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Ooops, my NM stands for nightmares in my expander, NM

Posted By: Romey on 2005-11-30
In Reply to: Great advice, thank you! nightmares - Romey

z


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My IRS nightmares

Perhaps somebody on here can give me some advice......Back in August 2004, due to my husband losing his job, we were forced into Chapter 7 bankruptcy.  At that time we provided our attorney with copies of income tax returns dating back to 2000.  At that time, we were on a payment plan to repay taxes from 2000 (roughly $1300.) We had just filed 2003 taxes and only owed a few hundred dollars.  Most of this underpayment of taxes was due to extra jobs my husband worked as a police officer.  Anyway, we were told not to pay the IRS anything as the debt from 2000 and 2003 would probably be discharged.  Bankruptcy was discharged in January 2005.  We never received any correspondence from the IRS letting us know that we owed anything from those years.  We ASSUMED that it had been discharged.  We took another hickey in 2004 (they year we filed BK) as my husband had to cash-in his retirement since we lost our house and had to find a place to live...that check was in the amount of $25,000.  Though we did have income taxes taken out when we received the check, I guess it threw us into another income tax bracket and that year we owed a little over $3000.   When I filed my 2005 taxes last year, we were due a refund of over $4000 as my husband still is not working from the severe depression of losing his job and I am the sole breadwinner for the family.  Long story short, the IRS took the $4000 I owed and spread it out over the the taxes that we previous owed for 2000, 2003 and a little of 2004.  Their method of dividing the tax refund was odd as instead of wiping out the oldest debt first, they wiped out the 2000 debt but left a couple hundred of the 2003 and took a little off the 2004 debt.  UGH!!! 


After numerous phone calls to the IRS in May to determine what the heck was going on with the refund as I expected to get back a little of the 4000., they advised me it was tied up in the bankruptcy division.  I talked to 3 different ladies at the IRS and all of them were extremely rude to me, no matter how polite I was to them.


Here comes the worst part.....yesterday I get 4 certified letters from the IRS, 2 addressed to me and 2 to my husband...informing us of intent to levy due to unpaid taxes.  I called the IRS yesterday and once again explained the situation that we were unaware that we owed money from years prior to the bankruptcy and that I had also submitted a request to work out a repayment plan.  The IRS rep, another rude woman, got snippy with me when I was trying to explain to her the reason why I could not get a loan to repay the tax today.  She promptly told me, "No is a sufficient answer....I don't need to know the reason why."  When I told her that since my husband is not working and I have the only income, I could maybe eek out $50 per month.  She said, "Oh...that's not enough.  That won't work at all."  She also said, "You don't want the IRS to put a levy on your property (which I don't own anything for them to garnish, other than my wages.  She then tells me she needs to transfer me to another department to work out a special circumstances repayment plan.  Of course, I was on hold for 20 minutes and nobody came to the phone; then we were disconnected.  I've been trying to reach the attorney that handled my bankruptcy to ask his advice and see what to do about the IRS.....That IRS customer service rep made me feel like a criminal and she spoke to me in a threatening tone.  They wait 2-1/2 years, never bother to send a notice to say that we still owed for the prior years and now they're making my life miserable for an amount of less than $4000.  Oh, and I told the lady that I had filed an extension for 2006 taxes but now had all my paperwork and would be working on them this weekend.  I further stated that I felt pretty sure that I would be getting another large refund since I'm the only one working.  I swear, I don't think the ding-dong heard a word I said.  Truly amazing they come after my pittance when there are rich people out there that owe 10 times what I do.  What really scares me is my parents just gave me a 2001 Toyota Camry that is easily worth $7000 or $8000 dollars.  I really need that car and now I'm afraid to get it titled in my name for fear they will take my transportation!!!  Not to mention what they could do to my bank account....and I have 2 teenagers I'm trying to raise.  Maybe this will force my husband to get off his rump and do something besides odd and end cash jobs that don't pay anything.  I had major depression a few years ago and I know it is bad but he kept telling me to get over back then.....I'm trying to turn the other cheek, but I can't do this alone either.


Has anybody out there been through anything like this that can give me some advice.  Sorry for rambling!!


There goes my NM with nightmares again, has a mind of its own. NM
z
Sorry the word is nightmares.
made me make a typo because my hands were shaking at the thought of the whole idea!
Great advice, thank you! nightmares
z
My insurance paid for my reduction, nightmares
z

So funny!! Nightmares! The world of expanders! NM
nm
LOL Thanks for the memories or should I say nightmares. Does anyone remember the old dreaded
erase pencil with an eraser on one side and a brush on the other, with the black or blue carbon paper?!!! I can't believe 27 years have flown by so quick LOLLLL!!!
that's what it stands for?
I never knew what AHDI stood for, it stands for ass for healthcare document in INDIA!!!! or is that just a joke.






