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Mobile home buying

Posted By: OldMT on 2006-09-13
In Reply to: mortgage shopping - sandy54

Shop around for repossessed homes. I have a double-wide Palm Harbor that we picked up for about 60% of book. Yes, they do depreciate like cars, and some brands hold value better than others. Palm Harbor and Patriot seem to have the slowest depreciation rate, and do have pretty good records for storm survival (always remember, they have earned the term Tornado Bait honestly!)  Our home was barely lived in, with very little evidence of wear, and a great price.  Try to look for a repo-only lot - they are usually run directly by the mortgage company and if you have good credit, a good deal can be made, especially if they have had the home back for a while. They can also show you homes alreay set up in parks, or on lots of 1/2 to 1 acre or even more, and if you like the location, won't even have to wait for moving and set-up. Make sure they are able to demonstrate that the heat and air work properly, even if they are lot-set in a temporary sales lot. Don't know about AZ, but in Texas they do have to have certain warranties for roofs, appliances, etc. for at least 90 days.  New home dealerships often have some repos, but they are usually dogs to make you want the new ones.  Shop around, take as much time as possible (we stayed in contact with the repo dealer we brought from for about a year, and he called when he got in what he knew we were looking for) and you can find a deal, especially if you have great credit. We are way more happy with the mobile home we bought when we remember how little we gave for it. Stay away from Fleetwood, Shulte and SOUTHERN ENERGY (run-don't walk-away), unless they just give you one, then be prepared for problems anyway.  I am running on, aren't I? I just wish someone had steered me this direction in the first place.   21st Century Mortgage Company is a good lender for mobile homes. There are not many companies out there who still do trailers, but you can find them if you look. Hope this helps. Contact me if you want more info. 




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is this with a mobile home company by chance? nm
:
try buying one of the home paraffin-bath
it helps me tremendously
I use Verizon mobile and the rule of thumb with mobile broadband is...
Basically, it will work whereever your cell phone will work.  If your too remote, it may not work, but I do know a lot of campgrounds like KOA offer Wifi, which means you should be able to pick up that signal too. You can always call ahead to the campground etc. I use mine going down the road for the most part but every great while going through the mountains I lose reception.  
I just want to be mobile

I just want to be able to move around the house with a laptop, which I am still looking for a good deal on.  I am looking for a 17 inch screen.  What is your laptop?  Give me the specs please.


Thanks


KC


Mobile...
I have used ATT and with the $60 package you have unlimited use...It worked good for me.
Mobile Infirmary sm
Beth, where would you be moving from?  I did hear today that Mobile Infirmary bought Knollwood which is also a hospital in the Mobile area.  I don't know anything about working there, though.  I just accepted a position at Providence Hospital in Mobile and started today.
Mobile transcription
I am really just fishing here. I don't start this itinerate life until February, so I am hoping to here from more people who are out there on the road earning a living.
Mobile Transcription

Interesting question!  I own a small MTSO that is essentially a family business.  My Dad is retired, but does sales and bookkeeping for me.  My Mom is retiring August 1st, and she is planning on getting back into transcription, working for me.  They own a big RV and are planning on being "snowbirds" - living in Arizona for at least 3 months of the year.  The place they are going to is a big RV community which has WiFi internet, so they can both work remotely. I am also an avid camper, so we've been looking into remote internet options.


We explored the different satellite options, but it was very expensive initially for the equipment and the setup at each stop seemed kind of complicated.  The other problem was the upload/download speed - I can see why many services won't hire someone with satellite service.  We ended up going with Verizon Broadband access - anywhere I can get a cell phone signal I can get internet.  The speed isn't the greatest, but it works for us.


What I've found is if you work for a company that requires you to be logged on to the internet the whole time you are working, this option won't really work because of the connection speed.  However, we use a product called DocShuttle by Bytescribe that allows my staff to download the audio and disconnect, type the reports, and then connect and upload the documents.  It works great for that - I even have an employee who lives in the country where there is only dial-up available, and she works just fine like this.


