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agree with Patti and can't believe how many people freak over having IC status...sm

Posted By: IC 2 on 2005-12-13
In Reply to: Disagree - it is NET income - Patti

just over the taxes. I mean, we're all grown ups here right? Get over it.


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Patti's right, IC status only cost you $300...sm
7.5% of $4000 which is your self-employment tax. The rest would be the same whether you made it as an employee. And don't forget, the tax refund is your own money coming back at you after the government used it for a year. So don't be too gleeful about a big "refund."
I agree with Patti, but I also need to add this.
I think your anger is misplaced against your mother. You aren't protecting her from embarassment. It sounds like you're avoiding the situation (telling her the truth) and blaming her for not seeing anything. You need to ask her to meet you at a neutral place without him and tell her exactly why you're being "cold". Don't punish your entire family, especially your mother, for the actions of one nasty man. As Patti said, what about the other females in your family? If he's being inappropriate to you, what about any younger relatives?
I agree w/you Patti...
I've been there...swore always that I would in no way tolerate cheating, but I did...I forgave him and now, our marriage is better than ever.  Of course, this was almost 13 years ago and I was much younger and much less self sufficient back then.  But now, if he did it again, he'd be out like a light! It's hard to *forgive and forget*, in fact, I don't think that's even possible, or wise...especially the *forget* part.  I'll never forget, but think I have forgiven.....
I agree with Patti below....the need to pay--sm
bills is a great incentive. not having a spouse and having to depend upon yourself for all of your needs is, indeed, a tremendous motivator. I do at least 3000 lines a day when it is available to me to do. working for someone else does not always mean the work is there, but most of the time it is. If it is there, I will do it...no matter how late it gets, or if my laundry is building up in the corner. the laundry will always be there, but I cannot do it if I cannot pay my electric and water bills. It is all priorities and how much you want it. Watching tv is low on my list! good luck to you!
I agree with Patti.........

I agree with you Patti, I have done MT for 15+ years, I started in an Acute Hospital where they trained me on the job and paid me well while learning.  After 7 years I got my first account did both the hospital and my account for a few years before venturing out on my own, that was 11 years ago next month.  I have made a great living, more than 50k a year since.  I too picked up the undesirable doctors, who by the way DO PAY WELL AND ON TIME.  I wholeheartedly agree with getting to know the office staff, they are brains usually of the whole works.  I still have that first account and will never stop doing his work until he retires, god willing.  I have over the years had to pick up small fill in accounts to supplement that one,  but I have never ever had a problem finding accounts, it can be done you just to be very diligent. 


I also agree it will not happen this way right out of school or as you are learning, but it can be done. I think it is essential for newbies to have that Acute Care Hospital training, though that is harder and harder to come by these days with most hospitals outsourcing.I  was in the right place at the right time.  When I was learning I requested the most difficult dictators/doctors, and that has really served  me well too. 


I dont usually work 40 hours a week, but occasionally I do.  I also take lots of vacations so it all balances out. 


 


100% agree with you Patti
once again!  Would not trade it for the world.  Fortunately, I have great friends in the offices and make great money!  Thank the Lord!   <- This is me and luvin' it!
I would have to agree with Patti
I wish if people didn't have something worth saying that they just wouldn't post at all.  Nastiness, that's all this is with these two who come off like they know it all.  So sad that they must "bigger" themselves by kicking someone when they are down.  There must be some other reason.  Do not lose sleep over it.  There is more work where that came from and poor communication from the start usually does not get any better further in, so I think you are better off personally.  Take care, and hope you find a nice fit for you.  What's meant to be will be. 
I would have to agree with Patti. SM

You limit yourself by charging per page, but you need to figure out how much will go on a page.  It sounds like you may want to charge more like $3-3.50 per page if they must insist on paying per page.  If you have to adjust margins that can be another task that will hold back production.  Will you have to pick-up and deliver/print.  You must consider those types of things as well.


I agree with Patti...sm

I, too, have a small MT business and agree with all of her points.  You have to be  prepared for whatever might happen.  I work when I'm sick, maybe not at a fast rate, but I do make a serious attempt.  I don't take a vacation...I take several long weekends.  They're easier to manage with my work load. 


However, there's one I'm a little unclear on...specifically, #7 where you say you pay 10% taxes. I would very much appreciate it if you could elaborate a little on that.  Feel free to email me (dianahufmn@gmail.com) or, if you would like, share on the board.  Thanks in advance! 


