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We couldn't keep up interest & attendance to keep the chapter going. This was years ago. nm

Posted By: No local groups here in lower NY at all. nm on 2007-06-20
In Reply to: How many participate in local AAMT - SCMT

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Put it in the bank. 100 years of interest. Just think!

Give me a break! 


I needed a good laugh, thanks for posting.  Trust me, I'm only laughing at the sheer stupidity of issuing a check for one cent. You can't even rebel and send it back to them because you'd be out 36 cents.


Maybe you should frame it and label it, "My Big Bonus."


My CMT lapsed years ago because of lack of interest. sm
in AAMT and the direction it was taking.

I've found that having been a prior CMT is quite enough to get the interest of potential employers. However, it is how well you transcribe NOW that gets you recognition. Your work will speak for itself.

It's up to you if you want to spend the money for the test and the money and precious time to maintain the CEs. For me, it's how well I get the job done now that matters to me and my employer.

IMO, once a CMT, always a CMT, whether active or lapsed. They are just letters, and I have no regrets.

Some bad grammar above, eh?, but you get the picture.

BTW, I was CMT by exam by proctor in the good old days when USA transcription was all-American (and then I became a proctor!)

I agree with your opinion about the "grandfathered" CMTs.

Hope this helps. And BTW, I admire your attitude.




I couldn't agree more. Lost my mom 13 years ago sm
this coming August. I miss her the most on Mother's Day.
No, I got my credential 30 years ago, didnt keep up hours. couldn't afford to. so now I'm ju
but like i said, cant take away my knowledge.
I've used my laptop to MT for about 5 years, full-time. Couldn't
I love being portable, plus I have a small working space. It's great transcribing on the deck (or at the beach) on nice days. Have never had any technical issues; there's always some sort of adapter thingie that's available for whatever comes up.
no wonder church attendance was down - all the jerks were
lol
In my state attendance isn't mandatory if they are 16, so
you can drop out of school at 16, though here they do make it so you can't get a driver's license until you're 18 or something like that as a consequence.  I don't know why he'd even bother going to school at all if he wasn't going more than that. 
Yes, because it has allowed me to be a hands on, in attendance, mother.
s
Chapter 13 here

I did a Chapter 13 right before the new laws came into effect and though I could have qualifed for a Chapter 7 I feel better about myself paying something back to everyone.  A few things to look out for about credit counseling as I tried this prior to the bankruptcy.  This was due to an ugly divorce and my ex had a rich Mommy who paid his attorney bills and cost me 14K plus but I was able to keep the house.  (yes he had the new life and the girlfriend, I had the bills).   Anyway, credit counseling was going to cost between $75 to $300 for them to manage my money and pay my bills.  I did the lower one for a while but some of my creditors would NOT work with them.  Also remember if a credit card company decides to give you a discount if you pay the balance, the amount that they write off has to be declared as income.  Say you owe $7,000 to a company and they say if you pay us $5,000 -- then $2K of that is consider income to YOU at tax time.  I pay the courts $300 a month and for 36 months.  It was not easy but like I said I have my home, my business and have found that you can live without credit, save for a car or large purchase and save.   So to me that was the answer.  I can still hold me head up as they are getting something.   So talk to a good attorney and he will advise you.  The good thing about this is that you can't live off your credit cards and it does get you back to  budget and cash that hopefully after doing for 3 years you will just continue with it.  I was told once by a banker that the bankruptcy looks better on your credit report that late payments or credit counseling but who knows for sure.   Nowadays you might have to pay a few perentage points higher for a loan but you can get it if you want it. 


Take care good luck. 


chapter 13

I've checked the archives on this, and have received a lot of helpful information, but I'm interested in learning more.  How hard is it to qualify for this?  I'm sure I would qualify, but I would like things to start happening now...not 6 months down the road.  Are lawyer fees owed up front?  Who do I talk to about this? 


A little history...I worked full time for a local ortho office, and decided to work part time from home.  I had 2 small children, but my husband is home most evenings, so working a few hours a day wasn't a big deal.  Well, we unexpectedly got pregnant about a year ago, and we now have added expenses with the new baby, as well as the fact that I don't have as much free time to type.  I'm trying to sell our car right now, but so far there are no bites (it's an SUV, and with gas prices people aren't wanting to buy them anymore).  Anyway, I talked with a credit counseling agent a few weeks ago, and have made my first payment.  However, I am getting calls from creditors saying that I have payments overdue, and when I told them that we are going through a credit counseling agency, they said that they denied the proposal, and I have to make the payment. 