No, I think it stands for -
Association of Hindi-speaking Dufuses, Inc.
Ooops!
You apparently have been signed up for Miss Sandra's Proper Education MT Class below. LOLOLOLOL

I'll see if I can find some of my old contracts and email them to you!
Ooops!! Sorry. That is YOU, not your


Ooops.
 Hopefully the low-wage countries are also low-hyphen countries, as I see that I left several out in the above message that I was racing to finish.  
isn't that is. Ooops! nm
x
Ooops
I meant "thanks." LOL!
Ooops!
I forgot about the Captain! You must have been up on the bridge... Sorry! ;)
I think the "R" actually stands for reserved. nm
x
As it stands now, according to the chat
room, is that Kaysar and Jennifer are the only two left. Apparently James gave up and walked out. Go Kaysar!
SM stands for see message
/
I simply believe in God and what he stands for..
I can't really say I am a Christian or any other particular faith. I know you have very strong convictions and I think it is wonderful, but isn't it funny how we follow and obey the bible in some instances and don't in others. The bible is a guide for us to live by. If we took it seriously, women would be in dresses, men would be working, women would not, women would have long hair, etc. Actually, Halloween is a religious day.. "The festival of Halloween is based on a combination of the Christian commemoration of the departed faithful (All Saints' Day) with the pre-Christian Celtic feast associated with a celebration of the end of summer and the Celtic New Year."


Want to know what BOS stands for? Oh yeah,
x
Ooops, I mean see message -
x
Ooops...I missed the 3. That's still a lot. NM
NM
Ooops, wrong!
What do you mean QA aren't on the front line and aren't responsible for TAT? Hello? What do you think the very last encounter is before a report is going to the hospital/client? A report w/QA markers and flagged? A STAT? QA definitely is very much a part of the delivery system of a report. If everyone did THEIR jobs and not focus on OTHER PEOPLE'S jobs, we'd all be a lot happier!
Ooops! Typo.
I did type it wrong on my original post.  It is Ctrl+Insert+Insert that I use.  I am out of it today...typical Monday blahs.   Thanks! 
No, it stands for Screw Subcontractors!

DVI stands for Digital Voice something, I

can't remember.  I use this system.  My company provided my foot pedal/software.  I think the company has to provide the software, as I've never seen a single user software available.   Foot pedal will be $60-$80 depending on where you get it, may be able to find on e-bay cheaper.  


Do a Google search for DVI compatible foot pedal.  I don't recommend TVPS.com.


Thank you, but I'm quite aware what HIPAA stands for.
That's why it bothers me is because so many people have it wrong. Obviously, the MTSO doesn't care about quality if she can't even get it right. What's the skin off your nose if it bothers me? Why does it bother you that it bothers me? I don't need to get over it. I'm quite happy being bothered by it. Bother, bother, bother.
The industry is changing and as it stands

now I would not recommend this field to anyone, but I am not worried about not having a job, at least not in the next 5 years.  I am good at what I do and can do any work type, can do ESLs with little problem, have done QA, so I feel like there will always be a job as long as I want it.  The pay may never get any better though. 


There aren't that many jobs available, but there are so many people looking for work that a lot of companies don't feel like they need to pay to advertise.   Check with employment agencies or temporary agencies.  I worked for  temporary agency years ago and got offered full-time positions with every place I worked.


Not sure what your career of choice is in, but you can get just about any degree on-line, or at least do all the basic courses. 


Not sure of your financial situation, but if still paying for technical school, going part-time probably won't work for you so you could go to school or get in some type of internship for whatever you wanted to do.   


You can sit back and wait for someone to knock on your door and offer you your dream job, but you'll most likely die waiting, or you can get your goal and work towards it.  If you aren't willing to do that, then you are stuck where you are. 


Taylor looks constipated when he stands still
..
Focus stands for Foreign

Focus is an Indian company, you know.  Most who have been there were not happy, and many MTs only go there because they are fresh out of school and find it hard to get the experience they need.  Just FYI.


Oh, man. The things I am thinkin' BD stands
x
ooops lower case...sorry
nm

Ooops meant to say Dolbey
x
ooops, meant to say outside around the house!

Ooops, I see you found what you were looking for (see message)
Good for you! I think it is a good idea to also get TSWB, it is a GREAT reference.
ooops wrong board nm
x
ooops! sorry about the typo!....was in a rush
!
No you're not wrong but my statement stands too
If it was your daughter missing and the media basically concentrated on a demographic other than yours, you'd be wondering why you can't get help for your daughter too. Media looks for sensationalism and the since outrage currently involves young children or affluent, pretty, white young adult females, that's what the media flocks to.
Maybe you are just uptight about one night stands? You should have stayed to the end.
nm
FTP stands for file transfer protocol.

It is transferring files.  You log onto the FTP site using software, such as Core FTP Lite that is free, then you can upload and download files on the company's FTP server.


Here's the link to the free download of Core FTP Lite.


http://www.download.com/Core-FTP-Lite/3000-2160_4-10256215.html?tag=lst-0-1


MTSO stands for Medical Transcription
Service Owner and that is what Nationals are so, no, there is no difference. Not a dumb question at all!
FTP stands for File Transfer Protocol
It transfers voice files.
Ooops - flylady.com - forgot that part - lol - nm
x
Ooops, transferred the 25 years old to your age at the time.
df
ooops - SORRY! I didn't relize my first post
my apologies!
Sorry about that. It doesn't really matter what the "R" stands for. Please accept my apolog
being catty. Hope you have a good evening.
Ooops, male and female SHRIMP are talking lol
:I
Ooops, typo alert...I meant "education"

POLL: Productivity gain using your expander and what expander you use.
Guess I need to make it work harder.
The shortcuts expander works with the Bayscribe expander as well.
All at the same time.
Word Expander Programs - Are there any expander programs that are easy to use and learn
that are similar to the MS Word expander?  I prefer something very simple.  I like MS Word expander; however I have gone over my limits and cannot add any more shortcuts so I need a program that will hold a larger amount of shortcuts.   Many thanks.