homeowners ins doesn't cover this? *curious*
Posted By: I even have an HMO for......sm on 2006-07-09
In Reply to: I work for a company in NY and they had to do this a few years ago. I think sm - AnonEMiss
I have an HMO for Small Business Owners. I also have homeowner's insurance and I have my computers fully stealthed (per HIPAA laws) so no crackers/hackers can gain access. Actually I have many programs protecting all this medical record stuff. But I thought homeowner's covered the professional liability insurance when we own our homes and work from home (?)
Oh well, I am sure that Florida will be one of the last states to change over for MTs. *lol* - perhaps by then, I'll be out of the business/retired/permanent vacation...isn't THAT wishful thinking now?!...HAHAHAHA
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All Chris did was cover the band Live's cover of the song. He
didn't do anything special.
Homeowners' Association
Most neighborhoods around here have a homeowner's association. I think at our townhouse we used to have we got approval for landscaping, but now we have a single-family house with a yard. We were supposed to check before changing the color of the house, but we just changed it from a faded cream-yellow to a very subtle, hard-to-describe yellow/green/beige. It's very easy on the eyes, so I knew they wouldn't take notice. I also had a carpenter add some extra trim over the windows and garage door. It looks a little less plain with more white trimwork. We also took out many small trees and big bushes and put in other trees and bushes, and have had no complaints. But I see somebody in the neighborhood painted their house a bright blue-green, similar to my Stedman's Equipment Words book. It's hideous, even if there is some brick on the front of the house to tone it down a little. Now they should be fined. I pity their next-door neighbors.
I love the concept of a homeowners situation.
My mom's development has one and no one is allowed to hang clothes outside (too trailer-esque), they have to check with the association to see if the color of the drapes in their front windows are okay, and so on.
On the other hand, our development does not have an association and our next-door neighbor just put up the ugliest rust-colored old fogey looking awning over her front door, the guy down the street has a fence that looks like a medieval fortress, and so on.
If you want to keep an attractive neighborhood that way, a homeowners association is a must. Otherwise you never know if your neighbors will have taste buds up their butts and create an eyesore that the rest of the neighbors just have to deal with.
For CURIOUS: You are not curious, you are paranoid and a sociopath
Are you referring to the sentence
'And HOW to you put a marker?'
where I typed a 't' instead of a 'd'?
It was just a TYPO!
I am an American MT!
It is so pitiful how PARANOID SOME American MTs have become, ESPECIALLY THE OLD ONES, fearing for their jobs and being afraid of getting the boot.
Trying to be 'expert linguists,' sniffing out various dialects, detecting some Indian hints, whereas they most probably live in rural areas or in cities with a population of 1,000 inhabitants.
So sad, so sad, what has become of the MTing profession?
Now, CURIOUS, start nitpicking my post.
It is about more cover up
There isn't one thing liberal about it. It is about, as noted, covering it, glossing right by it .. better than the rest of us .. rules don't count .. do what you want .. you run the show attitude that these idiots have adopted in their bid to right wing the world and do what they want. Does Dick Cheney really need to be out shooting birds??? My God, he actually makes George look like the smart one now!! Scares me too death to know these fools are in the woods playing with guns.
Just have to cover yourself
I have an account that asks that I not use subcontractors but for vacation it is okay and I know if I had a two week illness or something they would be okay with it but for everday use, they don't want anyone but me. But again, I only work with verbal contracts and I know that means I could be let go at any time but so could they. I have asked my accounts every year for the past seven to ten years if they want a contract and they say no need for it. So we just keep on plugging along with each other.
Most likely will not cover
Unless they are considered a "dependent" and living with your or their main residence is with you when not attending college, they will not cover. Once they reach the age of 18, they must be attending college/school full-time and you have t have a form filled out by the school. Sorry.
ps CTA meaning to cover their a**.
x
Is this the same as Sheer Cover?
and wondered if it was any good; it's less expensive than Bare Minerals, I think. It seemed that in the infomercials, they applied a lot of concealer beforehand, so I was wondering what the difference was from using liquid makeup and then powder to set. ?
I use Sheer Cover . .
They let me order only two times a year. They also break the payments into two payments. I was going to cancel, and they said I could get the kit without the face wash and moisturizer, so it's a pretty good deal. I like it very much.
You can cover dependents (but I think it's SM
pretty pricey) and office copays are $20.
WC does not cover CPS any longer. They sm
have determined that it is not caused by typing. Can you believe that?????
Take the cover off the litterbox.
/
Cover letter
I am a professional resume writer, as well as an MT for some years now. It is advisable to send a cover letter with the resume as it shows you have an interest in the company and it is a means of introducing yourself. If I can be of further help, please e-mail me.
So, if I hire someone to cover a specific
eight-hour period and she decides she wants to stop after six hours and spend the last two hours of her shift making dinner, how is the work that comes in during those two hours supposed to get done? Or does that not matter in your world? I have contractual TAT to meet, and I determine schedules on that basis, not on someone's dinner plans. If an employee of mine agrees to cover a specific period of time but fails to do so for something other than a legitimate emergency (and the OP was clearly already making plans not to work the full eight hours of her shift), then that employee is fired. I can do that. I have done that. I don't care how much work gets done in the first six hours. If someone has a specific eight-hour shift, it's because there is work to be done during all eight hours. Leaving the last two hours of work undone on a whim could put me out of business. I will not allow some little princess to do that to me.