I agree with Patti! All that FTP talk and doc
shuttle makes me break out in a cold sweat! I'm in NJ, and I do what the doctors want - not vice versa! They would tell me to hit the pike! If the doctors want to use tapes and paper, then I use tapes and paper or move on!! I make good $, and its easy as cake - Great that some can tell doctors what to do, but not in my life! And the original poster is just starting out like the rest of us were. Hardly the time to be dealing and playing hard ball about FTP and the like! Nope! When I used to think it had to be so complicated, that's when I was too afraid to even start! No way! And, yes, there are TONS of doctors out there who still use tapes and will not change! Hurray!! That's why they still churn out the units to fit them!
I agree with Patti . . . too many variables
Here's a link to an article I found some time ago, which suggests multiplying gross line count by .70 to attain an estimation of an equivalent 65-character count line (or 30% less, as Patti also suggested). It really just depends on too many factors though.

http://www.mtworld.com/tools_resources/line_counts.html
I agree with Patti. See message
Keep it simple. When I started with my own clients, I basically told them that my service would be based on what they needed from me and that is what I did. They called the shots and I did what they needed from me. I have never used a contract with clients to this day and I have multiple clients. Basically just the Business Associate Agreement required by HIPPA and the clients are happy with that. My thought was always that if the client wanted a contract, that was fine, but if they did not bring it up, I did not either. I also do tapes, print on a couple of my accounts and deliver/pickup, but most of my clients are now on my call-in system, which is much nicer, but I will not turn down tapes. Good luck with your quest and hope it works out for you.

I agree Patti, I thought so too when I read--sm
the OP in the very beginning. She just took bits and pieces from the previous posts on this board and put it all into her own, just to see what and who would respond. I thought alot of the posters below really got sucked in. Guess they cannot tell Kikki is at it again, like we can.
Agree with Patti. Charge for all the "extras'.
x
You're probably doing nothing wrong, employee status seems to be the norm with IC status primaril
SE status instead of IC? For me,SE status is heaven -with part of taxes paid and flexibility in my schedule. Have you ever applied to MDI-MD? They only accept qualified, experienced MTs and stress quality in their transcription. From what I read of your qualifications, it sure would be worth contacting them.

Per "see mssgs" comment regarding age discrimination later on in this discussion, I'm 64 - no problem getting hired at a line rate higher than average. Age is not a factor with MDI-MD - knowledge and quality is !!!
Why does it make someone a freak
if they disagree with you or come on here and complain? Everyone obviously has different situations, especially with MQ where the is absolutely NO consistency from office to office. There are more people unhappy with MQ than there are happy with them - so majority rules - that would make happy MQer freaks - right?? They are not freaks, just in a different situation than you. Glad you're happy though.
YOU ARE A SICK FREAK!!!!!!!!!!!!!!!
x
Starting to freak out!

In all the years I have been an MT, I have never been without work and have never NOT been able to find someone hiring. This is ridiculous.  I have even looked for local in-house jobs and...NADA, NOTHING!!



Does anyone else freak when work runs low?
We received an email a few days back discussing about a low workload. Also received another email for maybe increased workload on another account. I get nervous and ready to jump when this happens. It's a very bad time of year for this to happen (like any time is a good time). The work is great but the pay is on the low side, especially with my experience (21 years). I took this position some months ago at the referral of another MT I know, hoping this would be it, but I really don't think it is.

I have been browsing the job boards this morning, almost applying with another company, but something made me close the browser, thinking maybe I should hang tight for another week and see what happens.

Does anyone else do this? I'm really thinking I should maybe look elsewhere because I've always thought, work smart, not hard. This pay scale is just a bit too low at 7 cpl.
Our docs freak out if youreplace the pt's name with -
nm
You could change yours to freak or something I guess nm
x
I agree, some people will never get it but, then again, what does it say about them as people? Not

.


Who cares - he's a liberal loony freak anyway.
.
I did live with an alchy and coke freak....sm

When HIS (ex-husband) problems got too much for me to bear and with him going BACKWARDS in the life....I dumped him.  He eventually got clean and sober via a 12-step program and becoming a Born-Again Christian, but 16 years later, know that HORSES don't change colors and while he is *clean and sober* he merely replaced the drugs and alcohol with born-again Christianity and leans on it like a crutch.  He still remains the nasty racist judgmental rude person that he always was, only I didn't know that he was racist, rude, or nasty and judgmental when I married him. 


There is life, I promise, after these *men* - and the word *men* is questionable as real men don't need emotional crutches of any kind.


She can start with the control freak from hell board
I feel so sorry for anyone who has to live with this woman on a daily basis.
I'm a "study" freak and read up on whatever journals publish.
...it was "discovered" that men's and women's brains are wired differently in one significant respect in the pons, the "cable" that connects side 1 and side 2 of your brain. In women, the pons is rich with connectors and cables and wiring and communication! In men, the number of connections is SEVERELY reduced from that of women.

The study conclusions were interesting, in that the scientists extrapolated that ONE reason men/women are very different about housekeeping (men=slobs, women= neat) is due to this wiring difference. And yes, there are some males who are neat, and some females who are messy.

