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The money you are paying into SS right now is going to current SS recipients.

Posted By: sm on 2008-02-27
In Reply to: "Deserve" SS? - pxmt

You are of the same common misconception (as many others out there) that SS is some sort of a savings program that you will be able to draw once you decide to retire. Any money withheld from you right now as SS is going out to people who are currently receiving SS checks. That "statement" that the government sends me yearly about what I can expect to draw is NOT a guarantee, only an estimate, once I choose not to rely on--it's hardly worth the paper it's written on. Both my hubby and I have retirement savings--401k for him (he's employed by someone else) and IRA for me (I'm an IC).
I am not counting on getting anything from SS because at the rate they're going, there won't be anything "left" for me. This is what I call making a personal choice and perrsonal financial management.

If you think the government owes you SS, you are in for a rude awakening when it turns out they can't provide it when you do retire (as did the OP).


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    And you still end up making more money paying LD. sm

    If you consider an 80-hour pay period (which I don't do), at $27 per hour with the 800-number company, you'd make $2160.


    At $33/hour, paying $1.80/hour, you'd make $2640 minus $144 (a deductible expense also), still netting you $2496 -- substantially more than the company giving you the toll free number and less pay.


     


    Makes no difference to me.  I personally wish you all would stay away from MDI-MD so I could have more work ... LOL


    That has SCAM written all over it. You'll end up paying lots of money to find out. nm
    x
    Money, money, money, mmonnneyyy. Singing the Apprentice song.
    :+
    What are you paying your MTs? If you're only paying 7 or 8 cpl

    and expecting extremely experienced MTs, forget it. You're not going to get it.  If, however, you're willing to pay 9 or more cpl then you will find what you're looking for. There ARE experienced MTs out there who will work their fingers to the bone IF they are compensated well and treated with respect.


    ATT- I was paying $320 for 7000 minutes, I am now paying $175 for 5000 minutes in CA. nm
    nm
    Make money? I'm not making any money because of my decision. You read my reasoning
    You can agree with me or not, but don't make false assumptions please.
    You're working to make money, not to spend money.
    These people should be ashamed of themselves taking advantage of people this way!
    I also blew some money signing up with Quixtar... The only way to make any money is to bug everyone

    you know into signing up.  I felt like a snake oil huckster.  I hated it.  I was flushing money down the toilet from the moment I handed over my money. 


    RUN, do not walk away!  I do an entirely different side business now that I really love (in addition to my MTing, which I also love!)  Find something you're good at and that you truly love doing.  Then make a business out of it.  That's the best way to have a side business.  Selling discount toilet paper through Amway/Quixtar?  Not so much. 


    The CMT exam is overrated. Don't waste your time & money. Use that money on
    paid anymore just because you have it.  There are a few CMT cheerleaders that post to people like you but they are pretty well sucked up into that association.
    Yeah, money, that's it. I paid $20.00 for my dog. Money is NOT THE ISSUE
    walk him daily, play ball daily, he sleeps in my office daily while I work. Yeah, I got a lot of money, NOT HARDLY. And, my dog is HORRIBLY HORRIBLY ABUSED because he wears a collar around his neck. It's people like you that make me sick. I am done defending my use of the shock collar. I am going to continue with it and my dog will continue to be pampered , educated, fed, kept warm, and love me for everything that I do for him even when I remind him that his barking needs to stop. So, with that said, I will not respond to any more of your CRAP in reference to the shock collar.
    Money is money and most people will do whatever it takes when in need. sm
    if you do bring it to the attn of the office manager, why not offer her a raise to compensate. it is obvious she just needs or wants more money than your office is paying her. I agree, it is a free country and although it seems odd, unless you had it outlined in contract, she can work for whomever or whereever she pleases on the side. at least she is typing and not at a strip joint, lol. I see no conflict of interest, she has experience obviously in whichever field you are in and what is wrong with doing extra in that field. i agree with MYOB "nicely" and concentrate on your reports than looking at older reports and seeing who they are typed by.
    Current says:
    q.i.d. is fine
    q.8 h. is preferred, for clarity and ease of reading the number.

    Don't eliminate the periods, don't use dangerous abbreviations, and don't use illegal abbreviations such as q.a.m. because they are Latin and English mixed.

