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Serving Over 20,000 US Medical Transcriptionists

work 2 jobs - see income going down -

Posted By: planning on less soon on 2008-01-09
In Reply to: Quick Question - Deborah

as I still do mostly transcription but both are heavily into VR with huge pay cuts and I am so fast at typing that I will lose money big time - FT national 45,000, PT small company 13,000. 


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How does income tax work when you're IC?
I was offered a position from a company as an IC, and the contract had a clause about being responsible for your own tax deductions, etc. As I have only ever been an employee, I am not entirely sure how this works. If you are IC how do you pay taxes? Thanks!
74K solid year income + MT work
I saw in the Education Website a 74K package + some MT work that could get you into 90K a year after taxes. Is it worth it?
Poll: What do you consider a good income for MT work currently?

You can answer in your subject line.  Talking about gross annual income:


1)  $20,000 to $30,000


2)  $30,000 to $40,000


3)  $40,000 to $45,000


4)  $45,000 to $50,000


5)  $50,000 and up


6)  $60,000 and up


MT work - IC or employee or MTSO, even QA work could be included here. 


 


Not sure, I have deductions for federal income tax, SS tax, Medicare tax, and state income tax. ???
nm
IF it is secondary income, where is the harm? As long as you work around your kids (at night, naps)
a big plus when you are around kids all day and bring in a little cash to help out the household.
I work 7 days a week because I work 3 jobs.
Workaholic here who would seek counseling if I had the time. hahaha
Actually I work 2 jobs, and when
I was applying, I asked the person doing the hiring before I even tested.  Almost every single company I asked said yes, I could work off the clock, even if full time.  I take that back, every single company I applied to said yes, work off the clock, just don't report more than 40 hours.  They would be happy to receive the extra lines type.  It is not just the company I work for, it seems to be common.  Just ask the company you want to work for. 
Me, I do.....work several MT jobs
.
work two jobs too.
I work full-time doing acute care for a local hospital and part-time at home doing clinic work. Extra money always helps, especially since I am putting my husband through school.
anybody work 2 p/t MT jobs?

Just wondering if anybody works part-time for two companies?


Work at home jobs....

Is medical transcription one of the only legitimate careers available for people who want/need to be able to work from their home?  In searching for work-at-home opportunities it seems that so many things are scams.  I realize one can open any number of businesses that are based in their homes, but I'm talking about working FOR someone...for a company, and doing it from home.  I bought a book that supposedly gave lists of companies willing to hire people for work from home, but almost all of them either A.  Required a person to reside in a state I don't or B.  Had experience requirements that I didn't meet.  I'm just wondering if there is some big area of the marketplace that I'm missing that routinely hires people to work from their home, like medical transcription.  Can anyone help with this?  Thanks.


I work 2 jobs. One is ER with DS thrown in and the

second job is everything but ops since that is all someone wants on the account I'm on.


It's not all cut and paste. Make macros for common phrases. If you find you keep spelling something wrong, make a macro of the wrong spelling so that it automatically corrects it. I write down my words that keep getting stopped in spell check and at the end of the day I make a macro of it to put in the correct spelling. If it needs a capital letter, make a macro so that it capitalizes for you w/o hitting the shift key. If it's an abbreviation that needs to be capitalized, macro a macro of it. Lowercase pt comes out as PT, pmh comes out as PMH. I use pmh- to make it print out as past medical history and put a semicolon after pmh; for it to print out in capital letters. I have macros for the % sign. 1P = 1% and goes all the way up to 100p for 100%, 1L is 1 liter, 1h = 1 hour. If you are constantly typing certain headings for doctors make a macro of it. I have one doctor that wants all different headings than on the template we are given. I made a template just for him where everything is capitalized and bolded the way he wants so that saves me a ton of time. Make macros for your common meds. Also put correct caps of meds into your spellcheck. If I capitalize something like prednisone, it will make it automatically a lowercase w/o stopping on it except if it is the beginning of a sentence.


Work both jobs until you get new coverage or
buy your own policies.

It is a choice and you're making it.

If you're going to stay in hell, please do not complain about the temperature!
The company I work for has jobs sm
posted every week, even offering jobs that pay by the hour, but there is NO WORK for the transcriptions who already work there! This morning there are 2 jobs.
Asking about dialup, work, jobs, etc. (SM)
If you are looking for a job, please read the job ads on the Job Seeker's board. The ads are very descriptive and have contact information for your convenience.