It can be done - I've worked while camping several times this way.....


Mobile transcription
I have just heard from one person so far, and she just did this for about 6 months. I will keep in touch.


Mobile transcription
I'm a fairly new MT, and my husband and I are going to start living in our RV and traveling around the country moving about every 3 months. Is there anyone out there doing something similar? I'd love to hear from you.
Mobile homes are many here in NC, and
they are not a good deal, IMO. Every tornado heads straight for them like they are magnetized, and they seem to burn down a lot. Now I had a townhouse that I lived in for 11 years, and I made quite a nice profit due to the fact they were attractive, had a bit of land and nice landscaping, and were in a good location. I think I paid $85,000, and sold it for $119,000 11 years later. Not bad for a townhouse.
I am mobile with a laptop and use a....sm
Microsoft Elite keyboard. Many years ago I started transcribing with my keyboard in my lap. This has served me very well and is the only way I work now, even at home at my desk. Ergononically, it is great with no stress on arms, neck etc. Just be sure you have the computer at the right height. Sometimes I have to put a few books under my laptop depending on the height of the chair I am sitting in. I love being mobile!
Mobile internet
I need to go mobile with my laptop so I can work away from home.  Anybody else out there who does this?  Any suggestions.  Good carriers?  Any advice greatly appreciated.  Thanks. 
Okay, I decided to try mobile

wireless internet through Verizon.  I currently have a Verizon cell and have no problem with reception in my home, so I'm hoping this is a go.  I also have a 30-day trial period, so I'll know for sure if I have any glitches. 


What I don't understand is this lingo about voice files, etc.  I'm on the Bayscribe platform, so any info would be greatly appreciated.  Please "dumb it down" for me, as I am not a PC person.  The lady that signed me up told me that the limit is 5 GB and that that generally means about 35,000 web pages a month.  How does this correlate to voice files?  Do I even use voice files on Bayscribe?  I'm assuming so since I have an audio player. 


At least I know if this doesn't work out, I can cancel and not lose anything.  Then I'll have to sign up for satellite, which is about $300 upfront and $60 to $90 per month for service.  I'm keeping my fingers crossed that Verizon will work for me.


Thanks for any info.


...and regarding the mobile devices (more information)
http://www.intel.com/business/casestudies/mckesson_integrated_digital_hospital.pdf

Ladies:  Looks like we should be investing in some of these companies...Intel/McKesson on cutting edge, and VOIP companies (we currently use a VOIP phone)...

If we can not make money in transcription, maybe we should invest in its future?

Quote:  "Medical Transcription will change more in the next few years than it has in the last 100."

It is an odd thing, but I actually like typing and will not like it when it is gone. 
Mobile Infirmary Medical Ctr
Have applied for a full-time MT job at Mobile (AL) Infirmary Medical Center.  Has anyone experience working for them?  I would appreciate any information, as this would involve a move for me.  Thanks in advance--
Mobile Infirmary Hospital
I don't know much about Medical Records except that they have a BIG turnover. Always hiring. Say a little a prayer before you except, it may be that it works out great for you.
My advice if you do buy your own is to get a laptop so you can be mobile. nm
.
Lots of people are mobile.

Be sure that you're using a secured wireless network/hot spot. Your laptop should have the wireless card already installed, unless you're using an old model. Try Google search for VPN to learn more.


Most importantly--make sure it is allowed by your company!!