    Does that help?
    Yes put current job. If it is your first
    job you will need to show the experience to get another job.  You don't have the give another company any particulars about why you are looking for another position/more work.  Most just want to know when can you start and the hours you can work. 
    Nothing will ever be more current than SM
    the Monthly Prescribing Reference.  Google it and the link comes up.  It's updated as soon as a drug is FDA approved.
    My current favorite....
    revises every sentence at least 3 times without fail. My first runner up dictates on a cell phone, drops every other call, and spells out every other word in case I don't know how to spell anything with more than 6 letters.
    any other current nyers on here - I went to the

    state board out of curiousity and there are very few.  Does New York have a shortage of transcriptionists??? 


     


    Just curious - if there are NY'ers - where in NY do you live? 


    What is your current screensaver?
    Mine's a beautiful aquarium (XP Plus!) except I only have three fish - you have to pay for more and I just don't wanna.
    are you current with your dues?
    'Nuff said.
    Not really. Why don't you ask for a raise at your current
    employer if you're happy there? How long have you been there?
    Current Breitner MTs.

    Are there are any CURRENT Breitner MTs out there?  Would like to talk. Please reply.  Thanks.


    Poll: Age/Sex of current MTs

    My theory is that the majority of MTs working today are in their 40s or 50s and are female.


     


    Am I correct? We shall see....


    RE: Poll: Age/Sex of current MTs
    Divorced, age 52, male, long-time Transcriptionist (>15 years)
    Not with current gas prices ...
    I wouldn't. And you are talking about a total of 4 hours of driving per day, 20 hours per week, that you don't get paid for. You don't say where you live, but do you get snow, ice, etc. in the winter? That would be a nightmare.

    It's good money, but personally I don't think it's worth it.
    I have current QA contractors.
    It would be cheaper still yet to give them a good raise and let the offshore MTs do the work, or so it looks on paper.

    Just weighs heavy on the mind.

    Current Listings
    Does anyone use these boards anymore?  The most current post I see is 3/22/07.
    More yrs in than you & I get 8.5 w/current employer. Have gotten 9 cpl in
    ,
    Probably so. And my current one. And past one, too.
    They might as well - they don't seem to have anything more productive with the time they spend in their plush offices behind closed doors. Unless maybe it's napping.
    With our current administration, just about anywhere
    Except the middle east, of course. We shoulda' nuked it all off the map on 9/12/01.
    Not me. I was actually intimidated by my current

    company.  They haven't laid down a lot of the rules in writing, or even verbally, but several other MTs have told me how it is.   They are very strict and I got fussed out because I didn't respond to an IM immediately.  I'm still on probation for another 2 weeks and I'm curious if I'm doing what they except of me (my QA scores are great so I know I'm doing quality work) and they have nothing to say to me, or they are waiting until probation is over and then will lay everything on the line.


    I think maybe most companies seem strict at first because they want you to understand you can't have 24 hour TAT.  Some companies allow a long TAT, most don't.  I know a lot of MTs who work for spending money and aren't interested in FT work, yet they take FT positions and then don't work a required schedule. 


    I also think that if you produce a minimun line requirement, produce a good product, aren't constantly taking time off, etc. that the company will cut you some slack.   Good reliable MTs are scarce these days. 


    Any current info on SS?

    I read a lot of bad about SoftScript on here, but all of it was 2 or 3 years old. I'm wondering if anybody has any current information about the company they'd be willing to share. I've been talking to them about a job doing editing work and am curious to know if their reputation has improved at all. Thanks.


    current pay scale
    I am an IC with 30 years experience. I am currently making 12 cents a 65 character line with no benefits, no time off, no taxes taken out, which is nothing compared to what I used to make in the hospital with all benefits.

    None of us make enough, nor are we appreciated for our speed, knowledge and hard work.

    Good luck! I hope you get your raise. You deserve it.
    Current screen saver
    Mine is a black background with floating bananas...yes really, floating bananas. heehee
    not at my current line rate nm

    Axolotl? Any current employees?
    Of course, I see mixed reviews on them.  Just looking for a good company for full-time bennies.
    Q&A, editing - what is current pay rate for this?
    nm

    Does your current company also have employees?
    If so, no matter what, those people will get work first because of the benefits they receive as their total package. They want those people working first and foremost.

