Well ...
Posted By: Busy MT'ing on 2005-09-27
In Reply to: I'm emotionally and financially stuck - Needing Support Ladies
1) Certainly lose the BF. He's doing you no favors nor the children. He is teaching that behavior and the 2 youngest (his, correct?) already are predisposed by nature. You need nuture to go along with it. He is destroying everything you are working for.
2) I would say pay off your CC debt first.
3) Get 6 months emergency savings.
4) Then save for 1-2 years for a down payment by reducing your budgeted expenses to 70% of your net.
You are in a precarious situation financially. You will lose child support shortly; you are $9500 in debt; you are wanting to take on a house payment $200 than you want to spend; you are wanting to rely on a $350 rent income that could fall through...??? This doesn't include the BF situation who is destroying your belongings and environment.
I'd make sure I was out of a bad relationship, out of CC debt, can make it without the child support and the brother renting, and have a good downpayment and the ability to live on LESS than I bring home and still save.
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