Sprint Mobile Broadband sm
I have been using this service for the last 3 months or so and would never go back to dial-up. However, be aware that there is a 5GB limit per month with any of the $60/month data plans offered by Sprint (starting next month), AT&T, and Verizon. I have been checking my usage, and even with downloading a ton of songs for my son's MP3 player, work, and occasional youtube type stuff, I am averaging about 3.5GB for the month. Also, check what service has the best coverage for your area. I went with Sprint because of the unlimited package they had at the time, but since that is going away, there is no difference to me in carriers except their coverage area. If you have any questions, please feel free to e-mail me, and I can give you the website where I purchased my equipment. They have incredible customer service and even helped me get my modem switched out when it broke (my fault but I had the total protection plan on it, only $7 per month and well worth it).
Anybody use verizon mobile broadband?
Can you tell me anything about it? My dad is thinking about getting it and I wondered if I could use it at the campground they go to, but wasn't sure how it worked. Is there a limit to how much you can be online? Any info is greatly appreciated! TIA!
I agree. I used to finance mobile homes.
However, they had to be on a permanent foundation with the wheels removed, and the interest rate was scary.
Dragon Naturally Speaking v 8 Mobile
Is anyone using Dragon Naturally Speaking v 8 Mobile to download digital dictation from a recorder and convert into a transcribed document?  I saw where it claims to be able to take digital dictation from a recorder and automatically convert it to a typed document.
Mobile Infimary Medical Center
It depends on what department you are going into. Are you Medical Records MT? or Radiolgy MT?
using desktop computer mobile as a laptop

Anyone have an idea about using a desktop computer as a laptop?  I am wanting to take a roadtrip and I had a laptop that has a cracked monitor screen that I used a Belkin wireless internet PCI card in the side of it with WiFi internet connection.  Is there a way to use my physical harddrive and establish the same wireless internet connection with WiFi?  I do not have the same port that the laptop has on my harddrive that the Belkin wireless card fit into, but is there another card that plugs into the desktop harddrive that will have the same effect?  Thank you all.


 


Mobile PC card - no router required.

here is the section on Cingular's web site.  Sprint also has one.


http://business.cingular.com/businesscenter/solutions/wireless-laptop/modem-cards.jsp


If it's in your service area, DO NOT GET CRICKET MOBILE (SM)
My BF got it, and it's just horrid. It worked okay the first few days, then began dropping the signal, sometimes up to every 5-6 minutes, and you either have to call to get your signal "refreshed" or go thru the trouble of uninstalling and reinstalling the program.

It's only about $40 per month, but this is apparently one of those "You get what you pay for" situations.

I'm trying to warn everyone I can. We MTs work too hard to have to deal with this kind of aggravation.

Mobile broadband 5GB limit with ALL carriers
I signed up with Sprint last year when it was unlimited, and starting in July 2008, they put a cap of 5GB, which is what all the other carriers had done also. That said, if you are using the connection mainly for work, the cap should not be a problem. I downloaded a program that keeps track of my usage as well as use the Sprint site to check it occasionally. You can't be downloading tons of MP3s or watching a lot of youtube or other video things during each month, but it doesn't have to be completely avoided either.
Cingular and T-Mobile advertise prepaid plans.
nm
Questions - Working with Mobile Broadband Access

Hi ..


I need to set up to work away from home and am considering mobile broadband wireless. 


I would appreciate any information ya'll could give me - I know nothing about it, other than most service is 60.00/month ... specifically, what carriers and how much time does it get you? 


Thanks so much!  I have verified the major carriers provide coverage in the area I will need to be in. 


Merry Christmas!


point-of-care mobile devices - that is a bigger threat...

another excerpt: 

It is no longer a question of whether medical transcription will survive. The move away from traditional, free-text medical transcription is inevitable, given the improvements in speech recognition technology and natural language processing; the development of standardized templates through HL7ís CDA (clinical document architecture), ASTM schema, and other similar efforts; XML-based communication; and point-of-care mobile devices that will ultimately facilitate real-time documentation. And it is very clear that real-time, point-of-care documentation by the practitioner will replace transcription! This can already be seen in countries outside the United States that are developing direct entry, interactive, structured text documentation without going through all the evolutionary steps from traditional, free text transcription.