Upshot is, a number of things predicate of of this rich connection in the pons for women. It's supposed (not tested yet) that "women's intuition" could be based on this. Whereas men see facial expressions, and snippets of conversation, and situations and body language, they don't think much of it. Because the two halves of a woman's brain connect so richly, her "facts" and her emotions are melded together. She notes all of the above, and puts 2 and 2 together and gets it! A man's 2 halves kinda scratch themselves and go "What?"

Then too, when a woman thinks about a dirty house, it's as if the house is crying out to her, filling the circuits, affecting both halves, 'talking' to her, crying out for help. Not so with a guy. One half of the brain notes the mess, the other half does not respond, it doesn't matter to him, it's dirty, so what. Meanwhile, the woman is being driven half to distraction by the interactions between the two brains, creating a DRIVE to get the thing back in order so the mess stops talking to her.

Do I make any sense? Does anybody else recall this, have access to this data? I've lost all references to it.

But for me, at least, it was fascinating!
I agree...thank God for people like you..sm
if there is anything I can do to help, email me and I will be glad to contribute, or whatever else is needed. contact Time Warner Cable and see if they will provide a website. I wish you, and the little one of course, all the best.
I do agree, we need QA people, if for no other - sm
reason than sometimes no matter how carefully you proofread, sometimes little mistakes & typos can still slip past, and another set of eyes can catch it before it gets sent out. And of course they're invaluable for newbies, as well. I just wish they didn't have to nitpick about some things. What really irks me is when a word can be spelled more than one way. It never fails that no matter which way I spell it, it gets 'corrected', even though it's already correct. I get really tempted to just type it with a slash in-between:
' xxxxx/xxxxx ' and let them hash it out at their end.

We're also supposed to put a blank and flag it if we're not sure about a word, rather than guess. (Again, the advantage of more than one pair of eyes & ears!) Yet would you believe I have one in particular that gets ticked-off when I flag something? It's like she' rather just sit there and pick her nose and not edit anything at all. Wouldn't that eventually equate to NO JOB? I really don't get it.

Anyway, as you can tell, today I've kinda' HAD it (although putting all those little animated cartoons in my original post DID make me smile & feel better!), and I'm *boycotting* QA. Just gonna' send 'em on through with blanks, and not to QA first for a final going-over. Sometimes I get beyond caring.......
Agree, unfortunately, people are
spreading rumors that this is an offshore site now, and it isn't. There is still no offshore posting of any kind allowed.
I agree-the nerve of some people

I agree also. It is amazing to me that people
say they make $7500 a month or whatever, yet when the conversation turns to the commercial about making $75k a year with baby in lap, everyone balks. It is just not possible. You would have to be making 20 cpgl with extra spaces included-LOL!! I do not believe either. Now if someone said 1300 a month, that I would believe, because that is the truth!!
I agree, people will assume because it's been
just like everything else...you have to look at the fine print. Even cigarettes, which will kill you...only tell you that in teeny little print. Every commercial for some gimmick to lose weight only tells you it really doesn't work way down in teen, tiny print.
AGree, I think that's what people are upset about
but...I don't think people are really looking into it and realizing that it was built out of US and maintained out of US pretty much the whole time...that info just didn't come out until recently. There was a discussion on MTchat yesterday that this site was transferred legally way back when the statement said it was. We may never know what really happened, but it is fairly easy to figure out that their initial statements (previous owners) were not exactly on the up and up.
I agree because I have heard this from many people - sm
Husband as the doctor and wife as the office manager is often a recipe for disaster.  I have seen it work a time or two, but more often than not they have this arrangement to save a few bucks and the wife has NO idea about office management, but guess what?  Hubby/doc is too busy seeing patients and she runs the show, with often disastrous results.  I say run while you can...PLENTY of places looking for qualified medical help with fewer hassles too most likely.
My daughter's elementary school was on lock down yesterday afternoon cause some freak in a red S

truck drove onto school property behind the school (where the playground is) and tried to get some kids on recess to get into his truck!  Thankfully the teachers on recess duty were paying attention and gathered all the kids back into the building and the school went on lock down.  The police showed up within minutes, but the guy took off before they got there.  So now they are looking for him.  The news was parked in front of my house most of the morning this morning.  I live directly across the street from the school.


It's just scary out there.  My daughter who is in kindergarten was matter of fact about the whole thing.  All she said when she gave me the note from the principal telling parents what happen was "It was for real mom.  We thought it was a drill, but it was for real."  Then I thought what a sad state this world is in when our schools have lock down drills now in addition to fire and tornado drills. 


I live in a small town too and had a false sense of security until the Amish news and until yesterday.  It seems like you simply aren't safe anywhere anymore.