Otherwise, the Company board is for asking about a specific company (or companies).

Goldbird

Yes, you can work 2 jobs for the same company.
The only catch is that if the hours for the 2 jobs combined are over 40 per week, that company has to pay OT for you and most companies won't allow you to work 2 jobs within the company for this reason. When I worked at the hospital, I held 2 part-time positions with them and never had a problem.

Anyone work two jobs at the same time?
I only have dial-up and it is so so slow and now the company I work for has "updated" their system which has made my downloading even slower and can only download two jobs at a time.. so now I have to sit and wait for the next job to come through.  The hours at my present job are becoming less and less flexible too and most places I have inquired about want you to put in an 8 hours shift.  My situation is that I was getting my line requirements in in about 4 1/2 hours, but now with the so slow system, I fear I will be sitting and waiting for work and I just can't stand not being productive... after all I'm not being paid to sit.  Was thinking about taking another position, working 5 minutes on one computer, switching to another and working 5 more minutes while my work downloads on the first, and back and forth.   Anyone else do this?   Can it be done?  or am I just taking on more than I can handle?    This downtime really is killing me, not just $$$, but psychologically too... I'm a Type A and I just want to Git Er done.  Any suggestions? 
I currently work 70 hours a week and three jobs...
so it is physically possible to work that many hours. I am going down to 50 hours a week in two weeks, but you do what you have to do.
Most jobs want a set schedule for work at home, from what I can tell -sm
there are very few that allow you to work when you want to anymore. I have 2 luckily that are 24 hour TAT so as long as I meet deadline they don't care when I work. You will unlikely find an at home job where you make much more than $10 an hour since ESL is 80% of any job anymore. So if that trade off is worth it for you, less money, more freedom, go for it.
I work 2 part-time IC jobs..sm
I feel like I have more stability that way just incase I want to leave one job or run out of work I always have a back-up.
I work 2 full time IC jobs. nm
;
Work 2 jobs here to pay off home improvement. sm
I am currently working a second job to pay for some home improvements.  I figured it would take about 3 years to pay off the debt but now it is looking like it will be more like 2 - 2 1/2 years.  My kids are older so they understand but I am TIRED!.  I have worked this second job for about 1 1/2 years now and while I am glad I had it available, I am about ready to quit the second job.  What good is a nice house if I am to exhausted to enjoy it and my family?
I work 2 full time jobs..
I work from 8:00 - 4:30 then get home and start working about 6 pm. until 12-1 a.m. It's tough to do, but can be done if you are determined enough. I've been doing for almost one year now. The bad thing is I work salary during day hours, and paid cpl at night, so nothing is overtime pay for me. Would be easier to have one job with overtime allowed. We girls just do what we gotta do, don't we?
Ditto, I work 2 PT jobs, which add up to 1 FT but am kept hopping - sm
with their activities, Brownies, dance classes for both, etc. My DH cleaned the other day, kids had it trashed in a very short period of time. He freaked. Now he understands why I get so bent when they make a mess. They are 5 & 7 so old enough to know better. I plan on getting one of those chore charts and start using it on a weekly basis. They like to fold the laundry though and help with that....where I need their cooperation is cleaning up their toys and not leaving cups everywhere. We are working on that though and they do loose privileges when they don't do what we ask of them. I think that is the best method to use for now. Good luck.
Has anyone looked into other work at home jobs (sm)

Like customer service or taking orders?


I started looking around and ran into a lot of ads and scams.


Any info would be appreciated, I want to get out of this field before too long.


I work two part-time jobs
and that seems to keep it more interesting for me. I work on two different platforms. One is a small hospital where I am an IC, and the other is an MTSO where my account is a huge hospital. I think having to juggle the two jobs, supervisors, etc., keeps me more distracted. But, yeah, it can get really boring at times.