In a perfect world, the mobile devices will work perfectly..
It will only take a few big money malpractive suits and lawsuits against hospitals for this standardized text and free text to be proven to be inadequate documentation. Do you honestly believe Joint Commission and insurance companies will relax their standards for health care documentation? I could be very wrong, but I'm not throwing in the towel yet.
actually, they are boasting better quality care with point-of-service mobile devices...
as they (service providers) will have immediate access to all information on a patient throught a "MedChip" rather than have to wait for, you know, "people" (heaven forbid) to get old records, records which have too much information, etc. The system will eventually be world-wide as well, which that will take years and years, I am sure.

This is also to be used not only by doctors, but nurses, physical therapists, anyone who performs a service on a patient. They will have hand-held devices that do everything, document, code, bill.

I realize that will take years, but you can already see the 'growing pains.' Look at all the complaints about MQ. They are losing work because of the speech recognition. All the good, easy, clear dictation is being switched over. This alone seems to be 'weeding' out quite a few MTs.

There are supposedly over 400,000 MTs in the US.

I understand there is no going back, and technology is moving forward and eliminating jobs just as automation did; but excuse me for having some passion. I love this job.
Buying new
The MT company I work for supplies my computer but I have account on the side from my home computer. I had a computer "cracker" here last week for a serious problem and he suggested I go on line and get a Gateway. Does anyone have any input?
After buying car after car and never really sm
having one completely paid off, I finally got into leasing. I traded for a lease car and had it for 4 years. It was in great shape, inside and out at the end of lease period. I took pictures of the car from all angles to cover myself. Then I "traded" that for another lease, the car which I have now. The payments for lease cars are the same as if you were buying one on loan. The higher the down payment on the lease, the lower the payments are. The longer the lease period, the lesser the monthly payments but there is also the interest charge to consider.

At the end of the lease, though, you have the option of trading it for another car or buying it outright. I leased my current car, a mini SUV, for 4 years with payments of $300 per month, then ended up buying it for $7K at the end of the lease period. I essentially paid the same amount leasing and buying this car as if I had a loan on it. Leasing is not cheap, but you always have a new car. With leasing, you get no equity in the vehicle. If you are a person who wants a new car all the time, then leasing might be good for you. I like a new car all the time, too, but the monthly payments are too hard on my budget. Also with a lease you are required to keep up with the maintenance of the vehicle--more so than if you owned it outright. I don't quite understand your statement about "low payment because you only pay for the amount of money it would depreciate for the time you own it." You never own it, and the monthly payments aren't low.

I hope this helps. I haven't had my caffeine yet.
before buying one...

You should maybe rent one for the weekend, drive it around, and see how you like it. I had a rental when my son wrecked his truck, a Jeep Grand Cherokee Laredo.  I fell absolutely in love and my hubby got me one for Christmas!


Renting one for the weekend will give you a pretty good idea if you're gonna like it or not. I personally have never owned a convertible, but did drive one (my bosses wife's car) and it was ok, though not that great...good luck!


Not buying it...sm

I didn't graduate from CS or from either of the other 2 schools considered the BIG 3. I had a recruiter from MQ call me the very week I passed my course.  My instructor gave them my name after I graduated.


And if you look on MQs website under FAQ, it states that under certain circumstances, they will accept candidates with less than 1 year experience if they graduated from ONE of the MT schools MQ has a relationship with.


Sorry. Not buying it.
You must work for the folks who are pushing this fiasco. I can tell you from first hand experience. It indeed DOES take longer or as long (just to be fair) to edit as it does to type it.
You are so right about buying there
I bought several items this year off Etsy for my Christmas presents, flower pens, individual painted flower cups for the ladies I gave to, have bought soaps there before, lots of stuff. I really like Etsy, some really nice things.
I'm not buying it.
These are just some of the incidents some of my Canadian friends have gone through:
1. My GF's husband decided he was still a teenager and went snowboarding, tore up his knee and had a 6-month wait for an MRI.
2. Same GF her best friend had an abnormal mammo. 3 months to get an ultrasound.
3. Ex boyfriend's ex-wife broke her leg while they were skiing. They kept her on Morphine from Friday until Monday because no orthopedic doc was available to do the surg.
4. Another GF of mine was on a specific type of thyroid medication that was the only one that they found worked for her. Then they decided it was not a covered drug anymore and she could no longer get it in Canada.
5. Another GF's husband needed cardioversion waited over a month to get it, meanwhile he was in horrible shape, legs and ankles swollen.