A good of thumb is 30%, that should cover everything.
x
Well, I read in the cover story of the TV...sm
I read in the TV book a story about this season of the Sopranos and they did say Tony does get knocked off....but Uncle Jr is the only one in the house, completely flipped out, and Carmela is out and about but about to get in her new car and drive home. I'm thinking that Tony dies and she has got that new car and perhaps the police will think she had motive to kill him........ohno....
Uncle Jr is totally *out to lunch* at the moment in my opinion.
Thanks for the optimism though!!! 
be sure your insurance will cover surgery AFTER sm
he's going to lose so much weight the skin will be hanging and a lot of insurance companies will not pay for "cosmetic" procedures like tummy tucks, etc. to get rid of the excess skin. Just be aware. Good luck!!
question about cover letters
If the job ad says send your resume, do you send a cover letter also?
When account specifics does not cover
I usually refer to BOS and it states to add the year if not stated - if you are sure of the year. Also - interestingly enough - it says if you are doing long dictation and doc says labs done on April 4, 2006 are.........and then says additonal labs 4/5.... okay to used slashed date - this is on page 121 of BOS edition 2 if you are interested. That being said don't think you would be WRONG to leave off the year if it is verbatim account :))
The disney tickets cover 4 parks so you are not set in where you go- sm
They cover Disney, Epcot, Animal Kingdom and MGM-Studios. With a park hopper pass you can bounce between all 4 Disney parks in 1 day and it only counts as 1 day/ticket. Without the hopper option you can only go to 1 park that day, of course these are a little cheaper. Check out the Disney web site, it will explain all the ticket options so you know what to ask for when you do get your tickets. Universal is separate, is 2 parks in one basically, one side is more kid oriented than the other. Sea World is separate too, they have a few rides there now too.
I use the stereo headphone type that cover - sm
your whole ear. My first set (Aiwa) cost about $30 and lasted about 3 years, second, bought an expensive ($130) noise-cancelling set (Sony). They lasted about 18 months and were not as comfortable and went bad (one side has a bad hum to it now and are unusable---cord pulled out from plug --I unplug them at least several times a day to listen through the speakers --helps me get words I cannot "hear", guess it could not handle that). Just got a set of Maxells for $35, also noise cancelling (don't use that option though), that are very comfortable, block out lots of noise and with any luck will last a long time. I may just go buy another set now so I have them for backup when the time comes, hopefully in 3-4 years. --So obviously it depends on the brand and how hard you are on them.
They can't "tell you when" to work, but if they need someone to cover certain hours ...
such as noon to 8 pm it's up to you whether to accept the work or not, you are still an IC. I had a job doing radiology where I "had" to be online between certain hours and work had a 4-hour TAT. I was an IC, I only had to work those hours because I AGREED to it. So in effect I did "choose" to work those hours, I could have turned down the job if I didn't want to work those hours.
Why are YOU attacking HER? Just because she doesn't want kids, doesn't mean she needs a psychi
xx
cover with thiamine and (s/l) serafellon for alcohol abuse
Got no help on word board. Running out of time.
Thanks in advance
No extra pay here either- IC gotta cover my client's account.
x
Loreal will cover the gray. Try an ash blonde shade. SM
That is what I do and when my white starts growing in at the sides, it blends in nicely. Looks like highlights.
Professional color looks amazing, but costs a fortune. You can do it yourself, but don't use the inexpensive brands, stick to the better ones. They will cover the white.
Your cost estimate is about right. Lots of insurances don't cover it. nm
When I was considering it, my insurance (Aetna) wouldn't cover the Band and I seriously considered going to Mexico to have it done (about $7000 at the time). I decided on a RNY instead, but Band surgery out of the country can be a great option if its researched thoroughly.
Don't think the worker privacy acts cover discussions such as this...
more likely they cover things like credit reports, evaluations, etc. It's rude to discuss in front of others, but not illegal...of course, in the US you can sue for anything.
does workman's compensation cover us for carpal tunnel? nm
x
minimum wage laws cover employees only - nm
x
BK does not cover student loans or IRS owed monies. bummer.
x
Not the OP, but the Sted's Ortho & Rehab Words is invaluable and should cover
s
There are some short-term insurance policies out there that cover you betweens job but do know that
they will not constitute as having "real" insurance thus the same has having had no insurance for those few months. I stupidly got a short-term policy for three months until my new insurance would kick in and it ended up not meaning anything to my new insurance. I had to wait a year for my preexisiting. This was Regence Blue Shield and others could be the same way. If nothing else, get a cheap high deductible plan ASAP to kick in right away if you dont want to take the Cobra.
True but that is to cover the expenses like rent, office supplies, sm
manager salaries. That does not include payroll that is based on service.