Agree! That was big when my DD was born. People naming
z
I agree - some people just like to moan/groan..

Who has gone from IC status to employee status? sm

I'm sure this has been asked a million times, but I am an IC and I am thinking of going to employee status to get benefits.  My husband will be self-employed in 2 weeks and we will have no insurance or anything.  I love the freedom of being an IC but need bennies.  We have no kids but probably will in a year or two.  Would like to know who has done the switch and if you regret it.


Thanks


Are you asking about IC status or employee status? sm
As an IC, I must have a contract before I will work.  However, never heard of employee status signing a contract. 
I would agree. Cleaning toilets up after people every day would SICKEN me.
c
I totally agree...how old are we to call other people stupid???
Give me a break...we do not go to school for countless number of years and just because we have to correct a doctor's spelling on certain things, doesn't mean we are smarter than they are...give me a break...if you were expecting to making 75,000 in this field you made the wrong career decision...how about a little bit of respect for a fellow MT...
I agree with Amanda. How many people reading this should be working right now?! nm
x
I agree, nasty and rude people lately, where are the grownups is correct in a former post.
I agree with all you said. I come here sometimes just to share thoughts, experiences, and to really help others as it helps me to help. There are some unnecessary, hurtful responses on here. The admin cannot police all and she should not be expected to. Have a little consideration, people, we are all in the same lifeboat here. As for leaving the profession, think about it. I have been tempted many times, have tried working in other fields but totally boring after hearing all that I've heard as an MT. I can't read a non-fiction book as it all seems so shallow and ridiculous to me. For too many years I have shared the lives of people on a real, non-fictional basis through my work. It is an interesting and informative profession and even doctors are amazed at how much information I have  in this little brain of mine. I have on occasion saved many people in my family (including myself) from unnecessary harm or eary intervention. Please think about it before you leave us. As for this board, I llove it except for the nasty posts, but that's life. As we all know, it takes all kinds. Most people here belong in the helping profession. If they're in it for the money, it shows. Character shows up in the positive posts on here. We are, after all, supposed to be in the helping profession, not the kill or be-killed attitude some have. I would say most of us come in here for  knowledge, friendship and just plain sharing. If we have a little laugh once in awhile, it helps, but not when it turns into a cat fight. IMHO, of course!
I agree, jeez, I can't believe how quick people are to suggest quitting the minute things are bad.
x
I agree. I work for an exceptionally difficult university and those people dictate on cell phones in
trains, in cars, everywhere and they cut out and they just have an exceptional amount of residents dictating on anything imaginable. My blanks are never for words I dont know they are for crappy dictators or those that simply dont know what they are talking about.
if you live among trashy people, low income people, people w/o goals or direction,
content to just get by, you by default become a part of a group. "people" have decided to group trailer people as trash. that is because there are enough people in that group to earn the title and even if you aren't trash, you are categorized by others. did i think i was trash in lower class neighborhood surrounded by people who drank and fought all weekend? no but i knew i wasn't staying and did not try to pretend that all the fools in the neighborhood were just nice folks who ended up where they were because high horse snobs deemed their neighborhood low class. people for the most part live exactly where they belong because they don't want to educate themselves, they don't mind "trash" around them and they don't want to be bothered trying just a bit hard to extract themselves from that world. they justify everything to themselves i guess saying everyone who doesn't like their lifestyle is a snob and the comedians (Jeff Foxworthy/Chris Rock, etc) who make fun of them are just ill-informed.

As for me, I fought hard to get out and don't even want to look back. It amazes me people stay for generations.
Patti, I'm a big fan of yours
I always make a point of reading your posts. You should do some sort of column. The networks do pay well for transcription. They can afford to only charge $20 per transcript because they sell hundreds of them. Keep in mind that the Transcriptionist is producing a product that they mass produce and make a huge profit on.
hi patti ...
I'm in lower Westchester County, NY, about 1/2 hour north of NYC. Do you know of a good, reputable MT company that I can contact?

Thanks ...
Joanne
Thanks Patti
I'll ask about it again this evening if there is still no check in my mail box when I get home.  At least I am not doing this full-time.  I have an outside FT job and I do this in the evenings for supplemental income, but I still need it as I am on my own. I have learned my lesson about not signing a contract again that states I get paid when the client pays them, never again.  I've started sending out resumes, might as well get ready to move on. 
thanks again Patti...
I was just doing the math for the 3$ per page with sample copies in Word, and it wasn't adding up (many more lines on a page than I had anticipated. I thought a page would only have 30 lines or so...not!) You all are GREAT. All this advice is helping tremendously.
Patti, you are right...
I used to have my own accounts and at my highest, I made $60,000. I have gone to remote only and my income has dropped significantly. I just wanted to give my input and back you up, you are absolutely right!