I quit for 2 years a few years ago because I was seriously burned out and felt brain dead, but when I started looking for work again could not stand the thought of going to an office, so here I am again.
I just took 2 IC jobs, just in case one runs out of work
I have the other. I am starting with one that is great in NC (have friends there), and it does have the contract, but I contracted at the less amount so if I do more that is great and then I can get the bonus. The other one out of ME is also wonderful, and neither have restrictions on schedule just want to know about what you will do every couple of weeks and if you have something come up they are still flexible. After taking a week or so to decide, and seeing as well the notes on here about lay offs elsewhere, I decided to do the 2 IC, and also will probably volunteer at the local library, and sell on e bay last (too much work LOL). Good luck to you, but if you don't need benefits because someone else can provide them for your family, I'd personally go with the more flexible status than promise my whole life away to a large MTSO and then fear the threat of taking benefits away or sudden layoff. That is just me. And after a lot of thinking about what I personally value. My family and my paycheck to support my family. Good luck to you.!
I work 2 jobs, one FT that takes care of
my taxes (I have extra held out), and also as an IC.
Work for a company in a state that has no state income tax
I think there are 3 or 4 out there (Florida, Texas, and a few others.)  Then you really avoid the tax situation. 
I did work three jobs for quite a long time. Then it dawned on me that

(1) I was always tired (2) I was never finished working (3) It wasn't worth it.


I quit EDiX, and I quit my hospital job, and I've never looked back. I usually have what money I need. I work about 5 hours a day plus a small weekend job recently that's no more than 10 op notes.


Actually, it is quite easy to skip jobs, and I work for a national. sm

Depending upon the account, just press the appropriate number on the C-phone, and *poof* you're at the next job.  In my case, I have no "proof" per se, but when jobs skip from 7 a.m. to 10 a.m. then to 1 p.m., etc., and then it gets back to "normal" when you get to the non-ESL docs where I guess they stopped working.  it's not too hard to figure out that someone took what they wanted and left the rest.  It doesn't matter to me.  As has been stated, the MT who cherrypicks cheats himself/herself out of the chance to master everything and assure himself/herself of a larger pool of work.  That goes also for those who limit themselves to only certain work types.  Sure, we all have our preferences (I prefer admit notes and consults), but if you can do everything, then you're more likely not to be one of the ones coming here complaining of no work.


Just my opinion, and you know we all have one.  Happy Friday the 13th!   I have the weekend off for once, and it is actually beautiful weather here.  Yippee! 


I work 2 jobs and have my hours set pretty good. First

job is Sun through Wed 6 am to 2:30 pm, since we only need 32 hours for benefits. Second job is 8-11 pm Sun through Wed. I work both jobs at home so on Thurs. and Fri. I volunteer at the middle school so I get a chance to get out of the house and deal with other people. I got lucky because both jobs pay every other week but on different weeks so it worked out that I get paid every week.


I work 2 full time IC jobs and made just under 50K. nm

;