A good example woould be this: You are starting a book store. You need to plan the original inventory and six months worth of expenses. If you sell that inventory, you use the money from that to buy more books. If you do not sell any at first, you can stay in business for six months while you get noticed.
With transcription or any service business, you need enough in the bank to cover the same expenses, those that can keep you afloat while building your client base. However, you only hire more people as you get more customers. The payroll does not figure into the 6 months as it is based on what you provide, whereas the 6 months takes into account what it takes to get it going even if you do not have 1 employee.
Very, very few companies can have $800,000 lying around. If they did, they probably would need to invest it in equipment or spend it in other ways or the IRS would consider it profit and tax the heck out of it!
Always! When emailing my resume, my email acts as my cover letter and when faxing, I always have a
Your cover letter says much more about you than your resume ever can. Your resume lists your education, your jobs, and highlights your skills. In your cover letter, you have an opportunity to sum up how many years total experience you have and get specific about certain things you've accomplished at certain jobs.
you get a network of MTs to cover as backup whom you can trust. kinda like docs are "oncall"
network with MTs, you cover for them, they cover for you when times are necessary or take your laptop and go mobile if you wish to not do that.
accounts. Pay own taxes & insurance, charge to cover it all & to pay yourself a good salary.
nm
Who designed the cover for Guide to HIPAA Privacy Rule published by Stedman's?
nm
23K a year - not taxed. Women must walk behind the men, be quiet, and cover their face and head.
They would send me back home in about 2 days or just plain shoot me. I would never make it there.
I checked into it a while back and that was the salary then. It could be more now.
They do set you up with a home and housekeeper free of charge for the length of your stay. I know I would not adjust to their way of life, especially having to walk behind the men and being quiet about everything!
Good anatomy book is "Gray's Anatomy" (Running Press), soft cover, and inexpensive
curious MT
Trust me you should hope that VR does not catch on too quickly! It is very intense work, and you get paid squat for doing it! And you still have to type either when the voice is not recognized, ie, as in when the dictators are residents and just coming in, and you get paid the measy sum to edit reports that require more transcription than editing, so far there is yet a formual to distinguish between this! So count your blessings that VR is not making its wave across Amercia with the MT's until everyone catches on to the fact that it is not "easy money" and we need to be paid exactly the same amount of money whether we transcribe or whether we do VR. Or the companpy uses some formula you need to be a rocket scientist to figure out! Whether for personal use or for business use VR still needs to go back in the closet from whence it came! Or the Nationals need to pay us a living wage to do the editing if the clients want VR. Then I'll be more than happy to offer my 20+ years experience up to do as much VR as they want. At the moment those of us that do VR are being grossly taken for granted and our knowledge and experience used without proper compensation, because we were not totally informed about the trials and tribulations of VR and just HOW much work it truly is.
Just curious
Did you contact the MT and try to find out what the problem might be? With a Q.A. score that low (unless you're a comma freak) :) there is no hope. Personally I hate doing Q.A. but I've done it. I recall one MT that had a really low Q.A. I talked to and asked how I might help. Turns out she was a clinic MT (BIG difference) hired to do acute care on, of course, a production basis. She was about to lose everything she owned trying to make it. She ended up moving back in with her parents for a time and today so far as I know, she's a great MT. She had potential, just lacked knowledge. I think Q.A. has to realize that less than qualified MTs are hired routinely and this is not their fault.
Just curious, but
...how would you know what your company has to pay? In my experience, turnaround penalties were known by the account managers and senior management. It's a contractual detail, not public knowledge or something to be shared with transcriptionists. Then again, maybe you are in contracts, or account management, or maybe you are the CFO or COO. However, if all of your accounts truly incur no penalties, you should be buying lotto tickets, and please share the numbers with all of your friends here on MT Stars.
And yes, I've been in account management and senior management. It's not a pretty place. 
Just curious
ditto your thoughts!
Just curious, but how old are you?
I barely remember Beatles.
Just Curious
What is it that makes the job so difficult for someone with as much experience as you have as an MT? I have thought about making the switch myself, and was just wondering.
just curious
Why is that there are 3-5 pages of whining about MQ and having no work and only 5-6 hits to tips on how to improve skills. Why waste time writing these "open letters" and add to your Expanders or buy an Expander or ask for tips. No one, not even MQ, owes anyone anything. You have to make a way for yourself. 1200 lines per day is level I work. My goodness, get a grip. I think they are trying to tell you all something............They need production to stay AFLOAT.....May be the work is going to MTs who are grateful to have a job.
I'm curious too.
I've been with MQ for 2 months now but we have had them begging us for overtime, offering lots of incentives and stuff. We haven't even come close to running out.
I'll be waiting to see answers though!
Just curious
so, are you going to stop the fat and ugly stuff or not?
I would be curious to see if many SE's
opt for FT (or PT) employee status because of better benefits.
Benefits were not an issue for me, so it wouldn't be enticing to me but I would be curious as to how many would convert their status if a good enough benefit program was offered. (And what the "good enough" would be defined as for everyone.)
Just curious. Break's over.
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