    I have also been times without work, though not for weeks on end or anything. I used that time to clean, organize, run errands, that kind of thing. Sorry I cannot offer you anything else. It will hopefully pick up soon for you! :-)
    My current transcriber I bought from
    this site. It appeared brand new, and I paid about half of what a new one costs at an office supply store. I'm sure they are available on e-bay as well. Mine is a Panasonic minicassette, which is my brand of choice (more control over the dictation than some of the others I've tried), although I've seen it posted more than once on this site that Lanier is the best, but way more expensive.
    For those who started a new job before leaving current job - sm
    Any pointers on how you did this?  I'm sure the answer is plain as day, but I can't figure it out...do you call in sick on the first day of the new account training and see how it goes?  And if you're not sure after that, and keep working at the new account until you are sure, how do you handle both jobs?  I don't mean to be dense, but this has always been a puzzle to me how you do it.    Any tips?  TIA
    Got that my very first day with current company. I'm not a newbie, though
    had almost no experience with ESL dictators.  Samples help a bunch.  After having a sample to look at and listening to the dictation it was very clear and I couldn't believe I didn't get it before. 
    The Amazon one appears to be a current

    edition and the CD that comes with it is an outdated spellchecker and not the dictionary on CD-ROM.  The Stedman's one is just the CD and they are always more than the book.  The have more detailed info on the CD.  I have an older version of the book and I think I've used it 2 times in 10 years.   When I update my Stedman's now I buy the CD and I might use it more if I had it on CD versus the book, though with their CDs now you can only install it twice.  They also have the book, but it is about $50.  


    Check the classified board here and check half.com.  You can most likely find it cheaper at either place. 


    Current ADVANCE issue is MT pay

    Cover story:  Are MTs Paid Fairly.  This story needs rebuttals.  (I don't know if I spelled that right -- too mad to look it up.)  There is another article about MTing as well as some good letters to the editor.  No, I didn't write them.  Not promoting self.


    Look, this magazine wants feedback.  Controversy creates publicity which creates readership.  Please think about sending your own letters to the editor.  Write what you write here.  Let more people involved in our field know your thoughts whether they be MTs or not. 


    No, I don't work for ADVANCE.  I'm just an MT just like most of you.  I just want our voices to be heard by more people who call the shots that affect us.  This is one venue.  Even if you don't like the publication, fight back and make your voices heard!!!  What a lot of you write here would be fantastic letters to the Editor which would reach a wider spectrum of our associates than this forum for MTs.  We've got to keep the topic of the MT situation HOT in the media.  You can submit articles to them as well.  Get busy, PLEASE!!


    Ask if you can contact some current employees for
    s
    listing current employer
     You might be better off to put current job on resume.  Have been out of school for a long time, but was always told to be up front and list all jobs from present back a few years.  I think when asked for a reference, most places say,  "Yes, the person worked here", blah, blah, blah.  I have had four MT jobs, along with a time of being self-employed, and have had no trouble - did have one "suit" that I absolutely did not get along with, but listed the hospital anyway.  Go with the truth.  You can sleep with a clear conscience that way. 
    Revealing current employer
    I have always put my current employer on a resume and never had any problems.  
    What I do is take off the current position and put a note there...sm
    that says "current position information will be revealed at interview." That way if they call and want to know, we can discuss it. If not mentioned or get no call, then my information is lying around in somebody's messy and disorganized desk open to others' eyes.
    Current Employees of CBAY?

    I know that a lot of you guys are anti-CBay because they outsource but I've got to go where the money is instead of sitting here posting on forums while I wait for some work to come in.  My question is....Anyone currently working for Cbay as QA? I've done my interview and tests and the pay/benefits are very alluring.  I'm tired of MT work and want to move up/on without having to work 12 hours a day. I've read all the other posts "hating" on them but is there anyone out there that has had a positive experience??? Aside from sending work overseas, how are they really?


    We stay current, never hear about TAT
    so don’t think that is the reason, in fact here lately have been too caught up, have ran out of work some days.
    My current employer insisted I buy BOS

    Because the clients don't want to go by the BOS rules.  Therefore I am not going to bust a gut to memorize BOS rules if I'll just get scolded for using them because they go against account specifics!  My employer tells me an account is VERBATIM - but I have to use BOS rules.  OK, it can't be both - many clients are either not aware of or not interested in BOS rules.


    In this industry they want us to know EVERYTHING, ALL the time, yet treat us and pay us like trained monkeys.  So go ahead and stuff the newbie's heads full of BOS rules, hire those newbies, then tell them to scrap the rules.  Makes sense - why?For each client you have new rules or just flat verbatim.  Just let us concentrate on our account specifics - please!


    Ascend Current Information
    Does anyone have current, up-to-date information on working at Ascend? Good company? Pay promptly?
    Yes. My current employer and previous

    I am a current MTSO and would be willing to share. sm
    email me. I don't bite but don't want to be flamed. If you can keep it confidential, I am willing to mentor. I keep all work in the U.S., treat people fairly and have learned the ups and downs by trial and error. I would welcome another MTSO start up if you are U.S. only.