I have 3 jobs, 1 FT doing acute care, and 2 PT doing clinic work. sm
It can be a challenge juggling things, and I really do not have much of a social life, but for now it works.  It not only keeps the wolf away from the door but allows me to build up a little nest egg and save for a mega vacation I have planned in November to celebrate turning 50.  Having goals definitely helps me get through it all. 
Unfortunately there aren't very many work-at-home coding jobs. NM
x
It means to skip the jobs in your work queue that - sm
are by difficult dictators, or have no line-count-bolstering templates, or require too much backing up, re-listening, sentence restructuring, or nose-in-reference time to get in your minimum lines. That's especially true if the employer doesn't weight the job's pay by difficulty. Most MTs voice disapproval of the practice, but sometimes an gal's gotta do what a gal's gotta do, in order to survive and make that next car payment, rent check, or grocery bill.
Work morning, noon and night.....sort of...have always had at least 2 jobs, sometimes 3 -
in 1 basket. I just make myself a schedule for each job and try to stick to it, or work a lot early before kids get up for school, then work the 7 hours I get free during the day, then another 2-3 at night in order to do it all. Generally take 1 day off (Saturday) and 1 night off a week (Friday night usually) to try and keep sane. It can be done but it does grow old quick....been doing it for 3+ years in varying degrees of nuttiness.
At 53 working 2 jobs 80 hours a week is impossible. I tried it, it does not work!! (sm)
I have been at this business 30+ years and at one point worked 3 jobs and 2 were for hospital contracts with taxes taken out and the other IC. It gives you no life. My suggestion, if you need the extra $$ work your 40 during the week, then 1 or 2 nights 2 hours and then Sat/Sun 16 hours which would give you 20 hours. That is more than enough and will give you a chance to see if you want to make a job change. Have tried the 2 FT 80 hours and almost had a seizure over it. Remember if your not physically well you cannot do it all!
That should highest paid work at home jobs...look at number 7 to see the pic and listing!
That picture sure made me laugh. :)
The national I work for usually offers jobs to the in-house people when they acquire an account. nm
nm
supposed to be, after people lose their jobs, they are forced to take part-time, lower-paying jobs..
with little to no benefits. service jobs. where are you going to work in a few years, when Medical Transcription is replaced by technology? McDonald's, Walmart? you really going to like that?
Several jobs on Monster & CareerBuilder for inhouse office jobs down there through an
s
I did 3 jobs for a while about 3 years ago, you burn out quick, I was doing 3 MT jobs though...after
10 months I cut down to 2 as I don't like to have all my eggs in one basket.  But I am considering going down to 1 in September for my sanity, its a good steady job so financally it should not be an issue.  I have 2 right but have not worked the 1 in about 3 weeks due to some problems at their end, supposed to learn a VA account but not sure if I want to pursue it right now or not, they are waiting to hear from me at this point. I still have a lot going on with chemo, etc. so am mulling things over.  But if you have a full-time day job, then I would just go with 1 part-time MT job at night, unless 1 is during the week, and the other weekends only, then of course you will be working 7 days a week, very tiring I know.  I have been working 7 days a week for 3 years now but I do slack off now and then of course to recharge and get sleep etc. But burnout happens fast and I doubt you want to lose your day job so be careful. Good luck.
Two jobs very common, 3 jobs not unheard of.
x
MT income

I am at #6, but have been an MT for 30+ years. 


But for those who need FT income...sm
I can see how that could be a problem for some. It is my intention to get a PT job, and if I don't get enough work, find another to fill it out; then, who ever pays best for the best work and least hassle WINS. However, my DH is the primary wage earner around here. My income helps, but we don't require it to live.
income

I live in New York, have been doing MT for 15 years and during all of that time I have needed to work 50 to 70 hours a week.  I started on working mostly from tapes. When the dictations started coming through the computer and I started using word expanders, income went way up.  But so has my rent - used to be $750, now $1100.  And my son eats a lot more at 14 than he used to! A few years ago I started working for 2 services for extra money... but now I couldn't get by without 2 jobs. The first job used to pay well, but with a combination of a new platform and VR,  plus being transferred to a different account at a lesser line rate, I make thousands less from them than I used to.  I am changing companies.  Would love a 40 hour work week but don't think it's possible.


40,000 not low income

maybe with 10 children..  I know of one circumstance (in my state, and some others) where a person can make a decent amount of money (sky's not the limit, but 50,000 range is OK) and still get Medicaid. It's a program for working people with disabilities, whose medical expenses are extremely high and would not be covered by regular insurance - including services of home health aide and transportation to medical appointments, equipment, etc etc). I am on this program (which I was not told about by Medicaid workers, had to do my own research). So I am in the curious position of receiving government assistance (Medicaid only, not food stamps or disability payments) and working/paying taxes at the same time.


Likely the OP is not in this category.


Income Tax after Death

I have a friend whose mother passed away in March of this year.  She was an IC and thus earned income right up until the time of her death.  Is her daughter now responsible for filing an income tax return and/or paying taxes on this income?  I know an accountant for her would be handy in this situation, but I thought I might get some opinions here as well.  Thanks!!


Disagree - it is NET income
You pay your social security on your NET income not your gross, after all your deductions and look around you will find them.   Also you are only paying 7.5% MORE than if you were an employee.  Again, as an employee you have the convenience of someone controlling and withholding your income tax while as an IC you do it.  I have more usable income as an IC than as an employee because of my deductions.  If your husband is working have him take one less deduction or have them hold out a specific amount that will offset what you make,  they will do that and that way you don't have to worry about paying quarterly taxes.   The IRS doesn't care who pays as long as if you are filing jointly the tax has been paid.  
He can't cut his income intentionally.. sm
It's written into the divorce decree (if you have a halfway decent attorney) that income cannot be reduced.. and even if it is.. the child support and other payments remain the same as ordered. Been there...and done that..