I'm at my wit's end, and literally don't know what to do.  We own a small (1100 sq. ft) 3 bedroom ranch, and would really like to keep it if possible.  I can't work full time with 3 kids, because all my money would just go to childcare. 


Any advice would really help me at this point!  Thanks!


chapter 13
I filed a Chapter 13 1 1/2 years go.  I pay the courts $300 per month to pay my creditors which included past due house and taxes.  To me it was worth it as I am repaying something rather than nothing and there was no question about keeping my house. In Chapter 7 you can only have so much equity, etc.  Although I did qualify for that, it was close and after a long, ugly divorce I did not have to "prove it again" if you know what I mean.   I did have to pay for filing fees up front, around $500 I think but the rest of the attorney fee is rolled into the monthly amount.  Again, to me I feel better repaying something rather than nothing.  E-mail me with specific questions if you want.  Patti
Chapter 13 vs 7

The reason that I went Chapter 13 was because I was told that you could not include taxes in a Chapter 7 unless they were 7 to 10 years old.  Was told that child support, education loans and taxes were very hard to include (if not impossible) in a bankruptcy.  I had no trouble with them when I did my Chapter 13 but I only owed for one year, filed in February and owed for the year previously.  You need to get out your BK papers and see if the IRS was listed and included, talk with your attorney that is what you paid him for and go from there.  Good luck. 


Patti


chapter 13 & refund
I am told that you have to send a copy to your Chapter 13 Trustee every year for three years.  If you get a refund they will hold it -- which I think is fair and I have no problem them doing it as I want to pay off what I can to the creditors.  You can get back part of the refund if you owe state or city taxes.   Your friends did something wrong and fradulent.  I have not heard of one who got back their entire refund but I don't know everyone.  But my attorney definitely told me that for three years if I have anything coming, I will not get it.  I work both as an employee and have my business.   I just estimate and don't overwithold.
I did Chapter 7 a year ago and I do not regret my decision..sm
I was in huge credit card debt and medical debt and after paying just the interest for years I decided bankruptcy was the best option.  I have since cleaned up my credit, payed my bills on time, and bought a new car.  I have no credit cards and no stress!!  Sometimes bankruptcy is the best option.  When people tell you that banktruptcy will ruin you and you will never get a house, car, loan, etc., it's not true!  Sure your interest rate will be high for a while, but life does go on! 
recommend the newbie MT join AAMT online chapter and suck the SM
dickens out of their "We Ment Well" (play on We Mentor Well) forum, to which non-newbies are excluded, and for which there is a plethora of talented folks of all types of persuasions more than willing to help.
If resale doesn't work, consider your local Freecycle chapter to give the
s
It might interest you to know
My friend's son-in-law works for a large tree-trimming company and was sent down to help out. However, another company that had already been there were held up at gunpoint and had all their power tools and equipment stolen, all their money, watches, etc., so my friend's son-in-law's company said the hell with them and they are calling all their people back home. These are the people who are crying for help and then they turn on the ones who are trying to help them. I would say the hell with them, too.
Kay's the one who said she had no interest

in looking up past polls on the exact topic (that are from "real" individuals!).  Or that real individuals had no interest in answering her poll, whatever.  I merely suggested that people get tired of answering the same old questions, which is why she's not getting any response.


Why you bagging on me?  She asked the question, she didn't like being told to do a little research, it's the same as on the Word board.  If you think being honest and offering a suggestion is a smart-butt reply, man, you need to get out more often.


