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That's funny because after we went through CCCS our score went up significantly. nm

Posted By: SDK on 2005-08-31
In Reply to: This is the worst thing you can do, next to bankruptcy... - Former bank manager . . .

nm


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I will do both too, but I charge significantly more for tapes nm
nm
CCCS
Consumer Credit Counseling Services is free.  I have never heard of having to pay a fee for example $20.00 per month.  Couldn't the $20.00 per month be going towards your debt.  What is the fee for?  CCCS works with the creditors to reduce interest rates, etc.  You pay them a monthly amount based on the debt amount, and they will disburse checks to your creditors.  Most creditors work with CCCS. 
Installing 2 AV wouldn't this slow down the computer significantly?..sm
If I will ever be dissatisfied with McAfee, I would switch to Norton, but never to a free AV.
I went through consolidation with CCCS
not sure its the same one as you mention. I had upwards of $18,000 on 4 cards with payments of over $600 a month, with all the cards over 20% interest. My payments were cut to 350 a month, and all but one of the cards lowered their interest rates to below 10%, with one card charging no interest at all. Sears, of course, was the lone creditor that would not lower their interest rate. I DID try negotiating a lower rate myself first; one card would lower the interest for a year, but the others would not; I guess it depends on the creditor. At any rate, I'm paid in full now after 4-1/2 years. They did charge a nominal fee of $5.00 a month for the service.
We went with CCCS about 4 years ago.
Although the interest rates were not lowered very much, it did stop all late pay fees and such which made a huge difference in how fast the balances were able to go down. I don't believe it has affected our credit much, and even if it has, I don't particularly care. I will never go down the credit card road again anyway. Cash all the way. What I can't buy or do with cash, I don't need.
FlashType works much like Shorthand, is cheaper, & significantly increases your
see link
Baaaad experience with CCCS

As soon as I signed up with them they sold out to another company.  After paying my monthly amount faithfully for over a year, none of the balances had even budged. Some of the balances had incurred hundreds of dollars of "late fees" because some creditors never received a proposal.  My monthly fee to CCCS was $25.00.  You have to pay the monthly balance by bank check or money order (no personal checks accepted) and make sure it gets to them on time.  I was mailing my payments out 10 days in advance and they were "late" every time.


$5000 later, my total debt increased by over $5000.  I should have spent the money filing bankruptcy.


 


We closed our accounts before going with CCCS. Have been very pleased with the way they have handle
xx
score
You need a copy of your report. Whatever bad stuff you can pay, pay it and get a receipt. But let a medical collection be the last priority. Do not let anyone else pull your credit report. Pay everything you have on time. Dispute things that are incorrect. Email me. This will take a while.
SCORE
Since you say you are just starting out and you are a small operation, I assume that you do not have a lot of capital to invest up front.  When I was getting started in my business I learned of a FREE service that you can consult with and get all the answers you need.  It is called SCORE (Service Corps of Retired Executives).  They are a volunteer organization and specialize in consulting small businesses.  Look in your local yellow pages or Google SCORE and find a local office.  Unless you have money to invest in an accountant right now, this is what I recommend.  It was the best decision I ever made.
My score was 31--
I guessed on quite a few (not the US or England, though) and even got some of the cities right.  I didn't think I'd get even half.  Cool game!
Well, I have a 99% or higher QA score.
I make between $45K and $48K doing this.

NEver been in trouble for QA. Never lost a job for QA. Have been hired for every single job I have ever applied for.

Anyone I've ever worked for has been sad to see me go. People I work for now are very happy with me. I make good money and have a good QA score.

All with no PROPER EDUCATION but just on-the-job training.

HOORAYYYYYYYY!!!!!
I love my QA score and even like my QAs
I am trying to prove a point to "I-type-fast" girl.
QA score formula
Can anyone post formula for figuring QA score.  Thanks!
CMT pass score

Can anyone tell me what is the score required to pass the CMT exam?