I'm sorry this is not acceptable patient care. The latest estimate is $1.3 trillion dollars to re-structure our health care the way Obama wants it restructured. Everyone puts Bush down for his "agenda" on Iraq no matter what the consequences. This is "Obama's" agenda. This country does not need another $1.3 trillion debt for future generations to have to try to pay off. JMHO.
I'm sorry, is anybody buying this story? sm
part-time, 16,000 per pay period!!! Come on, I'm not buying this at all.
Buying local ....
Unfortunately, some of us don't live in areas that have a lot of choice. My town is tiny and we have a teensy WalMart that has items that (I really think this!) have been there waiting to be sold since the day it opened years ago! I buy from JC Penney's from a catalog outlet here in town (if they're open) or online, sometimes I shop in one of the larger neighboring cities. Frankly, unless I'm buying cotton or watermelon, it ain't happening here :-).

However, in defense of your statement, when I lived in a larger city and had variety (and choices!) I did shop in town more often than not. I miss those days LOL.
BOS is changed so you have to keep buying the new one--$$$$
nm
Better off buying on Ebay.

I bought this computer and what a mess.  I was told that it was bought for her daughter just the previous year and still had the warranty.  She was going to transfer the warranty to my name. 


I thought that because I used paypal I would be safe, but that is only if you buy off of E-bay.  When I received the computer, it was a whole two years older than I was told and there was no longer any warranty.  The seller conveniently died a week after I received the computer.


So, if anyone contacts you about this computer, BEWARE. 


Just an FYI when buying it from another user
Be sure to notify Textware Solutions that you purchased it & who you purchased it from so we can update our records showing that you are now the licensed owner. This will ensure that you can receive technical support, discounted upgrades in the future, etc.
I usually stick with buying........
...mine from the tattoo shops.  However, I most recently bought one at one of those little jewelry stands in the mall and I haven't had any problems with it. 
Buying a house sm

I need some advice. 


We're in the process of buying a home.  When we were searching today for quotes on a homeowners policy, we found out the home had $14,000 in water damage in 2003 and the insurance company (Farm Bureau) wouldn't insure it for us.  There was, however, one company who would insure it but for a really high premium.


We were supposed to close on the 25th.  I'm considering backing out of the deal because of this.  Would I be able to get my earnest money back since the seller didn't reveal in this in their disclosure?


Also, would you pay the higher premium and buy the house because maybe whatever caused the problem is fixed?


By the way, we haven't had the inspection yet.  It is to be done on Monday.


Help!!!


 


 


No sense is buying anything until you have a job.
Transcribers are rarely used anymore unless you get a local account.  C-phones are still used occasionally, but most work is done using a foot pedal.  If a company requires a foot pedal to test you can use Express Scribe, which is free, and just use the hot keys.  I wouldn't want to use hot keys all the time, but they are fine for testing. 
ShortHand is $100. Get to try before buying it, too. nm
s
buying a laptop

Good morning.  I am just today going to buy a laptop and need some advice.  There are 2 I am looking at, a Dell and a Toshiba.  Any suggestions on which one to go with. 


I am planning a trip and do not want to take vacation days since my pay would be so much less by doing that.  Anybody that has done this, please give me any and all advice that would be helpful...  TIA!!!


buying computers
Do we have the option of buying the computers from Medquist and does anyone know how much they would want? I would just as soon use this one which is customized to my favorite websites instead of buying a new one- don't want to get in trouble for checking my email, doing banking, etc.  Do they offer the option to buy the towers from them versus returning them if you quit? I have only been with them for 3 months so my station is a newer build.