice...sm
bottom line is somebody is making money off of you leasing. If they didn't make money off of you, they wouldn't lease. Same thing with renting. Renters always cover the mortgage and repairs on a home while the owner reaps the benefit of building equity. Now cars are a little different as they definitely depreciate while homes do not (usually!) but as I said, if they weren't making money doing it, they wouldn't do it. You can easily find a traded-in used vehicle with 50,000 or less at a dealership. Get one of the yearly reports from Consumer Reports and you can find which cars are the most reliable (for example, Buick LeSabres - those things run 4ever). Best financial move is to buy it from a private party with cash. I mean showing up with the whole offer in $100 bills. Few people can pass that up. If you can't get the money together to buy a car outright, you will for sure never get ahead driving someone else's car and paying them for the privilege of it. And you are just kidding yourself if you're driving around in a "new car" that you can't even afford to buy.
Terrorist attacks in Mumbai/financial districts.

Dozens killed in India terror attacks






Buzz up!

Like this story? Share it with Yahoo! Buzz



There now are reports of as many as 80 people dead -- a number that is likely to rise -- in apparent terror attacks aimed at tourists and travelers in Mumbai, India.


Oberoi_fire Reuters is reporting that at least 250 people have been wounded in the attacks, which appear targeted at tourists. In addition, Indian television is reporting Westerners are being held hostage at at least two hotels. News networks and wire services are reporting there have been at least seven separate attacks in the city, largely at luxury hotels and restaurants.


"I heard some gunshots around 9:30. I was with my friends. Something hit me. I ran away and fell on the road. Then somebody picked me up. I have injuries below my shoulder," Reuters reporter Sourav Mishra said from a hospital bed, Reuters reported.

The Times of India
reports there have been eight separate attacks, including a major terror strike at a large passenger railway station.


Our coverage is here.


(Television broadcast capture of a fire at the Oberoi hotel in Mumbia courtesy NDTV, via AP)


Update at 3:57 p.m. ET: According to the AP, gunmen are known to have attacked a major train station, a well-known restaurant, two luxury hotels and a police station. A previously unknown group calling itself "Deccan Mujahideen" has sent e-mail to news organizations claiming responsibility for the attacks, the Times of India is reporting. The AP now lists the death toll at 78. There are multiple reports that attacks are continuing.


One of those radio financial guys said debit cards are the MOST dangerous to use.
s
I would buy new a Dorland's Medical Dictionary, Stedmans Medical and Surgical Equipment...SM

and Tessier's The Surgical Word Book, 3rd edition.  Books you could buy used I would say would be Stedman's Pathology and Lab Medicine and Cardiology/Pulmonary word book.  These are all the books I use the most during my day.  You could buy other speciality word books as you need them and could probably go used with those.


I wouldn't bother with buying a drug book, new editions come out every year and I just stick to the FDA website and RXList as my drug references.


Also FYI, not a book, but I use my Stedman's Electronic Medical Dictationary a lot.  It's easier to open the program than it is to pick up a huge 30-pound dictionary.


Medical Transcription In The Era Of Electronic Medical Records
EMR has revolutionized the healthcare industry in recent times. Many experts felt that EMR & Voice Recognition would totally replace Medical Transcription - however; the industry soon realized that transcription has certain advantages over point & click charting and many physicians preferred to dictate notes rather than document the data at the point of care themselves.
Private ins
You can get private insurance lots cheaper than MOST COBRA plans but it is up to you.  Also a lot of times they only cover for so long and if I remember correctly dental and vision might  only be for one year and some plans do not COBRA that over.  And if your husband is self employed, then it could be a business expense to provide the insurance and with six figures could easily do it and pay less taxes.  I know COBRA is easier to just kind of roll over into, but again, it only lasts for 18 to 24 months and so you will be looking eventually.   However, just ask why suddenly you are not covered.  
I use my private e-mail sm
and receive all my messages from my TC through my private e-mail.  In fact, I never receive anything throught my I-mail, don't even hardly check it anymore.  Call your TC and ask her/him what to do.  This may not be the same across the board, as so much is not the same from office to office!
LOL in private, not seclusion :-) sm
like a different room in the house. 
I would see about a private school.....

Your son sounds like a very bright young man... No offense to you, but can you honestly challenge him and teach him things you may not be proficient at yourself.  Foreign languages, advanced math, etc.  Even high school teachers only specialize in one subject.  Something to consider.


Private accounts

How do you go about getting private accounts?  Any MTs out there that have done this and are still doing it.  If so, how much can you charge per line for a private account that you obtained yourself.  I currently make 8 cents per line with an MTSO.  However, I have been hearing that if you have a private account with a doctors office you can actually charge a lot more, about 12 to 13 cents per line. 


Any tips on doing this.  I am currently an Independent Contractor and would like to expand my horizons.  Thanks for any advice.


It's how I got my private accounts....sm

I had business cards made up and every week, one day only, I went and solicited another medical building filled with offices usually next to a hospital.  I brought only a couple of resumes (nobody asked me for one either) and within a month or 6 weeks, I scored 5 private mds.  It's really all about self-confidence and belief in yourself and your own abilities.


I'm still working for 4 private MDs all these years, one of the 5 went into *receivership*, a form of bankruptcy.


Best of luck, believe in yourself, go solicit yourself and your abilities and don't be afraid.  If it worked for me, it can work for you!! 



I do agree - I have many private mds...nm

THANK YOU JAM for your private email....

very kind of you.  Please know that I do appreciate your help and the time you took to respond.


private accounts
anyone out there doing private accounts for docs who don't have to do operatives?  just trying to get some info as to what type of reports some may do when typing for own accounts.  I was thinking along the lines of internal medicine.  Thank you!
If you have private coverage on yourself, you would not--sm
need workers' compensation on yourself. your private insurance would cover anything happening to you. If you have employees, they may need it, but only if you offered them employee insurance benefits. JMO.
most private doctors...
I speak to say that they went to the bigger companies because they were assured TAT - however it is explained to them that the same people working for the Nationals are the same ones that would do it as an IC, I find that my clients came around. Sometimes common sense is not the easiest thing for a busy mind. They also like the idea of not paying the rates a national charges, knowing we do not make it - so drop the rate a penny and they get a break too. They wont pay us what they pay nationals because they do not feel we are the same thing - if we cut out the middle man for us, they want it cut out for them too.
Private accounts
I am curious to know how to go about getting private accounts?  I am challenged when it comes to how the work is transported back and forth.  What would be a reaonable expectation in terms of costs on my end?  All I have now is the computer, foot pedal and copier/scanner/fax.  What else might I need?  I live and Houston.  Our medical center is top-notch and there are many, many hospitals, medical organizations and clinics to choose from.  Any advice?   
private clients
It is refreshing to see normal expected amounts given to other MT. So often I see "I would not expect less than 10.00 per page and such high line counts" I believe the misconception by many is that you can make a bundle with little effort given some of the "I won't do this" attitudes. When looking for your own private accounts, think about who they are, where they are coming form and who did them before and assess accordingly. And keep in mind you may have to negotiate and get a bit less but your first client and everyone after is your own - which is a good thing