What was your QA score for acct?How long did
x
Monthly audits = QA score. sm
Usually companies audit your work monthly. They will pull 5 or 10 reports you have transcribed and do a random QA check on them. If you have critical errors, they will deduct whole points, noncritical errors usually a half point.

If you total QA score is below 98% three or more times in a row, some companies will do what they can to help you, put you back on QA review for a while so every report will go to QA. Other companies may just fire you or let you go.

Is this the answer your were looking for?

The older the account, the higher the score . . .
so they are the ones to keep.  :)
Where's best place to obtain credit score?
I know I see Free Credit Report all the time on the internet, but they are not really free, right? Don't you have to sign some sort of protection coverage and pay a monthly fee? Is the best place straight through the Equifax, TransUnion and that other place? (Can't think of the name of it right now). I'm in the market for a new house and want to make sure everything is okay. Any advise?  Thanks in Advance.
Execuscribe On-Line Test Score
No, they didn't tell me what score was passing before I tested. They invited me to test based on my resume. I don't know about having to use a C-phone once hired but no I did not need one to test.
How is QA score measured? Is there a standard scale? sm

Is it per report?  Is by the number of characters in the report?  I am guessing that a missed comma is counted differently than a wrongly used medical term...


Thanks for any help!


Maybe your experience and a high test score - sm
is perceived as a *threat* - i.e., that they may soon need to pay you closer to what you're WORTH, in order to retain your services. Maybe some MTSOs think they can make more of a profit by hiring the less-skilled and "bringing them up to speed", so to speak, within the company while at the same time keeping their wages ridiculously low. Hmmmmm....
I believe the original poster is the one doing the scoring, and she is SHOCKED at how low the score
is for the MT, and she doesn't even know what to say to the MT under comments. I can certainly relate - lately, its abysmal in my company.  How, oh how, do these MTs get hired?  To me, that is the BIGGEST mystery. 
Expecially if you can try to impress strangers with a bogus IQ score
x
I have heard the test is a joke and you don't need a high score
basically because they're desperate and need to keep up with TAT. Now this is just what I've heard but by the looks of what is being hired, I truly believe this!
Actually, NOT having open credit accounts hurts your FICO score.
I closed my credit cards 10 years ago and paid them all off.  All I have left is my student loan and my mortgage, which are both paid on time every month.  You'd think that would show me as a responsible consumer because I pay cash for everything and don't live off of credit.  Instead, my FICO score stinks now because my available credit to my used credit shows as maxed out.  It's complete bunk.  People are rewarded for using credit while responsible people who pay cash are punished by this FICO system.  I have a 4% interest rate on my mortgage, but the credit union tried to milk me at 12% interest on a car loan when they advertised 5% because of my FICO score.  My only option is to open up some credit cards or something, but then that shows as excessive inquiries or too much new credit.
Amen! A great IQ score is wonderful, but there are some dummies in the MT world!
x
Talk about anger...anyone who posts a high IQ score is a pathological liar.....
So, are you saying that no MTs can have high IQ scores?? Just because you don't, we all have to be pathological liars? Sorry.
You're funny. Ignorant, but funny.
I don't live in NYC and I don't work out of NYC and I make wayyyyy more than $23 an hour, SandyGIRL.

I'm an employee at the largest national and I make anywhere from $58K to $64K a year.

You don't have to believe anyone but you show your ignorance by telling those of us who make that money that we're full of it.

Hahaha
Sorry, that was not an ASR funny, just a regular ole dictation funny. LOL! nm
.
What a funny, funny reply. LOL
You are a genius! I am sorry you are ugly and fat. I feel bad for you, but what I can I do to help? Go to a plastic surgeon.
now that's funny, true, but very funny
Anal Association of Medical Treachery.
So funny!
nm
LOL!! That is funny. nm
nm
too funny

girlyman hater, I think you are trolling us here.


the country singer type I have no idea about, but a smart humble guy... science is a plus... bein' good lookin' can't hurt, but I dont want a sweaty singin' cowboy.


*just kidding, but this is how you sound.