My interest in this???
If you would have read the original post, you would know my interest, which is nothing.  I was simply asked to check this board out by a number of associates that are MTs and wanted my input as to whether or not I thought there was a resolution to all the issues mentioned here.  I simply was making an observation of all the topics.  I simply was throwing a few thoughts out there.  I simply was trying to make a difference.  It seems that the most of the MTs here are not looking for a resolution, but just a place to vent and do nothing else but that.  There is an old saying "where there's a will, there's a way".  These companies can only get away with what the MTs allow them to get away with.  If the American MTs refused to fill in the off-shore work, the company would have no choice but to change their protocol.  If the MTs would refuse to fill in VR for low pay, they would have to change that too!  Yes, there is always someone with less experience willing to work for less and they too would soon be found out.  The MTs here can argue back and forth with me about what I have to say, stating I know nothing of the history, etc., however, any person with half a brain reading here for a short period could see that if you did something about what you are complaining about, instead of allowing it, you just might see a change.  I have been helping people get results for many many years and have been very successful.  So.... with that being said, I am not the one on the losing end.
No interest in polls
I wanted to hear from 'real' individuals.  I know that polls are supposedly based on responses from individuals -yet, no interest.
I see no problem with that - seems it would be in their best interest also
nm
No conflict of interest. sm
Obviously he is her client, and if she's not typing for him on her time with the company you both work for, there is no conflict of interest.

She is free to type for whomever she wants as long as it is not on company time.

Whatever is going on with the doctor and the company you work for are separate issues.

Hope this helps!
and then you have to pay taxes on the interest LOL
I buy I Bonds.

Not sure why everyone is so anti-government. The government DOES do a lot of things for us and to do that they need money!
what's you interest in this that you have become such a beitch about the whole issue?
Just curious?
Yes, definite conflict of interest there.
Speak to your manager and let him/her handle it.
JT, and just what IS your interest in any poster's orientation? nm
nm
Oh yes. If you are penalized, you have to pay interest rates sm
that make credit card companies look generous.  Better to have more withheld than having to owe.  I hated filing those quarterly returns.  yuck.
Not at 23% interest on a repayment plan! NM
z
Especially their interest in CHINA, of all places. -sm
Look at what's been coming out of there already - poison pet food, poison people food, badly made and dangerous children's toys, flimsy everything else, etc. They try to bend the rules on just about everything they make & export.

Imagine the quality of their medical transcription.....

[* SHUDDER! *] :/
Do you have interest in this site or what?! - No Message
?
You'll see them as they appear. It's not just companies, it's topics of interest

We will be adding constantly to give visitors opportunities to find information that they may be seeking.


Administrator


which credit cards have the lowest interest now?
Looking to consolidate some bills, looking for the credit card with lowest interest
New credit card interest rates (sm)

Wondering if those of us on this board have noticed that credit card companies will be increasing their interest rates along with the minimum payment due soon.  How will this affect some people who can barely make the minimum payments now.  Any insight greatly appreciated. 


Easy enough to just skip over subjects that don't interest you? NM
z
Call around and ask. I'm sure there would be plenty of interest in having you as a client!
x
I lost interest when Chris left . . .
but of the two I think Katherine is the "whole package". As far as being inconsistent, she's a young amateur, get her in the studio and a couple years experience and I think she'll be pretty darn good. Kelly has greatly improved over the years.
Unlike a certain MTSO..the big kids don't have any interest in monitoring MT boards.
nm
My extreme interest in all things medical/surgical keeps me loving it. nm
.
They are checking accounts with higher interest, minimum balance required, I believe.
dd
I filed for an extension and paid nothing until August 15th. No penalty for that, just interest. nm
x
Not to mention you're letting the govt use your money INTEREST FREE
Ack!

Now that said, I usually have them withhold a little too much simply because we can't take a payment hit.
OF INTEREST TO ALL TIME WARNER CUSTOMERS...THEY ARE GOING TO START CHARGING FOR USAGE AND NOT A FLAT

This really sucks as the article said it would impact heavy users only.  My cable bill is already high but to be charged for actual using will skyrocket my bill.  I think I could spit nails right now.  I can post the article if anyone is interested.  They said it will be a trial period.  Anyone else use Time Warner?


great website for credit and credit cards, interest rates
great website
Couldn't you just ask if this is appropriate?
x
Couldn't have said it better myself. nm
z
couldn't of said it better myself...nm

Couldn't have said it better, thank you, NM
z
I couldn't have said it better myself
Nuff said.  You said it all!!!!
Couldn't have said it better myself. nm
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I couldn't have said it better myself.nm
s
I just had one who couldn't
pronounce the simplest word, like catheter. He does cardiac caths all day every day, and can't even pronounce the simplest terms for his specialty! They shouldn't be able to graduate like that.