 


funny
When I first started I thought I heard "bologna amputation" instead of below-knee amputation.

thats funny
That is funny, you are right!! Daycares are better than boarding schools.    And I also agree that not everyone is cut out to be a stay at home mom.  On the other hand, not everyone is cut out to be a daycare provider and that is what the good parents have to worry about. 
OH HOW FUNNY
Thank you for the best laugh I have had all week!!!!!!  I am cracking up!!!!!!
SO FUNNY
I don't even work for MQ.  you think only some people can use BIG LETTERS in their posts?  CRACK ME UP!  I am just another MT who is TIRED of hearing all the constant complaining.  THANKS
That's funny! THank you!!
.
Now that's funny!
ROTFLMAO. Hope my husband doesn't catch me.
Way too funny! I had one doc that said:

Patient states, "I feel like s--t!"  I called my boss and said "I'm sorry, I cant type that in there." 


I used to work for an old cranky country doc that actually dictated the chief complaint as:  "Doc my b--ls are killing me."  I told him when I turned in the completed report that I had changed the chief complaint to:  Patient complains of testicular pain.  He just laughed and said, "That's why I hired ya!"


oh, funny!!!
x
Those, too! What's really funny is when

you confront an MT who is putting exactly 200 extra spaces at the end of each and every report and they are just DUMBFOUNDED that they are there. They have no clue as to how they could be getting there. So it stops. Then, before you know it, they are there again. Sorry, but they aren't magically putting themselves there. It's a macro, sweetums, and you're happy to be messing with "the man." Typically the same people will do it at the end of paragraphs, too, but of course with fewer spaces. Most of the time no one can see it, no one would think to look for it, but they're there.


The company I worked with called it "creating margin," aka the MT getting more money and happily shafting the facility that gets the transcription bill. Were the MTs told to not do that? Nope. They were not. Shame on the MT, and shame on the MTSOs who condone this behavior.


funny

Last year I made 56,000.  This year I stand to make slightly more.  I have my own accounts and am self-employed.  Also, I do quite a bit of pathology transcription locally.  I have done rad also in my time.  I am getting ready to get my CMT.  You don't have to go to school for this.  As a matter of fact, many that do go to school know less than I do, as a lot of schools don't teach what they should these days.  It is just a basic fact.  Whether you go to school or not doesn't make you a good MT.  It is your work ethic and level of committment and actual experience on the job. 


Also, you sound so immature in your posts like you are really mad because someone can be successful at MT w/o going to school.  How silly is that? 


funny you should ask -
It all started with MQ's chapstick (got rid of it).  Then, I tried some short of Chap stick - with extra moisture, worked for a while, then back to what it was after MQ's chap stick.  Think I will try what I was using before this all happened or plain Vasolene and see how that works and lots of water.   I am thinking my lips might be reacting to the sun block in the chapsticks.  I just got scared when I read malignant or premalignant condition - WOW!
And what is TOO funny is. . .

The idiots in the SUVs that have 4-wheel drive that pass you doing 70 in a blizzard.  Oh yeah, like it isn't SNOWING!  Hello? And your 4-wheel drive is designed to get you slowly out of mud, snow, etc., not race down the highway in a snowstorm.


I used to work 20 miles away down a major highway (45 mph speed limit).  I saw a total of 12 vehicles off the road in the snow last year in one week. All of them were 4-wheel drive SUVs.  Some had flipped over and landed roof side down.  Fortunately nobody had serious injuries, but these SUVs would just fly by my little car and leave me in total "white out".


I still don't get it how people who buy these hugh monsters think they are oblivious to snow.  It's slippery even if you're walking or driving a military issue Hummer.


Too funny... maybe he got bit (nm)
x
How funny!!! Ny 18-yo is in the
ready to come home in 2 weeks after being gone since June 06, can't wait to see him!!!!!!! Have a great day all.
your not funny
this is not a lol joke, his 2 year old son is devastated and confused. if you have no useful info, please do not respond.
his wife
Funny
ER - You are just too darn funny.